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{"sheet":"Cover","index":0,"n_rows":29,"n_cols":2,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
["AFPS - Consolidated Factor Spreadsheet"]
["Cover"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]Cover"}]
[]
[]
["Specification","This spreadsheet contains the full suite of factors that are in force for the Armed Forces Pension Arrangements"]
[]
[]
[]
["Sheet","Description"]
["Purpose of spreadsheet","This sheet sets out the purpose of the spreadsheet and includes caveats on the use of the spreadsheet."]
["Version Control ","This sheet is used to show which factor tables have been updated since the last issued version of the consolidated factor spreadsheet."]
["Summary - AFPS","This sheet summaries the full suite of factors that are in force and the date when the factors were implemented."]
["Factor List","This sheet lists the full suite of factors that are in force together with the following information: "]
["x-101 and onwards","The 100 series factors contain the club transfer factors. Each different type of club transfer factor is set out on a separate sheet starting with sheet x-101, where x relates to the scheme section (if applicable)."]
["x-201 and onwards","The 200 series factors contain the non club transfer factors. Each different type of non club transfer factor is set out on a separate sheet starting with sheet x-201, where x relates to the scheme section (if applicable)."]
["x-301 and onwards","The 300 series factors contain the pension sharing on divorce factors. Each different type of pension sharing on divorce factor is set out on a separate sheet starting with sheet x-301, where x relates to the scheme section (if applicable)."]
["x-401 and onwards","The 400 series factors contain the early or late retirement factors. Each different type of early or late retirement factor is set out on a separate sheet starting with sheet x-401, where x relates to the scheme section (if applicable)."]
["x-501 and onwards","The 500 series factors contain the allocation factors - these have now been withdrawn and cases should be referred to GAD."]
["x-601 and onwards","The 600 series factors contain the trivial commutation factors. Each different type of trivial commutation factor is set out on a separate sheet starting with sheet x-601, where x relates to the scheme section (if applicable)."]
["x-701 and onwards","The 700 series factors contain the inverse commutation factors. "]
["x-801 and onwards","The 800 series factors contain the resettlement commutation factors."]
["x-901 and onwards","The 900 series factors contain the life commutation factors - these have now been withdrawn and cases should be referred to GAD."]
["x-1101 and onwards","The 1100 series factors contain the additional benefit or additional contribution factors. Each different type of additional benefit or additional contribution factor is set out on a separate sheet starting with sheet x-1101, where x relates to the scheme section (if applicable)."]
["x-1201 and onwards","The 1200 series factors contain the scheme pays factors. Each different type of scheme pays factor is set out on a separate sheet starting with sheet x-1201, where x relates to the scheme section (if applicable)."]
["x-1301 and onwards","The 1300 series factors contain the added pension factors. Each different type of added pension factor is set out on a separate sheet starting with sheet x-1301, where x relates to the scheme section (if applicable)."]
["x-1401 and onwards","The 1400 series factors contain the EDP lump sum conversion factors."]
["x-1501 and onwards","The 1500 series factors contain the repayment of EDP lump sum upon rejoining factors."]

{"sheet":"Purpose of spreadsheet","index":1,"n_rows":9,"n_cols":1,"rows_kept":9,"cut":false,"hidden":false,"merged":[[6,0,6,12],[8,0,11,12]]}
["Government Actuary's Department"]
["AFPS - Consolidated Factor Spreadsheet"]
["Purpose of Spreadsheet"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]Purpose of spreadsheet"}]
[]
[]
["Purpose of the Ministry of Defence (\"MoD\") Consolidated Factor Spreadsheet"]
[]
["This spreadsheet is provided by GAD at the request of MoD.  Its purpose is to set out in one place for convenience the actuarial factors provided by GAD to MoD from time to time in respect of Armed Forces Pension Scheme and related schemes, and the dates on which these factors have been sent to the client and implemented by the client.  It should not be used or relied on for any other purpose and GAD has no liability for any act or omission taken on the basis of this spreadsheet.  In particular, it does not constitute an instruction or manual for plan administration purposes, and it does not cover the implementation or backdating of factors other than to specify the factor implementation date (if provided by Ministry of Defence (\"MoD\").   \n\nGAD has no liability for any changes made to this spreadsheet whilst being used by Ministry of Defence (\"MoD\") or any other third party.\n\nThis spreadsheet should not be made available online without the express permission of GAD. \n\nThis spreadsheet is password protected. \n"]

{"sheet":"Version Control","index":2,"n_rows":54,"n_cols":3,"rows_kept":54,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
["Version Control"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]Version Control"}]
[]
["Version control"]
[]
["This sheet is intended to assist MoD in understanding which factors have changed and when. "]
["Version control on this sheet commences with the 2018 factor review (version 2019-1)"]
[]
["Version 2019- 1 (March 2019)"]
["Provides the following new factor tables:",null,"N/A - consolidates previously provided factor spreadsheets"]
["Provides the following revised factors:",null,"N/A - consolidates previously provided factor spreadsheets"]
["Confirms that the following factor table is no longer required by MoD:",null,"N/A"]
["Factors still to follow:",null,"N/A"]
["Methodology changes:",null,"N/A"]
["Date modified:",null,"2019-03-26"]
[]
["Version 2019- 1.1 (May 2019)"]
["Provides the following new factor tables:",null,"N/A - just provides links to sheets and changes formatting"]
["Provides the following revised factors:",null,"N/A - just provides links to sheets and changes formatting"]
["Confirms that the following factor table is no longer required by MoD:",null,"N/A"]
["Factors still to follow:",null,"N/A"]
["Methodology changes:",null,"N/A"]
["Date modified:",null,"2019-05-14"]
[]
["Version 2019- 1.2 (July 2019)"]
["Provides the following new factor tables:",null,"Tables 209, 313, 314, 315, 316, 317 included in list with links to actual tables"]
["Provides the following revised factors:",null,"Inverse commutation table (table 701) has been extended. Notes added below factor tables."]
["Confirms that the following factor table is no longer required by MoD:",null,"N/A"]
["Factors still to follow:",null,"N/A"]
["Methodology changes:",null,"N/A"]
["Date modified:",null,"2019-07-16"]
[]
["Version 2019- 1.3 (December 2019)"]
["Provides the following new factor tables:",null,"N/A"]
["Provides the following revised factors:",null,"GMP factors provided which are set to zero for members covered by GMP interim solution. Also implementation date for 306-310 set as 1 April 2019."]
["Confirms that the following factor table is no longer required by MoD:",null,"Table 304 removed as table 301 to be used instead - link set up."]
["Factors still to follow:",null,"N/A"]
["Methodology changes:",null,"N/A"]
["Date modified:",null,"2019-12-16"]
[]
["Version 2023 (03 April 2023)"]
["Provides the following new factor tables:"]
["Provides the following updated factor tables:",null,"x-201 to x-205, x-301, x-301, x-302, x-306 to x-312"]
["Factors still to follow:"]
["Methodology changes:"]
["Date Modified:",null,"2023-04-03"]
[]
["Version 2023-01"]
["Provides the following new factor tables:"]
["Provides the following updated factor tables:",null,"x-201 to x-205, x-301 to x-302, x-306 to x-317"]
["Methodology changes:"]
["Date Modified:",null,"2023-05-25"]

{"sheet":"Factor List","index":3,"n_rows":150,"n_cols":18,"rows_kept":150,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"'Purpose of spreadsheet'!A2","v":"AFPS - Consolidated Factor Spreadsheet"}]
["Factor List"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]Factor List"}]
[]
["Link to Tables","Series Number","Table Reference\n(Section-Series Number)","Section","Factor Type","Description","Gender","Factor Age/Period Definition","Section Number (x)","Table Reference in Guidance","Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)","Date Factors Issued to Client","Date Factors Implemented (if known)","Factor Status","Table ID","Source","UserID","Time Stamp"]
[null,101,"101A","AFPS 75, FTRS, NRPS PS","Club factors","Central Factors for Normal Pension Age of 60","Male","Age last birthday at relevant date","3, 4, 5","Table 3-101A, 4-101A, 5-101A","5-109i, 0-109ii, 0-110ii","2019-03-20","2019-04-01","In force"]
[{"$f":"HYPERLINK(\"#'x-\"&B8 & \"'!A1\",\"x-\"&B8)","v":"x-101"},101,"101B","AFPS 75, FTRS, NRPS PS","Club factors","Central Factors for Normal Pension Age of 60","Female","Age last birthday at relevant date","3, 4, 5","Table 3-101B, 4-101B, 5-101B","5-109i, 0-109ii, 0-110ii","2019-03-20","2019-04-01","In force"]
["x-102",102,"102A","AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS","Club factors","Central Factors for Normal Pension Age of 65","Male","Age last birthday at relevant date","0, 1, 2, 3, 4","Table 0-102A, 1-102A, 2-102A, 3-102A, 4-102A","2-109i","2019-03-20","2019-04-01","In force"]
["x-102",102,"102B","AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS","Club factors","Central Factors for Normal Pension Age of 65","Female","Age last birthday at relevant date","0, 1, 2, 3, 4","Table 0-102B, 1-102B, 2-102B, 3-102B, 4-102B","2-109i","2019-03-20","2019-04-01","In force"]
["x-103",103,"103A","AFPS 15","Club factors","Central Factors for Normal Pension Age of 66","Male","Age last birthday at relevant date",0,"Table 0-103A",null,"2019-03-20","2019-04-01","In force"]
["x-103",103,"103C","AFPS 15","Club factors","Central Factors for Normal Pension Age of 66","Female","Age last birthday at relevant date",0,"Table 0-103C",null,"2019-03-20","2019-04-01","In force"]
["x-104",104,"104A","AFPS 15","Club factors","Central Factors for Normal Pension Age of 67","Male","Age last birthday at relevant date",0,"Table 0-104A",null,"2019-03-20","2019-04-01","In force"]
["x-104",104,"104C","AFPS 15","Club factors","Central Factors for Normal Pension Age of 67","Female","Age last birthday at relevant date",0,"Table 0-104C",null,"2019-03-20","2019-04-01","In force"]
["x-105",105,"105A","AFPS 15","Club factors","Central Factors for Normal Pension Age of 68","Male","Age last birthday at relevant date",0,"Table 0-105A",null,"2019-03-20","2019-04-01","In force"]
["x-105",105,"105C","AFPS 15","Club factors","Central Factors for Normal Pension Age of 68","Female","Age last birthday at relevant date",0,"Table 0-105C",null,"2019-03-20","2019-04-01","In force"]
["x-106",106,"106A","AFPS 15","Club factors","Central Factors for Normal Pension Age of 69","Male","Age last birthday at relevant date",0,"Table 0-106A",null,"N/A","2019-04-01","Withdrawn"]
["x-106",106,"106C","AFPS 15","Club factors","Central Factors for Normal Pension Age of 69","Female","Age last birthday at relevant date",0,"Table 0-106C",null,"N/A","2019-04-01","Withdrawn"]
["x-107",107,"107A","AFPS 15","Club factors","Central Factors for Normal Pension Age of 70","Male","Age last birthday at relevant date",0,"Table 0-107A",null,"N/A","2019-04-01","Withdrawn"]
["x-107",107,"107C","AFPS 15","Club factors","Central Factors for Normal Pension Age of 70","Female","Age last birthday at relevant date",0,"Table 0-107C",null,"N/A","2019-04-01","Withdrawn"]
["x-108",108,"108A","AFPS15, AFPS05, RFPS, NRPS PS","Club factors","Club Transfers out - members eligible for immediate benefits","Male","Age last birthday at relevant date","0, 1, 2, 5",null,null,"N/A","N/A","Refer to GAD"]
["x-108",108,"108B","AFPS 15, AFPS 05, RFPS, NRPS PS","Club factors","Club Transfers out - members eligible for immediate benefits","Female","Age last birthday at relevant date","0, 1, 2, 5",null,null,"N/A","N/A","Refer to GAD"]
["x-109i","109i","109iA","AFPS 05","Club final salary transfers in","Club transfers in from Final Salary schemes to AFPS05 or AFPS15 (accepted into AFPS05)","Male","Age last birthday at relevant date",1,"Table 1-109iA",null,"2019-02-07","2019-04-01","In force"]
["x-109i","109i","109iB","AFPS 05","Club final salary transfers in","Club transfers in from Final Salary schemes to AFPS05 or AFPS15 (accepted into AFPS05)","Female","Age last birthday at relevant date",1,"Table 1-109iB",null,"2019-02-07","2019-04-01","In force"]
["x-109i","109i","102A","RFPS","Club final salary transfers in","Club transfers in from Final Salary schemes to RFPS","Male","Age last birthday at relevant date",2,"Table 2-102A",null,"2019-03-20","2019-04-01","In force"]
["x-109i","109i","102B","RFPS","Club final salary transfers in","Club transfers in from Final Salary schemes to RFPS","Female","Age last birthday at relevant date",2,"Table 2-102B",null,"2019-03-20","2019-04-01","In force"]
["x-109i","109i","101A","NRPS","Club final salary transfers in","Club transfers in from Final Salary schemes to NRPS","Male","Age last birthday at relevant date",5,"Table 5-101A",null,"2019-03-20","2019-04-01","In force"]
["x-109i","109i","101B","NRPS","Club final salary transfers in","Club transfers in from Final Salary schemes to NRPS","Female","Age last birthday at relevant date",5,"Table 5-101B",null,"2019-03-20","2019-04-01","In force"]
["x-109ii","109ii","101A","AFPS 15","Club CARE transfers in","Club transfers in from CARE schemes to AFPS15","Male","Age last birthday at relevant date",0,"Table 0-101A",null,"2019-03-20","2019-04-01","In force"]
["x-109ii","109ii","101B","AFPS 15","Club CARE transfers in","Club transfers in from CARE schemes to AFPS15","Female","Age last birthday at relevant date",0,"Table 0-101B",null,"2019-03-20","2019-04-01","In force"]
["x-109ii","109ii","208ABC - M","AFPS 05","Club CARE transfers in","Club transfers in from CARE schemes to AFPS05","Male","Age last birthday at relevant date",1,"Table 1-208A-M, 1-208B-M, 1-208C-M",null,"2018-11-28","2018-10-29","In force"]
["x-109ii","109ii","208ABC - F","AFPS 05","Club CARE transfers in","Club transfers in from CARE schemes to AFPS05","Female","Age last birthday at relevant date",1,"Table 1-208A-F, 1-208B-F, 1-208C-F",null,"2018-11-28","2018-10-29","In force"]
["x-110i","110i","110A","AFPS 05","Club final salary transfers in MODOs","Club transfers in from Final Salary schemes to AFPS05 or AFPS15 MODOs (accepted into AFPS05)","Male","Age last birthday at relevant date",1,"Table 1-110iA",null,"N/A",null,"Refer to GAD"]
["x-110i","110i","110B","AFPS 05","Club final salary transfers in MODOs","Club transfers in from Final Salary schemes to AFPS05 or AFPS15 MODOs (accepted into AFPS05)","Female","Age last birthday at relevant date",1,"Table 1-110iB",null,"N/A",null,"Refer to GAD"]
["x-110ii","110ii","101A","AFPS 15","Club CARE transfers in MODOs","Club transfers in from CARE schemes to AFPS15 MODOs","Male","Age last birthday at relevant date",0,"Table 0-101A",null,"2019-03-20","2019-04-01","In force"]
["x-110ii","110ii","101B","AFPS 15","Club CARE transfers in MODOs","Club transfers in from CARE schemes to AFPS15 MODOs","Female","Age last birthday at relevant date",0,"Table 0-101B",null,"2019-03-20","2019-04-01","In force"]
["x-110ii","110ii","110iA","AFPS 05","Club CARE transfers in MODOs","Club transfers in from CARE schemes to AFPS05 MODOs","Male","Age last birthday at relevant date",1,"Table 0-110iA",null,"N/A",null,"Refer to GAD"]
["x-110ii","110ii","110iB","AFPS 05","Club CARE transfers in MODOs","Club transfers in from CARE schemes to AFPS05 MODOs","Female","Age last birthday at relevant date",1,"Table 0-110iB",null,"N/A",null,"Refer to GAD"]
["x-113",113,113,"AFPS 15","Club factors","Factors for adjusting the transfer payments for CARE benefits ","Unisex","Age last birthday at relevant date",0,"Table 0-113",null,"2019-03-20","2019-04-01","In force"]
[{"$f":"HYPERLINK(\"#'x-\"&B40 & \"'!A1\",\"x-\"&B40)","v":"x-201"},201,"201A","AFPS 75, FTRS, NRPS PS","CETV","Non club transfers PA 60","Male","Age last birthday at relevant date","3, 4, 5","Table 3-201A, 4-201A, 5-201A",313,"2023-05-25",null,"In force"]
["x-201",201,"201B","AFPS 75, FTRS, NRPS PS","CETV","Non club transfers PA 60","Female","Age last birthday at relevant date","3, 4, 5","Table 3-201B, 4-201B, 5-201B",313,"2023-05-25",null,"In force"]
["x-202",202,"202A","AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS","CETV","Non club transfers PA 65","Male","Age last birthday at relevant date","0, 1, 2, 3, 4","Table 0-202A, 1-202A, 2-202A, 3-202A, 4-202A",314,"2023-05-25",null,"In force"]
["x-202",202,"202B","AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS","CETV","Non club transfers PA 65","Female","Age last birthday at relevant date","0, 1, 2, 3, 4","Table 0-202B, 1-202B, 2-202B, 3-202B, 4-202B",314,"2023-05-25",null,"In force"]
["x-202",202,"202C","AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS","CETV","Non club transfers PA 65 - females age 60 and above","Female","Age last birthday at relevant date","0, 1, 2, 3, 4","Table 0-202C, 1-202C, 2-202C, 3-202C, 4-202C",314,"2023-05-25",null,"In force"]
["x-203",203,"203A","AFPS 15","CETV","Non club transfers PA 66","Male","Age last birthday at relevant date",0,"Table 0-203A",315,"2023-05-25",null,"In force"]
["x-203",203,"203B","AFPS 15","CETV","Non club transfers PA 66 - males age 65 and above","Male","Age last birthday at relevant date",0,"Table 0-203B",315,"2023-05-25",null,"In force"]
["x-203",203,"203C","AFPS 15","CETV","Non club transfers PA 66","Female","Age last birthday at relevant date",0,"Table 0-203C",315,"2023-05-25",null,"In force"]
["x-203",203,"203D","AFPS 15","CETV","Non club transfers PA 66 - females age 60 and above","Female","Age last birthday at relevant date",0,"Table 0-203D",315,"2023-05-25",null,"In force"]
["x-204",204,"204A","AFPS 15","CETV","Non club transfers PA 67","Male","Age last birthday at relevant date",0,"Table 0-204A",316,"2023-05-25",null,"In force"]
["x-204",204,"204B","AFPS 15","CETV","Non club transfers PA 67 - males age 65 and above","Male","Age last birthday at relevant date",0,"Table 0-204B",316,"2023-05-25",null,"In force"]
["x-204",204,"204C","AFPS 15","CETV","Non club transfers PA 67","Female","Age last birthday at relevant date",0,"Table 0-204C",316,"2023-05-25",null,"In force"]
["x-204",204,"204D","AFPS 15","CETV","Non club transfers PA 67 - females age 60 and above","Female","Age last birthday at relevant date",0,"Table 0-204D",316,"2023-05-25",null,"In force"]
["x-205",205,"205A","AFPS 15","CETV","Non club transfers PA 68","Male","Age last birthday at relevant date",0,"Table 0-205A",317,"2023-05-25",null,"In force"]
["x-205",205,"205B","AFPS 15","CETV","Non club transfers PA 68 - males age 65 and above","Male","Age last birthday at relevant date",0,"Table 0-205B",317,"2023-05-25",null,"In force"]
["x-205",205,"205C","AFPS 15","CETV","Non club transfers PA 68","Female","Age last birthday at relevant date",0,"Table 0-205C",317,"2023-05-25",null,"In force"]
["x-205",205,"205D","AFPS 15","CETV","Non club transfers PA 68 - females age 60 and above","Female","Age last birthday at relevant date",0,"Table 0-205D",317,"2023-05-25",null,"In force"]
["x-206A","206A","301A","AFPS 15, AFPS 05, AFPS 75, FTRS, NRPS PS","CETV","Non club transfers out - members eligible for immediate benefits","Male","Age last birthday at relevant date","0, 1, 3, 4, 5","Table 0-301A, 1-301A, 2-301A, 3-301A, 4-301A, 5-301A",null,"2018-11-08","2018-10-29","In force"]
["x-206B","206B","301B","AFPS 15, AFPS 05, AFPS 75, FTRS, NRPS PS","CETV","Non club transfers out - members eligible for immediate benefits","Female","Age last birthday at relevant date","0, 1, 3, 4, 5","Table 0-301B, 1-301B, 2-301B, 3-301B, 4-301B, 5-301B",null,"2018-11-08","2018-10-29","In force"]
["x-208",208,208,"AFPS 15","TV In (non-club)","Non club transfers in (OF & OR and MODOs) ","Female","Age last birthday at relevant date",0,"Table 0-208F",209,"2018-11-28","2018-10-29","In force"]
["x-208",208,208,"AFPS 15","TV In (non-club)","Non club transfers in (OF & OR and MODOs) ","Male","Age last birthday at relevant date",0,"Table 0-208M",209,"2018-11-28","2018-10-29","In force"]
["x-208A","208A","208A","AFPS 05","TV In (non-club)","Non club transfers in (OF & OR) ","Female","Age last birthday at relevant date",1,"Table 1-208A-F","1-109ii","2018-11-28","2018-10-29","In force"]
["x-208A","208A","208A","AFPS 05","TV In (non-club)","Non club transfers in (OF & OR) ","Male","Age last birthday at relevant date",1,"Table 1-208A-M","1-109ii","2018-11-28","2018-10-29","In force"]
["x-208B","208B","208B","AFPS 05","TV In (non-club)","Non club transfers in (OF & OR) ","Female","Age last birthday at relevant date",1,"Table 1-208B-F","1-109ii","2018-11-28","2018-10-29","In force"]
["x-208B","208B","208B","AFPS 05","TV In (non-club)","Non club transfers in (OF & OR) ","Male","Age last birthday at relevant date",1,"Table 1-208B-M","1-109ii","2018-11-28","2018-10-29","In force"]
["x-208C","208C","208C","AFPS 05","TV In (non-club)","Non club transfers in (OF & OR) ","Female","Age last birthday at relevant date",1,"Table 1-208C-F","1-109ii","2018-11-28","2018-10-29","In force"]
["x-208C","208C","208C","AFPS 05","TV In (non-club)","Non club transfers in (OF & OR) ","Male","Age last birthday at relevant date",1,"Table 1-208C-M","1-109ii","2018-11-28","2018-10-29","In force"]
["x-209",209,208,"AFPS 15","TV In (non-club)","Non-Club Transfers in - MODOs","Male and Female","Age last birthday at relevant date",0,"Table 0-209",null,"2018-11-28","2018-10-29","In force"]
["x-209A","209A","209A","AFPS 05","TV In (non-club)","Non-Club Transfers in - MODOs","Male and Female","Age last birthday at relevant date",1,"Table 1-209",null,"N/A",null,"Refer to GAD"]
["x-301",301,"301A","All Schemes","PenCE","CE for current pensioner - retirement in normal health","Male","Age last birthday at relevant date",0,"Table 0-301A, 1-301A, 2-301A, 3-301A, 4-301A, 5-301A","206, 304","2023-05-25",null,"In force"]
["x-301",301,"301B","All Schemes","PenCE","CE for current pensioner - retirement in normal health","Female","Age last birthday at relevant date",0,"Table 0-301B, 1-301B, 2-301B, 3-301B, 4-301B, 5-301B","206, 304","2023-05-25",null,"In force"]
["x-302",302,"302A","All Schemes","PenCE","CE for current pensioner - retirement in ill health","Male","Age last birthday at relevant date",0,"Table 0-302A, 1-302A, 2-302A, 3-302A, 4-302A, 5-302A",null,"2023-05-25",null,"In force"]
[{"$f":"HYPERLINK(\"#'x-\"&B72 & \"'!A1\",\"x-\"&B72)","v":"x-302"},302,"302B","All Schemes","PenCE","CE for current pensioner - retirement in ill health","Female","Age last birthday at relevant date",0,"Table 0-302B, 1-302B, 2-302B, 3-302B, 4-302B, 5-302B",null,"2023-05-25",null,"In force"]
["x-304",304,"301A","AFPS 15, AF75, AF05","CETV","CETVs for pension sharing on divorce - Transfer value factors for active members entitled to immediate benefits","Male","Age last birthday at relevant date",0,"Table 0-301A, 1-301A, 3-301A",null,"2018-11-08","2018-10-29","In force"]
["x-304",304,"301B","AFPS 15, AF75, AF05","CETV","CETVs for pension sharing on divorce - Transfer value factors for active members entitled to immediate benefits","Female","Age last birthday at relevant date",0,"Table 0-301B, 1-301B, 3-301B",null,"2018-11-08","2018-10-29","In force"]
["x-306",306,"306A","NRPS PS","Pension Credit","Pension credit factors  PA 60","Male","Age last birthday at relevant date",5,"Table 5-306A",null,"2023-05-25",null,"In force"]
["x-306",306,"306B","NRPS PS","Pension Credit","Pension credit factors PA 60","Female","Age last birthday at relevant date",5,"Table 5-306B",null,"2023-05-25",null,"In force"]
["x-307",307,"307A","AFPS 15, AFPS 05, RFPS, AFPS 75 and FTRS","Pension Credit","Pension credit factors - PA 65","Male","Age last birthday at relevant date","0, 1, 2, 3, 4","Table 0-307A, 1-307A, 2-307A, 3-307A, 4-307A",null,"2023-05-25",null,"In force"]
["x-307",307,"307B","AFPS 15, AFPS 05, RFPS, AFPS 75 and FTRS","Pension Credit","Pension credit factors  - PA 65","Female","Age last birthday at relevant date","0, 1, 2, 3, 4","Table 0-307B, 1-307B, 2-307B, 3-307B, 4-307B",null,"2023-05-25",null,"In force"]
["x-308",308,"308A","AFPS 15","Pension Credit","Pension credit factors - PA 66","Male","Age last birthday at relevant date",0,"Table 0-308A",null,"2023-05-25",null,"In force"]
["x-308",308,"308B","AFPS 15","Pension Credit","Pension credit factors - PA 66","Female","Age last birthday at relevant date",0,"Table 0-308B",null,"2023-05-25",null,"In force"]
["x-309",309,"309A","AFPS 15","Pension Credit","Pension credit factors - PA 67","Male","Age last birthday at relevant date",0,"Table 0-309A",null,"2023-05-25",null,"In force"]
["x-309",309,"309B","AFPS 15","Pension Credit","Pension credit factors - PA 67","Female","Age last birthday at relevant date",0,"Table 0-309B",null,"2023-05-25",null,"In force"]
["x-310",310,"310A","AFPS 15","Pension Credit","Pension credit factors - PA 68","Male","Age last birthday at relevant date",0,"Table 0-310A",null,"2023-05-25",null,"In force"]
["x-310",310,"310B","AFPS 15","Pension Credit","Pension credit factors - PA 68","Female","Age last birthday at relevant date",0,"Table 0-310B",null,"2023-05-25",null,"In force"]
["x-311",311,311,"All Schemes","Pension Credit","Adjustment factors for pension debits/credits - retirement in normal heath - pension","Unisex","Age","0, 1, 2, 3, 4, 5","Table 0-311, 1-311, 2-311, 3-311, 4-311, 5-311",null,"2023-05-25",null,"In force"]
["x-311",311,311,"All Schemes","Pension Credit","Adjustment factors for pension debits/credits - retirement in normal health - lump sum","Unisex","Age","0, 1, 2, 3, 4, 5","Table 1-311, 2-311, 3-311, 4-311, 5-311",null,"2023-05-25",null,"In force"]
["x-312",312,312,"All Schemes","Pension Credit","Adjustment factors for pension debits/credits - retirement in ill health - pension","Unisex","Age","0, 1, 2, 3, 4, 5","Table 0-312, 1-312, 2-312, 4-312, 5-312",null,"2023-05-25",null,"In force"]
["x-312",312,312,"All Schemes","Pension Credit","Adjustment factors for pension debits/credits - retirement in ill health - lump sum","Unisex","Age","0, 1, 2, 3, 4, 5","Table 1-312, 2-312, 4-312, 5-312",null,"2023-05-25",null,"In force"]
["x-313",313,201,"AFPS 75, FTRS, NRPS PS","CETV","CETVs for deferred pension age 60","Male and Female","Age last birthday at relevant date","3, 4, 5","Table 3-201, 4-201, 5-201",null,"2023-05-25",null,"In force"]
["x-314",314,202,"AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS","CETV","CETVs for deferred pension age 65","Male and Female","Age last birthday at relevant date","0, 1, 2, 3, 4","Table 0-202, 1-202, 2-202, 3-202, 4-202",null,"2023-05-25",null,"In force"]
["x-315",315,203,"AFPS 15","CETV","CETVs for deferred pension age 66","Male and Female","Age last birthday at relevant date",0,"Table 0-203",null,"2023-05-25",null,"In force"]
["x-316",316,204,"AFPS 15","CETV","CETVs for deferred pension age 67","Male and Female","Age last birthday at relevant date",0,"Table 0-204",null,"2023-05-25",null,"In force"]
["x-317",317,205,"AFPS 15","CETV","CETVs for deferred pension age 68","Male and Female","Age last birthday at relevant date",0,"Table 0-205",null,"2023-05-25",null,"In force"]
["x-401",401,"401A","AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS","ERF","Age at Early/Late Retirement - Adjustment to Pension - Unisex ","Unisex","Age at Early/Late Retirement","0, 1, 2, 3, 4","Table 0-401A, 1-401A, 2-401A, 3-401A, 4-401A",null,"2018-11-22","2019-04-01","In force"]
["x-401",401,"401B","AFPS 05, RFPS, AFPS 75, FTRS","ERF","Age at Early Retirement - Adjustment to Lump Sum - Unisex ","Unisex","Age at Early/Late Retirement","1, 2, 3, 4","Table 1-401B, 2-401B, 3-401B, 4-401B",null,"2018-11-22","2019-04-01","In force"]
["x-402",402,402,"AFPS 15","LRF","In service late retirement factors - Age at Late Retirement - Adjustment to Pension","Unisex","Age at Early/Late Retirement",0,"Table 0-402",null,"2018-11-22","2019-04-01","In force"]
["x-501",501,501,"AFPS 15, AFPS 05, RFPS","Allocation","Pension Allocation Factors","Male and Female","Age","0, 1, 2",null,null,"N/A","2015-08-06","Refer to GAD"]
["x-601",601,"601A","All Schemes","Triv Comm","Member's Trivial Commutation Factors -All Armed Forces schemes - Males","Male","Age last birthday at commutation date","0, 1, 2, 3, 4, 5","Table 0-601A, 1-601A, 2-601A, 3-601A, 4-601A, 5-601A",null,"2018-12-04","2018-12-04","In force"]
["x-601",601,"601B","All Schemes","Triv Comm","Member's Trivial Commutation Factors -All Armed Forces schemes - Females","Female","Age last birthday at commutation date","0, 1, 2, 3, 4, 5","Table 0-601B, 1-601B, 2-601B, 3-601B, 4-601B, 5-601B",null,"2018-12-04","2018-12-04","In force"]
["x-602",602,"602A","All Schemes","Triv Comm","Dependant's Trivial Commutation Factors - All Armed Forces schemes - Males","Male","Age last birthday at commutation date","0, 1, 2, 3, 4, 5","Tables 0-602A, 1-602A, 2-602A, 3-602A, 4-602A, 5-602A",null,"2018-12-04","2018-12-04","In force"]
["x-602",602,"602B","All Schemes","Triv Comm","Dependant's Trivial Commutation Factors - All Armed Forces schemes - Females","Female","Age last birthday at commutation date","0, 1, 2, 3, 4, 5","Tables 0-602A, 1-602B, 2-602B, 3-602B, 4-602B, 5-602B",null,"2018-12-04","2018-12-04","In force"]
["x-701",701,701,"AFPS 05 and RFPS","Inverse Comm","Inverse commutation factors - Amount of additional pension per £100 of lump sum","Male and Female","Age last birthday at commutation date","1, 2","Table 1-701, 2-701",null,"2018-12-04","2018-12-04","In force"]
["x-801",801,801,"AFPS 75","Resettlement Comm","Resettlement commutation scheme table of rates","Unisex","Age last birthday at discharge",3,"Table 3-801",null,"2018-12-12","2018-12-12","In force"]
[{"$f":"HYPERLINK(\"#'x-\"&B104 & \"'!A1\",\"x-\"&B104)","v":"x-901"},901,901,"AFPS 75","Life Commutation","Life commutation - PI delayed to age 55","Unisex","Age last birthday",3,"Table 3-901",null,"N/A","2018-10-04","Refer to GAD"]
["x-902",902,902,"AFPS 75","Life Commutation","Life commutation - immediate PI","Unisex","Age last birthday",3,"Table 3-902",null,"N/A","2018-10-04","Refer to GAD"]
["x-1101",1101,1101,"AFPS 05","Added years","Regular annual contribution for one added year as a percentage of salary, paid until age 55","Unisex","Age at birthday following exercise of option",1,"Table 1-1101",null,"2019-01-31","2019-04-01","In force"]
["x-1101",1101,1101,"AFPS 75","Added years","Regular annual contribution for one added year as a percentage of salary, paid until age 55","Unisex","Age at birthday following exercise of option",3,"Table 3-1101",null,"2019-01-31","2019-04-01","In force"]
["x-1102",1102,1102,"AFPS 75","Added years","Added years reduction factors","Unisex","Age last birthday before retirement",3,"Table 3-1102",null,"2019-01-31","2019-04-01","In force"]
["x-1103",1103,1103,"AFPS 75","AVC","Factors for regular AVCs to increase all member's benefit from representative pay to actual pay except attributable benefits - Other ranks","Unisex","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces",3,"Table 3-1103",null,"N/A","2019-04-01","Withdrawn"]
["x-1104",1104,1104,"AFPS 75","AVC","Factors for regular AVCs to increase all member's benefit from representative pay to actual pay except attributable benefits - Medical and Dental Officers","Unisex","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces",3,"Table 3-1104",null,"N/A","2019-04-01","Withdrawn"]
["x-1105",1105,1105,"AFPS 75","AVC","Factors for regular AVCs to increase the spouse's benefit from 50% of the members pension to 4/9 ths of representative pay - Non Medical and Dental Officers","Unisex","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces",3,"Table 3-1105",null,"N/A","2019-04-01","Withdrawn"]
["x-1106",1106,1106,"AFPS 75","AVC","Factors for regular AVCs to increase the spouse's benefit from 50% of the members pension to 4/9 ths of representative pay - Other Ranks","Unisex","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces",3,"Table 3-1106",null,"N/A","2019-04-01","Withdrawn"]
["x-1107",1107,1107,"AFPS 75","AVC","Factors for regular AVCs to increase the spouse's benefit from 50% of the members pension to 4/9 ths of representative pay - Medical and Dental Officers","Unisex","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces",3,"Table 3-1107",null,"N/A","2019-04-01","Withdrawn"]
["x-1108",1108,1108,"AFPS 75","AVC","Factors for regular AVCs to increase the death in service benefit from 3 times to 4 times representative pay - Non Medical and Dental Officers","Unisex","Age at start of AVCs/Age at entry to AFPS 75",3,"Table 3-1108",null,"2015-09-28","2016-02-01","In force"]
["x-1109",1109,1109,"AFPS 75","AVC","Factors for regular AVCs to increase the death in service benefit from 3 times to 4 times representative pay - Other Ranks","Unisex","Age at start of AVCs/Age at entry to AFPS 75",3,"Table 3-1109",null,"2015-09-28","2016-02-01","In force"]
["x-1110",1110,1110,"AFPS 75","AVC","Factors for regular AVCs to increase the death in service benefit from 3 times to 4 times representative pay - Medical and Dental Officers","Unisex","Age at start of AVCs/Age at entry to AFPS 75",3,"Table 3-1110",null,"2015-09-28","2016-02-01","In force"]
["x-1201",1201,"1201A","AFPS 05, RFPS, AFPS 75, FTRS, NRPS PS","Scheme pays AA","AA scheme pays conversion factors ","Male and Female","Age last birthday at relevant date","1, 2, 3, 4, 5","Table 1-1201A, 2-1201A, 3-1201A, 4-1201A, 5-1201A",null,"2018-12-06","2019-04-01","In force"]
["x-1201",1201,"1201B","AFPS 05, RFPS, AFPS 75, FTRS, NRPS PS","Scheme pays AA","AA scheme pays conversion factors","Female and Male","Age last birthday at relevant date","1, 2, 3, 4, 5","Table 1-1201B, 2-1201B, 3-1201B, 4-1201B, 5-1201B",null,"2018-12-06","2019-04-01","In force"]
["x-1202",1202,"1202A","All schemes","Scheme pays AA","AA scheme pays conversion factors - \"Pension only\" conversion factors ","Male and Female","Age last birthday at relevant date","0, 1, 2, 3, 4, 5","Table 0-1202A, 1-1202A, 2-1202A, 3-1202A, 4-1202A, 5-1202A",null,"2018-12-06","2019-04-01","In force"]
["x-1202",1202,"1202B","All schemes","Scheme pays AA","AA scheme pays conversion factors - \"Pension only\" conversion factors","Female and Male","Age last birthday at relevant date","0, 1, 2, 3, 4, 5","Table 0-1202B, 1-1202B, 2-1202B, 3-1202B, 4-1202B, 5-1202B",null,"2018-12-06","2019-04-01","In force"]
["x-1203",1203,"1203A","All schemes","Scheme pays AA","Factors for adjusting scheme pays offsets on actual retirement in normal health - adjustment to pension","Male and Female","Age","0, 1, 2, 3, 4, 5","Table 0-1203A, 1-1203A, 2-1203A, 3-1203A, 4-1203A, 5-1203A",null,"2018-12-06","2019-04-01","In force"]
["x-1203",1203,"1203C","All schemes","Scheme pays AA","Factors for adjusting scheme pays offsets on actual retirement in normal health - adjustment to pension","Female and Male","Age","0, 1, 2, 3, 4, 5","Table 0-1203C, 1-1203C, 2-1203C, 3-1203C, 4-1203C, 5-1203C",null,"2018-12-06","2019-04-01","In force"]
["x-1203",1203,"1203B","All schemes","Scheme pays AA","Factors for adjusting scheme pays offsets on actual retirement in normal health - adjustment to lump sum","Male and Female","Age","1, 2, 3, 4, 5","Table 1-1203B, 2-1203B, 3-1203B, 4-1203B, 5-1203B",null,"2018-12-06","2019-04-01","In force"]
["x-1203",1203,"1203D","All schemes","Scheme pays AA","Factors for adjusting scheme pays offsets on actual retirement in normal health - adjustment to lump sum","Female and Male","Age","1, 2, 3, 4, 5","Table 1-1203D, 2-1203D, 3-1203D, 4-1203D, 5-1203D",null,"2018-12-06","2019-04-01","In force"]
["x-1204",1204,"1204A","All schemes","Scheme pays AA","Factors for adjusting scheme pays offsets on ill health retirement - adjustment to pension","Male and Female","Age last birthday at relevant date","0, 1, 2, 3, 4, 5","Table 0-1204A, 1-1204A, 2-1204A, 3-1204A, 4-1204A, 5-1204A",null,"2018-12-06","2019-04-01","In force"]
["x-1204",1204,"1204C","All schemes","Scheme pays AA","Factors for adjusting scheme pays offsets on ill-health retirement - adjustment to pension","Female and Male","Age last birthday at relevant date","0, 1, 2, 3, 4, 5","Table 0-1204C, 1-1204C, 2-1204C, 3-1204C, 4-1204C, 5-1204C",null,"2018-12-06","2019-04-01","In force"]
["x-1204",1204,"1204B","All schemes","Scheme pays AA","Factors for adjusting scheme pays offsets on ill-health retirement - adjustment to lump sum","Male and Female","Age last birthday at relevant date","1, 2, 3, 4, 5","Table 1-1204B, 2-1204B, 3-1204B, 4-1204B, 5-1204B",null,"2018-12-06","2019-04-01","In force"]
["x-1204",1204,"1204D","All schemes","Scheme pays AA","Factors for adjusting scheme pays offsets on ill-health retirement - adjustment to lump sum","Female and Male","Age last birthday at relevant date","1, 2, 3, 4, 5","Table 1-1204D, 2-1204D, 3-1204D, 4-1204D, 5-1204D",null,"2018-12-06","2019-04-01","In force"]
["x-1205",1205,"1205A","All schemes","Scheme pays LTA","LTA Pension Conversion Factors - retirement not on grounds of ill health","Male","Age last birthday at relevant date","0, 1, 2, 3, 4, 5","Table 0-1205A, 1-1205A, 2-1205A, 3-1205A, 4-1205A, 5-1205A",null,"2018-12-06","2019-04-01","In force"]
["x-1205",1205,"1205B","All schemes","Scheme pays LTA","LTA - Pension conversion factors - retirement not on grounds of ill health","Female","Age last birthday at relevant date","0, 1, 2, 3, 4, 5","Table 0-1205B, 1-1205B, 2-305B, 3-305B, 4-1205B, 5-1205B",null,"2018-12-06","2019-04-01","In force"]
["x-1206",1206,"1206A","All schemes","Scheme pays LTA","LTA - Pension Conversion Factors - retirement on grounds of ill health","Male","Age last birthday at relevant date","0, 1, 2, 3, 4, 5","Table 0-1206A, 1-1206A, 2-1206A, 3-1206A, 4-1206A, 5-1206A",null,"2018-12-06","2019-04-01","In force"]
["x-1206",1206,"1206B","All schemes","Scheme pays LTA","LTA - Pension Conversion Factors - retirement on grounds of ill health","Female","Age last birthday at relevant date","0, 1, 2, 3, 4, 5","Table 0-1206B, 1-1206B, 2-1206B, 3-1206B, 4-1206B, 5-1206B",null,"2018-12-06","2019-04-01","In force"]
["x-1301",1301,1301,"AFPS 15","Added pension","Added Pension AVCs - Single Premium, Unisex Member Only, SPA 65","Unisex","Age when notice of election given",0,"Table 1301",null,"2019-01-15","2019-04-01","In force"]
["x-1302",1302,1302,"AFPS 15","Added pension","Added Pension AVCs - Monthly Premium, Unisex Member Only, SPA 65","Unisex","Age when notice of election given",0,"Table 1302",null,"2019-01-15","2019-04-01","In force"]
["x-1303",1303,1303,"AFPS 15","Added pension","Added Pension AVCs - Single Premium, Unisex Member and Dependant, SPA 65","Unisex","Age when notice of election given",0,"Table 1303",null,"2019-01-15","2019-04-01","In force"]
[{"$f":"HYPERLINK(\"#'x-\"&B136 & \"'!A1\",\"x-\"&B136)","v":"x-1304"},1304,1304,"AFPS 15","Added pension","Added Pension AVCs - Monthly Premium, Unisex Member and Dependant, SPA 65","Unisex","Age when notice of election given",0,"Table 1304",null,"2019-01-15","2019-04-01","In force"]
["x-1305",1305,1305,"AFPS 15","Added pension","Added Pension AVCs - Single Premium, Unisex Member Only, SPA 66","Unisex","Age when notice of election given",0,"Table 1305",null,"2019-01-15","2019-04-01","In force"]
["x-1306",1306,1306,"AFPS 15","Added pension","Added Pension AVCs - Monthly Premium, Unisex Member Only, SPA 66","Unisex","Age when notice of election given",0,"Table 1306",null,"2019-01-15","2019-04-01","In force"]
["x-1307",1307,1307,"AFPS 15","Added pension","Added Pension AVCs - Single Premium, Unisex Member and Dependant, SPA 66","Unisex","Age when notice of election given",0,"Table 1307",null,"2019-01-15","2019-04-01","In force"]
["x-1308",1308,1308,"AFPS 15","Added pension","Added Pension AVCs - Monthly Premium, Unisex Member and Dependant, SPA 66","Unisex","Age when notice of election given",0,"Table 1308",null,"2019-01-15","2019-04-01","In force"]
["x-1309",1309,1309,"AFPS 15","Added pension","Added Pension AVCs - Single Premium, Unisex Member Only, SPA 67","Unisex","Age when notice of election given",0,"Table 1309",null,"2019-01-15","2019-04-01","In force"]
["x-1310",1310,1310,"AFPS 15","Added pension","Added Pension AVCs - Monthly Premium, Unisex Member Only, SPA 67","Unisex","Age when notice of election given",0,"Table 1310",null,"2019-01-15","2019-04-01","In force"]
["x-1311",1311,1311,"AFPS 15","Added pension","Added Pension AVCs - Single Premium, Unisex Member and Dependant, SPA 67","Unisex","Age when notice of election given",0,"Table 1311",null,"2019-01-15","2019-04-01","In force"]
["x-1312",1312,1312,"AFPS 15","Added pension","Added Pension AVCs - Monthly Premium, Unisex Member and Dependant, SPA 67","Unisex","Age when notice of election given",0,"Table 1312",null,"2019-01-15","2019-04-01","In force"]
["x-1313",1313,1313,"AFPS 15","Added pension","Added Pension AVCs - Single Premium, Unisex Member Only, SPA 68","Unisex","Age when notice of election given",0,"Table 1313",null,"2019-01-15","2019-04-01","In force"]
["x-1314",1314,1314,"AFPS 15","Added pension","Added Pension AVCs - Monthly Premium, Unisex Member Only, SPA 68","Unisex","Age when notice of election given",0,"Table 1314",null,"2019-01-15","2019-04-01","In force"]
["x-1315",1315,1315,"AFPS 15","Added pension","Added Pension AVCs - Single Premium, Unisex Member and Dependant, SPA 68","Unisex","Age when notice of election given",0,"Table 1315",null,"2019-01-15","2019-04-01","In force"]
["x-1316",1316,1316,"AFPS 15","Added pension","Added Pension AVCs - Monthly Premium, Unisex Member and Dependant, SPA 68","Unisex","Age when notice of election given",0,"Table 1316",null,"2019-01-15","2019-04-01","In force"]
["x-1401",1401,1401,"AFPS 15","EDP","EDP lump sum conversion factors","Unisex","Age last birthday at retirement",0,"Table 0-1401",null,"2018-12-12","2019-04-01","In force"]
["x-1501",1501,1501,"AFPS 15","EDP","Repayment of EDP lump sum upon rejoining factors","Unisex","Period Months",0,"Table 0-1501",null,"2018-12-12","2019-04-01","In force"]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Club - Consolidated Factor Spreadsheet"}]
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[]
["Data Item","Factor Table Information",null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,"Client","AFPS"]
["Section","AFPS 75, FTRS, NRPS PS",null,null,null,null,"Section","AFPS 75, FTRS, NRPS PS"]
["Factor Type","Club factors",null,null,null,null,"Factor Type","Club factors"]
["Description","Central Factors for Normal Pension Age of 60",null,null,null,null,"Description","Central Factors for Normal Pension Age of 60"]
["Gender","Male",null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","3, 4, 5",null,null,null,null,"Section Number","3, 4, 5"]
["Series Number",101,null,null,null,null,"Series Number",101]
["Table Reference","101A",null,null,null,null,"Table Reference","101B"]
["Table Reference in Guidance","Table 3-101A, 4-101A, 5-101A",null,null,null,null,"Table Reference in Guidance","Table 3-101B, 4-101B, 5-101B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)","5-109i, 0-109ii, 0-110ii ",null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)","5-109i, 0-109ii, 0-110ii "]
["Date Factors Issued to Client","2019-03-20",null,null,null,null,"Date Factors Issued to Client","2019-03-20"]
["Date Factors Implemented (if known)","2019-04-01",null,null,null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa",null,null,"Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa"]
[16,7.88,0.4,0.83,null,null,16,7.88,0.4,0.83]
[17,8.0500000000000007,0.41,0.85,null,null,17,8.0500000000000007,0.41,0.85]
[18,8.2200000000000006,0.42,0.87,null,null,18,8.2200000000000006,0.42,0.87]
[19,8.4,0.43,0.89,null,null,19,8.4,0.43,0.89]
[20,8.58,0.44,0.92,null,null,20,8.58,0.44,0.92]
[21,8.77,0.45,0.94,null,null,21,8.77,0.45,0.94]
[22,8.9600000000000009,0.46,0.96,null,null,22,8.9600000000000009,0.46,0.96]
[23,9.15,0.47,0.98,null,null,23,9.15,0.47,0.98]
[24,9.35,0.48,1.01,null,null,24,9.35,0.48,1.01]
[25,9.5500000000000007,0.49,1.03,null,null,25,9.5500000000000007,0.49,1.03]
[26,9.76,0.5,1.06,null,null,26,9.76,0.5,1.06]
[27,9.9700000000000006,0.51,1.08,null,null,27,9.9700000000000006,0.51,1.08]
[28,10.19,0.52,1.1100000000000001,null,null,28,10.19,0.52,1.1100000000000001]
[29,10.41,0.53,1.1299999999999999,null,null,29,10.41,0.53,1.1299999999999999]
[30,10.64,0.54,1.1599999999999999,null,null,30,10.64,0.54,1.1599999999999999]
[31,10.87,0.55000000000000004,1.18,null,null,31,10.87,0.55000000000000004,1.18]
[32,11.11,0.56000000000000005,1.21,null,null,32,11.11,0.56000000000000005,1.21]
[33,11.35,0.56999999999999995,1.24,null,null,33,11.35,0.56999999999999995,1.24]
[34,11.6,0.57999999999999996,1.26,null,null,34,11.6,0.57999999999999996,1.26]
[35,11.85,0.59,1.29,null,null,35,11.85,0.59,1.29]
[36,12.11,0.61,1.31,null,null,36,12.11,0.61,1.31]
[37,12.38,0.62,1.34,null,null,37,12.38,0.62,1.34]
[38,12.65,0.63,1.37,null,null,38,12.65,0.63,1.37]
[39,12.93,0.65,1.39,null,null,39,12.93,0.65,1.39]
[40,13.22,0.66,1.42,null,null,40,13.22,0.66,1.42]
[41,13.51,0.67,1.44,null,null,41,13.51,0.67,1.44]
[42,13.81,0.69,1.47,null,null,42,13.81,0.69,1.47]
[43,14.12,0.7,1.49,null,null,43,14.12,0.7,1.49]
[44,14.44,0.72,1.52,null,null,44,14.44,0.72,1.52]
[45,14.76,0.73,1.54,null,null,45,14.76,0.73,1.54]
[46,15.09,0.75,1.56,null,null,46,15.09,0.75,1.56]
[47,15.44,0.76,1.59,null,null,47,15.44,0.76,1.59]
[48,15.79,0.78,1.61,null,null,48,15.79,0.78,1.61]
[49,16.149999999999999,0.79,1.63,null,null,49,16.149999999999999,0.79,1.63]
[50,16.510000000000002,0.81,1.66,null,null,50,16.510000000000002,0.81,1.66]
[51,16.89,0.83,1.68,null,null,51,16.89,0.83,1.68]
[52,17.28,0.85,1.7,null,null,52,17.28,0.85,1.7]
[53,17.690000000000001,0.87,1.72,null,null,53,17.690000000000001,0.87,1.72]
[54,18.100000000000001,0.88,1.74,null,null,54,18.100000000000001,0.88,1.74]
[55,18.53,0.9,1.76,null,null,55,18.53,0.9,1.76]
[56,18.97,0.92,1.77,null,null,56,18.97,0.92,1.77]
[57,19.43,0.94,1.79,null,null,57,19.43,0.94,1.79]
[58,19.899999999999999,0.97,1.8,null,null,58,19.899999999999999,0.97,1.8]
[59,20.39,0.99,1.81,null,null,59,20.39,0.99,1.81]
[60,20.38,1,1.82,null,null,60,20.38,1,1.82]
[61,19.87,1,1.84,null,null,61,19.87,1,1.84]
[62,19.34,1,1.85,null,null,62,19.34,1,1.85]
[63,18.809999999999999,1,1.86,null,null,63,18.809999999999999,1,1.86]
[64,18.28,1,1.87,null,null,64,18.28,1,1.87]
[65,17.739999999999998,1,1.88,null,null,65,17.739999999999998,1,1.88]
[66,17.190000000000001,1,1.89,null,null,66,17.190000000000001,1,1.89]
[67,16.64,1,1.89,null,null,67,16.64,1,1.89]
[68,16.079999999999998,1,1.9,null,null,68,16.079999999999998,1,1.9]
[69,15.52,1,1.9,null,null,69,15.52,1,1.9]
[70,14.94,1,1.89,null,null,70,14.94,1,1.89]
[71,14.37,1,1.89,null,null,71,14.37,1,1.89]
[72,13.79,1,1.88,null,null,72,13.79,1,1.88]
[73,13.21,1,1.86,null,null,73,13.21,1,1.86]
[74,12.62,1,1.85,null,null,74,12.62,1,1.85]
[]
["Notes:",null,null,null,null,null,"Notes:"]
["1. For Club transfers into the AF15, please refer to the GAD guidance on Club transfers.",null,null,null,null,null,"1. For Club transfers into the AF15, please refer to the GAD guidance note on Club transfers."]

{"sheet":"x-102","index":5,"n_rows":87,"n_cols":15,"rows_kept":87,"cut":false,"hidden":false,"merged":[[86,0,86,3],[88,0,88,3],[71,6,71,9],[73,6,73,9]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Club - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Club factors - x-102"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-102"}]
[]
["Data Item","Factor Table Information",null,null,null,null,"Data Item","Factor Table Information",null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,"Client","AFPS",null,null,null,"Client","AFPS"]
["Section","AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS",null,null,null,null,"Section","AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS",null,null,null,"Section","AFPS 15, AFPS 05, RFPS, AFPS 75, FTRS"]
["Factor Type","Club factors",null,null,null,null,"Factor Type","Club factors",null,null,null,"Factor Type","Club factors"]
["Description","Central Factors for Normal Pension Age of 65",null,null,null,null,"Description","Central Factors for Normal Pension Age of 65",null,null,null,"Description","Central Factors for Normal Pension Age of 65"]
["Gender","Male",null,null,null,null,"Gender","Female",null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","0, 1, 2, 3, 4",null,null,null,null,"Section Number","0, 1, 2, 3, 4",null,null,null,"Section Number","0, 1, 2, 3, 4"]
["Series Number",102,null,null,null,null,"Series Number",102,null,null,null,"Series Number",102]
["Table Reference","102A",null,null,null,null,"Table Reference","102B",null,null,null,"Table Reference","102C"]
["Table Reference in Guidance","Table 0-102A, 1-102A, 2-102A, 3-102A, 4-102A",null,null,null,null,"Table Reference in Guidance","Table 0-102B, 1-102B, 2-102B, 3-102B, 4-102B",null,null,null,"Table Reference in Guidance","Table 0-102C, 1-102C, 2-102C, 3-102C, 4-102C"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)","2-109i",null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)","2-109i",null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)","2-109i"]
["Date Factors Issued to Client","2019-03-20",null,null,null,null,"Date Factors Issued to Client","2019-03-20",null,null,null,"Date Factors Issued to Client","2019-03-20"]
["Date Factors Implemented (if known)","2019-04-01",null,null,null,null,"Date Factors Implemented (if known)","2019-04-01",null,null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,null,null,"Factor Status","In force",null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa",null,null,"Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa",null,"Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa"]
[16,6.25,0.36,0.84,null,null,16,6.25,0.36,0.84,null,60,16.170000000000002,0.9,1.86]
[17,6.38,0.37,0.86,null,null,17,6.38,0.37,0.86,null,61,16.57,0.92,1.87]
[18,6.52,0.37,0.88,null,null,18,6.52,0.37,0.88,null,62,16.98,0.94,1.87]
[19,6.66,0.38,0.91,null,null,19,6.66,0.38,0.91,null,63,17.399999999999999,0.96,1.87]
[20,6.8,0.39,0.93,null,null,20,6.8,0.39,0.93,null,64,17.850000000000001,0.99,1.88]
[21,6.94,0.4,0.95,null,null,21,6.94,0.4,0.95,null,65,17.739999999999998,1,1.88]
[22,7.09,0.41,0.98,null,null,22,7.09,0.41,0.98,null,66,17.190000000000001,1,1.89]
[23,7.24,0.41,1,null,null,23,7.24,0.41,1,null,67,16.64,1,1.89]
[24,7.39,0.42,1.02,null,null,24,7.39,0.42,1.02,null,68,16.079999999999998,1,1.9]
[25,7.55,0.43,1.05,null,null,25,7.55,0.43,1.05,null,69,15.52,1,1.9]
[26,7.71,0.44,1.07,null,null,26,7.71,0.44,1.07,null,70,14.94,1,1.89]
[27,7.87,0.45,1.1000000000000001,null,null,27,7.87,0.45,1.1000000000000001,null,71,14.37,1,1.89]
[28,8.0399999999999991,0.46,1.1200000000000001,null,null,28,8.0399999999999991,0.46,1.1200000000000001,null,72,13.79,1,1.88]
[29,8.2100000000000009,0.47,1.1499999999999999,null,null,29,8.2100000000000009,0.47,1.1499999999999999,null,73,13.21,1,1.86]
[30,8.3800000000000008,0.48,1.18,null,null,30,8.3800000000000008,0.48,1.18,null,74,12.62,1,1.85]
[31,8.56,0.49,1.2,null,null,31,8.56,0.49,1.2]
[32,8.74,0.5,1.23,null,null,32,8.74,0.5,1.23]
[33,8.93,0.51,1.26,null,null,33,8.93,0.51,1.26]
[34,9.1199999999999992,0.52,1.28,null,null,34,9.1199999999999992,0.52,1.28]
[35,9.31,0.53,1.31,null,null,35,9.31,0.53,1.31]
[36,9.51,0.54,1.34,null,null,36,9.51,0.54,1.34]
[37,9.7200000000000006,0.55000000000000004,1.36,null,null,37,9.7200000000000006,0.55000000000000004,1.36]
[38,9.92,0.56000000000000005,1.39,null,null,38,9.92,0.56000000000000005,1.39]
[39,10.14,0.56999999999999995,1.42,null,null,39,10.14,0.56999999999999995,1.42]
[40,10.36,0.57999999999999996,1.44,null,null,40,10.36,0.57999999999999996,1.44]
[41,10.58,0.6,1.47,null,null,41,10.58,0.6,1.47]
[42,10.81,0.61,1.49,null,null,42,10.81,0.61,1.49]
[43,11.04,0.62,1.52,null,null,43,11.04,0.62,1.52]
[44,11.28,0.64,1.54,null,null,44,11.28,0.64,1.54]
[45,11.53,0.65,1.57,null,null,45,11.53,0.65,1.57]
[46,11.78,0.66,1.59,null,null,46,11.78,0.66,1.59]
[47,12.04,0.68,1.62,null,null,47,12.04,0.68,1.62]
[48,12.31,0.69,1.64,null,null,48,12.31,0.69,1.64]
[49,12.58,0.71,1.67,null,null,49,12.58,0.71,1.67]
[50,12.86,0.72,1.69,null,null,50,12.86,0.72,1.69]
[51,13.15,0.74,1.71,null,null,51,13.15,0.74,1.71]
[52,13.44,0.75,1.73,null,null,52,13.44,0.75,1.73]
[53,13.75,0.77,1.75,null,null,53,13.75,0.77,1.75]
[54,14.06,0.79,1.77,null,null,54,14.06,0.79,1.77]
[55,14.39,0.8,1.79,null,null,55,14.39,0.8,1.79]
[56,14.72,0.82,1.81,null,null,56,14.72,0.82,1.81]
[57,15.06,0.84,1.82,null,null,57,15.06,0.84,1.82]
[58,15.42,0.86,1.84,null,null,58,15.42,0.86,1.84]
[59,15.79,0.88,1.85,null,null,59,15.79,0.88,1.85]
[60,16.170000000000002,0.9,1.86]
[61,16.57,0.92,1.87,null,null,"Notes:"]
[62,16.98,0.94,1.87,null,null,"1. For Club transfers into or out of the AF15, please refer to the GAD guidance note on Club transfers."]
[63,17.399999999999999,0.96,1.87]
[64,17.850000000000001,0.99,1.88]
[65,17.739999999999998,1,1.88]
[66,17.190000000000001,1,1.89]
[67,16.64,1,1.89]
[68,16.079999999999998,1,1.9]
[69,15.52,1,1.9]
[70,14.94,1,1.89]
[71,14.37,1,1.89]
[72,13.79,1,1.88]
[73,13.21,1,1.86]
[74,12.62,1,1.85]
[]
["Notes:"]
["1. For Club transfers into or out of the AF15, please refer to the GAD guidance note on Club transfers"]

{"sheet":"x-103","index":6,"n_rows":87,"n_cols":10,"rows_kept":87,"cut":false,"hidden":false,"merged":[[86,0,86,3],[88,0,88,3]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Club - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Club factors - x-103"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-103"}]
[]
["Data Item","Factor Table Information",null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,null,null,"Section","AFPS 15"]
["Factor Type","Club factors",null,null,null,null,"Factor Type","Club factors"]
["Description","Central Factors for Normal Pension Age of 66",null,null,null,null,"Description","Central Factors for Normal Pension Age of 66"]
["Gender","Male",null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,null,null,"Section Number",0]
["Series Number",103,null,null,null,null,"Series Number",103]
["Table Reference","103A",null,null,null,null,"Table Reference","103C"]
["Table Reference in Guidance","Table 0-103A",null,null,null,null,"Table Reference in Guidance","Table 0-103C"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-03-20",null,null,null,null,"Date Factors Issued to Client","2019-03-20"]
["Date Factors Implemented (if known)","2019-04-01",null,null,null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa",null,null,"Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa"]
[16,5.95,0.35,0.84,null,null,16,5.95,0.35,0.84]
[17,6.08,0.36,0.87,null,null,17,6.08,0.36,0.87]
[18,6.2,0.36,0.89,null,null,18,6.2,0.36,0.89]
[19,6.33,0.37,0.91,null,null,19,6.33,0.37,0.91]
[20,6.47,0.38,0.93,null,null,20,6.47,0.38,0.93]
[21,6.6,0.39,0.96,null,null,21,6.6,0.39,0.96]
[22,6.74,0.4,0.98,null,null,22,6.74,0.4,0.98]
[23,6.88,0.4,1,null,null,23,6.88,0.4,1]
[24,7.03,0.41,1.03,null,null,24,7.03,0.41,1.03]
[25,7.18,0.42,1.05,null,null,25,7.18,0.42,1.05]
[26,7.33,0.43,1.08,null,null,26,7.33,0.43,1.08]
[27,7.48,0.44,1.1000000000000001,null,null,27,7.48,0.44,1.1000000000000001]
[28,7.64,0.45,1.1299999999999999,null,null,28,7.64,0.45,1.1299999999999999]
[29,7.8,0.46,1.1499999999999999,null,null,29,7.8,0.46,1.1499999999999999]
[30,7.97,0.46,1.18,null,null,30,7.97,0.46,1.18]
[31,8.1300000000000008,0.47,1.21,null,null,31,8.1300000000000008,0.47,1.21]
[32,8.31,0.48,1.23,null,null,32,8.31,0.48,1.23]
[33,8.48,0.49,1.26,null,null,33,8.48,0.49,1.26]
[34,8.66,0.5,1.29,null,null,34,8.66,0.5,1.29]
[35,8.84,0.51,1.31,null,null,35,8.84,0.51,1.31]
[36,9.0299999999999994,0.53,1.34,null,null,36,9.0299999999999994,0.53,1.34]
[37,9.2200000000000006,0.54,1.37,null,null,37,9.2200000000000006,0.54,1.37]
[38,9.42,0.55000000000000004,1.39,null,null,38,9.42,0.55000000000000004,1.39]
[39,9.6199999999999992,0.56000000000000005,1.42,null,null,39,9.6199999999999992,0.56000000000000005,1.42]
[40,9.83,0.56999999999999995,1.45,null,null,40,9.83,0.56999999999999995,1.45]
[41,10.039999999999999,0.57999999999999996,1.47,null,null,41,10.039999999999999,0.57999999999999996,1.47]
[42,10.26,0.59,1.5,null,null,42,10.26,0.59,1.5]
[43,10.48,0.61,1.52,null,null,43,10.48,0.61,1.52]
[44,10.7,0.62,1.55,null,null,44,10.7,0.62,1.55]
[45,10.94,0.63,1.58,null,null,45,10.94,0.63,1.58]
[46,11.17,0.65,1.6,null,null,46,11.17,0.65,1.6]
[47,11.42,0.66,1.62,null,null,47,11.42,0.66,1.62]
[48,11.67,0.67,1.65,null,null,48,11.67,0.67,1.65]
[49,11.93,0.69,1.67,null,null,49,11.93,0.69,1.67]
[50,12.19,0.7,1.7,null,null,50,12.19,0.7,1.7]
[51,12.46,0.72,1.72,null,null,51,12.46,0.72,1.72]
[52,12.74,0.73,1.74,null,null,52,12.74,0.73,1.74]
[53,13.03,0.75,1.76,null,null,53,13.03,0.75,1.76]
[54,13.32,0.77,1.78,null,null,54,13.32,0.77,1.78]
[55,13.62,0.78,1.8,null,null,55,13.62,0.78,1.8]
[56,13.94,0.8,1.82,null,null,56,13.94,0.8,1.82]
[57,14.26,0.82,1.83,null,null,57,14.26,0.82,1.83]
[58,14.6,0.84,1.85,null,null,58,14.6,0.84,1.85]
[59,14.94,0.86,1.86,null,null,59,14.94,0.86,1.86]
[60,15.3,0.88,1.87,null,null,60,15.3,0.88,1.87]
[61,15.68,0.9,1.88,null,null,61,15.68,0.9,1.88]
[62,16.059999999999999,0.92,1.88,null,null,62,16.059999999999999,0.92,1.88]
[63,16.46,0.94,1.89,null,null,63,16.46,0.94,1.89]
[64,16.88,0.96,1.89,null,null,64,16.88,0.96,1.89]
[65,17.32,0.99,1.89,null,null,65,17.32,0.99,1.89]
[66,17.190000000000001,1,1.89,null,null,66,17.190000000000001,1,1.89]
[67,16.64,1,1.89,null,null,67,16.64,1,1.89]
[68,16.079999999999998,1,1.9,null,null,68,16.079999999999998,1,1.9]
[69,15.52,1,1.9,null,null,69,15.52,1,1.9]
[70,14.94,1,1.89,null,null,70,14.94,1,1.89]
[71,14.37,1,1.89,null,null,71,14.37,1,1.89]
[72,13.79,1,1.88,null,null,72,13.79,1,1.88]
[73,13.21,1,1.86,null,null,73,13.21,1,1.86]
[74,12.62,1,1.85,null,null,74,12.62,1,1.85]
[]
["Notes:",null,null,null,null,null,"Notes:"]
["1. For Club transfers into or out of the AF15, please refer to the GAD guidance note on Club transfers.",null,null,null,null,null,"1. For Club transfers into or out of the AF15, please refer to the GAD guidance note on Club transfers."]

{"sheet":"x-104","index":7,"n_rows":87,"n_cols":10,"rows_kept":87,"cut":false,"hidden":false,"merged":[[88,0,88,3],[86,6,86,9],[88,6,88,9],[86,0,86,3]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Club - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Club factors - x-104"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-104"}]
[]
["Data Item","Factor Table Information",null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,null,null,"Section","AFPS 15"]
["Factor Type","Club factors",null,null,null,null,"Factor Type","Club factors"]
["Description","Central Factors for Normal Pension Age of 67",null,null,null,null,"Description","Central Factors for Normal Pension Age of 67"]
["Gender","Male",null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,null,null,"Section Number",0]
["Series Number",104,null,null,null,null,"Series Number",104]
["Table Reference","104A",null,null,null,null,"Table Reference","104C"]
["Table Reference in Guidance","Table 0-104A",null,null,null,null,"Table Reference in Guidance","Table 0-104C"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-03-20",null,null,null,null,"Date Factors Issued to Client","2019-03-20"]
["Date Factors Implemented (if known)","2019-04-01",null,null,null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa",null,null,"Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa"]
[16,5.66,0.34,0.85,null,null,16,5.66,0.34,0.85]
[17,5.78,0.35,0.87,null,null,17,5.78,0.35,0.87]
[18,5.9,0.36,0.89,null,null,18,5.9,0.36,0.89]
[19,6.02,0.36,0.91,null,null,19,6.02,0.36,0.91]
[20,6.15,0.37,0.94,null,null,20,6.15,0.37,0.94]
[21,6.27,0.38,0.96,null,null,21,6.27,0.38,0.96]
[22,6.41,0.39,0.98,null,null,22,6.41,0.39,0.98]
[23,6.54,0.39,1.01,null,null,23,6.54,0.39,1.01]
[24,6.68,0.4,1.03,null,null,24,6.68,0.4,1.03]
[25,6.82,0.41,1.06,null,null,25,6.82,0.41,1.06]
[26,6.96,0.42,1.08,null,null,26,6.96,0.42,1.08]
[27,7.1,0.43,1.1100000000000001,null,null,27,7.1,0.43,1.1100000000000001]
[28,7.25,0.44,1.1299999999999999,null,null,28,7.25,0.44,1.1299999999999999]
[29,7.41,0.44,1.1599999999999999,null,null,29,7.41,0.44,1.1599999999999999]
[30,7.56,0.45,1.19,null,null,30,7.56,0.45,1.19]
[31,7.72,0.46,1.21,null,null,31,7.72,0.46,1.21]
[32,7.88,0.47,1.24,null,null,32,7.88,0.47,1.24]
[33,8.0500000000000007,0.48,1.27,null,null,33,8.0500000000000007,0.48,1.27]
[34,8.2200000000000006,0.49,1.29,null,null,34,8.2200000000000006,0.49,1.29]
[35,8.39,0.5,1.32,null,null,35,8.39,0.5,1.32]
[36,8.57,0.51,1.35,null,null,36,8.57,0.51,1.35]
[37,8.75,0.52,1.37,null,null,37,8.75,0.52,1.37]
[38,8.93,0.53,1.4,null,null,38,8.93,0.53,1.4]
[39,9.1199999999999992,0.54,1.43,null,null,39,9.1199999999999992,0.54,1.43]
[40,9.32,0.56000000000000005,1.45,null,null,40,9.32,0.56000000000000005,1.45]
[41,9.52,0.56999999999999995,1.48,null,null,41,9.52,0.56999999999999995,1.48]
[42,9.7200000000000006,0.57999999999999996,1.51,null,null,42,9.7200000000000006,0.57999999999999996,1.51]
[43,9.93,0.59,1.53,null,null,43,9.93,0.59,1.53]
[44,10.14,0.6,1.56,null,null,44,10.14,0.6,1.56]
[45,10.36,0.62,1.58,null,null,45,10.36,0.62,1.58]
[46,10.58,0.63,1.61,null,null,46,10.58,0.63,1.61]
[47,10.81,0.64,1.63,null,null,47,10.81,0.64,1.63]
[48,11.05,0.66,1.66,null,null,48,11.05,0.66,1.66]
[49,11.29,0.67,1.68,null,null,49,11.29,0.67,1.68]
[50,11.54,0.68,1.71,null,null,50,11.54,0.68,1.71]
[51,11.79,0.7,1.73,null,null,51,11.79,0.7,1.73]
[52,12.05,0.71,1.75,null,null,52,12.05,0.71,1.75]
[53,12.32,0.73,1.77,null,null,53,12.32,0.73,1.77]
[54,12.6,0.75,1.79,null,null,54,12.6,0.75,1.79]
[55,12.89,0.76,1.81,null,null,55,12.89,0.76,1.81]
[56,13.18,0.78,1.83,null,null,56,13.18,0.78,1.83]
[57,13.48,0.8,1.84,null,null,57,13.48,0.8,1.84]
[58,13.8,0.82,1.86,null,null,58,13.8,0.82,1.86]
[59,14.12,0.83,1.87,null,null,59,14.12,0.83,1.87]
[60,14.46,0.85,1.88,null,null,60,14.46,0.85,1.88]
[61,14.81,0.87,1.89,null,null,61,14.81,0.87,1.89]
[62,15.17,0.89,1.89,null,null,62,15.17,0.89,1.89]
[63,15.55,0.92,1.9,null,null,63,15.55,0.92,1.9]
[64,15.94,0.94,1.9,null,null,64,15.94,0.94,1.9]
[65,16.350000000000001,0.96,1.9,null,null,65,16.350000000000001,0.96,1.9]
[66,16.78,0.99,1.89,null,null,66,16.78,0.99,1.89]
[67,16.64,1,1.89,null,null,67,16.64,1,1.89]
[68,16.079999999999998,1,1.9,null,null,68,16.079999999999998,1,1.9]
[69,15.52,1,1.9,null,null,69,15.52,1,1.9]
[70,14.94,1,1.89,null,null,70,14.94,1,1.89]
[71,14.37,1,1.89,null,null,71,14.37,1,1.89]
[72,13.79,1,1.88,null,null,72,13.79,1,1.88]
[73,13.21,1,1.86,null,null,73,13.21,1,1.86]
[74,12.62,1,1.85,null,null,74,12.62,1,1.85]
[]
["Notes:",null,null,null,null,null,"Notes:"]
["1. For Club transfers into or out of the AF15, please refer to the GAD guidance note on Club transfers.",null,null,null,null,null,"1. For Club transfers into or out of the AF15, please refer to the GAD guidance note on Club transfers."]

{"sheet":"x-105","index":8,"n_rows":87,"n_cols":10,"rows_kept":87,"cut":false,"hidden":false,"merged":[[86,0,86,3],[88,0,88,3],[86,6,86,9],[88,6,88,9]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Club - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Club factors - x-105"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-105"}]
[]
["Data Item","Factor Table Information",null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,null,null,"Section","AFPS 15"]
["Factor Type","Club factors",null,null,null,null,"Factor Type","Club factors"]
["Description","Central Factors for Normal Pension Age of 68",null,null,null,null,"Description","Central Factors for Normal Pension Age of 68"]
["Gender","Male",null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,null,null,"Section Number",0]
["Series Number",105,null,null,null,null,"Series Number",105]
["Table Reference","105A",null,null,null,null,"Table Reference","105C"]
["Table Reference in Guidance","Table 0-105A",null,null,null,null,"Table Reference in Guidance","Table 0-105C"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-03-20",null,null,null,null,"Date Factors Issued to Client","2019-03-20"]
["Date Factors Implemented (if known)","2019-04-01",null,null,null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa",null,null,"Age","Gross Pension of £1 per annum","Lump Sum of £1","Surviving Partner's Pension of £1 pa"]
[16,5.37,0.33,0.85,null,null,16,5.37,0.33,0.85]
[17,5.49,0.34,0.87,null,null,17,5.49,0.34,0.87]
[18,5.6,0.35,0.89,null,null,18,5.6,0.35,0.89]
[19,5.72,0.35,0.92,null,null,19,5.72,0.35,0.92]
[20,5.83,0.36,0.94,null,null,20,5.83,0.36,0.94]
[21,5.96,0.37,0.96,null,null,21,5.96,0.37,0.96]
[22,6.08,0.38,0.99,null,null,22,6.08,0.38,0.99]
[23,6.21,0.38,1.01,null,null,23,6.21,0.38,1.01]
[24,6.33,0.39,1.04,null,null,24,6.33,0.39,1.04]
[25,6.47,0.4,1.06,null,null,25,6.47,0.4,1.06]
[26,6.6,0.41,1.0900000000000001,null,null,26,6.6,0.41,1.0900000000000001]
[27,6.74,0.42,1.1100000000000001,null,null,27,6.74,0.42,1.1100000000000001]
[28,6.88,0.42,1.1399999999999999,null,null,28,6.88,0.42,1.1399999999999999]
[29,7.02,0.43,1.1599999999999999,null,null,29,7.02,0.43,1.1599999999999999]
[30,7.17,0.44,1.19,null,null,30,7.17,0.44,1.19]
[31,7.32,0.45,1.22,null,null,31,7.32,0.45,1.22]
[32,7.47,0.46,1.24,null,null,32,7.47,0.46,1.24]
[33,7.62,0.47,1.27,null,null,33,7.62,0.47,1.27]
[34,7.78,0.48,1.3,null,null,34,7.78,0.48,1.3]
[35,7.95,0.49,1.33,null,null,35,7.95,0.49,1.33]
[36,8.11,0.5,1.35,null,null,36,8.11,0.5,1.35]
[37,8.2799999999999994,0.51,1.38,null,null,37,8.2799999999999994,0.51,1.38]
[38,8.4600000000000009,0.52,1.41,null,null,38,8.4600000000000009,0.52,1.41]
[39,8.64,0.53,1.43,null,null,39,8.64,0.53,1.43]
[40,8.82,0.54,1.46,null,null,40,8.82,0.54,1.46]
[41,9.01,0.55000000000000004,1.49,null,null,41,9.01,0.55000000000000004,1.49]
[42,9.1999999999999993,0.56000000000000005,1.51,null,null,42,9.1999999999999993,0.56000000000000005,1.51]
[43,9.39,0.57999999999999996,1.54,null,null,43,9.39,0.57999999999999996,1.54]
[44,9.59,0.59,1.57,null,null,44,9.59,0.59,1.57]
[45,9.8000000000000007,0.6,1.59,null,null,45,9.8000000000000007,0.6,1.59]
[46,10.01,0.61,1.62,null,null,46,10.01,0.61,1.62]
[47,10.220000000000001,0.63,1.64,null,null,47,10.220000000000001,0.63,1.64]
[48,10.44,0.64,1.67,null,null,48,10.44,0.64,1.67]
[49,10.67,0.65,1.69,null,null,49,10.67,0.65,1.69]
[50,10.9,0.67,1.72,null,null,50,10.9,0.67,1.72]
[51,11.14,0.68,1.74,null,null,51,11.14,0.68,1.74]
[52,11.39,0.7,1.76,null,null,52,11.39,0.7,1.76]
[53,11.64,0.71,1.78,null,null,53,11.64,0.71,1.78]
[54,11.9,0.73,1.8,null,null,54,11.9,0.73,1.8]
[55,12.17,0.74,1.82,null,null,55,12.17,0.74,1.82]
[56,12.44,0.76,1.84,null,null,56,12.44,0.76,1.84]
[57,12.73,0.78,1.85,null,null,57,12.73,0.78,1.85]
[58,13.02,0.79,1.87,null,null,58,13.02,0.79,1.87]
[59,13.33,0.81,1.88,null,null,59,13.33,0.81,1.88]
[60,13.64,0.83,1.89,null,null,60,13.64,0.83,1.89]
[61,13.97,0.85,1.9,null,null,61,13.97,0.85,1.9]
[62,14.31,0.87,1.91,null,null,62,14.31,0.87,1.91]
[63,14.66,0.89,1.91,null,null,63,14.66,0.89,1.91]
[64,15.03,0.91,1.91,null,null,64,15.03,0.91,1.91]
[65,15.41,0.94,1.91,null,null,65,15.41,0.94,1.91]
[66,15.81,0.96,1.91,null,null,66,15.81,0.96,1.91]
[67,16.239999999999998,0.99,1.9,null,null,67,16.239999999999998,0.99,1.9]
[68,16.079999999999998,1,1.9,null,null,68,16.079999999999998,1,1.9]
[69,15.52,1,1.9,null,null,69,15.52,1,1.9]
[70,14.94,1,1.89,null,null,70,14.94,1,1.89]
[71,14.37,1,1.89,null,null,71,14.37,1,1.89]
[72,13.79,1,1.88,null,null,72,13.79,1,1.88]
[73,13.21,1,1.86,null,null,73,13.21,1,1.86]
[74,12.62,1,1.85,null,null,74,12.62,1,1.85]
[]
["Notes:",null,null,null,null,null,"Notes:"]
["1. For Club transfers into or out of the AF15, please refer to the GAD guidance note on Club transfers.",null,null,null,null,null,"1. For Club transfers into or out of the AF15, please refer to the GAD guidance note on Club transfers."]

{"sheet":"x-109i","index":9,"n_rows":70,"n_cols":16,"rows_kept":70,"cut":false,"hidden":false,"merged":[[66,0,67,6],[68,0,68,6],[69,0,69,6],[66,9,67,15],[68,9,68,15],[69,9,69,15]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Club final salary transfers in - x-109i"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-109i"}]
[]
["Data Item","Factor Table Information",null,null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,null,"Client","AFPS"]
["Section","AFPS 05",null,null,null,null,null,null,null,"Section","AFPS 05"]
["Factor Type","Club final salary transfers in",null,null,null,null,null,null,null,"Factor Type","Club final salary transfers in"]
["Description","Club transfers in - club transfers in from Final Salary schemes to AFPS05 or AFPS15 (accepted into AFPS05)",null,null,null,null,null,null,null,"Description","Club transfers in - club transfers in from Final Salary schemes to AFPS05 or AFPS15 (accepted into AFPS05)"]
["Gender","Male",null,null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",1,null,null,null,null,null,null,null,"Section Number",1]
["Series Number","109i",null,null,null,null,null,null,null,"Series Number","109i"]
["Table Reference","109iA",null,null,null,null,null,null,null,"Table Reference","109iB"]
["Table Reference in Guidance","Table 1-109iA",null,null,null,null,null,null,null,"Table Reference in Guidance","Table 1-109iB"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-02-07",null,null,null,null,null,null,null,"Date Factors Issued to Client","2019-02-07"]
["Date Factors Implemented (if known)","2019-04-01",null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner ","Survivor's pension of £1 per annum without partner","Deduction for GMP of £1 pa","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner ","Survivor's pension of £1 per annum without partner","Deduction for GMP of £1 pa","Deduction for NI modification of £1 pa"]
[16,9.7200000000000006,0.55000000000000004,0.82,0.82,0,0,null,null,16,9.7200000000000006,0.55000000000000004,0.82,0.82,0,0]
[17,9.94,0.56000000000000005,0.84,0.84,0,0,null,null,17,9.94,0.56000000000000005,0.84,0.84,0,0]
[18,10.16,0.57999999999999996,0.86,0.86,0,0,null,null,18,10.16,0.57999999999999996,0.86,0.86,0,0]
[19,10.38,0.59,0.89,0.89,0,0,null,null,19,10.38,0.59,0.89,0.89,0,0]
[20,10.61,0.63,0.91,0.91,0,0,null,null,20,10.61,0.63,0.91,0.91,0,0]
[21,10.85,0.66,0.93,0.93,0,0,null,null,21,10.85,0.66,0.93,0.93,0,0]
[22,11.09,0.68,0.95,0.95,0,0,null,null,22,11.09,0.68,0.95,0.95,0,0]
[23,11.33,0.7,0.98,0.98,0,0,null,null,23,11.33,0.7,0.98,0.98,0,0]
[24,11.58,0.74,1,1,0,0,null,null,24,11.58,0.74,1,1,0,0]
[25,11.84,0.77,1.02,1.02,0,0,null,null,25,11.84,0.77,1.02,1.02,0,0]
[26,12.1,0.81,1.05,1.05,0,0,null,null,26,12.1,0.81,1.05,1.05,0,0]
[27,12.37,0.85,1.07,1.07,0,0,null,null,27,12.37,0.85,1.07,1.07,0,0]
[28,12.65,0.88,1.1000000000000001,1.1000000000000001,0,0,null,null,28,12.65,0.88,1.1000000000000001,1.1000000000000001,0,0]
[29,12.93,0.91,1.1200000000000001,1.1200000000000001,0,0,null,null,29,12.93,0.91,1.1200000000000001,1.1200000000000001,0,0]
[30,13.21,0.94,1.1499999999999999,1.1499999999999999,0,0,null,null,30,13.21,0.94,1.1499999999999999,1.1499999999999999,0,0]
[31,13.51,0.97,1.17,1.17,0,0,null,null,31,13.51,0.97,1.17,1.17,0,0]
[32,13.81,1.03,1.2,1.2,0,0,null,null,32,13.81,1.03,1.2,1.2,0,0]
[33,14.11,1.06,1.22,1.22,0,0,null,null,33,14.11,1.06,1.22,1.22,0,0]
[34,14.43,1.01,1.25,1.25,0,0,null,null,34,14.43,1.01,1.25,1.25,0,0]
[35,14.75,0.96,1.27,1.27,0,0,null,null,35,14.75,0.96,1.27,1.27,0,0]
[36,15.08,0.91,1.3,1.3,0,0,null,null,36,15.08,0.91,1.3,1.3,0,0]
[37,15.42,0.69,1.32,1.32,0,0,null,null,37,15.42,0.69,1.32,1.32,0,0]
[38,15.77,0.71,1.35,1.35,0,0,null,null,38,15.77,0.71,1.35,1.35,0,0]
[39,16.12,0.72,1.37,1.37,0,0,null,null,39,16.12,0.72,1.37,1.37,0,0]
[40,16.489999999999998,0.74,1.4,1.4,0,0,null,null,40,16.489999999999998,0.74,1.4,1.4,0,0]
[41,16.86,0.75,1.42,1.42,0,0,null,null,41,16.86,0.75,1.42,1.42,0,0]
[42,17.239999999999998,0.77,1.45,1.45,0,0,null,null,42,17.239999999999998,0.77,1.45,1.45,0,0]
[43,17.64,0.78,1.47,1.47,0,0,null,null,43,17.64,0.78,1.47,1.47,0,0]
[44,18.04,0.8,1.5,1.5,0,0,null,null,44,18.04,0.8,1.5,1.5,0,0]
[45,18.45,0.82,1.52,1.52,0,0,null,null,45,18.45,0.82,1.52,1.52,0,0]
[46,18.88,0.83,1.54,1.54,0,0,null,null,46,18.88,0.83,1.54,1.54,0,0]
[47,19.309999999999999,0.85,1.57,1.57,0,0,null,null,47,19.309999999999999,0.85,1.57,1.57,0,0]
[48,19.760000000000002,0.87,1.59,1.59,0,0,null,null,48,19.760000000000002,0.87,1.59,1.59,0,0]
[49,20.22,0.89,1.61,1.61,0,0,null,null,49,20.22,0.89,1.61,1.61,0,0]
[50,20.69,0.91,1.63,1.63,0,0,null,null,50,20.69,0.91,1.63,1.63,0,0]
[51,21.18,0.93,1.66,1.66,0,0,null,null,51,21.18,0.93,1.66,1.66,0,0]
[52,21.68,0.95,1.68,1.68,0,0,null,null,52,21.68,0.95,1.68,1.68,0,0]
[53,22.19,0.97,1.69,1.69,0,0,null,null,53,22.19,0.97,1.69,1.69,0,0]
[54,22.72,0.99,1.71,1.71,0,0,null,null,54,22.72,0.99,1.71,1.71,0,0]
[]
["Notes:",null,null,null,null,null,null,null,null,"Notes:"]
["1. This table applies to Officers and Other Ranks and an accrual rate of 1/70 should be used when calculating the service credit for both.",null,null,null,null,null,null,null,null,"1. This table applies to Officers and Other Ranks and an accrual rate of 1/70 should be used when calculating the service credit for both."]
[]
["2. These factors should only be used for members of the AFPS 05 (or members of AFPS 15 transferring final salary benefits into AFPS 05).",null,null,null,null,null,null,null,null,"2. These factors should only be used for members of the AFPS 05 (or members of AFPS 15 transferring final salary benefits into AFPS 05)."]
["3. These factors should not be used for Medical and Dental Officers or members of RFPS.",null,null,null,null,null,null,null,null,"3. These factors should not be used for Medical and Dental Officers or members of RFPS."]

{"sheet":"x-113","index":10,"n_rows":84,"n_cols":6,"rows_kept":84,"cut":false,"hidden":false,"merged":[[83,0,84,5]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Club - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Club factors - x-113"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-113"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Club factors"]
["Description","Factors for adjusting the transfer payments for CARE benefits "]
["Gender","Unisex"]
["Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0]
["Series Number",113]
["Table Reference",113]
["Table Reference in Guidance","Table 0-113"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-03-20"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Complete years to NPA","Adjustment factor – \nInflation + 1% pa","Adjustment factor – \nInflation + 1.25% pa","Adjustment factor – \nInflation + 1.5% pa","Adjustment factor – \nInflation + 1.6% pa","Adjustment factor – Earnings"]
[0,1.01,1.0129999999999999,1.0149999999999999,1.016,1.022]
[1,1.014,1.0169999999999999,1.0209999999999999,1.022,1.0309999999999999]
[2,1.018,1.0229999999999999,1.0269999999999999,1.0289999999999999,1.04]
[3,1.0229999999999999,1.028,1.034,1.036,1.05]
[4,1.0269999999999999,1.034,1.0409999999999999,1.044,1.06]
[5,1.032,1.04,1.048,1.0509999999999999,1.071]
[6,1.036,1.046,1.0549999999999999,1.0589999999999999,1.0820000000000001]
[7,1.0409999999999999,1.052,1.0620000000000001,1.0669999999999999,1.0920000000000001]
[8,1.046,1.0580000000000001,1.07,1.0740000000000001,1.1040000000000001]
[9,1.0509999999999999,1.0640000000000001,1.077,1.083,1.115]
[10,1.056,1.07,1.085,1.091,1.127]
[11,1.0609999999999999,1.077,1.093,1.099,1.139]
[12,1.0660000000000001,1.083,1.101,1.1080000000000001,1.151]
[13,1.071,1.0900000000000001,1.109,1.1160000000000001,1.163]
[14,1.0760000000000001,1.0960000000000001,1.117,1.125,1.175]
[15,1.0820000000000001,1.103,1.125,1.1339999999999999,1.1879999999999999]
[16,1.087,1.1100000000000001,1.133,1.1419999999999999,1.2010000000000001]
[17,1.0920000000000001,1.1160000000000001,1.141,1.151,1.2130000000000001]
[18,1.097,1.123,1.1499999999999999,1.1599999999999999,1.226]
[19,1.103,1.1299999999999999,1.1579999999999999,1.169,1.2390000000000001]
[20,1.1080000000000001,1.137,1.1659999999999999,1.1779999999999999,1.2529999999999999]
[21,1.1140000000000001,1.1439999999999999,1.175,1.1870000000000001,1.266]
[22,1.119,1.151,1.1830000000000001,1.1970000000000001,1.2789999999999999]
[23,1.1240000000000001,1.1579999999999999,1.1919999999999999,1.206,1.2929999999999999]
[24,1.1299999999999999,1.165,1.2010000000000001,1.2150000000000001,1.3069999999999999]
[25,1.135,1.1719999999999999,1.2090000000000001,1.2250000000000001,1.321]
[26,1.141,1.179,1.218,1.234,1.335]
[27,1.1459999999999999,1.1859999999999999,1.2270000000000001,1.244,1.349]
[28,1.1519999999999999,1.1930000000000001,1.236,1.2529999999999999,1.3640000000000001]
[29,1.157,1.2,1.2450000000000001,1.2629999999999999,1.3779999999999999]
[30,1.163,1.208,1.254,1.2729999999999999,1.393]
[31,1.169,1.2150000000000001,1.2629999999999999,1.2829999999999999,1.407]
[32,1.1739999999999999,1.222,1.272,1.292,1.4219999999999999]
[33,1.18,1.2290000000000001,1.2809999999999999,1.302,1.4370000000000001]
[34,1.1850000000000001,1.2370000000000001,1.29,1.3120000000000001,1.452]
[35,1.1910000000000001,1.244,1.3,1.3220000000000001,1.468]
[36,1.1970000000000001,1.252,1.3089999999999999,1.3320000000000001,1.4830000000000001]
[37,1.202,1.2589999999999999,1.3180000000000001,1.343,1.498]
[38,1.208,1.2669999999999999,1.3280000000000001,1.353,1.514]
[39,1.214,1.274,1.337,1.363,1.53]
[40,1.22,1.282,1.347,1.373,1.546]
[41,1.2250000000000001,1.2889999999999999,1.3560000000000001,1.3839999999999999,1.5620000000000001]
[42,1.2310000000000001,1.2969999999999999,1.3660000000000001,1.3939999999999999,1.5780000000000001]
[43,1.2370000000000001,1.304,1.375,1.405,1.5940000000000001]
[44,1.2430000000000001,1.3120000000000001,1.385,1.415,1.611]
[45,1.248,1.319,1.3939999999999999,1.425,1.627]
[46,1.254,1.327,1.4039999999999999,1.4359999999999999,1.643]
[47,1.26,1.3340000000000001,1.413,1.446,1.659]
[48,1.2649999999999999,1.341,1.4219999999999999,1.456,1.675]
[49,1.2709999999999999,1.349,1.431,1.466,1.6910000000000001]
[50,1.276,1.3560000000000001,1.4410000000000001,1.476,1.7070000000000001]
[51,1.282,1.363,1.45,1.486,1.7230000000000001]
[52,1.2869999999999999,1.371,1.46,1.4970000000000001,1.74]
[53,1.2929999999999999,1.3779999999999999,1.4690000000000001,1.5069999999999999,1.756]
[54,1.298,1.3859999999999999,1.4790000000000001,1.518,1.7729999999999999]
[55,1.304,1.393,1.488,1.528,1.79]
[]
["Notes:"]
["1. For Club transfers in or out of the AF15, please refer to the GAD guidance note on Club transfers."]

{"sheet":"x-201","index":11,"n_rows":72,"n_cols":14,"rows_kept":72,"cut":false,"hidden":false,"merged":[[71,0,73,5],[71,8,73,13]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"CETV - x-201"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-201"}]
[]
["Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,"Client","AFPS"]
["Section","AFPS 75, FTRS and NRPS",null,null,null,null,null,null,"Section","AFPS 75, FTRS and NRPS"]
["Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV"]
["Description","Non club transfers out PA 60",null,null,null,null,null,null,"Description","Non club transfers out PA 60"]
["Gender","Male",null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","3, 4, 5",null,null,null,null,null,null,"Section Number","3, 4, 5"]
["Series Number",201,null,null,null,null,null,null,"Series Number",201]
["Table Reference","201A",null,null,null,null,null,null,"Table Reference","201B"]
["Table Reference in Guidance","Table 3-201A, 4-201A, 5-201A",null,null,null,null,null,null,"Table Reference in Guidance","Table 3-201B, 4-201B, 5-201B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",313,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",313]
["Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa"]
[16,10.7,0.48,2.5299999999999998,2.5299999999999998,0,null,null,16,10.7,0.48,2.5299999999999998,2.5299999999999998,0]
[17,10.85,0.49,2.73,2.73,0,null,null,17,10.85,0.49,2.73,2.73,0]
[18,11.01,0.5,2.94,2.94,0,null,null,18,11.01,0.5,2.94,2.94,0]
[19,11.17,0.51,3.07,3.07,0,null,null,19,11.17,0.51,3.07,3.07,0]
[20,11.33,0.51,3.13,3.13,0,null,null,20,11.33,0.51,3.13,3.13,0]
[21,11.49,0.52,3.18,3.18,0,null,null,21,11.49,0.52,3.18,3.18,0]
[22,11.65,0.53,3.24,3.24,0,null,null,22,11.65,0.53,3.24,3.24,0]
[23,11.82,0.54,3.3,3.3,0,null,null,23,11.82,0.54,3.3,3.3,0]
[24,11.99,0.55000000000000004,3.36,3.36,0,null,null,24,11.99,0.55000000000000004,3.36,3.36,0]
[25,12.16,0.56000000000000005,3.41,3.41,0,null,null,25,12.16,0.56000000000000005,3.41,3.41,0]
[26,12.33,0.56999999999999995,3.47,3.47,0,null,null,26,12.33,0.56999999999999995,3.47,3.47,0]
[27,12.51,0.57999999999999996,3.53,3.53,0,null,null,27,12.51,0.57999999999999996,3.53,3.53,0]
[28,12.69,0.59,3.59,3.59,0,null,null,28,12.69,0.59,3.59,3.59,0]
[29,12.87,0.6,3.65,3.65,0,null,null,29,12.87,0.6,3.65,3.65,0]
[30,13.05,0.61,3.71,3.71,0,null,null,30,13.05,0.61,3.71,3.71,0]
[31,13.24,0.62,3.77,3.77,0,null,null,31,13.24,0.62,3.77,3.77,0]
[32,13.43,0.63,3.82,3.82,0,null,null,32,13.43,0.63,3.82,3.82,0]
[33,13.63,0.64,3.88,3.88,0,null,null,33,13.63,0.64,3.88,3.88,0]
[34,13.83,0.65,3.94,3.94,0,null,null,34,13.83,0.65,3.94,3.94,0]
[35,14.03,0.66,4,4,0,null,null,35,14.03,0.66,4,4,0]
[36,14.23,0.67,4.05,4.05,0,null,null,36,14.23,0.67,4.05,4.05,0]
[37,14.44,0.68,4.1100000000000003,4.1100000000000003,0,null,null,37,14.44,0.68,4.1100000000000003,4.1100000000000003,0]
[38,14.66,0.7,4.17,4.17,0,null,null,38,14.66,0.7,4.17,4.17,0]
[39,14.87,0.71,4.22,4.22,0,null,null,39,14.87,0.71,4.22,4.22,0]
[40,15.09,0.72,4.28,4.28,0,null,null,40,15.09,0.72,4.28,4.28,0]
[41,15.32,0.73,4.33,4.33,0,null,null,41,15.32,0.73,4.33,4.33,0]
[42,15.55,0.74,4.38,4.38,0,null,null,42,15.55,0.74,4.38,4.38,0]
[43,15.79,0.76,4.43,4.43,0,null,null,43,15.79,0.76,4.43,4.43,0]
[44,16.03,0.77,4.4800000000000004,4.4800000000000004,0,null,null,44,16.03,0.77,4.4800000000000004,4.4800000000000004,0]
[45,16.28,0.78,4.53,4.53,0,null,null,45,16.28,0.78,4.53,4.53,0]
[46,16.53,0.8,4.58,4.58,0,null,null,46,16.53,0.8,4.58,4.58,0]
[47,16.79,0.81,4.62,4.62,0,null,null,47,16.79,0.81,4.62,4.62,0]
[48,17.05,0.82,4.66,4.66,0,null,null,48,17.05,0.82,4.66,4.66,0]
[49,17.329999999999998,0.84,4.7,4.7,0,null,null,49,17.329999999999998,0.84,4.7,4.7,0]
[50,17.61,0.85,4.74,4.74,0,null,null,50,17.61,0.85,4.74,4.74,0]
[51,17.89,0.87,4.7699999999999996,4.7699999999999996,0,null,null,51,17.89,0.87,4.7699999999999996,4.7699999999999996,0]
[52,18.190000000000001,0.88,4.8099999999999996,4.8099999999999996,0,null,null,52,18.190000000000001,0.88,4.8099999999999996,4.8099999999999996,0]
[53,18.489999999999998,0.9,4.84,4.84,0,null,null,53,18.489999999999998,0.9,4.84,4.84,0]
[54,18.809999999999999,0.91,4.8600000000000003,4.8600000000000003,0,null,null,54,18.809999999999999,0.91,4.8600000000000003,4.8600000000000003,0]
[55,19.13,0.93,4.8899999999999997,4.8899999999999997,0,null,null,55,19.13,0.93,4.8899999999999997,4.8899999999999997,0]
[56,19.47,0.94,4.91,4.91,0,null,null,56,19.47,0.94,4.91,4.91,0]
[57,19.82,0.96,4.93,4.93,0,null,null,57,19.82,0.96,4.93,4.93,0]
[58,20.18,0.98,4.9400000000000004,4.9400000000000004,0,null,null,58,20.18,0.98,4.9400000000000004,4.9400000000000004,0]
[59,20.56,0.99,4.95,4.95,0,null,null,59,20.56,0.99,4.95,4.95,0]
[]
["Notes:",null,null,null,null,null,null,null,"Notes:"]
["1. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD.",null,null,null,null,null,null,null,"1. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD."]

{"sheet":"x-202","index":12,"n_rows":81,"n_cols":22,"rows_kept":81,"cut":false,"hidden":false,"merged":[[76,0,78,5],[80,0,81,5],[71,8,73,13],[75,8,76,13],[32,16,35,21],[36,16,38,21],[39,16,40,21]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"CETV - x-202"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-202"}]
[]
["Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,"Client","AFPS"]
["Section","AFPS 15, AF05, RFPS, AF75 and FTRS",null,null,null,null,null,null,"Section","AFPS 15, AF05, RFPS, AF75 and FTRS",null,null,null,null,null,null,"Section","AFPS 15, AF05, RFPS, AF75 and FTRS"]
["Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV"]
["Description","Non club transfers out PA 65",null,null,null,null,null,null,"Description","Non club transfers out PA 65",null,null,null,null,null,null,"Description","Non club transfers out PA 65 - females age 60 and above"]
["Gender","Male",null,null,null,null,null,null,"Gender","Female",null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","0, 1, 2, 3, 4",null,null,null,null,null,null,"Section Number","0, 1, 2, 3, 4",null,null,null,null,null,null,"Section Number","0, 1, 2, 3, 4"]
["Series Number",202,null,null,null,null,null,null,"Series Number",202,null,null,null,null,null,null,"Series Number",202]
["Table Reference","202A",null,null,null,null,null,null,"Table Reference","202B",null,null,null,null,null,null,"Table Reference","202C"]
["Table Reference in Guidance","Table 0-202A, 1-202A, 2-202A, 3-202A, 4-202A",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-202B, 1-202B, 2-202B, 3-202B, 4-202B",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-202C, 1-202C, 2-202C, 3-202C, 4-202C"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",314,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",314,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",314]
["Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa ",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa"]
[16,8.5500000000000007,0.44,2.56,2.56,0,null,null,16,8.5500000000000007,0.44,2.56,2.56,0,null,null,60,16.27,0.93,5.04,5.04,0]
[17,8.66,0.45,2.76,2.76,0,null,null,17,8.66,0.45,2.76,2.76,0,null,null,61,16.57,0.94,5.04,5.04,0]
[18,8.7799999999999994,0.46,2.97,2.97,0,null,null,18,8.7799999999999994,0.46,2.97,2.97,0,null,null,62,16.899999999999999,0.96,5.03,5.03,0]
[19,8.9,0.46,3.1,3.1,0,null,null,19,8.9,0.46,3.1,3.1,0,null,null,63,17.239999999999998,0.98,5.0199999999999996,5.0199999999999996,0]
[20,9.02,0.47,3.16,3.16,0,null,null,20,9.02,0.47,3.16,3.16,0,null,null,64,17.61,0.99,4.99,4.99,0]
[21,9.15,0.48,3.22,3.22,0,null,null,21,9.15,0.48,3.22,3.22,0]
[22,9.27,0.49,3.28,3.28,0,null,null,22,9.27,0.49,3.28,3.28,0,null,null,"Notes:"]
[23,9.4,0.5,3.33,3.33,0,null,null,23,9.4,0.5,3.33,3.33,0,null,null,"1. When calculating the deduction for GMP for females age 60 and above, the ‘Pre-88’ GMP factor should be applied to the GMP amount in respect of service up to 5 April 1988, and the ‘Post-88’ GMP factor applied to the GMP amount in respect of service after that date."]
[24,9.5299999999999994,0.51,3.39,3.39,0,null,null,24,9.5299999999999994,0.51,3.39,3.39,0]
[25,9.66,0.51,3.45,3.45,0,null,null,25,9.66,0.51,3.45,3.45,0]
[26,9.7899999999999991,0.52,3.51,3.51,0,null,null,26,9.7899999999999991,0.52,3.51,3.51,0]
[27,9.92,0.53,3.57,3.57,0,null,null,27,9.92,0.53,3.57,3.57,0,null,null,"2. When calculating the deduction for GMP for females aged 60 or above, the factors given should be applied to the annual amount of the GMP after late retirement increase of 1/7% per week and for GMP accrued post-6 April 1988, GMP increase orders."]
[28,10.06,0.54,3.63,3.63,0,null,null,28,10.06,0.54,3.63,3.63,0]
[29,10.199999999999999,0.55000000000000004,3.69,3.69,0,null,null,29,10.199999999999999,0.55000000000000004,3.69,3.69,0]
[30,10.34,0.56000000000000005,3.75,3.75,0,null,null,30,10.34,0.56000000000000005,3.75,3.75,0,null,null,"3. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
[31,10.48,0.56999999999999995,3.81,3.81,0,null,null,31,10.48,0.56999999999999995,3.81,3.81,0]
[32,10.63,0.57999999999999996,3.87,3.87,0,null,null,32,10.63,0.57999999999999996,3.87,3.87,0,null,null,"4. In line with our recent guidance, administrators should select the appropriate GMP factors based on whether the member reaches SPA before or after 6 April 2016"]
[33,10.78,0.59,3.93,3.93,0,null,null,33,10.78,0.59,3.93,3.93,0]
[34,10.93,0.6,3.99,3.99,0,null,null,34,10.93,0.6,3.99,3.99,0]
[35,11.08,0.61,4.05,4.05,0,null,null,35,11.08,0.61,4.05,4.05,0]
[36,11.23,0.62,4.1100000000000003,4.1100000000000003,0,null,null,36,11.23,0.62,4.1100000000000003,4.1100000000000003,0]
[37,11.39,0.63,4.16,4.16,0,null,null,37,11.39,0.63,4.16,4.16,0]
[38,11.55,0.64,4.22,4.22,0,null,null,38,11.55,0.64,4.22,4.22,0]
[39,11.72,0.65,4.28,4.28,0,null,null,39,11.72,0.65,4.28,4.28,0]
[40,11.88,0.66,4.33,4.33,0,null,null,40,11.88,0.66,4.33,4.33,0]
[41,12.05,0.67,4.3899999999999997,4.3899999999999997,0,null,null,41,12.05,0.67,4.3899999999999997,4.3899999999999997,0]
[42,12.23,0.68,4.4400000000000004,4.4400000000000004,0,null,null,42,12.23,0.68,4.4400000000000004,4.4400000000000004,0]
[43,12.4,0.7,4.49,4.49,0,null,null,43,12.4,0.7,4.49,4.49,0]
[44,12.59,0.71,4.54,4.54,0,null,null,44,12.59,0.71,4.54,4.54,0]
[45,12.77,0.72,4.59,4.59,0,null,null,45,12.77,0.72,4.59,4.59,0]
[46,12.96,0.73,4.6399999999999997,4.6399999999999997,0,null,null,46,12.96,0.73,4.6399999999999997,4.6399999999999997,0]
[47,13.15,0.74,4.6900000000000004,4.6900000000000004,0,null,null,47,13.15,0.74,4.6900000000000004,4.6900000000000004,0]
[48,13.35,0.76,4.7300000000000004,4.7300000000000004,0,null,null,48,13.35,0.76,4.7300000000000004,4.7300000000000004,0]
[49,13.56,0.77,4.7699999999999996,4.7699999999999996,0,null,null,49,13.56,0.77,4.7699999999999996,4.7699999999999996,0]
[50,13.77,0.78,4.8099999999999996,4.8099999999999996,0,null,null,50,13.77,0.78,4.8099999999999996,4.8099999999999996,0]
[51,13.98,0.8,4.84,4.84,0,null,null,51,13.98,0.8,4.84,4.84,0]
[52,14.2,0.81,4.88,4.88,0,null,null,52,14.2,0.81,4.88,4.88,0]
[53,14.43,0.82,4.91,4.91,0,null,null,53,14.43,0.82,4.91,4.91,0]
[54,14.67,0.84,4.9400000000000004,4.9400000000000004,0,null,null,54,14.67,0.84,4.9400000000000004,4.9400000000000004,0]
[55,14.91,0.85,4.97,4.97,0,null,null,55,14.91,0.85,4.97,4.97,0]
[56,15.16,0.87,4.99,4.99,0,null,null,56,15.16,0.87,4.99,4.99,0]
[57,15.42,0.88,5.01,5.01,0,null,null,57,15.42,0.88,5.01,5.01,0]
[58,15.69,0.9,5.0199999999999996,5.0199999999999996,0,null,null,58,15.69,0.9,5.0199999999999996,5.0199999999999996,0]
[59,15.97,0.91,5.03,5.03,0,null,null,59,15.97,0.91,5.03,5.03,0]
[60,16.27,0.93,5.04,5.04,0]
[61,16.57,0.94,5.04,5.04,0,null,null,"Notes:"]
[62,16.899999999999999,0.96,5.03,5.03,0,null,null,"1. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD."]
[63,17.239999999999998,0.98,5.0199999999999996,5.0199999999999996,0]
[64,17.61,0.99,4.99,4.99,0]
[]
["Notes:",null,null,null,null,null,null,null,"2. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
["1. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD."]
[]
[]
[]
["2. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]

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["Government Actuary's Department"]
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[]
["Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,null,null,null,null,"Section","AFPS 15",null,null,null,null,null,null,"Section","AFPS 15",null,null,null,null,null,null,"Section","AFPS 15"]
["Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV"]
["Description","Non club transfers out PA 66",null,null,null,null,null,null,"Description","Non club transfers out PA 66 - males age 65 and above",null,null,null,null,null,null,"Description","Non club transfers out PA 66",null,null,null,null,null,null,"Description","Non club transfers out PA 66 - females age 60 and above"]
["Gender","Male",null,null,null,null,null,null,"Gender","Male",null,null,null,null,null,null,"Gender","Female",null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,null,null,null,null,"Section Number",0,null,null,null,null,null,null,"Section Number",0,null,null,null,null,null,null,"Section Number",0]
["Series Number",203,null,null,null,null,null,null,"Series Number",203,null,null,null,null,null,null,"Series Number",203,null,null,null,null,null,null,"Series Number",203]
["Table Reference","203A",null,null,null,null,null,null,"Table Reference","203B",null,null,null,null,null,null,"Table Reference","203C",null,null,null,null,null,null,"Table Reference","203D"]
["Table Reference in Guidance","Table 0-203A",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-203B",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-203C",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-203D"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",315,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",315,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",315,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",315]
["Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa"]
[16,8.14,0.43,2.57,2.57,0,null,null,65,17,0.99,4.9800000000000004,4.9800000000000004,0,null,null,16,8.14,0.43,2.57,2.57,0,null,null,60,15.38,0.91,5.0599999999999996,5.0599999999999996,0]
[17,8.25,0.44,2.77,2.77,0,null,null,null,null,null,null,null,null,null,null,17,8.25,0.44,2.77,2.77,0,null,null,61,15.67,0.93,5.0599999999999996,5.0599999999999996,0]
[18,8.36,0.45,2.98,2.98,0,null,null,"Notes:",null,null,null,null,null,null,null,18,8.36,0.45,2.98,2.98,0,null,null,62,15.98,0.94,5.05,5.05,0]
[19,8.4700000000000006,0.46,3.11,3.11,0,null,null,"1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers.",null,null,null,null,null,null,null,19,8.4700000000000006,0.46,3.11,3.11,0,null,null,63,16.3,0.96,5.04,5.04,0]
[20,8.59,0.46,3.17,3.17,0,null,null,null,null,null,null,null,null,null,null,20,8.59,0.46,3.17,3.17,0,null,null,64,16.64,0.98,5.01,5.01,0]
[21,8.6999999999999993,0.47,3.23,3.23,0,null,null,"2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD.",null,null,null,null,null,null,null,21,8.6999999999999993,0.47,3.23,3.23,0,null,null,65,17,0.99,4.9800000000000004,4.9800000000000004,0]
[22,8.82,0.48,3.28,3.28,0,null,null,null,null,null,null,null,null,null,null,22,8.82,0.48,3.28,3.28,0]
[23,8.94,0.49,3.34,3.34,0,null,null,null,null,null,null,null,null,null,null,23,8.94,0.49,3.34,3.34,0,null,null,"Notes:"]
[24,9.06,0.5,3.4,3.4,0,null,null,null,null,null,null,null,null,null,null,24,9.06,0.5,3.4,3.4,0,null,null,"1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
[25,9.19,0.51,3.46,3.46,0,null,null,null,null,null,null,null,null,null,null,25,9.19,0.51,3.46,3.46,0]
[26,9.31,0.51,3.52,3.52,0,null,null,null,null,null,null,null,null,null,null,26,9.31,0.51,3.52,3.52,0,null,null,"2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD."]
[27,9.44,0.52,3.58,3.58,0,null,null,null,null,null,null,null,null,null,null,27,9.44,0.52,3.58,3.58,0]
[28,9.56,0.53,3.64,3.64,0,null,null,null,null,null,null,null,null,null,null,28,9.56,0.53,3.64,3.64,0]
[29,9.69,0.54,3.7,3.7,0,null,null,null,null,null,null,null,null,null,null,29,9.69,0.54,3.7,3.7,0]
[30,9.83,0.55000000000000004,3.76,3.76,0,null,null,null,null,null,null,null,null,null,null,30,9.83,0.55000000000000004,3.76,3.76,0]
[31,9.9600000000000009,0.56000000000000005,3.82,3.82,0,null,null,null,null,null,null,null,null,null,null,31,9.9600000000000009,0.56000000000000005,3.82,3.82,0]
[32,10.1,0.56999999999999995,3.88,3.88,0,null,null,null,null,null,null,null,null,null,null,32,10.1,0.56999999999999995,3.88,3.88,0]
[33,10.24,0.57999999999999996,3.94,3.94,0,null,null,null,null,null,null,null,null,null,null,33,10.24,0.57999999999999996,3.94,3.94,0]
[34,10.38,0.59,4,4,0,null,null,null,null,null,null,null,null,null,null,34,10.38,0.59,4,4,0]
[35,10.52,0.6,4.0599999999999996,4.0599999999999996,0,null,null,null,null,null,null,null,null,null,null,35,10.52,0.6,4.0599999999999996,4.0599999999999996,0]
[36,10.67,0.61,4.12,4.12,0,null,null,null,null,null,null,null,null,null,null,36,10.67,0.61,4.12,4.12,0]
[37,10.82,0.62,4.18,4.18,0,null,null,null,null,null,null,null,null,null,null,37,10.82,0.62,4.18,4.18,0]
[38,10.97,0.63,4.2300000000000004,4.2300000000000004,0,null,null,null,null,null,null,null,null,null,null,38,10.97,0.63,4.2300000000000004,4.2300000000000004,0]
[39,11.12,0.64,4.29,4.29,0,null,null,null,null,null,null,null,null,null,null,39,11.12,0.64,4.29,4.29,0]
[40,11.28,0.65,4.3499999999999996,4.3499999999999996,0,null,null,null,null,null,null,null,null,null,null,40,11.28,0.65,4.3499999999999996,4.3499999999999996,0]
[41,11.44,0.66,4.4000000000000004,4.4000000000000004,0,null,null,null,null,null,null,null,null,null,null,41,11.44,0.66,4.4000000000000004,4.4000000000000004,0]
[42,11.6,0.67,4.46,4.46,0,null,null,null,null,null,null,null,null,null,null,42,11.6,0.67,4.46,4.46,0]
[43,11.76,0.68,4.51,4.51,0,null,null,null,null,null,null,null,null,null,null,43,11.76,0.68,4.51,4.51,0]
[44,11.93,0.7,4.5599999999999996,4.5599999999999996,0,null,null,null,null,null,null,null,null,null,null,44,11.93,0.7,4.5599999999999996,4.5599999999999996,0]
[45,12.11,0.71,4.6100000000000003,4.6100000000000003,0,null,null,null,null,null,null,null,null,null,null,45,12.11,0.71,4.6100000000000003,4.6100000000000003,0]
[46,12.29,0.72,4.66,4.66,0,null,null,null,null,null,null,null,null,null,null,46,12.29,0.72,4.66,4.66,0]
[47,12.47,0.73,4.7,4.7,0,null,null,null,null,null,null,null,null,null,null,47,12.47,0.73,4.7,4.7,0]
[48,12.65,0.74,4.74,4.74,0,null,null,null,null,null,null,null,null,null,null,48,12.65,0.74,4.74,4.74,0]
[49,12.85,0.76,4.79,4.79,0,null,null,null,null,null,null,null,null,null,null,49,12.85,0.76,4.79,4.79,0]
[50,13.04,0.77,4.82,4.82,0,null,null,null,null,null,null,null,null,null,null,50,13.04,0.77,4.82,4.82,0]
[51,13.24,0.78,4.8600000000000003,4.8600000000000003,0,null,null,null,null,null,null,null,null,null,null,51,13.24,0.78,4.8600000000000003,4.8600000000000003,0]
[52,13.45,0.8,4.9000000000000004,4.9000000000000004,0,null,null,null,null,null,null,null,null,null,null,52,13.45,0.8,4.9000000000000004,4.9000000000000004,0]
[53,13.66,0.81,4.93,4.93,0,null,null,null,null,null,null,null,null,null,null,53,13.66,0.81,4.93,4.93,0]
[54,13.88,0.82,4.96,4.96,0,null,null,null,null,null,null,null,null,null,null,54,13.88,0.82,4.96,4.96,0]
[55,14.11,0.84,4.9800000000000004,4.9800000000000004,0,null,null,null,null,null,null,null,null,null,null,55,14.11,0.84,4.9800000000000004,4.9800000000000004,0]
[56,14.35,0.85,5.01,5.01,0,null,null,null,null,null,null,null,null,null,null,56,14.35,0.85,5.01,5.01,0]
[57,14.59,0.87,5.03,5.03,0,null,null,null,null,null,null,null,null,null,null,57,14.59,0.87,5.03,5.03,0]
[58,14.84,0.88,5.04,5.04,0,null,null,null,null,null,null,null,null,null,null,58,14.84,0.88,5.04,5.04,0]
[59,15.11,0.9,5.05,5.05,0,null,null,null,null,null,null,null,null,null,null,59,15.11,0.9,5.05,5.05,0]
[60,15.38,0.91,5.0599999999999996,5.0599999999999996,0]
[61,15.67,0.93,5.0599999999999996,5.0599999999999996,0]
[62,15.98,0.94,5.05,5.05,0]
[63,16.3,0.96,5.04,5.04,0]
[64,16.64,0.98,5.01,5.01,0]
[]
["Notes:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes:"]
["1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
[]
["2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD."]

{"sheet":"x-204","index":14,"n_rows":79,"n_cols":30,"rows_kept":79,"cut":false,"hidden":false,"merged":[[30,8,31,13],[76,0,77,5],[76,16,77,21],[35,24,36,29],[78,0,78,5],[78,16,78,21],[32,8,33,13],[37,24,38,29]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"CETV - x-204"}]
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[]
["Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,null,null,null,null,"Section","AFPS 15",null,null,null,null,null,null,"Section","AFPS 15",null,null,null,null,null,null,"Section","AFPS 15"]
["Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV"]
["Description","Non club transfers out PA 67",null,null,null,null,null,null,"Description","Non club transfers out PA 67 - males age 65 and above",null,null,null,null,null,null,"Description","Non club transfers out PA 67",null,null,null,null,null,null,"Description","Non club transfers out PA 67 - females age 60 and above"]
["Gender","Male",null,null,null,null,null,null,"Gender","Male",null,null,null,null,null,null,"Gender","Female",null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,null,null,null,null,"Section Number",0,null,null,null,null,null,null,"Section Number",0,null,null,null,null,null,null,"Section Number",0]
["Series Number",204,null,null,null,null,null,null,"Series Number",204,null,null,null,null,null,null,"Series Number",204,null,null,null,null,null,null,"Series Number",204]
["Table Reference","204A",null,null,null,null,null,null,"Table Reference","204B",null,null,null,null,null,null,"Table Reference","204C",null,null,null,null,null,null,"Table Reference","204D"]
["Table Reference in Guidance","Table 0-204A",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-204B",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-204C",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-204D"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",316,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",316,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",316,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",316]
["Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa"]
[16,7.74,0.43,2.57,2.57,0,null,null,65,16.04,0.98,5.01,5.01,0,null,null,16,7.74,0.43,2.57,2.57,0,null,null,60,14.52,0.9,5.08,5.08,0]
[17,7.84,0.43,2.77,2.77,0,null,null,66,16.399999999999999,0.99,4.97,4.97,0,null,null,17,7.84,0.43,2.77,2.77,0,null,null,61,14.79,0.91,5.08,5.08,0]
[18,7.95,0.44,2.98,2.98,0,null,null,null,null,null,null,null,null,null,null,18,7.95,0.44,2.98,2.98,0,null,null,62,15.08,0.93,5.07,5.07,0]
[19,8.0500000000000007,0.45,3.12,3.12,0,null,null,null,null,null,null,null,null,null,null,19,8.0500000000000007,0.45,3.12,3.12,0,null,null,63,15.38,0.94,5.0599999999999996,5.0599999999999996,0]
[20,8.16,0.46,3.18,3.18,0,null,null,"Notes:",null,null,null,null,null,null,null,20,8.16,0.46,3.18,3.18,0,null,null,64,15.7,0.96,5.04,5.04,0]
[21,8.27,0.46,3.24,3.24,0,null,null,"1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers.",null,null,null,null,null,null,null,21,8.27,0.46,3.24,3.24,0,null,null,65,16.04,0.98,5.01,5.01,0]
[22,8.3800000000000008,0.47,3.29,3.29,0,null,null,null,null,null,null,null,null,null,null,22,8.3800000000000008,0.47,3.29,3.29,0,null,null,66,16.399999999999999,0.99,4.97,4.97,0]
[23,8.49,0.48,3.35,3.35,0,null,null,"2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD.",null,null,null,null,null,null,null,23,8.49,0.48,3.35,3.35,0]
[24,8.61,0.49,3.41,3.41,0,null,null,null,null,null,null,null,null,null,null,24,8.61,0.49,3.41,3.41,0]
[25,8.7200000000000006,0.5,3.47,3.47,0,null,null,null,null,null,null,null,null,null,null,25,8.7200000000000006,0.5,3.47,3.47,0,null,null,"Notes:"]
[26,8.84,0.51,3.53,3.53,0,null,null,null,null,null,null,null,null,null,null,26,8.84,0.51,3.53,3.53,0,null,null,"1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
[27,8.9600000000000009,0.51,3.59,3.59,0,null,null,null,null,null,null,null,null,null,null,27,8.9600000000000009,0.51,3.59,3.59,0]
[28,9.08,0.52,3.65,3.65,0,null,null,null,null,null,null,null,null,null,null,28,9.08,0.52,3.65,3.65,0,null,null,"2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD."]
[29,9.1999999999999993,0.53,3.71,3.71,0,null,null,null,null,null,null,null,null,null,null,29,9.1999999999999993,0.53,3.71,3.71,0]
[30,9.33,0.54,3.77,3.77,0,null,null,null,null,null,null,null,null,null,null,30,9.33,0.54,3.77,3.77,0]
[31,9.4499999999999993,0.55000000000000004,3.83,3.83,0,null,null,null,null,null,null,null,null,null,null,31,9.4499999999999993,0.55000000000000004,3.83,3.83,0]
[32,9.58,0.56000000000000005,3.89,3.89,0,null,null,null,null,null,null,null,null,null,null,32,9.58,0.56000000000000005,3.89,3.89,0]
[33,9.7100000000000009,0.56999999999999995,3.95,3.95,0,null,null,null,null,null,null,null,null,null,null,33,9.7100000000000009,0.56999999999999995,3.95,3.95,0]
[34,9.84,0.57999999999999996,4.01,4.01,0,null,null,null,null,null,null,null,null,null,null,34,9.84,0.57999999999999996,4.01,4.01,0]
[35,9.98,0.59,4.07,4.07,0,null,null,null,null,null,null,null,null,null,null,35,9.98,0.59,4.07,4.07,0]
[36,10.11,0.6,4.13,4.13,0,null,null,null,null,null,null,null,null,null,null,36,10.11,0.6,4.13,4.13,0]
[37,10.25,0.61,4.1900000000000004,4.1900000000000004,0,null,null,null,null,null,null,null,null,null,null,37,10.25,0.61,4.1900000000000004,4.1900000000000004,0]
[38,10.39,0.62,4.25,4.25,0,null,null,null,null,null,null,null,null,null,null,38,10.39,0.62,4.25,4.25,0]
[39,10.54,0.63,4.3099999999999996,4.3099999999999996,0,null,null,null,null,null,null,null,null,null,null,39,10.54,0.63,4.3099999999999996,4.3099999999999996,0]
[40,10.68,0.64,4.3600000000000003,4.3600000000000003,0,null,null,null,null,null,null,null,null,null,null,40,10.68,0.64,4.3600000000000003,4.3600000000000003,0]
[41,10.83,0.65,4.42,4.42,0,null,null,null,null,null,null,null,null,null,null,41,10.83,0.65,4.42,4.42,0]
[42,10.99,0.66,4.47,4.47,0,null,null,null,null,null,null,null,null,null,null,42,10.99,0.66,4.47,4.47,0]
[43,11.14,0.67,4.5199999999999996,4.5199999999999996,0,null,null,null,null,null,null,null,null,null,null,43,11.14,0.67,4.5199999999999996,4.5199999999999996,0]
[44,11.3,0.68,4.58,4.58,0,null,null,null,null,null,null,null,null,null,null,44,11.3,0.68,4.58,4.58,0]
[45,11.46,0.7,4.63,4.63,0,null,null,null,null,null,null,null,null,null,null,45,11.46,0.7,4.63,4.63,0]
[46,11.63,0.71,4.67,4.67,0,null,null,null,null,null,null,null,null,null,null,46,11.63,0.71,4.67,4.67,0]
[47,11.8,0.72,4.72,4.72,0,null,null,null,null,null,null,null,null,null,null,47,11.8,0.72,4.72,4.72,0]
[48,11.97,0.73,4.76,4.76,0,null,null,null,null,null,null,null,null,null,null,48,11.97,0.73,4.76,4.76,0]
[49,12.15,0.74,4.8,4.8,0,null,null,null,null,null,null,null,null,null,null,49,12.15,0.74,4.8,4.8,0]
[50,12.33,0.76,4.84,4.84,0,null,null,null,null,null,null,null,null,null,null,50,12.33,0.76,4.84,4.84,0]
[51,12.52,0.77,4.88,4.88,0,null,null,null,null,null,null,null,null,null,null,51,12.52,0.77,4.88,4.88,0]
[52,12.72,0.78,4.92,4.92,0,null,null,null,null,null,null,null,null,null,null,52,12.72,0.78,4.92,4.92,0]
[53,12.92,0.8,4.95,4.95,0,null,null,null,null,null,null,null,null,null,null,53,12.92,0.8,4.95,4.95,0]
[54,13.12,0.81,4.9800000000000004,4.9800000000000004,0,null,null,null,null,null,null,null,null,null,null,54,13.12,0.81,4.9800000000000004,4.9800000000000004,0]
[55,13.33,0.82,5,5,0,null,null,null,null,null,null,null,null,null,null,55,13.33,0.82,5,5,0]
[56,13.55,0.84,5.03,5.03,0,null,null,null,null,null,null,null,null,null,null,56,13.55,0.84,5.03,5.03,0]
[57,13.78,0.85,5.05,5.05,0,null,null,null,null,null,null,null,null,null,null,57,13.78,0.85,5.05,5.05,0]
[58,14.02,0.87,5.0599999999999996,5.0599999999999996,0,null,null,null,null,null,null,null,null,null,null,58,14.02,0.87,5.0599999999999996,5.0599999999999996,0]
[59,14.26,0.88,5.07,5.07,0,null,null,null,null,null,null,null,null,null,null,59,14.26,0.88,5.07,5.07,0]
[60,14.52,0.9,5.08,5.08,0]
[61,14.79,0.91,5.08,5.08,0]
[62,15.08,0.93,5.07,5.07,0]
[63,15.38,0.94,5.0599999999999996,5.0599999999999996,0]
[64,15.7,0.96,5.04,5.04,0]
[]
["Notes:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes:"]
["1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
[]
["2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"CETV - x-205"}]
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[]
["Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,null,null,null,null,"Section","AFPS 15",null,null,null,null,null,null,"Section","AFPS 15",null,null,null,null,null,null,"Section","AFPS 15"]
["Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV",null,null,null,null,null,null,"Factor Type","CETV"]
["Description","Non club transfers out PA 68",null,null,null,null,null,null,"Description","Non club transfers out PA 68 - males age 65 and above",null,null,null,null,null,null,"Description","Non club transfers out PA 68",null,null,null,null,null,null,"Description","Non club transfers out PA 68 - females age 60 and above"]
["Gender","Male",null,null,null,null,null,null,"Gender","Male",null,null,null,null,null,null,"Gender","Female",null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,null,null,null,null,"Section Number",0,null,null,null,null,null,null,"Section Number",0,null,null,null,null,null,null,"Section Number",0]
["Series Number",205,null,null,null,null,null,null,"Series Number",205,null,null,null,null,null,null,"Series Number",205,null,null,null,null,null,null,"Series Number",205]
["Table Reference","205A",null,null,null,null,null,null,"Table Reference","205B",null,null,null,null,null,null,"Table Reference","205C",null,null,null,null,null,null,"Table Reference","205D"]
["Table Reference in Guidance","Table 0-205A",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-205B",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-205C",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-205D"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",317,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",317,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",317,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",317]
["Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Lump sum of £1","Survivor's pension of £1 per annum with partner","Survivor's pension of £1 per annum without partner","Deduction for NI modification of £1 pa"]
[16,7.35,0.42,2.58,2.58,0,null,null,65,15.1,0.96,5.03,5.03,0,null,null,16,7.35,0.42,2.58,2.58,0,null,null,60,13.68,0.88,5.0999999999999996,5.0999999999999996,0]
[17,7.44,0.43,2.78,2.78,0,null,null,66,15.44,0.98,4.99,4.99,0,null,null,17,7.44,0.43,2.78,2.78,0,null,null,61,13.93,0.9,5.0999999999999996,5.0999999999999996,0]
[18,7.54,0.43,2.99,2.99,0,null,null,67,15.8,0.99,4.95,4.95,0,null,null,18,7.54,0.43,2.99,2.99,0,null,null,62,14.2,0.91,5.0999999999999996,5.0999999999999996,0]
[19,7.64,0.44,3.13,3.13,0,null,null,null,null,null,null,null,null,null,null,19,7.64,0.44,3.13,3.13,0,null,null,63,14.48,0.93,5.08,5.08,0]
[20,7.74,0.45,3.19,3.19,0,null,null,"Notes:",null,null,null,null,null,null,null,20,7.74,0.45,3.19,3.19,0,null,null,64,14.78,0.94,5.0599999999999996,5.0599999999999996,0]
[21,7.85,0.46,3.24,3.24,0,null,null,"1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers.",null,null,null,null,null,null,null,21,7.85,0.46,3.24,3.24,0,null,null,65,15.1,0.96,5.03,5.03,0]
[22,7.95,0.46,3.3,3.3,0,null,null,null,null,null,null,null,null,null,null,22,7.95,0.46,3.3,3.3,0,null,null,66,15.44,0.98,4.99,4.99,0]
[23,8.06,0.47,3.36,3.36,0,null,null,"2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD.",null,null,null,null,null,null,null,23,8.06,0.47,3.36,3.36,0,null,null,67,15.8,0.99,4.95,4.95,0]
[24,8.16,0.48,3.42,3.42,0,null,null,null,null,null,null,null,null,null,null,24,8.16,0.48,3.42,3.42,0]
[25,8.27,0.49,3.48,3.48,0,null,null,null,null,null,null,null,null,null,null,25,8.27,0.49,3.48,3.48,0,null,null,"Notes:"]
[26,8.3800000000000008,0.5,3.54,3.54,0,null,null,null,null,null,null,null,null,null,null,26,8.3800000000000008,0.5,3.54,3.54,0,null,null,"1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
[27,8.49,0.51,3.6,3.6,0,null,null,null,null,null,null,null,null,null,null,27,8.49,0.51,3.6,3.6,0]
[28,8.61,0.51,3.66,3.66,0,null,null,null,null,null,null,null,null,null,null,28,8.61,0.51,3.66,3.66,0,null,null,"2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD."]
[29,8.7200000000000006,0.52,3.73,3.73,0,null,null,null,null,null,null,null,null,null,null,29,8.7200000000000006,0.52,3.73,3.73,0]
[30,8.84,0.53,3.79,3.79,0,null,null,null,null,null,null,null,null,null,null,30,8.84,0.53,3.79,3.79,0]
[31,8.9499999999999993,0.54,3.85,3.85,0,null,null,null,null,null,null,null,null,null,null,31,8.9499999999999993,0.54,3.85,3.85,0]
[32,9.07,0.55000000000000004,3.91,3.91,0,null,null,null,null,null,null,null,null,null,null,32,9.07,0.55000000000000004,3.91,3.91,0]
[33,9.1999999999999993,0.56000000000000005,3.97,3.97,0,null,null,null,null,null,null,null,null,null,null,33,9.1999999999999993,0.56000000000000005,3.97,3.97,0]
[34,9.32,0.56999999999999995,4.03,4.03,0,null,null,null,null,null,null,null,null,null,null,34,9.32,0.56999999999999995,4.03,4.03,0]
[35,9.4499999999999993,0.57999999999999996,4.09,4.09,0,null,null,null,null,null,null,null,null,null,null,35,9.4499999999999993,0.57999999999999996,4.09,4.09,0]
[36,9.57,0.59,4.1500000000000004,4.1500000000000004,0,null,null,null,null,null,null,null,null,null,null,36,9.57,0.59,4.1500000000000004,4.1500000000000004,0]
[37,9.6999999999999993,0.6,4.21,4.21,0,null,null,null,null,null,null,null,null,null,null,37,9.6999999999999993,0.6,4.21,4.21,0]
[38,9.83,0.61,4.26,4.26,0,null,null,null,null,null,null,null,null,null,null,38,9.83,0.61,4.26,4.26,0]
[39,9.9700000000000006,0.62,4.32,4.32,0,null,null,null,null,null,null,null,null,null,null,39,9.9700000000000006,0.62,4.32,4.32,0]
[40,10.11,0.63,4.38,4.38,0,null,null,null,null,null,null,null,null,null,null,40,10.11,0.63,4.38,4.38,0]
[41,10.24,0.64,4.4400000000000004,4.4400000000000004,0,null,null,null,null,null,null,null,null,null,null,41,10.24,0.64,4.4400000000000004,4.4400000000000004,0]
[42,10.39,0.65,4.49,4.49,0,null,null,null,null,null,null,null,null,null,null,42,10.39,0.65,4.49,4.49,0]
[43,10.53,0.66,4.54,4.54,0,null,null,null,null,null,null,null,null,null,null,43,10.53,0.66,4.54,4.54,0]
[44,10.68,0.67,4.59,4.59,0,null,null,null,null,null,null,null,null,null,null,44,10.68,0.67,4.59,4.59,0]
[45,10.83,0.68,4.6399999999999997,4.6399999999999997,0,null,null,null,null,null,null,null,null,null,null,45,10.83,0.68,4.6399999999999997,4.6399999999999997,0]
[46,10.99,0.7,4.6900000000000004,4.6900000000000004,0,null,null,null,null,null,null,null,null,null,null,46,10.99,0.7,4.6900000000000004,4.6900000000000004,0]
[47,11.15,0.71,4.74,4.74,0,null,null,null,null,null,null,null,null,null,null,47,11.15,0.71,4.74,4.74,0]
[48,11.31,0.72,4.78,4.78,0,null,null,null,null,null,null,null,null,null,null,48,11.31,0.72,4.78,4.78,0]
[49,11.48,0.73,4.82,4.82,0,null,null,null,null,null,null,null,null,null,null,49,11.48,0.73,4.82,4.82,0]
[50,11.65,0.74,4.8600000000000003,4.8600000000000003,0,null,null,null,null,null,null,null,null,null,null,50,11.65,0.74,4.8600000000000003,4.8600000000000003,0]
[51,11.82,0.76,4.9000000000000004,4.9000000000000004,0,null,null,null,null,null,null,null,null,null,null,51,11.82,0.76,4.9000000000000004,4.9000000000000004,0]
[52,12,0.77,4.9400000000000004,4.9400000000000004,0,null,null,null,null,null,null,null,null,null,null,52,12,0.77,4.9400000000000004,4.9400000000000004,0]
[53,12.19,0.78,4.97,4.97,0,null,null,null,null,null,null,null,null,null,null,53,12.19,0.78,4.97,4.97,0]
[54,12.38,0.8,5,5,0,null,null,null,null,null,null,null,null,null,null,54,12.38,0.8,5,5,0]
[55,12.58,0.81,5.03,5.03,0,null,null,null,null,null,null,null,null,null,null,55,12.58,0.81,5.03,5.03,0]
[56,12.78,0.82,5.05,5.05,0,null,null,null,null,null,null,null,null,null,null,56,12.78,0.82,5.05,5.05,0]
[57,12.99,0.84,5.07,5.07,0,null,null,null,null,null,null,null,null,null,null,57,12.99,0.84,5.07,5.07,0]
[58,13.21,0.85,5.09,5.09,0,null,null,null,null,null,null,null,null,null,null,58,13.21,0.85,5.09,5.09,0]
[59,13.44,0.87,5.0999999999999996,5.0999999999999996,0,null,null,null,null,null,null,null,null,null,null,59,13.44,0.87,5.0999999999999996,5.0999999999999996,0]
[60,13.68,0.88,5.0999999999999996,5.0999999999999996,0]
[61,13.93,0.9,5.0999999999999996,5.0999999999999996,0]
[62,14.2,0.91,5.0999999999999996,5.0999999999999996,0]
[63,14.48,0.93,5.08,5.08,0]
[64,14.78,0.94,5.0599999999999996,5.0599999999999996,0]
[]
["Notes:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes:"]
["1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
[]
["2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. We have not provided factors to calculate GMP deductions as no deductions should be applied for members reaching State Pension Age on or after 6 April 2016.  If factors are needed for a case where the member reached State Pension Age before 6 April 2016, please refer the case to GAD."]

{"sheet":"x-208","index":16,"n_rows":74,"n_cols":19,"rows_kept":74,"cut":false,"hidden":false,"merged":[[71,0,71,8],[72,0,72,8],[73,0,74,8],[71,10,71,18],[72,10,72,18],[73,10,74,18],[24,15,24,16],[24,17,24,18],[68,1,68,8],[68,11,68,18],[24,1,24,2],[24,3,24,4],[24,5,24,6],[24,7,24,8],[24,11,24,12],[24,13,24,14],[17,1,17,8],[17,11,17,18],[18,1,18,8],[18,11,18,18],[19,1,19,8],[19,11,19,18],[14,1,14,8],[14,11,14,18],[15,1,15,8],[15,11,15,18],[16,1,16,8],[16,11,16,18],[11,1,11,8],[11,11,11,18],[12,1,12,8],[12,11,12,18],[13,1,13,8],[13,11,13,18],[8,1,8,8],[8,11,8,18],[9,1,9,8],[9,11,9,18],[10,1,10,8],[10,11,10,18],[5,1,5,8],[5,11,5,18],[6,1,6,8],[6,11,6,18],[7,1,7,8],[7,11,7,18]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"TV In (non-club) - x-208"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-208"}]
[]
["Data Item","Factor Table Information",null,null,null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,null,null,null,null,null,null,"Section","AFPS 15"]
["Factor Type","TV In (non-club)",null,null,null,null,null,null,null,null,"Factor Type","TV In (non-club)"]
["Description","Non club transfers in (OF & OR and MODOs) ",null,null,null,null,null,null,null,null,"Description","Non club transfers in (OF & OR and MODOs) "]
["Gender","Male",null,null,null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,null,null,null,null,null,null,"Section Number",0]
["Series Number",208,null,null,null,null,null,null,null,null,"Series Number",208]
["Table Reference",208,null,null,null,null,null,null,null,null,"Table Reference",208]
["Table Reference in Guidance","Table 0-208",null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 0-208"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",209,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",209]
["Date Factors Issued to Client","2018-11-28",null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-11-28"]
["Date Factors Implemented (if known)","2018-10-29",null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2018-10-29"]
["Factor Status","In force",null,null,null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age last birthday at relevant date","SPA65",null,"SPA66",null,"SPA67",null,"SPA68",null,null,"Age last birthday at relevant date","SPA65",null,"SPA66",null,"SPA67",null,"SPA68"]
[null,"Gross Pension of £1 per annum","Spouse Pension of £1 per annum","Gross Pension of £1 per annum","Spouse Pension of £1 per annum","Gross Pension of £1 per annum","Spouse Pension of £1 per annum","Gross Pension of £1 per annum","Spouse Pension of £1 per annum",null,null,"Gross Pension of £1 per annum","Spouse Pension of £1 per annum","Gross Pension of £1 per annum","Spouse Pension of £1 per annum","Gross Pension of £1 per annum","Spouse Pension of £1 per annum","Gross Pension of £1 per annum","Spouse Pension of £1 per annum"]
[18,11.6,2.39,11.26,2.39,10.93,2.39,10.61,2.39,null,18,11.6,2.39,11.26,2.39,10.93,2.39,10.61,2.39]
[19,11.93,2.44,11.59,2.44,11.26,2.44,10.94,2.44,null,19,11.93,2.44,11.59,2.44,11.26,2.44,10.94,2.44]
[20,12.44,2.5299999999999998,12.1,2.5299999999999998,11.77,2.5299999999999998,11.45,2.5299999999999998,null,20,12.44,2.5299999999999998,12.1,2.5299999999999998,11.77,2.5299999999999998,11.45,2.5299999999999998]
[21,12.71,2.6,12.37,2.6,12.03,2.6,11.71,2.6,null,21,12.71,2.6,12.37,2.6,12.03,2.6,11.71,2.6]
[22,12.91,2.65,12.56,2.65,12.23,2.65,11.9,2.65,null,22,12.91,2.65,12.56,2.65,12.23,2.65,11.9,2.65]
[23,13.28,2.73,12.93,2.73,12.59,2.73,12.26,2.73,null,23,13.28,2.73,12.93,2.73,12.59,2.73,12.26,2.73]
[24,13.77,2.84,13.42,2.84,13.07,2.84,12.74,2.84,null,24,13.77,2.84,13.42,2.84,13.07,2.84,12.74,2.84]
[25,14.23,2.94,13.87,2.94,13.53,2.94,13.19,2.94,null,25,14.23,2.94,13.87,2.94,13.53,2.94,13.19,2.94]
[26,14.63,3.04,14.27,3.04,13.93,3.04,13.59,3.04,null,26,14.63,3.04,14.27,3.04,13.93,3.04,13.59,3.04]
[27,14.98,3.14,14.62,3.14,14.28,3.14,13.94,3.14,null,27,14.98,3.14,14.62,3.14,14.28,3.14,13.94,3.14]
[28,15.34,3.24,14.98,3.24,14.64,3.24,14.31,3.24,null,28,15.34,3.24,14.98,3.24,14.64,3.24,14.31,3.24]
[29,15.71,3.34,15.36,3.34,15.02,3.34,14.69,3.34,null,29,15.71,3.34,15.36,3.34,15.02,3.34,14.69,3.34]
[30,16.05,3.45,15.71,3.45,15.37,3.45,15.05,3.45,null,30,16.05,3.45,15.71,3.45,15.37,3.45,15.05,3.45]
[31,16.53,3.57,16.190000000000001,3.57,15.87,3.57,15.55,3.57,null,31,16.53,3.57,16.190000000000001,3.57,15.87,3.57,15.55,3.57]
[32,17.03,3.71,16.71,3.71,16.39,3.71,16.09,3.71,null,32,17.03,3.71,16.71,3.71,16.39,3.71,16.09,3.71]
[33,17.420000000000002,3.83,17.11,3.83,16.809999999999999,3.83,16.52,3.83,null,33,17.420000000000002,3.83,17.11,3.83,16.809999999999999,3.83,16.52,3.83]
[34,17.73,3.94,17.440000000000001,3.94,17.16,3.94,16.88,3.94,null,34,17.73,3.94,17.440000000000001,3.94,17.16,3.94,16.88,3.94]
[35,17.98,4.03,17.7,4.03,17.43,4.03,17.170000000000002,4.03,null,35,17.98,4.03,17.7,4.03,17.43,4.03,17.170000000000002,4.03]
[36,18.16,4.1100000000000003,17.899999999999999,4.1100000000000003,17.66,4.1100000000000003,17.420000000000002,4.1100000000000003,null,36,18.16,4.1100000000000003,17.899999999999999,4.1100000000000003,17.66,4.1100000000000003,17.420000000000002,4.1100000000000003]
[37,18.27,4.17,18.05,4.17,17.82,4.17,17.61,4.17,null,37,18.27,4.17,18.05,4.17,17.82,4.17,17.61,4.17]
[38,18.36,4.22,18.16,4.22,17.96,4.22,17.78,4.22,null,38,18.36,4.22,18.16,4.22,17.96,4.22,17.78,4.22]
[39,18.57,4.26,18.47,4.26,18.38,4.26,18.29,4.26,null,39,18.57,4.26,18.47,4.26,18.38,4.26,18.29,4.26]
[40,18.77,4.29,18.77,4.29,18.760000000000002,4.29,18.760000000000002,4.29,null,40,18.77,4.29,18.77,4.29,18.760000000000002,4.29,18.760000000000002,4.29]
[41,18.809999999999999,4.28,18.809999999999999,4.28,18.809999999999999,4.28,18.809999999999999,4.28,null,41,18.809999999999999,4.28,18.809999999999999,4.28,18.809999999999999,4.28,18.809999999999999,4.28]
[42,18.829999999999998,4.28,18.829999999999998,4.28,18.829999999999998,4.28,18.829999999999998,4.28,null,42,18.829999999999998,4.28,18.829999999999998,4.28,18.829999999999998,4.28,18.829999999999998,4.28]
[43,18.84,4.2699999999999996,18.84,4.2699999999999996,18.84,4.2699999999999996,18.84,4.2699999999999996,null,43,18.84,4.2699999999999996,18.84,4.2699999999999996,18.84,4.2699999999999996,18.84,4.2699999999999996]
[44,18.86,4.26,18.86,4.26,18.86,4.26,18.86,4.26,null,44,18.86,4.26,18.86,4.26,18.86,4.26,18.86,4.26]
[45,18.88,4.24,18.88,4.24,18.88,4.24,18.88,4.24,null,45,18.88,4.24,18.88,4.24,18.88,4.24,18.88,4.24]
[46,18.91,4.2300000000000004,18.91,4.2300000000000004,18.91,4.2300000000000004,18.91,4.2300000000000004,null,46,18.91,4.2300000000000004,18.91,4.2300000000000004,18.91,4.2300000000000004,18.91,4.2300000000000004]
[47,18.93,4.21,18.93,4.21,18.93,4.21,18.93,4.21,null,47,18.93,4.21,18.93,4.21,18.93,4.21,18.93,4.21]
[48,18.96,4.1900000000000004,18.96,4.1900000000000004,18.96,4.1900000000000004,18.96,4.1900000000000004,null,48,18.96,4.1900000000000004,18.96,4.1900000000000004,18.96,4.1900000000000004,18.96,4.1900000000000004]
[49,19,4.17,19,4.17,19,4.17,19,4.17,null,49,19,4.17,19,4.17,19,4.17,19,4.17]
[50,19.04,4.1500000000000004,19.04,4.1500000000000004,19.04,4.1500000000000004,19.04,4.1500000000000004,null,50,19.04,4.1500000000000004,19.04,4.1500000000000004,19.04,4.1500000000000004,19.04,4.1500000000000004]
[51,19.09,4.12,19.09,4.12,19.09,4.12,19.09,4.12,null,51,19.09,4.12,19.09,4.12,19.09,4.12,19.09,4.12]
[52,19.14,4.09,19.14,4.09,19.14,4.09,19.14,4.09,null,52,19.14,4.09,19.14,4.09,19.14,4.09,19.14,4.09]
[53,19.2,4.05,19.2,4.05,19.2,4.05,19.2,4.05,null,53,19.2,4.05,19.2,4.05,19.2,4.05,19.2,4.05]
[54,19.27,4.01,19.27,4.01,19.27,4.01,19.27,4.01,null,54,19.27,4.01,19.27,4.01,19.27,4.01,19.27,4.01]
[55,19.350000000000001,3.96,19.350000000000001,3.96,19.350000000000001,3.96,19.350000000000001,3.96,null,55,19.350000000000001,3.96,19.350000000000001,3.96,19.350000000000001,3.96,19.350000000000001,3.96]
[56,19.440000000000001,3.91,19.440000000000001,3.91,19.440000000000001,3.91,19.440000000000001,3.91,null,56,19.440000000000001,3.91,19.440000000000001,3.91,19.440000000000001,3.91,19.440000000000001,3.91]
[57,19.54,3.86,19.54,3.86,19.54,3.86,19.54,3.86,null,57,19.54,3.86,19.54,3.86,19.54,3.86,19.54,3.86]
[58,19.649999999999999,3.8,19.649999999999999,3.8,19.649999999999999,3.8,19.649999999999999,3.8,null,58,19.649999999999999,3.8,19.649999999999999,3.8,19.649999999999999,3.8,19.649999999999999,3.8]
[59,19.77,3.73,19.77,3.73,19.77,3.73,19.77,3.73,null,59,19.77,3.73,19.77,3.73,19.77,3.73,19.77,3.73]
[">=60","Refer cases to GAD",null,null,null,null,null,null,null,null,">=60","Refer cases to GAD"]
[]
["Notes:",null,null,null,null,null,null,null,null,null,"Notes:"]
["1.       The table applies to Officers and Other Ranks.",null,null,null,null,null,null,null,null,null,"1.       The table applies to Officers and Other Ranks."]
["2.       These factors should only be used for members of AFPS15.",null,null,null,null,null,null,null,null,null,"2.       These factors should only be used for members of AFPS15."]
["3.   These factors are only applicable for members who have requested an AFPS15 transfer-in within a year of joining the Armed Forces. Cases for members who have previous Armed Forces service should be referred to GAD.",null,null,null,null,null,null,null,null,null,"3.   These factors are only applicable for members who have requested an AFPS15 transfer-in within a year of joining the Armed Forces. Cases for members who have previous Armed Forces service should be referred to GAD."]

{"sheet":"x-208ABC","index":17,"n_rows":69,"n_cols":69,"rows_kept":69,"cut":false,"hidden":false,"merged":[[64,23,64,24],[27,23,27,24],[27,31,27,32],[27,58,27,59],[27,66,27,67],[28,23,28,24],[28,31,28,32],[28,58,28,59],[28,66,28,67],[26,23,26,24],[26,25,26,26],[26,31,26,32],[26,58,26,59],[26,60,26,61],[26,66,26,67],[24,57,25,57],[24,58,24,61],[24,62,25,62],[24,65,25,65],[24,66,24,68],[24,63,25,63],[25,23,25,26],[25,31,25,33],[25,58,25,61],[25,66,25,68],[12,1,12,20],[12,36,12,55],[24,1,24,20],[24,22,25,22],[24,23,24,26],[24,27,25,27],[24,30,25,30],[24,31,24,33],[24,36,24,55],[24,28,25,28]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"TV In (non-club) - x-208"}]
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[]
["Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,"Client","AFPS",null,null,null,"Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,"Client","AFPS"]
["Section","AF05",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","AF05",null,null,null,null,null,null,"Section","AF05",null,null,null,"Section","AF05",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","AF05",null,null,null,null,null,null,"Section","AF05"]
["Factor Type","TV In (non-club)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","TV In (non-club)",null,null,null,null,null,null,"Factor Type","TV In (non-club)",null,null,null,"Factor Type","TV In (non-club)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","TV In (non-club)",null,null,null,null,null,null,"Factor Type","TV In (non-club)"]
["Description","Non club transfers in (OF & OR) ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Non club transfers in (OF & OR) ",null,null,null,null,null,null,"Description","Non club transfers in (OF & OR) ",null,null,null,"Description","Non club transfers in (OF & OR) ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Non club transfers in (OF & OR) ",null,null,null,null,null,null,"Description","Non club transfers in (OF & OR) "]
["Gender","Male",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Male",null,null,null,null,null,null,"Gender","Male",null,null,null,"Gender","Female",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Female",null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number",1,null,null,null,null,null,null,"Section Number",1,null,null,null,"Section Number",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number",1,null,null,null,null,null,null,"Section Number",1]
["Series Number",208,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",208,null,null,null,null,null,null,"Series Number",208,null,null,null,"Series Number",208,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",208,null,null,null,null,null,null,"Series Number",208]
["Table Reference","208A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference","208B",null,null,null,null,null,null,"Table Reference","208C",null,null,null,"Table Reference","208A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference","208B",null,null,null,null,null,null,"Table Reference","208C"]
["Table Reference in Guidance","Table 1-208A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 1-208B",null,null,null,null,null,null,"Table Reference in Guidance","Table 1-208C",null,null,null,"Table Reference in Guidance","Table 1-208A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 1-208B",null,null,null,null,null,null,"Table Reference in Guidance","Table 1-208C"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-11-28",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-11-28",null,null,null,null,null,null,"Date Factors Issued to Client","2018-11-28",null,null,null,"Date Factors Issued to Client","2018-11-28",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-11-28",null,null,null,null,null,null,"Date Factors Issued to Client","2018-11-28"]
["Date Factors Implemented (if known)","2018-10-29",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2018-10-29",null,null,null,null,null,null,"Date Factors Implemented (if known)","2018-10-29",null,null,null,"Date Factors Implemented (if known)","2018-10-29",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2018-10-29",null,null,null,null,null,null,"Date Factors Implemented (if known)","2018-10-29"]
["Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force",null,null,null,"Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age last birthday at relevant date","Age last birthday at date joined scheme",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age last birthday at relevant date","Per £1 of Lump Sum Accrued at Date of Transfer",null,null,null,"Deduction for GMP of £1 pa (Members reaching SPA before 6 April 2016)","Deduction for GMP of £1 pa (Members reaching SPA on or after 6 April 2016)",null,"Age last birthday at relevant date","Per £1 per annum of Spouse/Partner's Pension Accrued at Date of Transfer",null,null,null,"Age last birthday at relevant date","Age last birthday at date joined scheme",null,null,null,null,"Age last birthday at date joined scheme",null,null,null,null,null,null,"Age last birthday at date joined scheme",null,null,null,null,null,null,null,null,"Age last birthday at relevant date","Per £1 of Lump Sum Accrued at Date of Transfer",null,null,null,"Deduction for GMP of £1 pa (Members reaching SPA before 6 April 2016)","Deduction for GMP of £1 pa (Members reaching SPA on or after 6 April 2016)",null,"Age last birthday at relevant date","Per £1 per annum of Spouse/Partner's Pension Accrued at Date of Transfer"]
[null,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,"Greater than or equal to 37",null,null,"Age last birthday at date joined scheme",null,null,null,null,null,null,null,"Age last birthday at date joined scheme",null,null,null,null,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,"Greater than or equal to 37",null,null,"Age last birthday at date joined scheme",null,null,null,null,null,null,null,"Age last birthday at date joined scheme"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"less than 37",null,"greater than or equal to 37",null,null,null,null,null,"less than 37",null,"greater than or equal to 37",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"less than 37",null,"greater than or equal to 37",null,null,null,null,null,"less than 37",null,"greater than or equal to 37"]
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[19,26.31,26.31,"","","","","","","","","","","","","","","","","","",null,19,1.6,null,"",null,3.11,0,null,19,4.3,4.3,"",null,19,26.31,26.31,"","","","","","","","","","","","","","","","","","",null,19,1.6,1.6,"",null,3.11,0,null,19,4.3,4.3,""]
[20,26.78,26.78,26.78,"","","","","","","","","","","","","","","","","",null,20,null,1.63,"",null,3.11,0,null,20,null,4.32,"",null,20,26.78,26.78,26.78,"","","","","","","","","","","","","","","","","",null,20,null,1.63,"",null,3.11,0,null,20,null,4.32,""]
[21,26.57,26.57,26.57,26.57,"","","","","","","","","","","","","","","","",null,21,null,1.62,"",null,3.12,0,null,21,null,4.26,"",null,21,26.57,26.57,26.57,26.57,"","","","","","","","","","","","","","","","",null,21,null,1.62,"",null,3.12,0,null,21,null,4.26,""]
[22,26.41,26.41,26.41,26.41,26.3,"","","","","","","","","","","","","","","",null,22,null,1.62,"",null,3.13,0,null,22,null,4.21,"",null,22,26.41,26.41,26.41,26.41,26.3,"","","","","","","","","","","","","","","",null,22,null,1.62,"",null,3.13,0,null,22,null,4.21,""]
[23,26.96,26.96,26.96,26.96,26.85,26.77,"","","","","","","","","","","","","","",null,23,null,1.65,"",null,3.14,0,null,23,null,4.26,"",null,23,26.96,26.96,26.96,26.96,26.85,26.77,"","","","","","","","","","","","","","",null,23,null,1.65,"",null,3.14,0,null,23,null,4.26,""]
[24,27.07,27.07,27.07,27.07,26.95,26.87,26.86,"","","","","","","","","","","","","",null,24,null,1.67,"",null,3.15,0,null,24,null,4.22,"",null,24,27.07,27.07,27.07,27.07,26.95,26.87,26.86,"","","","","","","","","","","","","",null,24,null,1.67,"",null,3.15,0,null,24,null,4.22,""]
[25,26.43,26.43,26.43,26.43,26.31,26.23,26.22,26.19,"","","","","","","","","","","","",null,25,null,1.63,"",null,3.16,0,null,25,null,4.0599999999999996,"",null,25,26.43,26.43,26.43,26.43,26.31,26.23,26.22,26.19,"","","","","","","","","","","","",null,25,null,1.63,"",null,3.16,0,null,25,null,4.0599999999999996,""]
[26,25.92,25.92,25.92,25.92,25.8,25.72,25.71,25.68,25.66,"","","","","","","","","","","",null,26,null,1.61,"",null,3.17,0,null,26,null,3.94,"",null,26,25.92,25.92,25.92,25.92,25.8,25.72,25.71,25.68,25.66,"","","","","","","","","","","",null,26,null,1.61,"",null,3.17,0,null,26,null,3.94,""]
[27,25.61,25.61,25.61,25.61,25.49,25.41,25.4,25.36,25.35,25.32,"","","","","","","","","","",null,27,null,1.59,"",null,3.18,0,null,27,null,3.85,"",null,27,25.61,25.61,25.61,25.61,25.49,25.41,25.4,25.36,25.35,25.32,"","","","","","","","","","",null,27,null,1.59,"",null,3.18,0,null,27,null,3.85,""]
[28,25.48,25.48,25.48,25.48,25.36,25.28,25.27,25.23,25.21,25.19,25.21,"","","","","","","","","",null,28,null,1.59,"",null,3.19,0,null,28,null,3.78,"",null,28,25.48,25.48,25.48,25.48,25.36,25.28,25.27,25.23,25.21,25.19,25.21,"","","","","","","","","",null,28,null,1.59,"",null,3.19,0,null,28,null,3.78,""]
[29,25.38,25.38,25.38,25.38,25.26,25.18,25.16,25.12,25.1,25.07,25.1,25.12,"","","","","","","","",null,29,null,1.59,"",null,3.2,0,null,29,null,3.71,"",null,29,25.38,25.38,25.38,25.38,25.26,25.18,25.16,25.12,25.1,25.07,25.1,25.12,"","","","","","","","",null,29,null,1.59,"",null,3.2,0,null,29,null,3.71,""]
[30,25.33,25.33,25.33,25.33,25.2,25.12,25.11,25.07,25.04,25.02,25.04,25.06,25.05,"","","","","","","",null,30,null,1.59,"",null,3.21,0,null,30,null,3.66,"",null,30,25.33,25.33,25.33,25.33,25.2,25.12,25.11,25.07,25.04,25.02,25.04,25.06,25.05,"","","","","","","",null,30,null,1.59,"",null,3.21,0,null,30,null,3.66,""]
[31,25.58,25.58,25.58,25.58,25.45,25.37,25.35,25.31,25.28,25.25,25.28,25.3,25.29,25.32,"","","","","","",null,31,null,1.62,"",null,3.22,0,null,31,null,3.62,"",null,31,25.58,25.58,25.58,25.58,25.45,25.37,25.35,25.31,25.28,25.25,25.28,25.3,25.29,25.32,"","","","","","",null,31,null,1.62,"",null,3.22,0,null,31,null,3.62,""]
[32,25.97,25.97,25.97,25.97,25.84,25.74,25.73,25.68,25.66,25.62,25.65,25.67,25.66,25.69,25.78,"","","","","",null,32,null,1.65,"",null,3.23,0,null,32,null,3.61,"",null,32,25.97,25.97,25.97,25.97,25.84,25.74,25.73,25.68,25.66,25.62,25.65,25.67,25.66,25.69,25.78,"","","","","",null,32,null,1.65,"",null,3.23,0,null,32,null,3.61,""]
[33,26.08,26.08,26.08,26.08,25.94,25.84,25.83,25.78,25.75,25.72,25.75,25.77,25.75,25.78,25.88,25.85,"","","","",null,33,null,1.66,"",null,3.24,0,null,33,null,3.56,"",null,33,26.08,26.08,26.08,26.08,25.94,25.84,25.83,25.78,25.75,25.72,25.75,25.77,25.75,25.78,25.88,25.85,"","","","",null,33,null,1.66,"",null,3.24,0,null,33,null,3.56,""]
[34,26.05,26.05,26.05,26.05,25.91,25.81,25.79,25.74,25.72,25.68,25.71,25.73,25.71,25.74,25.84,25.81,25.84,"","","",null,34,null,1.67,"",null,3.25,0,null,34,null,3.5,"",null,34,26.05,26.05,26.05,26.05,25.91,25.81,25.79,25.74,25.72,25.68,25.71,25.73,25.71,25.74,25.84,25.81,25.84,"","","",null,34,null,1.67,"",null,3.25,0,null,34,null,3.5,""]
[35,26.08,26.08,26.08,26.08,25.93,25.83,25.81,25.76,25.74,25.7,25.72,25.75,25.73,25.76,25.85,25.83,25.86,25.99,"","",null,35,null,1.67,"",null,3.26,0,null,35,null,3.46,"",null,35,26.08,26.08,26.08,26.08,25.93,25.83,25.81,25.76,25.74,25.7,25.72,25.75,25.73,25.76,25.85,25.83,25.86,25.99,"","",null,35,null,1.67,"",null,3.26,0,null,35,null,3.46,""]
[36,25.96,25.96,25.96,25.96,25.82,25.72,25.7,25.65,25.62,25.58,25.6,25.62,25.6,25.64,25.73,25.7,25.73,25.87,25.91,"",null,36,null,1.67,"",null,3.27,0,null,36,null,3.41,"",null,36,25.96,25.96,25.96,25.96,25.82,25.72,25.7,25.65,25.62,25.58,25.6,25.62,25.6,25.64,25.73,25.7,25.73,25.87,25.91,"",null,36,null,1.67,"",null,3.27,0,null,36,null,3.41,""]
[37,25.52,25.52,25.52,25.52,25.38,25.28,25.26,25.2,25.18,25.14,25.16,25.18,25.16,25.19,25.28,25.26,25.28,25.42,25.46,26.16,null,37,null,1.65,1.17,null,3.28,0,null,37,null,3.32,4.74,null,37,25.52,25.52,25.52,25.52,25.38,25.28,25.26,25.2,25.18,25.14,25.16,25.18,25.16,25.19,25.28,25.26,25.28,25.42,25.46,26.16,null,37,null,1.65,null,1.17,3.28,0,null,37,null,3.32,4.74]
[38,24.92,24.92,24.92,24.92,24.78,24.68,24.65,24.6,24.57,24.53,24.56,24.58,24.56,24.58,24.67,24.65,24.67,24.81,24.85,25.53,null,38,null,1.61,1.1399999999999999,null,3.29,0,null,38,null,3.22,4.62,null,38,24.92,24.92,24.92,24.92,24.78,24.68,24.65,24.6,24.57,24.53,24.56,24.58,24.56,24.58,24.67,24.65,24.67,24.81,24.85,25.53,null,38,null,1.61,null,1.1399999999999999,3.29,0,null,38,null,3.22,4.62]
[39,24.48,24.48,24.48,24.48,24.35,24.25,24.22,24.17,24.14,24.1,24.12,24.14,24.12,24.15,24.24,24.21,24.24,24.37,24.41,25.08,null,39,null,1.59,1.1200000000000001,null,3.3,0,null,39,null,3.13,4.5199999999999996,null,39,24.48,24.48,24.48,24.48,24.35,24.25,24.22,24.17,24.14,24.1,24.12,24.14,24.12,24.15,24.24,24.21,24.24,24.37,24.41,25.08,null,39,null,1.59,null,1.1200000000000001,3.3,0,null,39,null,3.13,4.5199999999999996]
[40,24.55,24.55,24.55,24.55,24.42,24.12,24.1,24.05,24.02,23.98,24,24.02,23.99,24.02,24.11,24.08,24.11,24.24,24.28,24.95,null,40,null,1.6,1.1200000000000001,null,3.31,0,null,40,null,3.23,4.4800000000000004,null,40,24.55,24.55,24.55,24.55,24.42,24.12,24.1,24.05,24.02,23.98,24,24.02,23.99,24.02,24.11,24.08,24.11,24.24,24.28,24.95,null,40,null,1.6,null,1.1200000000000001,3.31,0,null,40,null,3.23,4.4800000000000004]
[41,24.64,24.64,24.64,24.64,24.54,24.19,23.96,23.91,23.88,23.84,23.86,23.87,23.85,23.88,23.96,23.94,23.96,24.09,24.13,24.81,null,41,null,1.61,1.1200000000000001,null,3.32,0,null,41,null,3.36,4.4400000000000004,null,41,24.64,24.64,24.64,24.64,24.54,24.19,23.96,23.91,23.88,23.84,23.86,23.87,23.85,23.88,23.96,23.94,23.96,24.09,24.13,24.81,null,41,null,1.61,null,1.1200000000000001,3.32,0,null,41,null,3.36,4.4400000000000004]
[42,24.52,24.52,24.52,24.52,24.42,24.22,23.92,23.7,23.67,23.63,23.65,23.66,23.64,23.67,23.75,23.72,23.75,23.88,23.92,24.59,null,42,null,1.61,1.1100000000000001,null,3.33,0,null,42,null,3.4,4.38,null,42,24.52,24.52,24.52,24.52,24.42,24.22,23.92,23.7,23.67,23.63,23.65,23.66,23.64,23.67,23.75,23.72,23.75,23.88,23.92,24.59,null,42,null,1.61,null,1.1100000000000001,3.33,0,null,42,null,3.4,4.38]
[43,24.41,24.41,24.41,24.41,24.32,24.13,23.96,23.69,23.5,23.46,23.48,23.49,23.47,23.49,23.58,23.55,23.57,23.7,23.74,24.41,null,43,null,1.61,1.1000000000000001,null,3.35,0,null,43,null,3.44,4.33,null,43,24.41,24.41,24.41,24.41,24.32,24.13,23.96,23.69,23.5,23.46,23.48,23.49,23.47,23.49,23.58,23.55,23.57,23.7,23.74,24.41,null,43,null,1.61,null,1.1000000000000001,3.35,0,null,43,null,3.44,4.33]
[44,24.27,24.27,24.27,24.27,24.19,24.02,23.86,23.71,23.48,23.29,23.31,23.32,23.3,23.32,23.4,23.38,23.4,23.53,23.57,24.23,null,44,null,1.61,1.1000000000000001,null,3.36,0,null,44,null,3.48,4.28,null,44,24.27,24.27,24.27,24.27,24.19,24.02,23.86,23.71,23.48,23.29,23.31,23.32,23.3,23.32,23.4,23.38,23.4,23.53,23.57,24.23,null,44,null,1.61,null,1.1000000000000001,3.36,0,null,44,null,3.48,4.28]
[45,24.03,24.03,24.03,24.03,23.96,23.81,23.67,23.54,23.43,23.19,23.06,23.07,23.05,23.07,23.16,23.13,23.15,23.28,23.31,23.98,null,45,null,1.6,1.0900000000000001,null,3.37,0,null,45,null,3.5,4.2,null,45,24.03,24.03,24.03,24.03,23.96,23.81,23.67,23.54,23.43,23.19,23.06,23.07,23.05,23.07,23.16,23.13,23.15,23.28,23.31,23.98,null,45,null,1.6,null,1.0900000000000001,3.37,0,null,45,null,3.5,4.2]
[46,23.69,23.69,23.69,23.69,23.63,23.49,23.37,23.26,23.17,23.06,22.87,22.76,22.73,22.75,22.84,22.81,22.83,22.95,22.99,23.65,null,46,null,1.58,1.07,null,3.38,0,null,46,null,3.51,4.12,null,46,23.69,23.69,23.69,23.69,23.63,23.49,23.37,23.26,23.17,23.06,22.87,22.76,22.73,22.75,22.84,22.81,22.83,22.95,22.99,23.65,null,46,null,1.58,null,1.07,3.38,0,null,46,null,3.51,4.12]
[47,23.4,23.4,23.4,23.4,23.34,23.23,23.13,23.03,22.96,22.87,22.78,22.63,22.49,22.52,22.6,22.57,22.59,22.71,22.75,23.4,null,47,null,1.56,1.06,null,3.39,0,null,47,null,3.53,4.05,null,47,23.4,23.4,23.4,23.4,23.34,23.23,23.13,23.03,22.96,22.87,22.78,22.63,22.49,22.52,22.6,22.57,22.59,22.71,22.75,23.4,null,47,null,1.56,null,1.06,3.39,0,null,47,null,3.53,4.05]
[48,23.12,23.12,23.12,23.12,23.07,22.98,22.89,22.82,22.77,22.69,22.62,22.56,22.41,22.31,22.39,22.36,22.38,22.5,22.54,23.19,null,48,null,1.54,1.05,null,3.41,0,null,48,null,3.56,3.97,null,48,23.12,23.12,23.12,23.12,23.07,22.98,22.89,22.82,22.77,22.69,22.62,22.56,22.41,22.31,22.39,22.36,22.38,22.5,22.54,23.19,null,48,null,1.54,null,1.05,3.41,0,null,48,null,3.56,3.97]
[49,22.68,22.68,22.68,22.68,22.65,22.56,22.5,22.45,22.42,22.36,22.3,22.26,22.21,22.09,22.03,22,22.02,22.14,22.17,22.82,null,49,null,1.5,1.04,null,3.42,0,null,49,null,3.54,3.87,null,49,22.68,22.68,22.68,22.68,22.65,22.56,22.5,22.45,22.42,22.36,22.3,22.26,22.21,22.09,22.03,22,22.02,22.14,22.17,22.82,null,49,null,1.5,null,1.04,3.42,0,null,49,null,3.54,3.87]
[50,22.31,22.31,22.31,22.31,22.28,22.22,22.17,22.14,22.13,22.08,22.04,22.01,21.99,21.97,21.86,21.71,21.73,21.85,21.89,22.53,null,50,null,1.46,1.03,null,3.43,0,null,50,null,3.53,3.78,null,50,22.31,22.31,22.31,22.31,22.28,22.22,22.17,22.14,22.13,22.08,22.04,22.01,21.99,21.97,21.86,21.71,21.73,21.85,21.89,22.53,null,50,null,1.46,null,1.03,3.43,0,null,50,null,3.53,3.78]
[51,22.09,22.09,22.09,22.09,22.07,22.03,22,21.98,22,21.96,21.94,21.92,21.91,21.91,21.88,21.74,21.6,21.72,21.75,22.4,null,51,null,1.4,1.02,null,3.44,0,null,51,null,3.53,3.71,null,51,22.09,22.09,22.09,22.09,22.07,22.03,22,21.98,22,21.96,21.94,21.92,21.91,21.91,21.88,21.74,21.6,21.72,21.75,22.4,null,51,null,1.4,null,1.02,3.44,0,null,51,null,3.53,3.71]
[52,21.75,21.75,21.75,21.75,21.74,21.72,21.7,21.7,21.73,21.71,21.69,21.68,21.69,21.7,21.68,21.67,21.51,21.41,21.44,22.08,null,52,null,1.31,1.01,null,3.46,0,null,52,null,3.5,3.61,null,52,21.75,21.75,21.75,21.75,21.74,21.72,21.7,21.7,21.73,21.71,21.69,21.68,21.69,21.7,21.68,21.67,21.51,21.41,21.44,22.08,null,52,null,1.31,null,1.01,3.46,0,null,52,null,3.5,3.61]
[53,21.51,21.51,21.51,21.51,21.51,21.5,21.48,21.49,21.54,21.53,21.52,21.51,21.51,21.54,21.53,21.53,21.52,21.36,21.17,21.8,null,53,null,1.2,1,null,3.47,0,null,53,null,3.46,3.5,null,53,21.51,21.51,21.51,21.51,21.51,21.5,21.48,21.49,21.54,21.53,21.52,21.51,21.51,21.54,21.53,21.53,21.52,21.36,21.17,21.8,null,53,null,1.2,null,1,3.47,0,null,53,null,3.46,3.5]
[54,21.67,21.67,21.67,21.67,21.67,21.67,21.66,21.66,21.69,21.69,21.69,21.69,21.68,21.7,21.7,21.7,21.69,21.69,21.48,21.8,null,54,null,1.07,1,null,3.49,0,null,54,null,3.42,3.43,null,54,21.67,21.67,21.67,21.67,21.67,21.67,21.66,21.66,21.69,21.69,21.69,21.69,21.68,21.7,21.7,21.7,21.69,21.69,21.48,21.8,null,54,null,1.07,null,1,3.49,0,null,54,null,3.42,3.43]
[]
["Notes:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes:",null,null,null,null,null,null,null,"Notes:",null,null,null,null,"Notes:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes:",null,null,null,null,null,null,null,"Notes:"]
["1. This table only applies to Officers and Other Ranks in the AFPS 05",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. This table only applies to Officers and Other Ranks in the AFPS 05",null,null,null,null,null,null,null,"1. This table only applies to Officers and Other Ranks in the AFPS 05",null,null,null,null,"1. This table only applies to Officers and Other Ranks in the AFPS 05",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. This table only applies to Officers and Other Ranks in the AFPS 05",null,null,null,null,null,null,null,"1. This table only applies to Officers and Other Ranks in the AFPS 05"]
["2. These factors should not be used for any Medical and Dental Officers or members of the RFPS.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. These factors should not be used for any Medical and Dental Officers or members of the RFPS.",null,null,null,null,null,null,null,"2. These factors should not be used for any Medical and Dental Officers or members of the RFPS.",null,null,null,null,"2. These factors should not be used for any Medical and Dental Officers or members of the RFPS.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. These factors should not be used for any Medical and Dental Officers or members of the RFPS.",null,null,null,null,null,null,null,"2. These factors should not be used for any Medical and Dental Officers or members of the RFPS."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3. In line with our recent guidance, administrators should select the appropriate GMP factors based on whether the member reaches SPA before or after 6 April 2016",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3. In line with our recent guidance, administrators should select the appropriate GMP factors based on whether the member reaches SPA before or after 6 April 2016"]

{"sheet":"x-209","index":18,"n_rows":22,"n_cols":10,"rows_kept":22,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
["AFPS - Consolidated Factor Spreadsheet"]
["TV-in non-Club MODOs"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-209"}]
[]
["Not specifically provided to client but for AFPS15 would be the same as tables in series 208",null,null,null,null,null,null,null,null,"x-208"]
["For other schemes refer to GAD."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Return to factor list"]

{"sheet":"x-301","index":19,"n_rows":119,"n_cols":16,"rows_kept":119,"cut":false,"hidden":false,"merged":[[112,0,114,4],[116,0,117,4],[112,9,114,13],[116,9,117,13],[118,0,119,4],[118,9,119,13]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"PenCE - x-301"}]
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[]
["Data Item","Factor Table Information",null,null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,null,"Client","AFPS"]
["Section","All Schemes",null,null,null,null,null,null,null,"Section","All Schemes"]
["Factor Type","PenCE",null,null,null,null,null,null,null,"Factor Type","PenCE"]
["Description","CE for current pensioner - retirement in normal health",null,null,null,null,null,null,null,"Description","CE for current pensioner - retirement in normal health"]
["Gender","Male",null,null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,null,null,null,"Section Number","0, 1, 2, 3, 4, 5"]
["Series Number",301,null,null,null,null,null,null,null,"Series Number",301]
["Table Reference","301A",null,null,null,null,null,null,null,"Table Reference","301B"]
["Table Reference in Guidance","Table 0-301A, 1-301A, 2-301A, 3-301A, 4-301A, 5-301A",null,null,null,null,null,null,null,"Table Reference in Guidance","Table 0-301B, 1-301B, 2-301B, 3-301B, 4-301B, 5-301B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)","206, 304",null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)","206, 304"]
["Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Member's pension of £1 per annum","Accrued PI below age 55","Survivor's Pension of £1 per annum","Deduction for GMP of £1 pa (Members reaching SPA before 6 April 2016)","Deduction for GMP of £1 pa (Members reaching SPA on or after 6 April 2016)","Deduction for NI modification of £1 pa",null,null,"Age","Member's pension of £1 per annum","Accrued PI below age 55","Survivor's Pension of £1 per annum","Deduction for GMP of £1 pa (Members reaching SPA before 6 April 2016)","Deduction for GMP of £1 pa (Members reaching SPA on or after 6 April 2016)","Deduction for NI modification of £1 pa"]
[16,33.6,13.12,2.4700000000000002,null,null,0,null,null,16,33.6,13.12,2.4700000000000002,null,null,0]
[17,33.54,13.31,2.67,null,null,0,null,null,17,33.54,13.31,2.67,null,null,0]
[18,33.479999999999997,13.5,2.87,null,null,0,null,null,18,33.479999999999997,13.5,2.87,null,null,0]
[19,33.409999999999997,13.7,3,null,null,0,null,null,19,33.409999999999997,13.7,3,null,null,0]
[20,33.33,13.9,3.05,null,null,0,null,null,20,33.33,13.9,3.05,null,null,0]
[21,33.25,14.11,3.11,null,null,0,null,null,21,33.25,14.11,3.11,null,null,0]
[22,33.15,14.32,3.16,null,null,0,null,null,22,33.15,14.32,3.16,null,null,0]
[23,33.06,14.53,3.22,null,null,0,null,null,23,33.06,14.53,3.22,null,null,0]
[24,32.950000000000003,14.74,3.27,null,null,0,null,null,24,32.950000000000003,14.74,3.27,null,null,0]
[25,32.83,14.96,3.33,null,null,0,null,null,25,32.83,14.96,3.33,null,null,0]
[26,32.71,15.18,3.39,null,null,0,null,null,26,32.71,15.18,3.39,null,null,0]
[27,32.57,15.41,3.44,null,null,0,null,null,27,32.57,15.41,3.44,null,null,0]
[28,32.43,15.64,3.5,null,null,0,null,null,28,32.43,15.64,3.5,null,null,0]
[29,32.28,15.87,3.56,null,null,0,null,null,29,32.28,15.87,3.56,null,null,0]
[30,32.11,16.100000000000001,3.62,null,null,0,null,null,30,32.11,16.100000000000001,3.62,null,null,0]
[31,31.94,16.350000000000001,3.67,null,null,0,null,null,31,31.94,16.350000000000001,3.67,null,null,0]
[32,31.76,16.59,3.73,null,null,0,null,null,32,31.76,16.59,3.73,null,null,0]
[33,31.56,16.84,3.79,null,null,0,null,null,33,31.56,16.84,3.79,null,null,0]
[34,31.36,17.09,3.84,null,null,0,null,null,34,31.36,17.09,3.84,null,null,0]
[35,31.14,17.350000000000001,3.9,null,null,0,null,null,35,31.14,17.350000000000001,3.9,null,null,0]
[36,30.91,17.62,3.95,null,null,0,null,null,36,30.91,17.62,3.95,null,null,0]
[37,30.67,17.88,4.01,null,null,0,null,null,37,30.67,17.88,4.01,null,null,0]
[38,30.41,18.16,4.07,null,null,0,null,null,38,30.41,18.16,4.07,null,null,0]
[39,30.14,18.440000000000001,4.12,null,null,0,null,null,39,30.14,18.440000000000001,4.12,null,null,0]
[40,29.85,18.72,4.18,null,null,0,null,null,40,29.85,18.72,4.18,null,null,0]
[41,29.55,19.010000000000002,4.2300000000000004,null,null,0,null,null,41,29.55,19.010000000000002,4.2300000000000004,null,null,0]
[42,29.23,19.309999999999999,4.28,null,null,0,null,null,42,29.23,19.309999999999999,4.28,null,null,0]
[43,28.9,19.61,4.33,null,null,0,null,null,43,28.9,19.61,4.33,null,null,0]
[44,28.55,19.920000000000002,4.38,null,null,0,null,null,44,28.55,19.920000000000002,4.38,null,null,0]
[45,28.19,20.239999999999998,4.43,null,null,0,null,null,45,28.19,20.239999999999998,4.43,null,null,0]
[46,27.8,20.57,4.4800000000000004,null,null,0,null,null,46,27.8,20.57,4.4800000000000004,null,null,0]
[47,27.4,20.9,4.53,null,null,0,null,null,47,27.4,20.9,4.53,null,null,0]
[48,26.98,21.24,4.57,null,null,0,null,null,48,26.98,21.24,4.57,null,null,0]
[49,26.54,21.6,4.62,null,null,0,null,null,49,26.54,21.6,4.62,null,null,0]
[50,26.08,21.96,4.66,null,null,0,null,null,50,26.08,21.96,4.66,null,null,0]
[51,25.6,22.33,4.7,null,null,0,null,null,51,25.6,22.33,4.7,null,null,0]
[52,25.09,22.71,4.74,null,null,0,null,null,52,25.09,22.71,4.74,null,null,0]
[53,24.56,23.11,4.7699999999999996,null,null,0,null,null,53,24.56,23.11,4.7699999999999996,null,null,0]
[54,24,23.51,4.8099999999999996,null,null,0,null,null,54,24,23.51,4.8099999999999996,null,null,0]
[55,23.43,null,4.84,null,null,0,null,null,55,23.43,null,4.84,null,null,0]
[56,22.84,null,4.87,null,null,0,null,null,56,22.84,null,4.87,null,null,0]
[57,22.25,null,4.9000000000000004,null,null,0,null,null,57,22.25,null,4.9000000000000004,null,null,0]
[58,21.65,null,4.92,null,null,0,null,null,58,21.65,null,4.92,null,null,0]
[59,21.05,null,4.9400000000000004,null,null,0,null,null,59,21.05,null,4.9400000000000004,null,null,0]
[60,20.440000000000001,null,4.96,null,null,0,null,null,60,20.440000000000001,null,4.96,null,null,0]
[61,19.829999999999998,null,4.97,null,null,0,null,null,61,19.829999999999998,null,4.97,null,null,0]
[62,19.22,null,4.9800000000000004,null,null,0,null,null,62,19.22,null,4.9800000000000004,null,null,0]
[63,18.61,null,4.9800000000000004,null,null,0,null,null,63,18.61,null,4.9800000000000004,null,null,0]
[64,17.989999999999998,null,4.96,null,null,0,null,null,64,17.989999999999998,null,4.96,null,null,0]
[65,17.38,null,4.93,null,null,null,null,null,65,17.38,null,4.93]
[66,16.760000000000002,null,4.92,null,null,null,null,null,66,16.760000000000002,null,4.92]
[67,16.149999999999999,null,4.8899999999999997,null,null,null,null,null,67,16.149999999999999,null,4.8899999999999997]
[68,15.53,null,4.8600000000000003,null,null,null,null,null,68,15.53,null,4.8600000000000003]
[69,14.92,null,4.7699999999999996,3.29,0,null,null,null,69,14.92,null,4.7699999999999996,2.81,0]
[70,14.31,null,4.67,3.07,0,null,null,null,70,14.31,null,4.67,2.61,0]
[71,13.7,null,4.62,2.87,0,null,null,null,71,13.7,null,4.62,2.42,0]
[72,13.1,null,4.5599999999999996,2.67,0,null,null,null,72,13.1,null,4.5599999999999996,2.23,0]
[73,12.5,null,4.5,2.48,0,null,null,null,73,12.5,null,4.5,2.0499999999999998,0]
[74,11.91,null,4.2699999999999996,2.27,0,null,null,null,74,11.91,null,4.2699999999999996,1.88,0]
[75,11.33,null,4.04,2.08,0,null,null,null,75,11.33,null,4.04,1.72,0]
[76,10.76,null,3.96,1.91,0,null,null,null,76,10.76,null,3.96,1.57,0]
[77,10.19,null,3.88,1.75,0,null,null,null,77,10.19,null,3.88,1.43,0]
[78,9.64,null,3.79,1.6,0,null,null,null,78,9.64,null,3.79,1.29,0]
[79,9.11,null,3.46,1.44,0,null,null,null,79,9.11,null,3.46,1.17,0]
[80,8.59,null,3.13,1.28,0,null,null,null,80,8.59,null,3.13,1.05,0]
[81,8.08,null,3.03,1.1599999999999999,0,null,null,null,81,8.08,null,3.03,0.94,0]
[82,7.6,null,2.93,1.05,0,null,null,null,82,7.6,null,2.93,0.84,0]
[83,7.13,null,2.83,0.94,0,null,null,null,83,7.13,null,2.83,0.75,0]
[84,6.68,null,2.46,0.83,0,null,null,null,84,6.68,null,2.46,0.66,0]
[85,6.25,null,2.11,0.72,0,null,null,null,85,6.25,null,2.11,0.59,0]
[86,5.84,null,2.02,0.64,0,null,null,null,86,5.84,null,2.02,0.52,0]
[87,5.45,null,1.93,0.56999999999999995,0,null,null,null,87,5.45,null,1.93,0.46,0]
[88,5.08,null,1.83,0.51,0,null,null,null,88,5.08,null,1.83,0.4,0]
[89,4.7300000000000004,null,1.48,0.43,0,null,null,null,89,4.7300000000000004,null,1.48,0.35,0]
[90,4.4000000000000004,null,1.1499999999999999,0.36,0,null,null,null,90,4.4000000000000004,null,1.1499999999999999,0.3,0]
[91,4.09,null,1.08,0.32,0,null,null,null,91,4.09,null,1.08,0.26,0]
[92,3.81,null,1.01,0.28000000000000003,0,null,null,null,92,3.81,null,1.01,0.23,0]
[93,3.55,null,0.95,0.25,0,null,null,null,93,3.55,null,0.95,0.2,0]
[94,3.32,null,0.89,0.22,0,null,null,null,94,3.32,null,0.89,0.17,0]
[95,3.1,null,0.83,0.2,0,null,null,null,95,3.1,null,0.83,0.15,0]
[96,2.91,null,0.77,0.18,0,null,null,null,96,2.91,null,0.77,0.13,0]
[97,2.74,null,0.72,0.16,0,null,null,null,97,2.74,null,0.72,0.12,0]
[98,2.6,null,0.67,0.14000000000000001,0,null,null,null,98,2.6,null,0.67,0.11,0]
[99,2.48,null,0.62,0.13,0,null,null,null,99,2.48,null,0.62,0.1,0]
[100,2.39,null,0.56999999999999995,0.12,0,null,null,null,100,2.39,null,0.56999999999999995,0.09,0]
[]
["Notes:",null,null,null,null,null,null,null,null,"Notes:"]
["1. When calculating the deduction for GMP, the factor given should be applied to the sum of the GMP amount in respect of service up to 5 April 1988 and 15% of the GMP amount in respect of service after that date.",null,null,null,null,null,null,null,null,"1. When calculating the deduction for GMP, the factor given should be applied to the sum of the GMP amount in respect of service up to 5 April 1988 and 15% of the GMP amount in respect of service after that date."]
[]
[]
[]
["2. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers.",null,null,null,null,null,null,null,null,"2. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
[]
["3. In line with our recent guidance, administrators should select the appropriate GMP factors based on whether the member reaches SPA before or after 6 April 2016",null,null,null,null,null,null,null,null,"3. In line with our recent guidance, administrators should select the appropriate GMP factors based on whether the member reaches SPA before or after 6 April 2016"]

{"sheet":"x-302","index":20,"n_rows":119,"n_cols":14,"rows_kept":119,"cut":false,"hidden":false,"merged":[[112,0,114,6],[112,8,114,13],[116,0,117,5],[116,8,117,13],[118,0,119,4],[118,8,119,12]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"PenCE - x-302"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-302"}]
[]
["Data Item","Factor Table Information",null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,"Client","AFPS"]
["Section","All Schemes",null,null,null,null,null,null,"Section","All Schemes"]
["Factor Type","PenCE",null,null,null,null,null,null,"Factor Type","PenCE"]
["Description","CE for current pensioner - retirement in ill health",null,null,null,null,null,null,"Description","CE for current pensioner - retirement in ill health"]
["Gender","Male",null,null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,null,null,"Section Number","0, 1, 2, 3, 4, 5"]
["Series Number",302,null,null,null,null,null,null,"Series Number",302]
["Table Reference","302A",null,null,null,null,null,null,"Table Reference","302B"]
["Table Reference in Guidance","Table 0-302A, 1-302A, 2-302A, 3-302A, 4-302A, 5-302A",null,null,null,null,null,null,"Table Reference in Guidance","Table 0-302B, 1-302B, 2-302B, 3-302B, 4-302B, 5-302B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross pension of £1 per annum","Surviving partner's pension of £1 per annum ","Deduction for GMP of £1 pa (Members reaching SPA before 6 April 2016)","Deduction for GMP of £1 pa (Members reaching SPA on or after 6 April 2016)","Deduction for NI modification of £1 pa",null,null,"Age","Gross pension of £1 per annum","Surviving partner's pension of £1 per annum ","Deduction for GMP of £1 pa (Members reaching SPA before 6 April 2016)","Deduction for GMP of £1 pa (Members reaching SPA on or after 6 April 2016)","Deduction for NI modification of £1 pa"]
[16,41.2,2.4700000000000002,null,null,0,null,null,16,41.2,2.4700000000000002,null,null,0]
[17,40.86,2.67,null,null,0,null,null,17,40.86,2.67,null,null,0]
[18,40.520000000000003,2.87,null,null,0,null,null,18,40.520000000000003,2.87,null,null,0]
[19,40.17,3,null,null,0,null,null,19,40.17,3,null,null,0]
[20,39.82,3.05,null,null,0,null,null,20,39.82,3.05,null,null,0]
[21,39.46,3.11,null,null,0,null,null,21,39.46,3.11,null,null,0]
[22,39.1,3.16,null,null,0,null,null,22,39.1,3.16,null,null,0]
[23,38.729999999999997,3.22,null,null,0,null,null,23,38.729999999999997,3.22,null,null,0]
[24,38.35,3.27,null,null,0,null,null,24,38.35,3.27,null,null,0]
[25,37.97,3.33,null,null,0,null,null,25,37.97,3.33,null,null,0]
[26,37.58,3.39,null,null,0,null,null,26,37.58,3.39,null,null,0]
[27,37.18,3.44,null,null,0,null,null,27,37.18,3.44,null,null,0]
[28,36.78,3.5,null,null,0,null,null,28,36.78,3.5,null,null,0]
[29,36.369999999999997,3.56,null,null,0,null,null,29,36.369999999999997,3.56,null,null,0]
[30,35.96,3.62,null,null,0,null,null,30,35.96,3.62,null,null,0]
[31,35.53,3.67,null,null,0,null,null,31,35.53,3.67,null,null,0]
[32,35.11,3.73,null,null,0,null,null,32,35.11,3.73,null,null,0]
[33,34.67,3.79,null,null,0,null,null,33,34.67,3.79,null,null,0]
[34,34.229999999999997,3.84,null,null,0,null,null,34,34.229999999999997,3.84,null,null,0]
[35,33.78,3.9,null,null,0,null,null,35,33.78,3.9,null,null,0]
[36,33.33,3.95,null,null,0,null,null,36,33.33,3.95,null,null,0]
[37,32.869999999999997,4.01,null,null,0,null,null,37,32.869999999999997,4.01,null,null,0]
[38,32.4,4.07,null,null,0,null,null,38,32.4,4.07,null,null,0]
[39,31.92,4.12,null,null,0,null,null,39,31.92,4.12,null,null,0]
[40,31.44,4.18,null,null,0,null,null,40,31.44,4.18,null,null,0]
[41,30.95,4.2300000000000004,null,null,0,null,null,41,30.95,4.2300000000000004,null,null,0]
[42,30.46,4.28,null,null,0,null,null,42,30.46,4.28,null,null,0]
[43,29.96,4.33,null,null,0,null,null,43,29.96,4.33,null,null,0]
[44,29.45,4.38,null,null,0,null,null,44,29.45,4.38,null,null,0]
[45,28.94,4.43,null,null,0,null,null,45,28.94,4.43,null,null,0]
[46,28.41,4.4800000000000004,null,null,0,null,null,46,28.41,4.4800000000000004,null,null,0]
[47,27.89,4.53,null,null,0,null,null,47,27.89,4.53,null,null,0]
[48,27.35,4.57,null,null,0,null,null,48,27.35,4.57,null,null,0]
[49,26.81,4.62,null,null,0,null,null,49,26.81,4.62,null,null,0]
[50,26.26,4.66,null,null,0,null,null,50,26.26,4.66,null,null,0]
[51,25.71,4.7,null,null,0,null,null,51,25.71,4.7,null,null,0]
[52,25.15,4.74,null,null,0,null,null,52,25.15,4.74,null,null,0]
[53,24.58,4.7699999999999996,null,null,0,null,null,53,24.58,4.7699999999999996,null,null,0]
[54,24.01,4.8099999999999996,null,null,0,null,null,54,24.01,4.8099999999999996,null,null,0]
[55,23.43,4.84,null,null,0,null,null,55,23.43,4.84,null,null,0]
[56,22.84,4.87,null,null,0,null,null,56,22.84,4.87,null,null,0]
[57,22.25,4.9000000000000004,null,null,0,null,null,57,22.25,4.9000000000000004,null,null,0]
[58,21.65,4.92,null,null,0,null,null,58,21.65,4.92,null,null,0]
[59,21.05,4.9400000000000004,null,null,0,null,null,59,21.05,4.9400000000000004,null,null,0]
[60,20.440000000000001,4.96,null,null,0,null,null,60,20.440000000000001,4.96,null,null,0]
[61,19.829999999999998,4.97,null,null,0,null,null,61,19.829999999999998,4.97,null,null,0]
[62,19.22,4.9800000000000004,null,null,0,null,null,62,19.22,4.9800000000000004,null,null,0]
[63,18.61,4.9800000000000004,null,null,0,null,null,63,18.61,4.9800000000000004,null,null,0]
[64,17.989999999999998,4.96,null,null,0,null,null,64,17.989999999999998,4.96,null,null,0]
[65,17.38,4.93,null,null,null,null,null,65,17.38,4.93]
[66,16.760000000000002,4.92,null,null,null,null,null,66,16.760000000000002,4.92]
[67,16.149999999999999,4.8899999999999997,null,null,null,null,null,67,16.149999999999999,4.8899999999999997]
[68,15.53,4.8600000000000003,null,null,null,null,null,68,15.53,4.8600000000000003]
[69,14.92,4.7699999999999996,3.29,0,null,null,null,69,14.92,4.7699999999999996,2.81,0]
[70,14.31,4.67,3.07,0,null,null,null,70,14.31,4.67,2.61,0]
[71,13.7,4.62,2.87,0,null,null,null,71,13.7,4.62,2.42,0]
[72,13.1,4.5599999999999996,2.67,0,null,null,null,72,13.1,4.5599999999999996,2.23,0]
[73,12.5,4.5,2.48,0,null,null,null,73,12.5,4.5,2.0499999999999998,0]
[74,11.91,4.2699999999999996,2.27,0,null,null,null,74,11.91,4.2699999999999996,1.88,0]
[75,11.33,4.04,2.08,0,null,null,null,75,11.33,4.04,1.72,0]
[76,10.76,3.96,1.91,0,null,null,null,76,10.76,3.96,1.57,0]
[77,10.19,3.88,1.75,0,null,null,null,77,10.19,3.88,1.43,0]
[78,9.64,3.79,1.6,0,null,null,null,78,9.64,3.79,1.29,0]
[79,9.11,3.46,1.44,0,null,null,null,79,9.11,3.46,1.17,0]
[80,8.59,3.13,1.28,0,null,null,null,80,8.59,3.13,1.05,0]
[81,8.08,3.03,1.1599999999999999,0,null,null,null,81,8.08,3.03,0.94,0]
[82,7.6,2.93,1.05,0,null,null,null,82,7.6,2.93,0.84,0]
[83,7.13,2.83,0.94,0,null,null,null,83,7.13,2.83,0.75,0]
[84,6.68,2.46,0.83,0,null,null,null,84,6.68,2.46,0.66,0]
[85,6.25,2.11,0.72,0,null,null,null,85,6.25,2.11,0.59,0]
[86,5.84,2.02,0.64,0,null,null,null,86,5.84,2.02,0.52,0]
[87,5.45,1.93,0.56999999999999995,0,null,null,null,87,5.45,1.93,0.46,0]
[88,5.08,1.83,0.51,0,null,null,null,88,5.08,1.83,0.4,0]
[89,4.7300000000000004,1.48,0.43,0,null,null,null,89,4.7300000000000004,1.48,0.35,0]
[90,4.4000000000000004,1.1499999999999999,0.36,0,null,null,null,90,4.4000000000000004,1.1499999999999999,0.3,0]
[91,4.09,1.08,0.32,0,null,null,null,91,4.09,1.08,0.26,0]
[92,3.81,1.01,0.28000000000000003,0,null,null,null,92,3.81,1.01,0.23,0]
[93,3.55,0.95,0.25,0,null,null,null,93,3.55,0.95,0.2,0]
[94,3.32,0.89,0.22,0,null,null,null,94,3.32,0.89,0.17,0]
[95,3.1,0.83,0.2,0,null,null,null,95,3.1,0.83,0.15,0]
[96,2.91,0.77,0.18,0,null,null,null,96,2.91,0.77,0.13,0]
[97,2.74,0.72,0.16,0,null,null,null,97,2.74,0.72,0.12,0]
[98,2.6,0.67,0.14000000000000001,0,null,null,null,98,2.6,0.67,0.11,0]
[99,2.48,0.62,0.13,0,null,null,null,99,2.48,0.62,0.1,0]
[100,2.39,0.56999999999999995,0.12,0,null,null,null,100,2.39,0.56999999999999995,0.09,0]
[]
["Notes:",null,null,null,null,null,null,null,"Notes:"]
["1. When calculating the deduction for GMP, the factor given should be applied to the sum of the GMP amount in respect of service up to 5 April 1988 and 15% of the GMP amount in respect of service after that date.",null,null,null,null,null,null,null,"1. When calculating the deduction for GMP, the factor given should be applied to the sum of the GMP amount in respect of service up to 5 April 1988 and 15% of the GMP amount in respect of service after that date"]
[]
[]
[]
["2. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers.",null,null,null,null,null,null,null,"2. For non-Club transfers out of the AF15, please refer to the GAD guidance note on non-Club transfers."]
[]
["3. In line with our recent guidance, administrators should select the appropriate GMP factors based on whether the member reaches SPA before or after 6 April 2016",null,null,null,null,null,null,null,"3. In line with our recent guidance, administrators should select the appropriate GMP factors based on whether the member reaches SPA before or after 6 April 2016"]

{"sheet":"x-306","index":21,"n_rows":114,"n_cols":8,"rows_kept":114,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Pension Credit - x-306"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-306"}]
[]
["Data Item","Factor Table Information",null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,"Client","AFPS"]
["Section","NRPS PS",null,null,null,"Section","NRPS PS"]
["Factor Type","Pension Credit",null,null,null,"Factor Type","Pension Credit"]
["Description","Pension credit factors  PA 60",null,null,null,"Description","Pension credit factors PA 60"]
["Gender","Male",null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",5,null,null,null,"Section Number",5]
["Series Number",306,null,null,null,"Series Number",306]
["Table Reference","306A",null,null,null,"Table Reference","306B"]
["Table Reference in Guidance","Table 5-306A",null,null,null,"Table Reference in Guidance","Table 5-306B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2023-05-25",null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum","Lump Sum of £1",null,null,"Age","Gross Pension of £1 per annum","Lump Sum of £1"]
[16,11.33,0.48,null,null,16,11.33,0.48]
[17,11.5,0.49,null,null,17,11.5,0.49]
[18,11.67,0.5,null,null,18,11.67,0.5]
[19,11.84,0.51,null,null,19,11.84,0.51]
[20,12.02,0.51,null,null,20,12.02,0.51]
[21,12.19,0.52,null,null,21,12.19,0.52]
[22,12.37,0.53,null,null,22,12.37,0.53]
[23,12.56,0.54,null,null,23,12.56,0.54]
[24,12.74,0.55000000000000004,null,null,24,12.74,0.55000000000000004]
[25,12.93,0.56000000000000005,null,null,25,12.93,0.56000000000000005]
[26,13.12,0.56999999999999995,null,null,26,13.12,0.56999999999999995]
[27,13.31,0.57999999999999996,null,null,27,13.31,0.57999999999999996]
[28,13.51,0.59,null,null,28,13.51,0.59]
[29,13.71,0.6,null,null,29,13.71,0.6]
[30,13.91,0.61,null,null,30,13.91,0.61]
[31,14.12,0.62,null,null,31,14.12,0.62]
[32,14.33,0.63,null,null,32,14.33,0.63]
[33,14.54,0.64,null,null,33,14.54,0.64]
[34,14.76,0.65,null,null,34,14.76,0.65]
[35,14.97,0.66,null,null,35,14.97,0.66]
[36,15.2,0.67,null,null,36,15.2,0.67]
[37,15.42,0.68,null,null,37,15.42,0.68]
[38,15.65,0.7,null,null,38,15.65,0.7]
[39,15.89,0.71,null,null,39,15.89,0.71]
[40,16.12,0.72,null,null,40,16.12,0.72]
[41,16.36,0.73,null,null,41,16.36,0.73]
[42,16.61,0.74,null,null,42,16.61,0.74]
[43,16.86,0.76,null,null,43,16.86,0.76]
[44,17.11,0.77,null,null,44,17.11,0.77]
[45,17.37,0.78,null,null,45,17.37,0.78]
[46,17.64,0.8,null,null,46,17.64,0.8]
[47,17.899999999999999,0.81,null,null,47,17.899999999999999,0.81]
[48,18.18,0.82,null,null,48,18.18,0.82]
[49,18.46,0.84,null,null,49,18.46,0.84]
[50,18.75,0.85,null,null,50,18.75,0.85]
[51,19.04,0.87,null,null,51,19.04,0.87]
[52,19.34,0.88,null,null,52,19.34,0.88]
[53,19.649999999999999,0.9,null,null,53,19.649999999999999,0.9]
[54,19.96,0.91,null,null,54,19.96,0.91]
[55,20.28,0.93,null,null,55,20.28,0.93]
[56,20.62,0.94,null,null,56,20.62,0.94]
[57,20.96,0.96,null,null,57,20.96,0.96]
[58,21.32,0.98,null,null,58,21.32,0.98]
[59,21.69,0.99,null,null,59,21.69,0.99]
[60,21.57,1,null,null,60,21.57,1]
[61,20.95,1,null,null,61,20.95,1]
[62,20.32,1,null,null,62,20.32,1]
[63,19.690000000000001,1,null,null,63,19.690000000000001,1]
[64,19.059999999999999,1,null,null,64,19.059999999999999,1]
[65,18.420000000000002,1,null,null,65,18.420000000000002,1]
[66,17.78,1,null,null,66,17.78,1]
[67,17.14,1,null,null,67,17.14,1]
[68,16.5,1,null,null,68,16.5,1]
[69,15.86,1,null,null,69,15.86,1]
[70,15.21,1,null,null,70,15.21,1]
[71,14.57,1,null,null,71,14.57,1]
[72,13.93,1,null,null,72,13.93,1]
[73,13.3,1,null,null,73,13.3,1]
[74,12.67,1,null,null,74,12.67,1]
[75,12.05,1,null,null,75,12.05,1]
[76,11.43,1,null,null,76,11.43,1]
[77,10.83,1,null,null,77,10.83,1]
[78,10.24,1,null,null,78,10.24,1]
[79,9.67,1,null,null,79,9.67,1]
[80,9.11,1,null,null,80,9.11,1]
[81,8.56,1,null,null,81,8.56,1]
[82,8.0399999999999991,1,null,null,82,8.0399999999999991,1]
[83,7.53,1,null,null,83,7.53,1]
[84,7.05,1,null,null,84,7.05,1]
[85,6.58,1,null,null,85,6.58,1]
[86,6.13,1,null,null,86,6.13,1]
[87,5.7,1,null,null,87,5.7,1]
[88,5.3,1,null,null,88,5.3,1]
[89,4.91,1,null,null,89,4.91,1]
[90,4.55,1,null,null,90,4.55,1]
[91,4.21,1,null,null,91,4.21,1]
[92,3.9,1,null,null,92,3.9,1]
[93,3.61,1,null,null,93,3.61,1]
[94,3.35,1,null,null,94,3.35,1]
[95,3.11,1,null,null,95,3.11,1]
[96,2.9,1,null,null,96,2.9,1]
[97,2.71,1,null,null,97,2.71,1]
[98,2.5499999999999998,1,null,null,98,2.5499999999999998,1]
[99,2.42,1,null,null,99,2.42,1]
[100,2.3199999999999998,1,null,null,100,2.3199999999999998,1]
[]
["Note:",null,null,null,null,"Note:"]
["1. The lump sum factor should only be used if the member has not received her lump sum from the scheme",null,null,null,null,"1. The lump sum factor should only be used if the member has not received his lump sum from the scheme"]
["2. Use the age and gender of the ex-spouse, not the member",null,null,null,null,"2. Use the age and gender of the ex-spouse, not the member"]

{"sheet":"x-307","index":22,"n_rows":115,"n_cols":8,"rows_kept":115,"cut":false,"hidden":false,"merged":[[112,0,113,2],[112,5,112,7]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Pension Credit - x-307"}]
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[]
["Data Item","Factor Table Information",null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,"Client","AFPS"]
["Section","AFPS 15, AFPS 05, RFPS, AFPS 75 and FTRS",null,null,null,"Section","AFPS 15, AFPS 05, RFPS, AFPS 75 and FTRS"]
["Factor Type","Pension Credit",null,null,null,"Factor Type","Pension Credit"]
["Description","Pension credit factors - PA 65",null,null,null,"Description","Pension credit factors  - PA 65"]
["Gender","Male",null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","0, 1, 2, 3, 4",null,null,null,"Section Number","0, 1, 2, 3, 4"]
["Series Number",307,null,null,null,"Series Number",307]
["Table Reference","307A",null,null,null,"Table Reference","307B"]
["Table Reference in Guidance","Table 0-307A, 1-307A, 2-307A, 3-307A, 4-307A",null,null,null,"Table Reference in Guidance","Table 0-307B, 1-307B, 2-307B, 3-307B, 4-307B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2023-05-25",null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum","Lump Sum of £1",null,null,"Age","Gross Pension of £1 per annum","Lump Sum of £1"]
[16,9.11,0.44,null,null,16,9.11,0.44]
[17,9.24,0.45,null,null,17,9.24,0.45]
[18,9.3800000000000008,0.46,null,null,18,9.3800000000000008,0.46]
[19,9.51,0.46,null,null,19,9.51,0.46]
[20,9.65,0.47,null,null,20,9.65,0.47]
[21,9.7799999999999994,0.48,null,null,21,9.7799999999999994,0.48]
[22,9.92,0.49,null,null,22,9.92,0.49]
[23,10.07,0.5,null,null,23,10.07,0.5]
[24,10.210000000000001,0.51,null,null,24,10.210000000000001,0.51]
[25,10.35,0.51,null,null,25,10.35,0.51]
[26,10.5,0.52,null,null,26,10.5,0.52]
[27,10.65,0.53,null,null,27,10.65,0.53]
[28,10.8,0.54,null,null,28,10.8,0.54]
[29,10.96,0.55000000000000004,null,null,29,10.96,0.55000000000000004]
[30,11.11,0.56000000000000005,null,null,30,11.11,0.56000000000000005]
[31,11.27,0.56999999999999995,null,null,31,11.27,0.56999999999999995]
[32,11.43,0.57999999999999996,null,null,32,11.43,0.57999999999999996]
[33,11.6,0.59,null,null,33,11.6,0.59]
[34,11.76,0.6,null,null,34,11.76,0.6]
[35,11.93,0.61,null,null,35,11.93,0.61]
[36,12.1,0.62,null,null,36,12.1,0.62]
[37,12.28,0.63,null,null,37,12.28,0.63]
[38,12.45,0.64,null,null,38,12.45,0.64]
[39,12.63,0.65,null,null,39,12.63,0.65]
[40,12.81,0.66,null,null,40,12.81,0.66]
[41,13,0.67,null,null,41,13,0.67]
[42,13.18,0.68,null,null,42,13.18,0.68]
[43,13.37,0.7,null,null,43,13.37,0.7]
[44,13.57,0.71,null,null,44,13.57,0.71]
[45,13.77,0.72,null,null,45,13.77,0.72]
[46,13.97,0.73,null,null,46,13.97,0.73]
[47,14.17,0.74,null,null,47,14.17,0.74]
[48,14.38,0.76,null,null,48,14.38,0.76]
[49,14.6,0.77,null,null,49,14.6,0.77]
[50,14.81,0.78,null,null,50,14.81,0.78]
[51,15.04,0.8,null,null,51,15.04,0.8]
[52,15.26,0.81,null,null,52,15.26,0.81]
[53,15.5,0.82,null,null,53,15.5,0.82]
[54,15.74,0.84,null,null,54,15.74,0.84]
[55,15.98,0.85,null,null,55,15.98,0.85]
[56,16.23,0.87,null,null,56,16.23,0.87]
[57,16.5,0.88,null,null,57,16.5,0.88]
[58,16.77,0.9,null,null,58,16.77,0.9]
[59,17.05,0.91,null,null,59,17.05,0.91]
[60,17.34,0.93,null,null,60,17.34,0.93]
[61,17.64,0.94,null,null,61,17.64,0.94]
[62,17.96,0.96,null,null,62,17.96,0.96]
[63,18.29,0.98,null,null,63,18.29,0.98]
[64,18.64,0.99,null,null,64,18.64,0.99]
[65,18.489999999999998,1,null,null,65,18.489999999999998,1]
[66,17.829999999999998,1,null,null,66,17.829999999999998,1]
[67,17.170000000000002,1,null,null,67,17.170000000000002,1]
[68,16.510000000000002,1,null,null,68,16.510000000000002,1]
[69,15.86,1,null,null,69,15.86,1]
[70,15.21,1,null,null,70,15.21,1]
[71,14.57,1,null,null,71,14.57,1]
[72,13.93,1,null,null,72,13.93,1]
[73,13.3,1,null,null,73,13.3,1]
[74,12.67,1,null,null,74,12.67,1]
[75,12.05,1,null,null,75,12.05,1]
[76,11.43,1,null,null,76,11.43,1]
[77,10.83,1,null,null,77,10.83,1]
[78,10.24,1,null,null,78,10.24,1]
[79,9.67,1,null,null,79,9.67,1]
[80,9.11,1,null,null,80,9.11,1]
[81,8.56,1,null,null,81,8.56,1]
[82,8.0399999999999991,1,null,null,82,8.0399999999999991,1]
[83,7.53,1,null,null,83,7.53,1]
[84,7.05,1,null,null,84,7.05,1]
[85,6.58,1,null,null,85,6.58,1]
[86,6.13,1,null,null,86,6.13,1]
[87,5.7,1,null,null,87,5.7,1]
[88,5.3,1,null,null,88,5.3,1]
[89,4.91,1,null,null,89,4.91,1]
[90,4.55,1,null,null,90,4.55,1]
[91,4.21,1,null,null,91,4.21,1]
[92,3.9,1,null,null,92,3.9,1]
[93,3.61,1,null,null,93,3.61,1]
[94,3.35,1,null,null,94,3.35,1]
[95,3.11,1,null,null,95,3.11,1]
[96,2.9,1,null,null,96,2.9,1]
[97,2.71,1,null,null,97,2.71,1]
[98,2.5499999999999998,1,null,null,98,2.5499999999999998,1]
[99,2.42,1,null,null,99,2.42,1]
[100,2.3199999999999998,1,null,null,100,2.3199999999999998,1]
[]
["Note:",null,null,null,null,"Note:"]
["1. The lump sum factor should only be used if the member has not received her lump sum from the scheme",null,null,null,null,"1. The lump sum factor should only be used if the member has not received his lump sum from the scheme"]
[null,null,null,null,null,"2. Use the age and gender of the ex-spouse, not the member"]
["2. Use the age and gender of the ex-spouse, not the member.",null,null,null,null,"2. Use the age and gender of the ex-spouse, not the member."]

{"sheet":"x-308","index":23,"n_rows":113,"n_cols":6,"rows_kept":113,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Pension Credit - x-308"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-308"}]
[]
["Data Item","Factor Table Information",null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,"Section","AFPS 15"]
["Factor Type","Pension Credit",null,null,"Factor Type","Pension Credit"]
["Description","Pension credit factors - PA 66",null,null,"Description","Pension credit factors - PA 66"]
["Gender","Male",null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,"Section Number",0]
["Series Number",308,null,null,"Series Number",308]
["Table Reference","308A",null,null,"Table Reference","308B"]
["Table Reference in Guidance","Table 0-308A",null,null,"Table Reference in Guidance","Table 0-308B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2023-05-25",null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum",null,null,"Age","Gross Pension of £1 per annum"]
[16,8.69,null,null,16,8.69]
[17,8.82,null,null,17,8.82]
[18,8.94,null,null,18,8.94]
[19,9.07,null,null,19,9.07]
[20,9.1999999999999993,null,null,20,9.1999999999999993]
[21,9.33,null,null,21,9.33]
[22,9.4600000000000009,null,null,22,9.4600000000000009]
[23,9.59,null,null,23,9.59]
[24,9.73,null,null,24,9.73]
[25,9.8699999999999992,null,null,25,9.8699999999999992]
[26,10.01,null,null,26,10.01]
[27,10.15,null,null,27,10.15]
[28,10.29,null,null,28,10.29]
[29,10.44,null,null,29,10.44]
[30,10.58,null,null,30,10.58]
[31,10.73,null,null,31,10.73]
[32,10.89,null,null,32,10.89]
[33,11.04,null,null,33,11.04]
[34,11.2,null,null,34,11.2]
[35,11.36,null,null,35,11.36]
[36,11.52,null,null,36,11.52]
[37,11.68,null,null,37,11.68]
[38,11.85,null,null,38,11.85]
[39,12.01,null,null,39,12.01]
[40,12.19,null,null,40,12.19]
[41,12.36,null,null,41,12.36]
[42,12.54,null,null,42,12.54]
[43,12.72,null,null,43,12.72]
[44,12.9,null,null,44,12.9]
[45,13.08,null,null,45,13.08]
[46,13.27,null,null,46,13.27]
[47,13.47,null,null,47,13.47]
[48,13.66,null,null,48,13.66]
[49,13.86,null,null,49,13.86]
[50,14.07,null,null,50,14.07]
[51,14.28,null,null,51,14.28]
[52,14.49,null,null,52,14.49]
[53,14.71,null,null,53,14.71]
[54,14.94,null,null,54,14.94]
[55,15.17,null,null,55,15.17]
[56,15.41,null,null,56,15.41]
[57,15.65,null,null,57,15.65]
[58,15.9,null,null,58,15.9]
[59,16.170000000000002,null,null,59,16.170000000000002]
[60,16.440000000000001,null,null,60,16.440000000000001]
[61,16.73,null,null,61,16.73]
[62,17.02,null,null,62,17.02]
[63,17.34,null,null,63,17.34]
[64,17.66,null,null,64,17.66]
[65,18.010000000000002,null,null,65,18.010000000000002]
[66,17.850000000000001,null,null,66,17.850000000000001]
[67,17.190000000000001,null,null,67,17.190000000000001]
[68,16.53,null,null,68,16.53]
[69,15.87,null,null,69,15.87]
[70,15.21,null,null,70,15.21]
[71,14.57,null,null,71,14.57]
[72,13.93,null,null,72,13.93]
[73,13.3,null,null,73,13.3]
[74,12.67,null,null,74,12.67]
[75,12.05,null,null,75,12.05]
[76,11.43,null,null,76,11.43]
[77,10.83,null,null,77,10.83]
[78,10.24,null,null,78,10.24]
[79,9.67,null,null,79,9.67]
[80,9.11,null,null,80,9.11]
[81,8.56,null,null,81,8.56]
[82,8.0399999999999991,null,null,82,8.0399999999999991]
[83,7.53,null,null,83,7.53]
[84,7.05,null,null,84,7.05]
[85,6.58,null,null,85,6.58]
[86,6.13,null,null,86,6.13]
[87,5.7,null,null,87,5.7]
[88,5.3,null,null,88,5.3]
[89,4.91,null,null,89,4.91]
[90,4.55,null,null,90,4.55]
[91,4.21,null,null,91,4.21]
[92,3.9,null,null,92,3.9]
[93,3.61,null,null,93,3.61]
[94,3.35,null,null,94,3.35]
[95,3.11,null,null,95,3.11]
[96,2.9,null,null,96,2.9]
[97,2.71,null,null,97,2.71]
[98,2.5499999999999998,null,null,98,2.5499999999999998]
[99,2.42,null,null,99,2.42]
[100,2.3199999999999998,null,null,100,2.3199999999999998]
[]
["Note:",null,null,null,"Note:"]
["1. Use the age and gender of the ex-spouse, not the member",null,null,null,"1. Use the age and gender of the ex-spouse, not the member"]

{"sheet":"x-309","index":24,"n_rows":113,"n_cols":6,"rows_kept":113,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Pension Credit - x-309"}]
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["Data Item","Factor Table Information",null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,"Section","AFPS 15"]
["Factor Type","Pension Credit",null,null,"Factor Type","Pension Credit"]
["Description","Pension credit factors - PA 67",null,null,"Description","Pension credit factors - PA 67"]
["Gender","Male",null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,"Section Number",0]
["Series Number",309,null,null,"Series Number",309]
["Table Reference","309A",null,null,"Table Reference","309B"]
["Table Reference in Guidance","Table 0-309A",null,null,"Table Reference in Guidance","Table 0-309B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2023-05-25",null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum",null,null,"Age","Gross Pension of £1 per annum"]
[16,8.2799999999999994,null,null,16,8.2799999999999994]
[17,8.4,null,null,17,8.4]
[18,8.52,null,null,18,8.52]
[19,8.64,null,null,19,8.64]
[20,8.76,null,null,20,8.76]
[21,8.8800000000000008,null,null,21,8.8800000000000008]
[22,9.01,null,null,22,9.01]
[23,9.1300000000000008,null,null,23,9.1300000000000008]
[24,9.26,null,null,24,9.26]
[25,9.39,null,null,25,9.39]
[26,9.52,null,null,26,9.52]
[27,9.65,null,null,27,9.65]
[28,9.7899999999999991,null,null,28,9.7899999999999991]
[29,9.93,null,null,29,9.93]
[30,10.07,null,null,30,10.07]
[31,10.210000000000001,null,null,31,10.210000000000001]
[32,10.35,null,null,32,10.35]
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[34,10.64,null,null,34,10.64]
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[59,15.31,null,null,59,15.31]
[60,15.57,null,null,60,15.57]
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[63,16.41,null,null,63,16.41]
[64,16.71,null,null,64,16.71]
[65,17.04,null,null,65,17.04]
[66,17.38,null,null,66,17.38]
[67,17.22,null,null,67,17.22]
[68,16.55,null,null,68,16.55]
[69,15.89,null,null,69,15.89]
[70,15.22,null,null,70,15.22]
[71,14.57,null,null,71,14.57]
[72,13.93,null,null,72,13.93]
[73,13.3,null,null,73,13.3]
[74,12.67,null,null,74,12.67]
[75,12.05,null,null,75,12.05]
[76,11.43,null,null,76,11.43]
[77,10.83,null,null,77,10.83]
[78,10.24,null,null,78,10.24]
[79,9.67,null,null,79,9.67]
[80,9.11,null,null,80,9.11]
[81,8.56,null,null,81,8.56]
[82,8.0399999999999991,null,null,82,8.0399999999999991]
[83,7.53,null,null,83,7.53]
[84,7.05,null,null,84,7.05]
[85,6.58,null,null,85,6.58]
[86,6.13,null,null,86,6.13]
[87,5.7,null,null,87,5.7]
[88,5.3,null,null,88,5.3]
[89,4.91,null,null,89,4.91]
[90,4.55,null,null,90,4.55]
[91,4.21,null,null,91,4.21]
[92,3.9,null,null,92,3.9]
[93,3.61,null,null,93,3.61]
[94,3.35,null,null,94,3.35]
[95,3.11,null,null,95,3.11]
[96,2.9,null,null,96,2.9]
[97,2.71,null,null,97,2.71]
[98,2.5499999999999998,null,null,98,2.5499999999999998]
[99,2.42,null,null,99,2.42]
[100,2.3199999999999998,null,null,100,2.3199999999999998]
[]
["Note:",null,null,null,"Note:"]
["1. Use the age and gender of the ex-spouse, not the member",null,null,null,"1. Use the age and gender of the ex-spouse, not the member"]

{"sheet":"x-310","index":25,"n_rows":113,"n_cols":6,"rows_kept":113,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Pension Credit - x-310"}]
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[]
["Data Item","Factor Table Information",null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,"Section","AFPS 15"]
["Factor Type","Pension Credit",null,null,"Factor Type","Pension Credit"]
["Description","Pension credit factors - PA 68",null,null,"Description","Pension credit factors - PA 68"]
["Gender","Male",null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number",0,null,null,"Section Number",0]
["Series Number",310,null,null,"Series Number",310]
["Table Reference","310A",null,null,"Table Reference","310B"]
["Table Reference in Guidance","Table 0-310A",null,null,"Table Reference in Guidance","Table 0-310B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2023-05-25",null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross Pension of £1 per annum",null,null,"Age","Gross Pension of £1 per annum"]
[16,7.88,null,null,16,7.88]
[17,7.99,null,null,17,7.99]
[18,8.1,null,null,18,8.1]
[19,8.2100000000000009,null,null,19,8.2100000000000009]
[20,8.33,null,null,20,8.33]
[21,8.44,null,null,21,8.44]
[22,8.56,null,null,22,8.56]
[23,8.68,null,null,23,8.68]
[24,8.8000000000000007,null,null,24,8.8000000000000007]
[25,8.92,null,null,25,8.92]
[26,9.0500000000000007,null,null,26,9.0500000000000007]
[27,9.17,null,null,27,9.17]
[28,9.3000000000000007,null,null,28,9.3000000000000007]
[29,9.43,null,null,29,9.43]
[30,9.56,null,null,30,9.56]
[31,9.69,null,null,31,9.69]
[32,9.83,null,null,32,9.83]
[33,9.9600000000000009,null,null,33,9.9600000000000009]
[34,10.1,null,null,34,10.1]
[35,10.24,null,null,35,10.24]
[36,10.38,null,null,36,10.38]
[37,10.53,null,null,37,10.53]
[38,10.67,null,null,38,10.67]
[39,10.82,null,null,39,10.82]
[40,10.97,null,null,40,10.97]
[41,11.13,null,null,41,11.13]
[42,11.28,null,null,42,11.28]
[43,11.44,null,null,43,11.44]
[44,11.6,null,null,44,11.6]
[45,11.76,null,null,45,11.76]
[46,11.93,null,null,46,11.93]
[47,12.1,null,null,47,12.1]
[48,12.27,null,null,48,12.27]
[49,12.45,null,null,49,12.45]
[50,12.63,null,null,50,12.63]
[51,12.81,null,null,51,12.81]
[52,13,null,null,52,13]
[53,13.2,null,null,53,13.2]
[54,13.39,null,null,54,13.39]
[55,13.6,null,null,55,13.6]
[56,13.8,null,null,56,13.8]
[57,14.02,null,null,57,14.02]
[58,14.24,null,null,58,14.24]
[59,14.47,null,null,59,14.47]
[60,14.71,null,null,60,14.71]
[61,14.96,null,null,61,14.96]
[62,15.23,null,null,62,15.23]
[63,15.5,null,null,63,15.5]
[64,15.79,null,null,64,15.79]
[65,16.09,null,null,65,16.09]
[66,16.41,null,null,66,16.41]
[67,16.75,null,null,67,16.75]
[68,16.59,null,null,68,16.59]
[69,15.91,null,null,69,15.91]
[70,15.24,null,null,70,15.24]
[71,14.58,null,null,71,14.58]
[72,13.93,null,null,72,13.93]
[73,13.3,null,null,73,13.3]
[74,12.67,null,null,74,12.67]
[75,12.05,null,null,75,12.05]
[76,11.43,null,null,76,11.43]
[77,10.83,null,null,77,10.83]
[78,10.24,null,null,78,10.24]
[79,9.67,null,null,79,9.67]
[80,9.11,null,null,80,9.11]
[81,8.56,null,null,81,8.56]
[82,8.0399999999999991,null,null,82,8.0399999999999991]
[83,7.53,null,null,83,7.53]
[84,7.05,null,null,84,7.05]
[85,6.58,null,null,85,6.58]
[86,6.13,null,null,86,6.13]
[87,5.7,null,null,87,5.7]
[88,5.3,null,null,88,5.3]
[89,4.91,null,null,89,4.91]
[90,4.55,null,null,90,4.55]
[91,4.21,null,null,91,4.21]
[92,3.9,null,null,92,3.9]
[93,3.61,null,null,93,3.61]
[94,3.35,null,null,94,3.35]
[95,3.11,null,null,95,3.11]
[96,2.9,null,null,96,2.9]
[97,2.71,null,null,97,2.71]
[98,2.5499999999999998,null,null,98,2.5499999999999998]
[99,2.42,null,null,99,2.42]
[100,2.3199999999999998,null,null,100,2.3199999999999998]
[]
["Note:",null,null,null,"Note:"]
["1. Use the age and gender of the ex-spouse, not the member",null,null,null,"1. Use the age and gender of the ex-spouse, not the member"]

{"sheet":"x-311","index":26,"n_rows":44,"n_cols":85,"rows_kept":44,"cut":false,"hidden":false,"merged":[[40,0,41,11],[40,48,42,58]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Pension Credit - x-311"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-311"}]
[]
["Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS"]
["Section","All Schemes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","All Schemes"]
["Factor Type","Pension Credit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","Pension Credit"]
["Description","Adjustment factors for pension debits/credits - retirement in normal heath - pension",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Adjustment factors for pension debits/credits - retirement in normal health - lump sum"]
["Gender","Unisex",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Unisex"]
["Factor Age/Period Definition","Age",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number","1, 2, 3, 4, 5"]
["Series Number",311,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",311]
["Table Reference",311,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference",311]
["Table Reference in Guidance","Table 0-311, 1-311, 2-311, 3-311, 4-311, 5-311",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 1-311, 2-311, 3-311, 4-311, 5-311"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Months/Age",30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,null,null,"Months/Age",30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65]
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[]
["Notes: ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes: "]
["1.     Ages are given in years and complete months. Part months are ignored.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1.     Ages are given in years and complete months. Part months are ignored."]
["2.     To calculate a reduction/increase to pension, divide the factor at early/late retirement age by the factor at the default pension age. This is then multiplied by the unadjusted pension credit or debit to calculate the adjusted pension credit or debit.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.     To calculate a reduction/increase to the lump sum, divide the factor at early/late retirement age by the factor at the default pension age. This is then multiplied by the unadjusted lump sum to calculate the adjusted lump sum."]
[]
["3.     These factors should not be used for any other purpose (e.g. scheme pays adjustments)."]
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{"sheet":"x-312","index":27,"n_rows":44,"n_cols":105,"rows_kept":44,"cut":false,"hidden":false,"merged":[[40,0,41,11],[40,58,42,68]]}
["Government Actuary's Department"]
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["Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS"]
["Section","All Schemes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","All Schemes"]
["Factor Type","Pension Credit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","Pension Credit"]
["Description","Adjustment factors for pension debits/credits - retirement in ill health - pension",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Adjustment factors for pension debits/credits - retirement in ill health - lump sum"]
["Gender","Unisex",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Unisex"]
["Factor Age/Period Definition","Age",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number","1, 2, 3, 4, 5"]
["Series Number",312,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",312]
["Table Reference",312,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference",312]
["Table Reference in Guidance","Table 0-312, 1-312, 2-312, 3-312, 4-312, 5-312",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 1-312, 2-312, 3-312, 4-312, 5-312"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2023-05-25",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2023-05-25"]
["Date Factors Implemented (if known)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)"]
["Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Months/Age",20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,null,null,"Months/Age",20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65]
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[11,0.29499999999999998,0.30199999999999999,0.309,0.316,0.32400000000000001,0.33200000000000002,0.34,0.34799999999999998,0.35699999999999998,0.36599999999999999,0.375,0.38500000000000001,0.39500000000000002,0.40500000000000003,0.41599999999999998,0.42799999999999999,0.44,0.45200000000000001,0.46500000000000002,0.47899999999999998,0.49299999999999999,0.50800000000000001,0.52400000000000002,0.54100000000000004,0.55800000000000005,0.57699999999999996,0.59599999999999997,0.61699999999999999,0.63800000000000001,0.66100000000000003,0.68600000000000005,0.71199999999999997,0.73899999999999999,0.76900000000000002,0.8,0.83399999999999996,0.87,0.90900000000000003,0.95099999999999996,0.996,1.0449999999999999,1.099,1.157,1.22,1.2889999999999999,1.365,1.448,1.5389999999999999,1.639,1.748,1.869,2.0019999999999998,2.149,2.3130000000000002,2.4940000000000002,null,null,11,0.51700000000000002,0.52600000000000002,0.53500000000000003,0.54400000000000004,0.55400000000000005,0.56299999999999994,0.57299999999999995,0.58199999999999996,0.59199999999999997,0.60199999999999998,0.61199999999999999,0.623,0.63300000000000001,0.64400000000000002,0.65500000000000003,0.66600000000000004,0.67800000000000005,0.68899999999999995,0.70099999999999996,0.71299999999999997,0.72499999999999998,0.73699999999999999,0.75,0.76300000000000001,0.77500000000000002,0.78900000000000003,0.80200000000000005,0.81599999999999995,0.83,0.84399999999999997,0.85799999999999998,0.873,0.88700000000000001,0.90300000000000002,0.91800000000000004,0.93300000000000005,0.94899999999999995,0.96599999999999997,0.98199999999999998,0.999,1.016,1.0329999999999999,1.05,1.0680000000000001,1.0860000000000001,1.105]
[]
["Notes: ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes: "]
["1.     Ages are given in years and complete months. Part months are ignored.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1.     Ages are given in years and complete months. Part months are ignored."]
["2.     To calculate a reduction/increase to pension, divide the factor at early/late retirement age by the factor at the default pension age. This is then multiplied by the unadjusted pension credit or debit to calculate the adjusted pension credit or debit.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.     To calculate a reduction/increase to the lump sum, divide the factor at early/late retirement age by the factor at the default pension age. This is then multiplied by the unadjusted lump sum to calculate the adjusted lump sum."]
[]
["3.     These factors should not be used for any other purpose (e.g. scheme pays adjustments)."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3.     These factors should not be used for any other purpose (e.g. scheme pays adjustments)."]

{"sheet":"x-313","index":28,"n_rows":22,"n_cols":10,"rows_kept":22,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
["AFPS - Consolidated Factor Spreadsheet"]
["CETVs for deferred pension age 60"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-313"}]
[]
["Not specifically provided to client but would be the same as tables in series 201.",null,null,null,null,null,null,null,null,"x-201"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Return to factor list"]

{"sheet":"x-314","index":29,"n_rows":22,"n_cols":10,"rows_kept":22,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
["AFPS - Consolidated Factor Spreadsheet"]
["CETVs for deferred pension age 65"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-314"}]
[]
["Not specifically provided to client but would be the same as tables in series 202.",null,null,null,null,null,null,null,null,"x-202"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Return to factor list"]

{"sheet":"x-315","index":30,"n_rows":22,"n_cols":10,"rows_kept":22,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
["AFPS - Consolidated Factor Spreadsheet"]
["CETVs for deferred pension age 66"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-315"}]
[]
["Not specifically provided to client but would be the same as tables in series 203.",null,null,null,null,null,null,null,null,"x-203"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Return to factor list"]

{"sheet":"x-316","index":31,"n_rows":22,"n_cols":10,"rows_kept":22,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
["AFPS - Consolidated Factor Spreadsheet"]
["CETVs for deferred pension age 67"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-316"}]
[]
["Not specifically provided to client but would be the same as tables in series 204.",null,null,null,null,null,null,null,null,"x-204"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Return to factor list"]

{"sheet":"x-317","index":32,"n_rows":22,"n_cols":10,"rows_kept":22,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
["AFPS - Consolidated Factor Spreadsheet"]
["CETVs for deferred pension age 68"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-317"}]
[]
["Not specifically provided to client but would be the same as tables in series 205.",null,null,null,null,null,null,null,null,"x-205"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Return to factor list"]

{"sheet":"x-401","index":33,"n_rows":58,"n_cols":35,"rows_kept":58,"cut":false,"hidden":false,"merged":[[48,1,49,11],[50,1,50,11],[57,1,57,11],[40,25,40,35],[40,1,40,11],[42,25,43,35],[51,0,52,0],[51,1,52,11],[53,0,54,0],[53,1,54,11],[55,0,56,0],[55,1,56,11],[41,0,42,0],[41,1,42,11],[43,0,50,0],[43,1,44,11],[45,1,45,11],[46,1,47,11]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"ERF - x-401"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-401"}]
[]
["Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS"]
["Section","AFPS 15, AF05, RFPS, AF75, FTRS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","AF05, RFPS, AF75, FTRS"]
["Factor Type","ERF",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","ERF"]
["Description","Age at Early/Late Retirement - Adjustment to Pension - Unisex (AFPS75, 05 and 15)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Age at Early Retirement - Adjustment to Lump Sum - Unisex (AFPS75 and 05 only)"]
["Gender","Unisex",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Unisex"]
["Factor Age/Period Definition","Age at Early/Late Retirement",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age at Early/Late Retirement"]
["Section Number","0, 1, 2, 3, 4",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number","1, 2, 3, 4"]
["Series Number",401,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",401]
["Table Reference","401A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference","401B"]
["Table Reference in Guidance","Table 0-401A, 1-401A, 2-401A, 3-401A, 4-401A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 0-401B, 1-401B, 2-401B, 3-401B, 4-401B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-11-22",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-11-22"]
["Date Factors Implemented (if known)","2019-04-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Months/Age",55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,null,null,"Months/Age",55,56,57,58,59,60,61,62,63,64]
[0,0.434,0.45400000000000001,0.47599999999999998,0.499,0.52400000000000002,0.55000000000000004,0.57999999999999996,0.61099999999999999,0.64600000000000002,0.68300000000000005,0.72499999999999998,0.77,0.81899999999999995,0.874,0.93400000000000005,1,1.073,1.155,1.2450000000000001,1.3460000000000001,1.4590000000000001,null,null,0,0.78900000000000003,0.80800000000000005,0.82699999999999996,0.84699999999999998,0.86699999999999999,0.88800000000000001,0.90900000000000003,0.93100000000000005,0.95399999999999996,0.97699999999999998]
[1,0.436,0.45600000000000002,0.47799999999999998,0.501,0.52600000000000002,0.55300000000000005,0.58199999999999996,0.61399999999999999,0.64900000000000002,0.68700000000000006,0.72799999999999998,0.77400000000000002,0.82399999999999995,0.879,0.93899999999999995,1.006,1.08,1.1619999999999999,1.254,1.3560000000000001,null,null,null,1,0.79,0.80900000000000005,0.82899999999999996,0.84899999999999998,0.86899999999999999,0.89,0.91100000000000003,0.93300000000000005,0.95599999999999996,0.97899999999999998]
[2,0.438,0.45800000000000002,0.48,0.503,0.52800000000000002,0.55500000000000005,0.58499999999999996,0.61699999999999999,0.65200000000000002,0.69,0.73199999999999998,0.77800000000000002,0.82899999999999996,0.88400000000000001,0.94499999999999995,1.012,1.087,1.17,1.262,1.365,null,null,null,2,0.79200000000000004,0.81100000000000005,0.83,0.85,0.871,0.89200000000000002,0.91300000000000003,0.93500000000000005,0.95699999999999996,0.98]
[3,0.439,0.46,0.48099999999999998,0.505,0.53,0.55800000000000005,0.58699999999999997,0.62,0.65500000000000003,0.69399999999999995,0.73599999999999999,0.78200000000000003,0.83299999999999996,0.88900000000000001,0.95,1.018,1.0940000000000001,1.177,1.27,1.3740000000000001,null,null,null,3,0.79400000000000004,0.81299999999999994,0.83199999999999996,0.85199999999999998,0.873,0.89400000000000002,0.91500000000000004,0.93700000000000006,0.95899999999999996,0.98199999999999998]
[4,0.441,0.46100000000000002,0.48299999999999998,0.50700000000000001,0.53300000000000003,0.56000000000000005,0.59,0.623,0.65800000000000003,0.69699999999999995,0.74,0.78600000000000003,0.83799999999999997,0.89400000000000002,0.95599999999999996,1.024,1.1000000000000001,1.1850000000000001,1.2789999999999999,1.3839999999999999,null,null,null,4,0.79500000000000004,0.81399999999999995,0.83399999999999996,0.85399999999999998,0.874,0.89500000000000002,0.91700000000000004,0.93899999999999995,0.96099999999999997,0.98399999999999999]
[5,0.443,0.46300000000000002,0.48499999999999999,0.50900000000000001,0.53500000000000003,0.56299999999999994,0.59299999999999997,0.626,0.66100000000000003,0.70099999999999996,0.74299999999999999,0.79100000000000004,0.84199999999999997,0.89900000000000002,0.96099999999999997,1.0309999999999999,1.107,1.1919999999999999,1.2869999999999999,1.393,null,null,null,5,0.79700000000000004,0.81599999999999995,0.83499999999999996,0.85599999999999998,0.876,0.89700000000000002,0.91900000000000004,0.94099999999999995,0.96299999999999997,0.98599999999999999]
[6,0.44400000000000001,0.46500000000000002,0.48699999999999999,0.51100000000000001,0.53700000000000003,0.56499999999999995,0.59499999999999997,0.628,0.66400000000000003,0.70399999999999996,0.747,0.79500000000000004,0.84699999999999998,0.90400000000000003,0.96699999999999997,1.0369999999999999,1.1140000000000001,1.2,1.296,1.403,null,null,null,6,0.79800000000000004,0.81699999999999995,0.83699999999999997,0.85699999999999998,0.878,0.89900000000000002,0.92,0.94199999999999995,0.96499999999999997,0.98799999999999999]
[7,0.44600000000000001,0.46700000000000003,0.48899999999999999,0.51300000000000001,0.53900000000000003,0.56699999999999995,0.59799999999999998,0.63100000000000001,0.66800000000000004,0.70699999999999996,0.751,0.79900000000000004,0.85099999999999998,0.90900000000000003,0.97199999999999998,1.0429999999999999,1.121,1.2070000000000001,1.304,1.4119999999999999,null,null,null,7,0.8,0.81899999999999995,0.83899999999999997,0.85899999999999999,0.88,0.90100000000000002,0.92200000000000004,0.94399999999999995,0.96699999999999997,0.99]
[8,0.44800000000000001,0.46899999999999997,0.49099999999999999,0.51500000000000001,0.54200000000000004,0.56999999999999995,0.60099999999999998,0.63400000000000001,0.67100000000000004,0.71099999999999997,0.755,0.80300000000000005,0.85599999999999998,0.91400000000000003,0.97799999999999998,1.0489999999999999,1.127,1.2150000000000001,1.3120000000000001,1.4219999999999999,null,null,null,8,0.80100000000000005,0.82099999999999995,0.84,0.86099999999999999,0.88100000000000001,0.90200000000000002,0.92400000000000004,0.94599999999999995,0.96899999999999997,0.99199999999999999]
[9,0.44900000000000001,0.47,0.49299999999999999,0.51700000000000002,0.54400000000000004,0.57199999999999995,0.60299999999999998,0.63700000000000001,0.67400000000000004,0.71399999999999997,0.75900000000000001,0.80700000000000005,0.86,0.91900000000000004,0.98299999999999998,1.0549999999999999,1.1339999999999999,1.222,1.321,1.431,null,null,null,9,0.80300000000000005,0.82199999999999995,0.84199999999999997,0.86199999999999999,0.88300000000000001,0.90400000000000003,0.92600000000000005,0.94799999999999995,0.97099999999999997,0.99399999999999999]
[10,0.45100000000000001,0.47199999999999998,0.495,0.51900000000000002,0.54600000000000004,0.57499999999999996,0.60599999999999998,0.64,0.67700000000000005,0.71799999999999997,0.76200000000000001,0.81100000000000005,0.86499999999999999,0.92400000000000004,0.98899999999999999,1.0609999999999999,1.141,1.23,1.329,1.44,null,null,null,10,0.80500000000000005,0.82399999999999995,0.84399999999999997,0.86399999999999999,0.88500000000000001,0.90600000000000003,0.92800000000000005,0.95,0.97299999999999998,0.996]
[11,0.45300000000000001,0.47399999999999998,0.497,0.52200000000000002,0.54800000000000004,0.57699999999999996,0.60899999999999999,0.64300000000000002,0.68,0.72099999999999997,0.76600000000000001,0.81499999999999995,0.86899999999999999,0.92900000000000005,0.99399999999999999,1.0669999999999999,1.1479999999999999,1.238,1.3380000000000001,1.45,null,null,null,11,0.80600000000000005,0.82599999999999996,0.84499999999999997,0.86599999999999999,0.88600000000000001,0.90800000000000003,0.93,0.95199999999999996,0.97499999999999998,0.998]
[]
["Notes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Notes"]
[]
["1 .","Ages are given in years and complete months. Part months are ignored.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1 .","Ages are given in years and complete months. Part months are ignored."]
["2 .","To calculate a reduction/increase to pension, divide the factor at early/late retirement age by the factor at the default pension age. This is then multiplied by the unadjusted pension to calculate the adjusted pension.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2 .","On early retirement, the members’ lump sum should be multiplied by the relevant factor."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3 .","The lump sum should be increased from the date of leaving the scheme until the date of early retirement in line with the Pension Increase Act before applying the factor."]
["3 .","These factors are not applicable for the uplift required to pensions that come into late payment when an active member leaves service after NPA 60 (such factors are being provided separately).  They are applicable for the cases:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"4 .","These factors should not be used for adjusting pension debits or credits or for Scheme Pays adjustments."]
[null,"·         where a member leaves service at NPA 60 and delays receipt of their pension;"]
[null,"·         where a deferred member delays receiving their pension beyond their Deferred Pension Age (“DPA”). To calculate the LRF, their default pension age will, for this purpose, be their DPA; and"]
[]
[null,"·         where an active member, who has served beyond NPA 60, then delays taking their pension immediately on exit.  To calculate the LRF, their default pension age will, for this purpose, be the age at which they left service."]
[]
[null,"·         to adjust Added Pension as in point 4 below."]
["4 .","To adjust the Added Pension upon a member leaving service with only entitlement to deferred benefits (no EDP entitlement), divide the factor at the member’s DPA by the factor for Age 60 years and 0 months and multiply the result by the Added Pension amount."]
[]
["5 .","Pensions payable to a member’s spouse, civil partner, other adult dependant and/or eligible children should not be reduced/increased."]
[]
["6 .","Before using the factors, the member’s pension should have the relevant increases applied from the date of leaving the scheme until the date of early/late retirement."]
[]
["7 .","These factors should not be used for adjusting pension debits or credits or for Scheme Pays adjustments."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"LRF - x-402"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","LRF"]
["Description","In service late retirement factors - Age at Late Retirement - Adjustment to Pension"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age at Early/Late Retirement"]
["Section Number",0]
["Series Number",402]
["Table Reference",402]
["Table Reference in Guidance","Table 0-402"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-11-22"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Months/Age",60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75]
[0,1,1.0309999999999999,1.0649999999999999,1.1020000000000001,1.141,1.1839999999999999,1.23,1.2809999999999999,1.335,1.395,1.4610000000000001,1.5329999999999999,1.6120000000000001,1.6990000000000001,1.7949999999999999,1.9019999999999999]
[1,1.0029999999999999,1.034,1.0680000000000001,1.105,1.145,1.1879999999999999,1.234,1.2849999999999999,1.34,1.401,1.4670000000000001,1.5389999999999999,1.619,1.7070000000000001,1.804]
[2,1.0049999999999999,1.0369999999999999,1.071,1.1080000000000001,1.1479999999999999,1.1919999999999999,1.2390000000000001,1.29,1.345,1.4059999999999999,1.4730000000000001,1.546,1.6259999999999999,1.7150000000000001,1.8129999999999999]
[3,1.008,1.04,1.0740000000000001,1.1120000000000001,1.1519999999999999,1.1950000000000001,1.2430000000000001,1.294,1.35,1.4119999999999999,1.4790000000000001,1.5529999999999999,1.6339999999999999,1.7230000000000001,1.8220000000000001]
[4,1.01,1.0429999999999999,1.077,1.115,1.155,1.1990000000000001,1.2470000000000001,1.2989999999999999,1.355,1.417,1.4850000000000001,1.5589999999999999,1.641,1.7310000000000001,1.831]
[5,1.0129999999999999,1.046,1.08,1.1180000000000001,1.159,1.2030000000000001,1.2509999999999999,1.3029999999999999,1.36,1.423,1.4910000000000001,1.5660000000000001,1.6479999999999999,1.7390000000000001,1.84]
[6,1.016,1.048,1.0840000000000001,1.121,1.163,1.2070000000000001,1.2549999999999999,1.3080000000000001,1.365,1.4279999999999999,1.4970000000000001,1.5720000000000001,1.655,1.7470000000000001,1.849]
[7,1.018,1.0509999999999999,1.087,1.125,1.1659999999999999,1.2110000000000001,1.26,1.3129999999999999,1.37,1.4339999999999999,1.5029999999999999,1.579,1.663,1.7549999999999999,1.857]
[8,1.0209999999999999,1.054,1.0900000000000001,1.1279999999999999,1.17,1.2150000000000001,1.264,1.3169999999999999,1.375,1.4390000000000001,1.5089999999999999,1.585,1.67,1.7629999999999999,1.8660000000000001]
[9,1.024,1.0569999999999999,1.093,1.131,1.173,1.2190000000000001,1.268,1.3220000000000001,1.38,1.444,1.5149999999999999,1.5920000000000001,1.677,1.7709999999999999,1.875]
[10,1.026,1.06,1.0960000000000001,1.135,1.177,1.222,1.272,1.3260000000000001,1.385,1.45,1.5209999999999999,1.599,1.6839999999999999,1.7789999999999999,1.8839999999999999]
[11,1.0289999999999999,1.0620000000000001,1.099,1.1379999999999999,1.18,1.226,1.276,1.331,1.39,1.4550000000000001,1.5269999999999999,1.605,1.6919999999999999,1.7869999999999999,1.893]
[]
["Notes"]
["1.     On leaving service, the member’s pension that was accrued pre-Normal Pension Age should have the relevant in-service revaluation applied from the date of reaching Normal Pension Age and then be multiplied by the relevant factor."]
[]
["2.     The process for adjusting the pension accrued post-Normal Pension Age is more complicated – please see GAD guidance note on late retirement in service."]
[]
["3.     Ages are given in years and complete months. Part months are ignored."]
["4.     Pensions payable to a member’s spouse, partner or dependant should not be increased."]
["5.     These factors should not be used for any other early/late retirement purposes, adjusting pension debits or credits or for Scheme Pays adjustments."]

{"sheet":"x-601","index":35,"n_rows":61,"n_cols":12,"rows_kept":61,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Triv Comm - x-601"}]
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[]
["Data Item","Factor Table Information",null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,"Client","AFPS"]
["Section","All Schemes",null,null,null,null,null,"Section","All Schemes"]
["Factor Type","Triv Comm",null,null,null,null,null,"Factor Type","Triv Comm"]
["Description","Member's Trivial Commutation Factors -All Armed Forces schemes - Males",null,null,null,null,null,"Description","Member's Trivial Commutation Factors -All Armed Forces schemes - Females"]
["Gender","Male",null,null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at commutation date",null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at commutation date"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,null,"Section Number","0, 1, 2, 3, 4, 5"]
["Series Number",601,null,null,null,null,null,"Series Number",601]
["Table Reference","601A",null,null,null,null,null,"Table Reference","601B"]
["Table Reference in Guidance","Table 0-601A, 1-601A, 2-601A, 3-601A, 4-601A, 5-601A",null,null,null,null,null,"Table Reference in Guidance","Table 0-601B, 1-601B, 2-601B, 3-601B, 4-601B, 5-601B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-04",null,null,null,null,null,"Date Factors Issued to Client","2018-12-04"]
["Date Factors Implemented (if known)","2018-12-04",null,null,null,null,null,"Date Factors Implemented (if known)","2018-12-04"]
["Factor Status","In force",null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross member's pension of £1pa","Contingent spouse's pension of £1pa","Deduction for Pre-88 GMP of £1pa","Deduction for Post-88 GMP of £1pa",null,null,"Age","Gross member's pension of £1pa","Contingent spouse's pension of £1pa","Deduction for Pre-88 GMP of £1pa","Deduction for Post-88 GMP of £1pa"]
[55,21.58,3.59,0,0,null,null,55,21.58,3.59,0,0]
[56,21.1,3.64,0,0,null,null,56,21.1,3.64,0,0]
[57,20.61,3.68,0,0,null,null,57,20.61,3.68,0,0]
[58,20.12,3.73,0,0,null,null,58,20.12,3.73,0,0]
[59,19.62,3.77,0,0,null,null,59,19.62,3.77,0,0]
[60,19.12,3.8,0,0,null,null,60,19.12,3.8,0,0]
[61,18.600000000000001,3.84,0,0,null,null,61,18.600000000000001,3.84,0,0]
[62,18.079999999999998,3.87,0,0,null,null,62,18.079999999999998,3.87,0,0]
[63,17.55,3.9,0,0,null,null,63,17.55,3.9,0,0]
[64,17.010000000000002,3.92,0,0,null,null,64,17.010000000000002,3.92,0,0]
[65,16.47,3.92,0,0,null,null,65,16.47,3.92,0,0]
[66,15.92,3.94,0,0,null,null,66,15.92,3.94,0,0]
[67,15.37,3.96,0,0,null,null,67,15.37,3.96,0,0]
[68,14.81,3.97,0,0,null,null,68,14.81,3.97,0,0]
[69,14.25,3.92,0,0,null,null,69,14.25,3.92,0,0]
[70,13.68,3.87,0,0,null,null,70,13.68,3.87,0,0]
[71,13.12,3.86,0,0,null,null,71,13.12,3.86,0,0]
[72,12.55,3.85,0,0,null,null,72,12.55,3.85,0,0]
[73,11.98,3.82,0,0,null,null,73,11.98,3.82,0,0]
[74,11.41,3.66,0,0,null,null,74,11.41,3.66,0,0]
[75,10.85,3.48,0,0,null,null,75,10.85,3.48,0,0]
[76,10.29,3.44,0,0,null,null,76,10.29,3.44,0,0]
[77,9.74,3.39,0,0,null,null,77,9.74,3.39,0,0]
[78,9.1999999999999993,3.33,0,0,null,null,78,9.1999999999999993,3.33,0,0]
[79,8.66,3.06,0,0,null,null,79,8.66,3.06,0,0]
[80,8.1300000000000008,2.78,0,0,null,null,80,8.1300000000000008,2.78,0,0]
[81,7.61,2.71,0,0,null,null,81,7.61,2.71,0,0]
[82,7.11,2.64,0,0,null,null,82,7.11,2.64,0,0]
[83,6.61,2.56,0,0,null,null,83,6.61,2.56,0,0]
[84,6.13,2.2400000000000002,0,0,null,null,84,6.13,2.2400000000000002,0,0]
[85,5.67,1.93,0,0,null,null,85,5.67,1.93,0,0]
[86,5.23,1.84,0,0,null,null,86,5.23,1.84,0,0]
[87,4.8099999999999996,1.76,0,0,null,null,87,4.8099999999999996,1.76,0,0]
[88,4.43,1.67,0,0,null,null,88,4.43,1.67,0,0]
[89,4.07,1.34,0,0,null,null,89,4.07,1.34,0,0]
[90,3.73,1.03,0,0,null,null,90,3.73,1.03,0,0]

{"sheet":"x-602","index":36,"n_rows":105,"n_cols":10,"rows_kept":105,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
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[]
["Data Item","Factor Table Information",null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,"Client","AFPS"]
["Section","All Schemes",null,null,null,null,"Section","All Schemes"]
["Factor Type","Triv Comm",null,null,null,null,"Factor Type","Triv Comm"]
["Description","Dependant's Trivial Commutation Factors - All Armed Forces schemes - Males",null,null,null,null,"Description","Dependant's Trivial Commutation Factors - All Armed Forces schemes - Females"]
["Gender","Male",null,null,null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at commutation date",null,null,null,null,"Factor Age/Period Definition","Age last birthday at commutation date"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,"Section Number","0, 1, 2, 3, 4, 5"]
["Series Number",602,null,null,null,null,"Series Number",602]
["Table Reference","602A",null,null,null,null,"Table Reference","602B"]
["Table Reference in Guidance","Tables 0-602A, 1-602A, 2-602A, 3-602A, 4-602A, 5-602A",null,null,null,null,"Table Reference in Guidance","Tables 0-602A, 1-602B, 2-602B, 3-602B, 4-602B, 5-602B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-04",null,null,null,null,"Date Factors Issued to Client","2018-12-04"]
["Date Factors Implemented (if known)","2018-12-04",null,null,null,null,"Date Factors Implemented (if known)","2018-12-04"]
["Factor Status","In force",null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Gross widower's pension of £1 pa","Deduction for Pre-88 GMP of £1pa","Deduction for Post-88 GMP of £1pa",null,null,"Age","Gross widower's pension of £1 pa","Deduction for Pre-88 GMP of £1pa","Deduction for Post-88 GMP of £1pa"]
[21,33.49,0,0,null,null,21,33.49,0,0]
[22,33.26,0,0,null,null,22,33.26,0,0]
[23,33.03,0,0,null,null,23,33.03,0,0]
[24,32.79,0,0,null,null,24,32.79,0,0]
[25,32.54,0,0,null,null,25,32.54,0,0]
[26,32.29,0,0,null,null,26,32.29,0,0]
[27,32.03,0,0,null,null,27,32.03,0,0]
[28,31.77,0,0,null,null,28,31.77,0,0]
[29,31.5,0,0,null,null,29,31.5,0,0]
[30,31.23,0,0,null,null,30,31.23,0,0]
[31,30.94,0,0,null,null,31,30.94,0,0]
[32,30.66,0,0,null,null,32,30.66,0,0]
[33,30.36,0,0,null,null,33,30.36,0,0]
[34,30.06,0,0,null,null,34,30.06,0,0]
[35,29.75,0,0,null,null,35,29.75,0,0]
[36,29.44,0,0,null,null,36,29.44,0,0]
[37,29.12,0,0,null,null,37,29.12,0,0]
[38,28.79,0,0,null,null,38,28.79,0,0]
[39,28.46,0,0,null,null,39,28.46,0,0]
[40,28.12,0,0,null,null,40,28.12,0,0]
[41,27.77,0,0,null,null,41,27.77,0,0]
[42,27.42,0,0,null,null,42,27.42,0,0]
[43,27.06,0,0,null,null,43,27.06,0,0]
[44,26.69,0,0,null,null,44,26.69,0,0]
[45,26.32,0,0,null,null,45,26.32,0,0]
[46,25.93,0,0,null,null,46,25.93,0,0]
[47,25.54,0,0,null,null,47,25.54,0,0]
[48,25.14,0,0,null,null,48,25.14,0,0]
[49,24.74,0,0,null,null,49,24.74,0,0]
[50,24.33,0,0,null,null,50,24.33,0,0]
[51,23.91,0,0,null,null,51,23.91,0,0]
[52,23.48,0,0,null,null,52,23.48,0,0]
[53,23.04,0,0,null,null,53,23.04,0,0]
[54,22.6,0,0,null,null,54,22.6,0,0]
[55,22.15,0,0,null,null,55,22.15,0,0]
[56,21.69,0,0,null,null,56,21.69,0,0]
[57,21.23,0,0,null,null,57,21.23,0,0]
[58,20.76,0,0,null,null,58,20.76,0,0]
[59,20.28,0,0,null,null,59,20.28,0,0]
[60,19.79,0,0,null,null,60,19.79,0,0]
[61,19.29,0,0,null,null,61,19.29,0,0]
[62,18.78,0,0,null,null,62,18.78,0,0]
[63,18.260000000000002,0,0,null,null,63,18.260000000000002,0,0]
[64,17.73,0,0,null,null,64,17.73,0,0]
[65,17.2,0,0,null,null,65,17.2,0,0]
[66,16.66,0,0,null,null,66,16.66,0,0]
[67,16.11,0,0,null,null,67,16.11,0,0]
[68,15.55,0,0,null,null,68,15.55,0,0]
[69,14.99,0,0,null,null,69,14.99,0,0]
[70,14.42,0,0,null,null,70,14.42,0,0]
[71,13.85,0,0,null,null,71,13.85,0,0]
[72,13.27,0,0,null,null,72,13.27,0,0]
[73,12.69,0,0,null,null,73,12.69,0,0]
[74,12.12,0,0,null,null,74,12.12,0,0]
[75,11.54,0,0,null,null,75,11.54,0,0]
[76,10.97,0,0,null,null,76,10.97,0,0]
[77,10.4,0,0,null,null,77,10.4,0,0]
[78,9.84,0,0,null,null,78,9.84,0,0]
[79,9.2899999999999991,0,0,null,null,79,9.2899999999999991,0,0]
[80,8.74,0,0,null,null,80,8.74,0,0]
[81,8.1999999999999993,0,0,null,null,81,8.1999999999999993,0,0]
[82,7.66,0,0,null,null,82,7.66,0,0]
[83,7.15,0,0,null,null,83,7.15,0,0]
[84,6.64,0,0,null,null,84,6.64,0,0]
[85,6.16,0,0,null,null,85,6.16,0,0]
[86,5.7,0,0,null,null,86,5.7,0,0]
[87,5.26,0,0,null,null,87,5.26,0,0]
[88,4.8600000000000003,0,0,null,null,88,4.8600000000000003,0,0]
[89,4.4800000000000004,0,0,null,null,89,4.4800000000000004,0,0]
[90,4.13,0,0,null,null,90,4.13,0,0]
[91,3.8,0,0,null,null,91,3.8,0,0]
[92,3.49,0,0,null,null,92,3.49,0,0]
[93,3.2,0,0,null,null,93,3.2,0,0]
[94,2.94,0,0,null,null,94,2.94,0,0]
[95,2.71,0,0,null,null,95,2.71,0,0]
[96,2.5,0,0,null,null,96,2.5,0,0]
[97,2.31,0,0,null,null,97,2.31,0,0]
[98,2.16,0,0,null,null,98,2.16,0,0]
[99,2.02,0,0,null,null,99,2.02,0,0]
[100,1.9,0,0,null,null,100,1.9,0,0]

{"sheet":"x-701","index":37,"n_rows":66,"n_cols":5,"rows_kept":66,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 05 and RFPS"]
["Factor Type","Inverse Comm"]
["Description","Inverse commutation factors - Amount of additional pension per £100 of lump sum"]
["Gender","Male and Female"]
["Factor Age/Period Definition","Age last birthday at commutation date"]
["Section Number","1, 2"]
["Series Number",701]
["Table Reference",701]
["Table Reference in Guidance","Table 1-701, 2-701"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-04"]
["Date Factors Implemented (if known)","2018-12-04"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Member's pension - Male","Member's pension - Female","Member and Spouse's pension - Male","Member and Spouse's pension - Female"]
[30,3.23,3.23,3.08,3.08]
[31,3.26,3.26,3.1,3.1]
[32,3.29,3.29,3.13,3.13]
[33,3.33,3.33,3.16,3.16]
[34,3.36,3.36,3.18,3.18]
[35,3.4,3.4,3.21,3.21]
[36,3.43,3.43,3.24,3.24]
[37,3.47,3.47,3.27,3.27]
[38,3.52,3.52,3.3,3.3]
[39,3.56,3.56,3.34,3.34]
[40,3.6,3.6,3.37,3.37]
[41,3.65,3.65,3.41,3.41]
[42,3.7,3.7,3.45,3.45]
[43,3.75,3.75,3.49,3.49]
[44,3.8,3.8,3.53,3.53]
[45,3.86,3.86,3.58,3.58]
[46,3.92,3.92,3.62,3.62]
[47,3.98,3.98,3.67,3.67]
[48,4.05,4.05,3.72,3.72]
[49,4.12,4.12,3.78,3.78]
[50,4.1900000000000004,4.1900000000000004,3.83,3.83]
[51,4.2699999999999996,4.2699999999999996,3.89,3.89]
[52,4.3499999999999996,4.3499999999999996,3.96,3.96]
[53,4.4400000000000004,4.4400000000000004,4.03,4.03]
[54,4.54,4.54,4.0999999999999996,4.0999999999999996]
[55,4.63,4.63,4.17,4.17]
[56,4.74,4.74,4.25,4.25]
[57,4.8499999999999996,4.8499999999999996,4.33,4.33]
[58,4.97,4.97,4.42,4.42]
[59,5.0999999999999996,5.0999999999999996,4.5199999999999996,4.5199999999999996]
[60,5.23,5.23,4.62,4.62]
[61,5.38,5.38,4.72,4.72]
[62,5.53,5.53,4.84,4.84]
[63,5.7,5.7,4.96,4.96]
[64,5.88,5.88,5.09,5.09]
[65,6.07,6.07,5.23,5.23]
[66,6.28,6.28,5.38,5.38]
[67,6.51,6.51,5.55,5.55]
[68,6.75,6.75,5.72,5.72]
[69,7.02,7.02,5.91,5.91]
[70,7.31,7.31,6.12,6.12]

{"sheet":"x-801","index":38,"n_rows":51,"n_cols":3,"rows_kept":51,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Resettlement Comm - x-801"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","Resettlement Comm"]
["Description","Resettlement commutation scheme table of rates"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age last birthday at discharge"]
["Section Number",3]
["Series Number",801]
["Table Reference",801]
["Table Reference in Guidance","Table 3-801"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-12"]
["Date Factors Implemented (if known)","2018-12-12"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Capital sum raised for each £1000 of retired pay/pension given up from exercise of the option by age 55","Annual reduction in retired pay/pension for each £1000 capital sum"]
[30,610.25,66.91]
[31,621.22,68.52]
[32,632.48,70.3]
[33,644.04999999999995,72.25]
[34,655.93,74.400000000000006]
[35,668.16,76.790000000000006]
[36,680.74,79.45]
[37,693.69,82.43]
[38,707.03,85.78]
[39,720.79,89.58]
[40,734.96,93.92]
[41,749.57,98.93]
[42,764.65,104.76]
[43,780.19,111.63]
[44,796.23,119.84]
[45,812.77,129.81]
[46,829.85,142.19]
[47,847.47,157.94]
[48,865.67,178.65]
[49,884.46,207.1]
[50,903.89,248.65]
[51,923.99,315.2]
[52,944.8,440.08]
[53,966.37,773.26]
[54,988.68,1011.59]
[55,1000,1000]

{"sheet":"x-1101","index":39,"n_rows":66,"n_cols":8,"rows_kept":66,"cut":false,"hidden":false,"merged":[[63,4,64,9],[65,4,70,9],[65,0,65,1],[63,0,63,1]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added years - x-1101"}]
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[]
["Data Item","Factor Table Information",null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,"Client","AFPS"]
["Section","AFPS 05",null,null,"Section","AFPS 75"]
["Factor Type","Added years",null,null,"Factor Type","Added years"]
["Description","Regular annual contribution for one added year as a percentage of salary, paid until age 55",null,null,"Description","Regular annual contribution for one added year as a percentage of salary, paid until age 55"]
["Gender","Unisex",null,null,"Gender","Unisex"]
["Factor Age/Period Definition","Age at birthday following exercise of option",null,null,"Factor Age/Period Definition","Age at birthday following exercise of option"]
["Section Number",1,null,null,"Section Number",3]
["Series Number",1101,null,null,"Series Number",1101]
["Table Reference",1101,null,null,"Table Reference",1101]
["Table Reference in Guidance","Table 1-1101",null,null,"Table Reference in Guidance","Table 3-1101"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-31",null,null,"Date Factors Issued to Client","2019-01-31"]
["Date Factors Implemented (if known)","2019-04-01",null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","All Officers & Other Ranks",null,null,"Age","Medical and Dental Officers","Other Officers ","Other Ranks"]
[19,1.9599999999999999E-2,null,null,19,"-","-",1.41E-2]
[20,1.9900000000000001E-2,null,null,20,"-","-",1.43E-2]
[21,2.0199999999999999E-2,null,null,21,"-","-",1.4500000000000001E-2]
[22,2.0500000000000001E-2,null,null,22,1.7399999999999999E-2,1.9199999999999998E-2,1.47E-2]
[23,2.0799999999999999E-2,null,null,23,1.77E-2,1.9400000000000001E-2,1.49E-2]
[24,2.1100000000000001E-2,null,null,24,1.7899999999999999E-2,1.9699999999999999E-2,1.5100000000000001E-2]
[25,2.1399999999999999E-2,null,null,25,1.8200000000000001E-2,0.02,1.54E-2]
[26,2.18E-2,null,null,26,1.8499999999999999E-2,2.0299999999999999E-2,1.5699999999999999E-2]
[27,2.23E-2,null,null,27,1.8800000000000001E-2,2.07E-2,1.61E-2]
[28,2.2800000000000001E-2,null,null,28,1.9199999999999998E-2,2.1100000000000001E-2,1.6400000000000001E-2]
[29,2.3400000000000001E-2,null,null,29,1.9599999999999999E-2,2.1600000000000001E-2,1.6799999999999999E-2]
[30,2.4E-2,null,null,30,2.01E-2,2.2100000000000002E-2,1.7299999999999999E-2]
[31,2.46E-2,null,null,31,2.07E-2,2.2700000000000001E-2,1.78E-2]
[32,2.5399999999999999E-2,null,null,32,2.1299999999999999E-2,2.3400000000000001E-2,1.83E-2]
[33,2.6200000000000001E-2,null,null,33,2.1899999999999999E-2,2.41E-2,1.89E-2]
[34,2.7099999999999999E-2,null,null,34,2.2700000000000001E-2,2.4899999999999999E-2,1.9599999999999999E-2]
[35,2.81E-2,null,null,35,2.35E-2,2.58E-2,2.0299999999999999E-2]
[36,2.93E-2,null,null,36,2.4400000000000002E-2,2.69E-2,2.12E-2]
[37,3.0499999999999999E-2,null,null,37,2.5399999999999999E-2,2.8000000000000001E-2,2.2100000000000002E-2]
[38,3.2000000000000001E-2,null,null,38,2.6499999999999999E-2,2.92E-2,2.3199999999999998E-2]
[39,3.3599999999999998E-2,null,null,39,2.7900000000000001E-2,3.0599999999999999E-2,2.4400000000000002E-2]
[40,3.5499999999999997E-2,null,null,40,2.93E-2,3.2300000000000002E-2,2.58E-2]
[41,3.7600000000000001E-2,null,null,41,3.1099999999999999E-2,3.4200000000000001E-2,2.7400000000000001E-2]
[42,4.0099999999999997E-2,null,null,42,3.3000000000000002E-2,3.6299999999999999E-2,2.92E-2]
[43,4.2999999999999997E-2,null,null,43,3.5299999999999998E-2,3.8800000000000001E-2,3.1399999999999997E-2]
[44,4.6399999999999997E-2,null,null,44,3.7999999999999999E-2,4.1799999999999997E-2,3.39E-2]
[45,5.04E-2,null,null,45,4.1200000000000001E-2,4.53E-2,3.6799999999999999E-2]
[46,5.5300000000000002E-2,null,null,46,4.5199999999999997E-2,4.9700000000000001E-2,4.0500000000000001E-2]
[47,6.1499999999999999E-2,null,null,47,5.0099999999999999E-2,5.5100000000000003E-2,4.4999999999999998E-2]
[48,6.9500000000000006E-2,null,null,48,5.6500000000000002E-2,6.2199999999999998E-2,5.0799999999999998E-2]
[49,8.0100000000000005E-2,null,null,49,6.5000000000000002E-2,7.1499999999999994E-2,5.8500000000000003E-2]
[50,9.4899999999999998E-2,null,null,50,7.6999999999999999E-2,8.4699999999999998E-2,6.9199999999999998E-2]
[51,0.1172,null,null,51,9.5000000000000001E-2,0.1045,8.5400000000000004E-2]
[52,0.15429999999999999,null,null,52,0.125,0.13750000000000001,0.11210000000000001]
[53,0.22869999999999999,null,null,53,0.18529999999999999,0.2039,0.16550000000000001]
[]
["Notes",null,null,null,"Notes"]
["1. The above rates are to be deducted from pensionable pay.",null,null,null,"1. The above rates are to be deducted from military pay (incuding any length of service pay)."]
["2. The age 52 and 53 rates are above the 15% contribution limit.  They are included in the above table so that the price of a part-year purchase may be determined.",null,null,null,"2. The age 53 rates are above the 15% contribution limit. They are included in the above table so that the price of a part-year purchase may be determined."]
[]
["3. A factor of 1.5 (an increase of 50%) should be applied to the number of added years if a member leaves with deferred benefits.  This increase would be applied after the added years have been scaled down to reflect that contributions have not been paid for the full period.  No increase is applied for any contracts where a member receives EDP benefits.",null,null,null,"3. The above rates can be used for both DPA 60 & DPA 65 contracts, but DPA 65 contracts should have a factor of 1.25 (an increase of 25%) applied to the number of added years if a member leaves with deferred benefits. This increase would be applied after the added years have been scaled down to reflect that contributions have not been paid for the full period. No increase is applied for DPA 60 contracts and for any contracts where a member receives IP benefits.  "]

{"sheet":"x-1102","index":40,"n_rows":48,"n_cols":3,"rows_kept":48,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","Added years"]
["Description","Added years reduction factors"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age last birthday before retirement"]
["Section Number",3]
["Series Number",1102]
["Table Reference",1102]
["Table Reference in Guidance","Table 3-1102"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-31"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","All Officers","Other Ranks"]
[37,0.93,"-"]
[38,0.93,"-"]
[39,0.93,"-"]
[40,0.93,0.93]
[41,0.93,0.93]
[42,0.93,0.93]
[43,0.93,0.93]
[44,0.94,0.93]
[45,0.94,0.94]
[46,0.94,0.94]
[47,0.94,0.94]
[48,0.95,0.95]
[49,0.95,0.95]
[50,0.96,0.96]
[51,0.96,0.96]
[52,0.97,0.97]
[53,0.98,0.98]
[54,0.99,0.99]
[]
["Notes:"]
["1. These tables only apply to AFPS75 members."]
["2. These tables do not apply to death in service and invaliding."]
["3. Officers includes medical and dental officers."]

{"sheet":"x-1103","index":41,"n_rows":31,"n_cols":2,"rows_kept":31,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","AVC"]
["Description","Factors for regular AVCs to increase all member's benefit from representative pay to actual pay except attributable benefits - Other ranks"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces"]
["Section Number",3]
["Series Number",1103]
["Table Reference","3-1103"]
["Table Reference in Guidance","Table 3-1103"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","N/A"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","Withdrawn"]
[]
["Return to factor list"]
[]
[]
[]
[]
[]
[]
["Notes:"]
["1.  The rates of contribution are calculated on the basis of payment to age 55.  "]
["2. Table entries shown with *** indicate contribution which would exceed 15% and inscheme AVCs cannot be made"]

{"sheet":"x-1104","index":42,"n_rows":29,"n_cols":2,"rows_kept":29,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
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["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","AVC"]
["Description","Factors for regular AVCs to increase all member's benefit from representative pay to actual pay except attributable benefits - Medical and Dental Officers"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces"]
["Section Number",3]
["Series Number",1104]
["Table Reference","3-1104"]
["Table Reference in Guidance","Table 3-1104"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","N/A"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","Withdrawn"]
[]
["Return to factor list"]
[]
[]
[]
[]
["Notes:"]
["1.  The rates of contribution are calculated on the basis of payment to age 55.  "]
["2. Table entries shown with *** indicate contribution which would exceed 15% and inscheme AVCs cannot be made"]

{"sheet":"x-1105","index":43,"n_rows":27,"n_cols":2,"rows_kept":27,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","AVC"]
["Description","Factors for regular AVCs to increase the spouse's benefit from 50% of the members pension to 4/9 ths of representative pay - Non Medical and Dental Officers"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces"]
["Section Number",3]
["Series Number",1105]
["Table Reference","3-1105"]
["Table Reference in Guidance","Table 3-1105"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","N/A"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","Withdrawn"]
[]
["Return to factor list"]
[]
[]
["Notes:"]
["1.  The rates of contribution are calculated on the basis of payment to age 55.  "]
["2. Table entries shown with *** indicate contribution which would exceed 15% and inscheme AVCs cannot be made"]

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["Government Actuary's Department"]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","AVC"]
["Description","Factors for regular AVCs to increase the spouse's benefit from 50% of the members pension to 4/9 ths of representative pay - Other Ranks"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces"]
["Section Number",3]
["Series Number",1106]
["Table Reference","3-1106"]
["Table Reference in Guidance","Table 3-1106"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","N/A"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","Withdrawn"]
[]
["Return to factor list"]
[]
[]
["Notes:"]
["1.  This table is structured for those serving for 22 years (or to age 55 if earlier) only.  Where service extends beyond 22 years a lower continuation rate would need to be calculated by GAD for the remaining service."]
["2.  Where contributions begin after completion of 22 years pensionable service, different rates will apply and should be obtained from GAD."]
["3. Table entries shown with *** indicate contribution which would exceed 15% and inscheme AVCs cannot be made"]

{"sheet":"x-1107","index":45,"n_rows":27,"n_cols":2,"rows_kept":27,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
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["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","AVC"]
["Description","Factors for regular AVCs to increase the spouse's benefit from 50% of the members pension to 4/9 ths of representative pay - Medical and Dental Officers"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age Last Birthday at Start of AVC's/Age Last Birthday at entry to the Armed Forces"]
["Section Number",3]
["Series Number",1107]
["Table Reference","3-1107"]
["Table Reference in Guidance","Table 3-1107"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","N/A"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","Withdrawn"]
[]
["Return to factor list"]
[]
[]
["Notes:"]
["1.  The rates of contribution are calculated on the basis of payment to age 55.  "]
["2. Table entries shown with *** indicate contribution which would exceed 15% and inscheme AVCs cannot be made"]

{"sheet":"x-1108","index":46,"n_rows":66,"n_cols":16,"rows_kept":66,"cut":false,"hidden":false,"merged":[[25,0,26,0]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","AVC"]
["Description","Factors for regular AVCs to increase the death in service benefit from 3 times to 4 times representative pay - Non Medical and Dental Officers"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age at start of AVCs/Age at entry to AFPS 75"]
["Section Number",3]
["Series Number",1108]
["Table Reference","3-1108"]
["Table Reference in Guidance","Table 3-1108"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2015-09-28"]
["Date Factors Implemented (if known)","2016-02-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Contribution rates as a percentage per annum of military pay"]
["Age at start of AVCs","Age at entry to AFPS 75"]
[null,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35]
[21,0.13,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[22,0.14000000000000001,0.14000000000000001,0,0,0,0,0,0,0,0,0,0,0,0,0]
[23,0.14000000000000001,0.14000000000000001,0.14000000000000001,0,0,0,0,0,0,0,0,0,0,0,0]
[24,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0,0,0,0,0,0,0,0,0,0,0]
[25,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0,0,0,0,0,0,0,0,0,0]
[26,0.15,0.15,0.15,0.15,0.15,0.15,0,0,0,0,0,0,0,0,0]
[27,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0,0,0,0,0,0,0,0]
[28,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0,0,0,0,0,0,0]
[29,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0,0,0,0,0,0]
[30,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0,0,0,0,0]
[31,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0,0,0,0]
[32,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0,0,0]
[33,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0,0]
[34,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0]
[35,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18]
[36,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19]
[37,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19]
[38,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2]
[39,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2]
[40,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21]
[41,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22]
[42,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22]
[43,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23]
[44,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24]
[45,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25]
[46,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25]
[47,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26]
[48,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27]
[49,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998]
[50,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3]
[51,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31]
[52,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32]
[53,0.34,0.34,0.34,0.34,0.34,0.34,0.34,0.34,0.34,0.34,0.34,0.34,0.34,0.34,0.34]
[54,0.35,0.35,0.35,0.35,0.35,0.35,0.35,0.35,0.35,0.35,0.35,0.35,0.35,0.35,0.35]
[]
["Notes:"]
["1.  The rates of contribution are calculated on the basis of payment to age 55.  Where service extends beyond age 55 a continuation rate would need to be"]
["     calculated by GAD for the remaining service."]
["2.  Where contributions begin after age 55, different rates will apply and should be obtained from GAD."]

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["Government Actuary's Department"]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","AVC"]
["Description","Factors for regular AVCs to increase the death in service benefit from 3 times to 4 times representative pay - Other Ranks"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age at start of AVCs/Age at entry to AFPS 75"]
["Section Number",3]
["Series Number",1109]
["Table Reference","3-1109"]
["Table Reference in Guidance","Table 3-1109"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2015-09-28"]
["Date Factors Implemented (if known)","2016-02-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Contribution rates as a percentage per annum of military pay"]
["Age at start of AVCs","Age at entry to AFPS 75"]
[null,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35]
[18,0.06,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[19,7.0000000000000007E-2,7.0000000000000007E-2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[20,7.0000000000000007E-2,7.0000000000000007E-2,7.0000000000000007E-2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[21,7.0000000000000007E-2,7.0000000000000007E-2,7.0000000000000007E-2,0.08,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[22,7.0000000000000007E-2,7.0000000000000007E-2,7.0000000000000007E-2,0.08,0.08,0,0,0,0,0,0,0,0,0,0,0,0,0]
[23,7.0000000000000007E-2,7.0000000000000007E-2,0.08,0.08,0.08,0.09,0,0,0,0,0,0,0,0,0,0,0,0]
[24,7.0000000000000007E-2,7.0000000000000007E-2,0.08,0.08,0.08,0.09,0.09,0,0,0,0,0,0,0,0,0,0,0]
[25,7.0000000000000007E-2,0.08,0.08,0.08,0.09,0.09,0.09,0.1,0,0,0,0,0,0,0,0,0,0]
[26,0.08,0.08,0.08,0.08,0.09,0.09,0.1,0.1,0.1,0,0,0,0,0,0,0,0,0]
[27,0.08,0.08,0.08,0.09,0.09,0.09,0.1,0.1,0.11,0.11,0,0,0,0,0,0,0,0]
[28,0.08,0.08,0.09,0.09,0.09,0.1,0.1,0.1,0.11,0.11,0.12,0,0,0,0,0,0,0]
[29,0.08,0.08,0.09,0.09,0.09,0.1,0.1,0.11,0.11,0.12,0.12,0.13,0,0,0,0,0,0]
[30,0.08,0.09,0.09,0.09,0.1,0.1,0.11,0.11,0.11,0.12,0.12,0.13,0.14000000000000001,0,0,0,0,0]
[31,0.09,0.09,0.09,0.1,0.1,0.1,0.11,0.11,0.12,0.12,0.13,0.13,0.14000000000000001,0.15,0,0,0,0]
[32,0.09,0.09,0.09,0.1,0.1,0.11,0.11,0.12,0.12,0.13,0.13,0.14000000000000001,0.14000000000000001,0.15,0.16,0,0,0]
[33,0.09,0.09,0.1,0.1,0.1,0.11,0.11,0.12,0.12,0.13,0.13,0.14000000000000001,0.15,0.16,0.16,0.17,0,0]
[34,0.09,0.1,0.1,0.1,0.11,0.11,0.12,0.12,0.13,0.13,0.14000000000000001,0.14000000000000001,0.15,0.16,0.17,0.18,0.18,0]
[35,0.1,0.1,0.1,0.11,0.11,0.12,0.12,0.13,0.13,0.14000000000000001,0.14000000000000001,0.15,0.16,0.16,0.17,0.18,0.18,0.18]
[36,0.1,0.1,0.11,0.11,0.11,0.12,0.12,0.13,0.13,0.14000000000000001,0.15,0.15,0.16,0.17,0.18,0.19,0.19,0.19]
[37,0.1,0.11,0.11,0.11,0.12,0.12,0.13,0.13,0.14000000000000001,0.14000000000000001,0.15,0.16,0.16,0.17,0.18,0.19,0.19,0.19]
[38,0.11,0.11,0.11,0.12,0.12,0.13,0.13,0.14000000000000001,0.14000000000000001,0.15,0.15,0.16,0.17,0.18,0.19,0.2,0.2,0.2]
[39,0.11,0.11,0.12,0.12,0.12,0.13,0.14000000000000001,0.14000000000000001,0.15,0.15,0.16,0.17,0.17,0.18,0.19,0.2,0.2,0.2]
[40,null,0.12,0.12,0.12,0.13,0.13,0.14000000000000001,0.15,0.15,0.16,0.16,0.17,0.18,0.19,0.2,0.21,0.21,0.21]
[41,null,null,0.13,0.13,0.13,0.14000000000000001,0.14000000000000001,0.15,0.16,0.16,0.17,0.18,0.19,0.2,0.21,0.22,0.22,0.22]
[42,null,null,null,0.13,0.13,0.14000000000000001,0.15,0.15,0.16,0.17,0.17,0.18,0.19,0.2,0.21,0.22,0.22,0.22]
[43,null,null,null,null,0.14000000000000001,0.15,0.15,0.16,0.17,0.17,0.18,0.19,0.2,0.21,0.22,0.23,0.23,0.23]
[44,null,null,null,null,null,0.16,0.16,0.17,0.17,0.18,0.19,0.2,0.21,0.22,0.23,0.24,0.24,0.24]
[45,null,null,null,null,null,null,0.17,0.17,0.18,0.19,0.19,0.2,0.21,0.22,0.23,0.25,0.25,0.25]
[46,null,null,null,null,null,null,null,0.18,0.18,0.19,0.2,0.21,0.22,0.23,0.24,0.25,0.25,0.25]
[47,null,null,null,null,null,null,null,null,0.19,0.2,0.21,0.22,0.23,0.24,0.25,0.26,0.26,0.26]
[48,null,null,null,null,null,null,null,null,null,0.21,0.21,0.22,0.24,0.25,0.26,0.27,0.27,0.27]
[49,null,null,null,null,null,null,null,null,null,null,0.22,0.23,0.25,0.26,0.27,0.28999999999999998,0.28999999999999998,0.28999999999999998]
[50,null,null,null,null,null,null,null,null,null,null,null,0.25,0.26,0.27,0.28000000000000003,0.3,0.3,0.3]
[51,null,null,null,null,null,null,null,null,null,null,null,null,0.27,0.28000000000000003,0.3,0.31,0.31,0.31]
[52,null,null,null,null,null,null,null,null,null,null,null,null,null,0.3,0.31,0.32,0.32,0.32]
[53,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.32,0.34,0.34,0.34]
[54,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.35,0.35,0.35]
[]
["Notes:"]
["1.  This table is structured for those serving for 22 years (or to age 55 if earlier) only.  Where service extends beyond 22 years a continuation rate would need to be calculated by GAD for the remaining service."]
["2.  Where contributions begin after completion of 22 years pensionable service, different rates will apply and should be obtained from GAD."]

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["Government Actuary's Department"]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 75"]
["Factor Type","AVC"]
["Description","Factors for regular AVCs to increase the death in service benefit from 3 times to 4 times representative pay - Medical and Dental Officers"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age at start of AVCs/Age at entry to AFPS 75"]
["Section Number",3]
["Series Number",1110]
["Table Reference","3-1110"]
["Table Reference in Guidance","Table 3-1110"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2015-09-28"]
["Date Factors Implemented (if known)","2016-02-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Contribution rates as a percentage per annum of military pay"]
["Age at start of AVCs","Age at entry to AFPS 75"]
[null,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35]
[21,0.12,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[22,0.12,0.12,0,0,0,0,0,0,0,0,0,0,0,0,0]
[23,0.13,0.13,0.13,0,0,0,0,0,0,0,0,0,0,0,0]
[24,0.13,0.13,0.13,0.13,0,0,0,0,0,0,0,0,0,0,0]
[25,0.13,0.13,0.13,0.13,0.13,0,0,0,0,0,0,0,0,0,0]
[26,0.13,0.13,0.13,0.13,0.13,0.13,0,0,0,0,0,0,0,0,0]
[27,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0,0,0,0,0,0,0,0]
[28,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0,0,0,0,0,0,0]
[29,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0.14000000000000001,0,0,0,0,0,0]
[30,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0,0,0,0,0]
[31,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0,0,0,0]
[32,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0.15,0,0,0]
[33,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0,0]
[34,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0]
[35,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17]
[36,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17]
[37,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18]
[38,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18]
[39,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19]
[40,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19,0.19]
[41,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2]
[42,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2,0.2]
[43,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21,0.21]
[44,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22]
[45,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22,0.22]
[46,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23,0.23]
[47,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24,0.24]
[48,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25]
[49,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26,0.26]
[50,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27,0.27]
[51,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003]
[52,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998]
[53,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31,0.31]
[54,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32,0.32]
[]
["Notes:"]
["1.  The rates of contribution are calculated on the basis of payment to age 55.  Where service extends beyond age 55 a continuation rate would need to be"]
["     calculated by GAD for the remaining service."]
["2.  Where contributions begin after age 55, different rates will apply and should be obtained from GAD."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
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[]
["Data Item","Factor Table Information",null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,"Client","AFPS"]
["Section","AFPS 05, RFPS, AFPS 75, FTRS, NRPS PS",null,null,"Section","AFPS 05, RFPS, AFPS 75, FTRS, NRPS PS"]
["Factor Type","Scheme pays AA",null,null,"Factor Type","Scheme pays AA"]
["Description","AA scheme pays conversion factors ",null,null,"Description","AA scheme pays conversion factors"]
["Gender","Male & Female",null,null,"Gender","Female & Male"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","1, 2, 3, 4, 5",null,null,"Section Number","1, 2, 3, 4, 5"]
["Series Number",1201,null,null,"Series Number",1201]
["Table Reference","1201A",null,null,"Table Reference","1201B"]
["Table Reference in Guidance","Table 1201A",null,null,"Table Reference in Guidance","Table 1201B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-06",null,null,"Date Factors Issued to Client","2018-12-06"]
["Date Factors Implemented (if known)","2019-04-01",null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Male - Default conversion factor",null,null,"Age","Female - Default conversion factor"]
[16,6.77,null,null,16,6.77]
[17,6.91,null,null,17,6.91]
[18,7.06,null,null,18,7.06]
[19,7.21,null,null,19,7.21]
[20,7.36,null,null,20,7.36]
[21,7.52,null,null,21,7.52]
[22,7.68,null,null,22,7.68]
[23,7.84,null,null,23,7.84]
[24,8.01,null,null,24,8.01]
[25,8.18,null,null,25,8.18]
[26,8.35,null,null,26,8.35]
[27,8.5299999999999994,null,null,27,8.5299999999999994]
[28,8.7100000000000009,null,null,28,8.7100000000000009]
[29,8.9,null,null,29,8.9]
[30,9.09,null,null,30,9.09]
[31,9.2799999999999994,null,null,31,9.2799999999999994]
[32,9.48,null,null,32,9.48]
[33,9.68,null,null,33,9.68]
[34,9.89,null,null,34,9.89]
[35,10.1,null,null,35,10.1]
[36,10.32,null,null,36,10.32]
[37,10.54,null,null,37,10.54]
[38,10.77,null,null,38,10.77]
[39,11,null,null,39,11]
[40,11.24,null,null,40,11.24]
[41,11.49,null,null,41,11.49]
[42,11.74,null,null,42,11.74]
[43,12,null,null,43,12]
[44,12.26,null,null,44,12.26]
[45,12.54,null,null,45,12.54]
[46,12.81,null,null,46,12.81]
[47,13.1,null,null,47,13.1]
[48,13.39,null,null,48,13.39]
[49,13.69,null,null,49,13.69]
[50,14,null,null,50,14]
[51,14.32,null,null,51,14.32]
[52,14.64,null,null,52,14.64]
[53,14.98,null,null,53,14.98]
[54,15.32,null,null,54,15.32]
[55,15.68,null,null,55,15.68]
[56,16.05,null,null,56,16.05]
[57,16.43,null,null,57,16.43]
[58,16.829999999999998,null,null,58,16.829999999999998]
[59,17.239999999999998,null,null,59,17.239999999999998]
[60,17.670000000000002,null,null,60,17.670000000000002]
[61,18.12,null,null,61,18.12]
[62,18.579999999999998,null,null,62,18.579999999999998]
[63,19.07,null,null,63,19.07]
[64,19.579999999999998,null,null,64,19.579999999999998]
[]
["Notes: "]
["1. The reduction in pension applies only to the member’s pension. Dependants’ benefits are not affected."]
["2. The reduction in pension is equal to the tax charge divided by the appropriate factor.  The reduction in lump sum is equal to three times the reduction in pension."]

{"sheet":"x-1202","index":50,"n_rows":78,"n_cols":6,"rows_kept":78,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Scheme pays AA - x-1202"}]
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[]
["Data Item","Factor Table Information",null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,"Client","AFPS"]
["Section","All schemes",null,null,"Section","All schemes"]
["Factor Type","Scheme pays AA",null,null,"Factor Type","Scheme pays AA"]
["Description","AA scheme pays conversion factors - \"Pension only\" conversion factors ",null,null,"Description","AA scheme pays conversion factors - \"Pension only\" conversion factors"]
["Gender","Male & Female",null,null,"Gender","Female & Male"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,"Section Number","0, 1, 2, 3, 4, 5"]
["Series Number",1202,null,null,"Series Number",1202]
["Table Reference","1202A",null,null,"Table Reference","1202B"]
["Table Reference in Guidance","Table 1202A",null,null,"Table Reference in Guidance","Table 1202B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-06",null,null,"Date Factors Issued to Client","2018-12-06"]
["Date Factors Implemented (if known)","2019-04-01",null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Male - Gross pension of £1 per annum",null,null,"Age","Female - Gross pension of £1 per annum"]
[16,5.82,null,null,16,5.82]
[17,5.94,null,null,17,5.94]
[18,6.07,null,null,18,6.07]
[19,6.19,null,null,19,6.19]
[20,6.32,null,null,20,6.32]
[21,6.45,null,null,21,6.45]
[22,6.59,null,null,22,6.59]
[23,6.72,null,null,23,6.72]
[24,6.86,null,null,24,6.86]
[25,7,null,null,25,7]
[26,7.15,null,null,26,7.15]
[27,7.3,null,null,27,7.3]
[28,7.45,null,null,28,7.45]
[29,7.61,null,null,29,7.61]
[30,7.76,null,null,30,7.76]
[31,7.93,null,null,31,7.93]
[32,8.09,null,null,32,8.09]
[33,8.26,null,null,33,8.26]
[34,8.44,null,null,34,8.44]
[35,8.61,null,null,35,8.61]
[36,8.7899999999999991,null,null,36,8.7899999999999991]
[37,8.98,null,null,37,8.98]
[38,9.17,null,null,38,9.17]
[39,9.3699999999999992,null,null,39,9.3699999999999992]
[40,9.57,null,null,40,9.57]
[41,9.77,null,null,41,9.77]
[42,9.98,null,null,42,9.98]
[43,10.199999999999999,null,null,43,10.199999999999999]
[44,10.42,null,null,44,10.42]
[45,10.65,null,null,45,10.65]
[46,10.88,null,null,46,10.88]
[47,11.12,null,null,47,11.12]
[48,11.36,null,null,48,11.36]
[49,11.61,null,null,49,11.61]
[50,11.87,null,null,50,11.87]
[51,12.14,null,null,51,12.14]
[52,12.41,null,null,52,12.41]
[53,12.69,null,null,53,12.69]
[54,12.99,null,null,54,12.99]
[55,13.29,null,null,55,13.29]
[56,13.6,null,null,56,13.6]
[57,13.92,null,null,57,13.92]
[58,14.26,null,null,58,14.26]
[59,14.61,null,null,59,14.61]
[60,14.98,null,null,60,14.98]
[61,15.36,null,null,61,15.36]
[62,15.75,null,null,62,15.75]
[63,16.170000000000002,null,null,63,16.170000000000002]
[64,16.61,null,null,64,16.61]
[]
["Notes: "]
["1. The reduction in pension applies only to the member’s pension. Dependants’ benefits are not affected."]
["2. The reduction in pension is equal to the tax charge divided by the appropriate factor.  "]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Scheme pays AA - x-1203"}]
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[]
["Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS"]
["Section","All Schemes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","AFPS 05, RFPS, AFPS 75, FTRS, NRPS PS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","All Schemes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","AFPS 05, RFPS, AFPS 75, FTRS, NRPS PS"]
["Factor Type","Scheme pays AA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","Scheme pays AA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","Scheme pays AA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","Scheme pays AA"]
["Description","Factors for adjusting scheme pays offsets on actual retirement in normal health - adjustment to pension",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Factors for adjusting scheme pays offsets on actual retirement in normal health - adjustment to lump sum",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Factors for adjusting scheme pays offsets on actual retirement in normal health - adjustment to pension",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Factors for adjusting scheme pays offsets on actual retirement in normal health - adjustment to lump sum"]
["Gender","Male & Female",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Male & Female",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Female & Male",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Female & Male"]
["Factor Age/Period Definition","Age",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number","1, 2, 3, 4, 5",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number","1, 2, 3, 4, 5"]
["Series Number",1203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",1203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",1203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",1203]
["Table Reference","1203A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference","1203B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference","1203C",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference","1203D"]
["Table Reference in Guidance","Table 0-1203A, 1-1203A, 2-1203A, 3-1203A, 4-1203A, 5-1203A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 1-1203B, 2-1203B, 3-1203B, 4-1203B, 5-1203B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 0-1203C, 1-1203C, 2-1203C, 3-1203C, 4-1203C, 5-1203C",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 1-1203D, 2-1203D, 3-1203D, 4-1203D, 5-1203D"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-06",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-12-06",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-12-06",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-12-06"]
["Date Factors Implemented (if known)","2019-04-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2019-04-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2019-04-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
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[]
["1. Ages are given in years and complete months. Part months are ignored.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. Ages are given in years and complete months. Part months are ignored.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. Ages are given in years and complete months. Part months are ignored.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. Ages are given in years and complete months. Part months are ignored."]
[]
["2. To calculate the adjustment for an offset due at a particular default age but deducted at age X, divide the factor at age X by the factor at the default offset age. This is then multiplied by the unadjusted offset to calculate the adjusted offset.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. To calculate the adjustment for an offset due at a particular default age but deducted at age X, divide the factor at age X by the factor at the default offset age. This is then multiplied by the unadjusted offset to calculate the adjusted offset.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. To calculate the adjustment for an offset due at a particular default age but deducted at age X, divide the factor at age X by the factor at the default offset age. This is then multiplied by the unadjusted offset to calculate the adjusted offset.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. To calculate the adjustment for an offset due at a particular default age but deducted at age X, divide the factor at age X by the factor at the default offset age. This is then multiplied by the unadjusted offset to calculate the adjusted offset."]
["3. These factors should not be used for any other purpose (e.g. divorce).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3. These factors should not be used for any other purpose (e.g. divorce).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3. These factors should not be used for any other purpose (e.g. divorce).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3. These factors should not be used for any other purpose (e.g. divorce)."]

{"sheet":"x-1204","index":52,"n_rows":42,"n_cols":212,"rows_kept":42,"cut":false,"hidden":false,"merged":[[38,0,39,10],[38,58,39,68],[38,107,39,117],[38,165,39,175]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Scheme pays AA - x-1204"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1204"}]
[]
["Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Client","AFPS"]
["Section","All schemes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","AFPS 05, RFPS, AFPS 75, FTRS, NRPS PS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","All Schemes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section","AFPS 05, RFPS, AFPS 75, FTRS, NRPS PS"]
["Factor Type","Scheme pays AA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","Scheme pays AA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","Scheme pays AA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Type","Scheme pays AA"]
["Description","Factors for adjusting scheme pays offsets on ill health retirement - adjustment to pension",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Factors for adjusting scheme pays offsets on ill-health retirement - adjustment to lump sum",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Factors for adjusting scheme pays offsets on ill-health retirement - adjustment to pension",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Description","Factors for adjusting scheme pays offsets on ill-health retirement - adjustment to lump sum"]
["Gender","Male & Female",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Male & Female",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Female & Male",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gender","Female & Male"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number","1, 2, 3, 4, 5",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number","0, 1, 2, 3, 4, 5",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Section Number","1, 2, 3, 4, 5"]
["Series Number",1204,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",1204,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",1204,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Series Number",1204]
["Table Reference","1204A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference","1204B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference","1204C",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference","1204D"]
["Table Reference in Guidance","Table 0-1204A, 1-1204A, 2-1204A, 3-1204A, 4-1204A, 5-1204A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 1-1204B, 2-1204B, 3-1204B, 4-1204B, 5-1204B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 0-1204C, 1-1204C, 2-1204C, 3-1204C, 4-1204C, 5-1204C",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Table Reference in Guidance","Table 1-1204D, 2-1204D, 3-1204D, 4-1204D, 5-1204D"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-06",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-12-06",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-12-06",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Issued to Client","2018-12-06"]
["Date Factors Implemented (if known)","2019-04-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2019-04-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2019-04-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
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[]
["1. Ages are given in years and complete months. Part months are ignored.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. Ages are given in years and complete months. Part months are ignored.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. Ages are given in years and complete months. Part months are ignored.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. Ages are given in years and complete months. Part months are ignored."]
[]
["2. To calculate the adjustment for an offset due at a particular default age but deducted at age X, divide the factor at age X by the factor at the default offset age. This is then multiplied by the unadjusted offset to calculate the adjusted offset.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. To calculate the adjustment for an offset due at a particular default age but deducted at age X, divide the factor at age X by the factor at the default offset age. This is then multiplied by the unadjusted offset to calculate the adjusted offset.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. To calculate the adjustment for an offset due at a particular default age but deducted at age X, divide the factor at age X by the factor at the default offset age. This is then multiplied by the unadjusted offset to calculate the adjusted offset.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. To calculate the adjustment for an offset due at a particular default age but deducted at age X, divide the factor at age X by the factor at the default offset age. This is then multiplied by the unadjusted offset to calculate the adjusted offset."]
["3. These factors should not be used for any other purpose (e.g. divorce).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3. These factors should not be used for any other purpose (e.g. divorce).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3. These factors should not be used for any other purpose (e.g. divorce).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3. These factors should not be used for any other purpose (e.g. divorce)."]

{"sheet":"x-1205","index":53,"n_rows":110,"n_cols":6,"rows_kept":110,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Scheme pays LTA - x-1205"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1205"}]
[]
["Data Item","Factor Table Information",null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,"Client","AFPS"]
["Section","All schemes",null,null,"Section","All schemes"]
["Factor Type","Scheme pays LTA",null,null,"Factor Type","Scheme pays LTA"]
["Description","LTA Pension Conversion Factors - retirement not on grounds of ill health",null,null,"Description","LTA - Pension conversion factors - retirement not on grounds of ill health"]
["Gender","Male",null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,"Section Number","0, 1, 2, 3, 4, 5"]
["Series Number",1205,null,null,"Series Number",1205]
["Table Reference","1205A",null,null,"Table Reference","1205B"]
["Table Reference in Guidance","Table 0-1205A, 1-1205A, 2-1205A, 3-1205A, 4-1205A, 5-1205A",null,null,"Table Reference in Guidance","Table 0-1205B, 1-1205B, 2-305B, 3-305B, 4-1205B, 5-1205B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-06",null,null,"Date Factors Issued to Client","2018-12-06"]
["Date Factors Implemented (if known)","2019-04-01",null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Male - Gross pension of £1 per annum",null,null,"Age","Female - Gross pension of £1 per annum"]
[16,27.84,null,null,16,27.84]
[17,27.85,null,null,17,27.85]
[18,27.85,null,null,18,27.85]
[19,27.85,null,null,19,27.85]
[20,27.85,null,null,20,27.85]
[21,27.84,null,null,21,27.84]
[22,27.82,null,null,22,27.82]
[23,27.8,null,null,23,27.8]
[24,27.78,null,null,24,27.78]
[25,27.74,null,null,25,27.74]
[26,27.7,null,null,26,27.7]
[27,27.66,null,null,27,27.66]
[28,27.6,null,null,28,27.6]
[29,27.54,null,null,29,27.54]
[30,27.48,null,null,30,27.48]
[31,27.4,null,null,31,27.4]
[32,27.31,null,null,32,27.31]
[33,27.22,null,null,33,27.22]
[34,27.11,null,null,34,27.11]
[35,27,null,null,35,27]
[36,26.87,null,null,36,26.87]
[37,26.74,null,null,37,26.74]
[38,26.59,null,null,38,26.59]
[39,26.43,null,null,39,26.43]
[40,26.26,null,null,40,26.26]
[41,26.08,null,null,41,26.08]
[42,25.88,null,null,42,25.88]
[43,25.67,null,null,43,25.67]
[44,25.44,null,null,44,25.44]
[45,25.19,null,null,45,25.19]
[46,24.93,null,null,46,24.93]
[47,24.64,null,null,47,24.64]
[48,24.34,null,null,48,24.34]
[49,24.02,null,null,49,24.02]
[50,23.67,null,null,50,23.67]
[51,23.3,null,null,51,23.3]
[52,22.91,null,null,52,22.91]
[53,22.49,null,null,53,22.49]
[54,22.04,null,null,54,22.04]
[55,21.58,null,null,55,21.58]
[56,21.1,null,null,56,21.1]
[57,20.61,null,null,57,20.61]
[58,20.12,null,null,58,20.12]
[59,19.62,null,null,59,19.62]
[60,19.12,null,null,60,19.12]
[61,18.600000000000001,null,null,61,18.600000000000001]
[62,18.079999999999998,null,null,62,18.079999999999998]
[63,17.55,null,null,63,17.55]
[64,17.010000000000002,null,null,64,17.010000000000002]
[65,16.47,null,null,65,16.47]
[66,15.92,null,null,66,15.92]
[67,15.37,null,null,67,15.37]
[68,14.81,null,null,68,14.81]
[69,14.25,null,null,69,14.25]
[70,13.68,null,null,70,13.68]
[71,13.12,null,null,71,13.12]
[72,12.55,null,null,72,12.55]
[73,11.98,null,null,73,11.98]
[74,11.41,null,null,74,11.41]
[75,10.85,null,null,75,10.85]
[76,10.29,null,null,76,10.29]
[77,9.74,null,null,77,9.74]
[78,9.1999999999999993,null,null,78,9.1999999999999993]
[79,8.66,null,null,79,8.66]
[80,8.1300000000000008,null,null,80,8.1300000000000008]
[81,7.61,null,null,81,7.61]
[82,7.11,null,null,82,7.11]
[83,6.61,null,null,83,6.61]
[84,6.13,null,null,84,6.13]
[85,5.67,null,null,85,5.67]
[86,5.23,null,null,86,5.23]
[87,4.8099999999999996,null,null,87,4.8099999999999996]
[88,4.43,null,null,88,4.43]
[89,4.07,null,null,89,4.07]
[90,3.73,null,null,90,3.73]
[91,3.42,null,null,91,3.42]
[92,3.13,null,null,92,3.13]
[93,2.87,null,null,93,2.87]
[94,2.63,null,null,94,2.63]
[95,2.42,null,null,95,2.42]
[96,2.23,null,null,96,2.23]
[97,2.08,null,null,97,2.08]
[98,1.94,null,null,98,1.94]
[99,1.83,null,null,99,1.83]
[100,1.73,null,null,100,1.73]

{"sheet":"x-1206","index":54,"n_rows":110,"n_cols":6,"rows_kept":110,"cut":false,"hidden":false,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Scheme pays LTA - x-1206"}]
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[]
["Data Item","Factor Table Information",null,null,"Data Item","Factor Table Information"]
["Client","AFPS",null,null,"Client","AFPS"]
["Section","AFPS 15",null,null,"Section","AFPS 15"]
["Factor Type","Scheme pays LTA",null,null,"Factor Type","Scheme pays LTA"]
["Description","LTA - Pension Conversion Factors - retirement on grounds of ill health",null,null,"Description","LTA - Pension Conversion Factors - retirement on grounds of ill health"]
["Gender","Male",null,null,"Gender","Female"]
["Factor Age/Period Definition","Age last birthday at relevant date",null,null,"Factor Age/Period Definition","Age last birthday at relevant date"]
["Section Number","0, 1, 2, 3, 4, 5",null,null,"Section Number","0, 1, 2, 3, 4, 5"]
["Series Number",1206,null,null,"Series Number",1206]
["Table Reference","1206A",null,null,"Table Reference","1206B"]
["Table Reference in Guidance","Table 0-1206A, 1-1206A, 2-1206A, 3-1206A, 4-1206A, 5-1206A",null,null,"Table Reference in Guidance","Table 0-1206B, 1-1206B, 2-1206B, 3-1206B, 4-1206B, 5-1206B"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)",null,null,null,"Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-06",null,null,"Date Factors Issued to Client","2018-12-06"]
["Date Factors Implemented (if known)","2019-04-01",null,null,"Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force",null,null,"Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","Male - Gross pension of £1 per annum",null,null,"Age","Female - Gross pension of £1 per annum"]
[16,34.35,null,null,16,34.35]
[17,34.15,null,null,17,34.15]
[18,33.93,null,null,18,33.93]
[19,33.72,null,null,19,33.72]
[20,33.49,null,null,20,33.49]
[21,33.270000000000003,null,null,21,33.270000000000003]
[22,33.03,null,null,22,33.03]
[23,32.79,null,null,23,32.79]
[24,32.549999999999997,null,null,24,32.549999999999997]
[25,32.299999999999997,null,null,25,32.299999999999997]
[26,32.04,null,null,26,32.04]
[27,31.78,null,null,27,31.78]
[28,31.51,null,null,28,31.51]
[29,31.23,null,null,29,31.23]
[30,30.95,null,null,30,30.95]
[31,30.66,null,null,31,30.66]
[32,30.36,null,null,32,30.36]
[33,30.06,null,null,33,30.06]
[34,29.75,null,null,34,29.75]
[35,29.43,null,null,35,29.43]
[36,29.11,null,null,36,29.11]
[37,28.78,null,null,37,28.78]
[38,28.45,null,null,38,28.45]
[39,28.11,null,null,39,28.11]
[40,27.76,null,null,40,27.76]
[41,27.4,null,null,41,27.4]
[42,27.04,null,null,42,27.04]
[43,26.67,null,null,43,26.67]
[44,26.29,null,null,44,26.29]
[45,25.91,null,null,45,25.91]
[46,25.51,null,null,46,25.51]
[47,25.11,null,null,47,25.11]
[48,24.7,null,null,48,24.7]
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[50,23.85,null,null,50,23.85]
[51,23.41,null,null,51,23.41]
[52,22.97,null,null,52,22.97]
[53,22.51,null,null,53,22.51]
[54,22.05,null,null,54,22.05]
[55,21.58,null,null,55,21.58]
[56,21.1,null,null,56,21.1]
[57,20.61,null,null,57,20.61]
[58,20.12,null,null,58,20.12]
[59,19.62,null,null,59,19.62]
[60,19.12,null,null,60,19.12]
[61,18.600000000000001,null,null,61,18.600000000000001]
[62,18.079999999999998,null,null,62,18.079999999999998]
[63,17.55,null,null,63,17.55]
[64,17.010000000000002,null,null,64,17.010000000000002]
[65,16.47,null,null,65,16.47]
[66,15.92,null,null,66,15.92]
[67,15.37,null,null,67,15.37]
[68,14.81,null,null,68,14.81]
[69,14.25,null,null,69,14.25]
[70,13.68,null,null,70,13.68]
[71,13.12,null,null,71,13.12]
[72,12.55,null,null,72,12.55]
[73,11.98,null,null,73,11.98]
[74,11.41,null,null,74,11.41]
[75,10.85,null,null,75,10.85]
[76,10.29,null,null,76,10.29]
[77,9.74,null,null,77,9.74]
[78,9.1999999999999993,null,null,78,9.1999999999999993]
[79,8.66,null,null,79,8.66]
[80,8.1300000000000008,null,null,80,8.1300000000000008]
[81,7.61,null,null,81,7.61]
[82,7.11,null,null,82,7.11]
[83,6.61,null,null,83,6.61]
[84,6.13,null,null,84,6.13]
[85,5.67,null,null,85,5.67]
[86,5.23,null,null,86,5.23]
[87,4.8099999999999996,null,null,87,4.8099999999999996]
[88,4.43,null,null,88,4.43]
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[91,3.42,null,null,91,3.42]
[92,3.13,null,null,92,3.13]
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[94,2.63,null,null,94,2.63]
[95,2.42,null,null,95,2.42]
[96,2.23,null,null,96,2.23]
[97,2.08,null,null,97,2.08]
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{"sheet":"x-1301","index":55,"n_rows":95,"n_cols":45,"rows_kept":95,"cut":false,"hidden":false,"merged":[[24,1,24,44],[90,0,90,14],[92,0,92,14],[94,0,94,14]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1301"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1301"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Single Premium, Unisex Member Only, SPA 65"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1301]
["Table Reference",1301]
["Table Reference in Guidance","Table 1301"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Single premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
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[23,1051,1051,1051,1051,1051,1040,1030,1020,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
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[61,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103]
[62,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163]
[63,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226]
[64,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292]
[65,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361]
[66,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434]
[67,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510]
[68,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591]
[69,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678]
[70,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771]
[71,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870]
[72,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978]
[73,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094]
[74,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221]
[75,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1302"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1302"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Monthly Premium, Unisex Member Only, SPA 65"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1302]
["Table Reference",1302]
["Table Reference in Guidance","Table 1302"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Monthly premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,76,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,77,77,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,79,79,79,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,81,81,81,81,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,83,83,83,83,83,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,85,85,85,85,85,84,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,87,87,87,87,87,86,85,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,89,89,89,89,89,88,88,87,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,92,92,92,92,92,91,90,89,88,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,95,95,95,95,95,94,93,92,91,90,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,98,98,98,98,98,97,96,95,94,93,92,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,101,101,101,101,101,100,99,97,96,95,94,93,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,104,104,104,104,104,103,101,100,99,98,97,96,94,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,107,107,107,107,107,106,105,103,102,101,99,98,97,96,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,111,111,111,111,111,109,108,106,105,103,102,101,99,98,97,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,115,115,115,115,115,113,111,110,108,107,105,104,102,101,100,98,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,119,119,119,119,119,117,115,113,112,110,108,107,105,104,102,101,100,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,123,123,123,123,123,120,119,117,115,113,111,110,108,107,105,104,102,101,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,126,126,126,126,126,124,122,120,118,116,114,113,111,109,108,106,105,103,102,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,130,130,130,130,130,128,125,123,121,119,117,115,114,112,110,109,107,106,104,103,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,134,134,134,134,134,131,129,127,124,122,120,118,116,115,113,111,109,108,107,105,104,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,137,137,137,137,137,134,132,130,127,125,123,121,119,117,115,114,112,110,109,108,106,105,"","","","","","","","","","","","","","","","","","","","","",""]
[38,140,140,140,140,140,137,135,133,130,128,126,124,122,120,118,116,114,113,111,110,109,107,107,"","","","","","","","","","","","","","","","","","","","",""]
[39,143,143,143,143,143,141,138,136,133,131,129,127,124,122,120,119,117,115,114,112,111,110,109,108,"","","","","","","","","","","","","","","","","","","",""]
[40,144,144,144,144,144,144,141,139,136,134,132,129,127,125,123,121,119,118,116,115,113,112,111,110,110,"","","","","","","","","","","","","","","","","","",""]
[41,144,144,144,144,144,145,145,142,140,137,135,132,130,128,126,124,122,120,118,117,116,114,113,113,113,113,"","","","","","","","","","","","","","","","","",""]
[42,146,146,146,146,146,145,145,145,143,140,138,135,133,131,129,127,125,123,121,119,118,117,116,115,115,115,115,"","","","","","","","","","","","","","","","",""]
[43,148,148,148,148,148,146,145,146,146,143,141,138,136,134,131,129,127,125,124,122,121,119,118,117,118,118,118,118,"","","","","","","","","","","","","","","",""]
[44,149,149,149,149,149,148,147,146,147,147,144,142,139,137,134,132,130,128,126,125,123,122,121,120,120,120,120,120,120,"","","","","","","","","","","","","","",""]
[45,151,151,151,151,151,150,148,147,146,147,147,145,142,140,137,135,133,131,129,127,126,125,123,122,123,123,123,123,123,123,"","","","","","","","","","","","","",""]
[46,152,152,152,152,152,151,150,149,148,147,148,148,145,143,141,138,136,134,132,130,129,127,126,125,125,125,125,125,125,125,125,"","","","","","","","","","","","",""]
[47,154,154,154,154,154,153,152,150,149,148,147,148,149,146,144,141,139,137,135,133,132,130,129,128,128,128,128,128,128,128,128,128,"","","","","","","","","","","",""]
[48,155,155,155,155,155,154,153,152,151,150,149,148,149,150,147,145,142,140,138,136,135,133,132,131,131,131,131,131,131,131,131,131,131,"","","","","","","","","","",""]
[49,157,157,157,157,157,155,154,153,152,151,150,149,149,150,151,148,146,143,141,139,138,136,135,134,134,134,134,134,134,134,134,134,134,134,"","","","","","","","","",""]
[50,158,158,158,158,158,157,156,155,154,153,152,151,150,149,151,151,149,147,145,143,141,139,138,137,137,137,137,137,137,137,137,137,137,137,137,"","","","","","","","",""]
[51,159,159,159,159,159,158,157,156,155,154,153,153,152,151,150,152,153,150,148,146,144,142,141,140,140,140,140,140,140,140,140,140,140,140,140,140,"","","","","","","",""]
[52,160,160,160,160,160,160,159,158,157,156,155,154,153,153,152,152,153,154,151,149,147,146,144,143,144,144,144,144,144,144,144,144,144,144,144,144,144,"","","","","","",""]
[53,161,161,161,161,161,160,160,159,158,157,157,156,155,155,154,154,153,155,155,153,151,149,148,147,147,147,147,147,147,147,147,147,147,147,147,147,147,147,"","","","","",""]
[54,162,162,162,162,162,161,161,161,160,159,158,158,157,157,156,155,155,155,156,157,155,153,151,150,150,150,150,150,150,150,150,150,150,150,150,150,150,150,150,"","","","",""]
[55,163,163,163,163,163,162,162,162,161,161,160,159,159,159,158,158,157,157,157,158,158,156,155,154,154,154,154,154,154,154,154,154,154,154,154,154,154,154,154,154,"","","",""]
[56,164,164,164,164,164,164,163,163,163,163,162,161,161,161,160,160,160,160,159,159,160,160,159,157,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,"","",""]
[57,165,165,165,165,165,165,165,165,165,164,164,164,163,163,163,163,163,162,162,162,162,163,163,161,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,"",""]
[58,167,167,167,167,167,167,167,167,167,167,167,167,166,166,166,166,166,166,166,166,166,166,166,165,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,""]
[59,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,169,169,169,169,169,169,169,169,169,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170]
[60,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174]
[61,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179]
[62,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184]
[63,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189]
[64,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195]
[65,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201]
[66,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207]
[67,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213]
[68,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220]
[69,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228]
[70,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236]
[71,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244]
[72,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253]
[73,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263]
[74,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274]
[75,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]
[]
["4.    Where a member wishes to use monthly payments part-way through a scheme year, they may do so only for the remainder of that scheme year; a new contract would need to be taken out in subsequent scheme years to purchase further Added Pension. In this instance, the required premium to purchase £X of Added Pension can be found by following the steps in point 2 and then multiplying by 12 and dividing by the number of monthly payments available to be made during the remainder of the scheme year (e.g. x 12 ÷ 6 if election is made half-way through the scheme year). Similarly the Added Pension purchased by £P of monthly premiums that begin part-way through a scheme year can be calculated by following the steps in point 3 and then dividing by 12 and multiplying by the number of monthly payments available to be made during the remainder of the scheme year (e.g. ÷ 12 x 6 if election is made half-way through the scheme year)."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1303"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1303"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Single Premium, Unisex Member and Dependant, SPA 65"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1303]
["Table Reference",1303]
["Table Reference in Guidance","Table 1303"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Single premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,970,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,994,994,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,1017,1017,1017,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,1042,1042,1042,1042,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,1067,1067,1067,1067,1067,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,1092,1092,1092,1092,1092,1082,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,1119,1119,1119,1119,1119,1108,1098,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,1145,1145,1145,1145,1145,1134,1124,1114,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,1178,1178,1178,1178,1178,1166,1155,1145,1135,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,1216,1216,1216,1216,1216,1202,1191,1179,1168,1157,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,1253,1253,1253,1253,1253,1238,1226,1213,1201,1189,1177,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,1290,1290,1290,1290,1290,1274,1260,1247,1234,1221,1208,1196,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,1328,1328,1328,1328,1328,1311,1296,1282,1268,1254,1240,1227,1214,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,1369,1369,1369,1369,1369,1350,1334,1318,1303,1288,1273,1259,1245,1232,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,1410,1410,1410,1410,1410,1390,1373,1356,1339,1323,1307,1292,1277,1263,1249,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,1457,1457,1457,1457,1457,1436,1417,1398,1380,1362,1345,1328,1312,1297,1282,1268,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,1508,1508,1508,1508,1508,1484,1463,1443,1423,1404,1385,1367,1349,1332,1316,1300,1286,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,1555,1555,1555,1555,1555,1530,1507,1486,1464,1444,1423,1404,1385,1366,1349,1332,1317,1302,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,1602,1602,1602,1602,1602,1574,1551,1528,1505,1483,1461,1440,1420,1400,1382,1364,1347,1332,1318,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,1647,1647,1647,1647,1647,1618,1593,1569,1545,1521,1498,1476,1455,1434,1415,1396,1378,1362,1347,1333,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,1690,1690,1690,1690,1690,1660,1634,1609,1583,1559,1535,1512,1489,1468,1447,1428,1409,1392,1376,1361,1348,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,1733,1733,1733,1733,1733,1701,1674,1647,1621,1596,1571,1547,1523,1501,1480,1459,1440,1422,1406,1390,1377,1365,"","","","","","","","","","","","","","","","","","","","","",""]
[38,1774,1774,1774,1774,1774,1742,1714,1686,1659,1633,1607,1582,1558,1535,1512,1491,1471,1453,1436,1420,1406,1394,1384,"","","","","","","","","","","","","","","","","","","","",""]
[39,1816,1816,1816,1816,1816,1783,1754,1725,1697,1670,1643,1618,1593,1569,1546,1524,1504,1484,1467,1450,1436,1423,1413,1405,"","","","","","","","","","","","","","","","","","","",""]
[40,1830,1830,1830,1830,1830,1826,1796,1766,1737,1709,1681,1655,1629,1604,1581,1558,1537,1517,1498,1482,1467,1454,1443,1435,1443,"","","","","","","","","","","","","","","","","","",""]
[41,1833,1833,1833,1833,1833,1839,1838,1808,1778,1749,1720,1692,1666,1640,1616,1592,1570,1550,1531,1514,1498,1485,1474,1465,1474,1474,"","","","","","","","","","","","","","","","","",""]
[42,1856,1856,1856,1856,1856,1842,1849,1849,1818,1788,1759,1730,1703,1677,1651,1627,1605,1584,1564,1546,1530,1517,1505,1496,1506,1506,1506,"","","","","","","","","","","","","","","","",""]
[43,1879,1879,1879,1879,1879,1864,1851,1859,1860,1829,1799,1769,1741,1714,1688,1664,1640,1618,1598,1580,1564,1549,1538,1529,1538,1538,1538,1538,"","","","","","","","","","","","","","","",""]
[44,1902,1902,1902,1902,1902,1887,1873,1860,1870,1871,1840,1810,1781,1753,1726,1701,1677,1654,1634,1615,1598,1583,1571,1562,1572,1572,1572,1572,1572,"","","","","","","","","","","","","","",""]
[45,1925,1925,1925,1925,1925,1910,1895,1882,1869,1880,1882,1851,1821,1793,1765,1739,1714,1691,1670,1651,1633,1618,1606,1596,1606,1606,1606,1606,1606,1606,"","","","","","","","","","","","","",""]
[46,1947,1947,1947,1947,1947,1933,1918,1904,1891,1879,1891,1894,1863,1834,1805,1778,1753,1729,1707,1687,1669,1654,1641,1631,1642,1642,1642,1642,1642,1642,1642,"","","","","","","","","","","","",""]
[47,1967,1967,1967,1967,1967,1955,1941,1927,1913,1901,1890,1903,1906,1876,1847,1819,1793,1768,1746,1725,1707,1691,1678,1667,1678,1678,1678,1678,1678,1678,1678,1678,"","","","","","","","","","","",""]
[48,1987,1987,1987,1987,1987,1974,1963,1950,1936,1923,1912,1901,1916,1919,1890,1861,1834,1809,1786,1764,1745,1729,1715,1705,1716,1716,1716,1716,1716,1716,1716,1716,1716,"","","","","","","","","","",""]
[49,2008,2008,2008,2008,2008,1995,1982,1971,1959,1946,1934,1923,1914,1930,1934,1904,1876,1850,1827,1805,1785,1768,1754,1743,1755,1755,1755,1755,1755,1755,1755,1755,1755,1755,"","","","","","","","","",""]
[50,2030,2030,2030,2030,2030,2016,2003,1991,1981,1969,1957,1946,1937,1929,1945,1949,1920,1894,1869,1846,1826,1809,1794,1783,1795,1795,1795,1795,1795,1795,1795,1795,1795,1795,1795,"","","","","","","","",""]
[51,2048,2048,2048,2048,2048,2038,2024,2012,2001,1992,1981,1970,1961,1953,1946,1962,1966,1938,1913,1889,1869,1851,1836,1824,1836,1836,1836,1836,1836,1836,1836,1836,1836,1836,1836,1836,"","","","","","","",""]
[52,2063,2063,2063,2063,2063,2057,2047,2034,2023,2013,2005,1995,1986,1978,1971,1965,1981,1984,1958,1934,1913,1894,1879,1867,1879,1879,1879,1879,1879,1879,1879,1879,1879,1879,1879,1879,1879,"","","","","","",""]
[53,2077,2077,2077,2077,2077,2072,2067,2058,2046,2036,2027,2020,2013,2005,1998,1993,1988,2003,2005,1980,1958,1939,1923,1911,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,"","","","","",""]
[54,2093,2093,2093,2093,2093,2089,2084,2080,2072,2061,2052,2045,2040,2034,2028,2022,2017,2014,2028,2028,2005,1985,1969,1956,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,"","","","",""]
[55,2112,2112,2112,2112,2112,2108,2104,2100,2096,2089,2080,2073,2068,2065,2060,2055,2050,2047,2044,2056,2054,2034,2017,2004,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,"","","",""]
[56,2133,2133,2133,2133,2133,2130,2127,2124,2121,2118,2112,2105,2100,2097,2095,2091,2087,2084,2082,2080,2089,2084,2066,2053,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,"","",""]
[57,2159,2159,2159,2159,2159,2157,2155,2152,2150,2148,2146,2141,2136,2134,2132,2131,2128,2125,2124,2123,2121,2126,2118,2104,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,"",""]
[58,2191,2191,2191,2191,2191,2190,2189,2187,2186,2184,2183,2182,2179,2177,2176,2175,2174,2172,2172,2171,2170,2169,2169,2157,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,""]
[59,2232,2232,2232,2232,2232,2232,2231,2231,2230,2230,2229,2229,2229,2228,2227,2227,2227,2226,2226,2226,2226,2225,2225,2219,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227]
[60,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287]
[61,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352]
[62,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420]
[63,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490]
[64,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564]
[65,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641]
[66,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722]
[67,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807]
[68,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898]
[69,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995]
[70,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099]
[71,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210]
[72,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330]
[73,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461]
[74,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602]
[75,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1304"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1304"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Monthly Premium, Unisex Member and Dependant, SPA 65"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1304]
["Table Reference",1304]
["Table Reference in Guidance","Table 1304"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Monthly premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,82,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,84,84,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,86,86,86,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,89,89,89,89,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,91,91,91,91,91,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,93,93,93,93,93,92,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,95,95,95,95,95,94,93,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,97,97,97,97,97,96,96,95,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,100,100,100,100,100,99,98,97,97,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,104,104,104,104,104,102,101,100,99,99,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,107,107,107,107,107,105,104,103,102,101,100,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,110,110,110,110,110,108,107,106,105,104,103,102,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,113,113,113,113,113,112,110,109,108,107,106,104,103,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,117,117,117,117,117,115,114,112,111,110,108,107,106,105,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,120,120,120,120,120,118,117,115,114,113,111,110,109,108,106,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,124,124,124,124,124,122,121,119,117,116,115,113,112,110,109,108,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
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[33,132,132,132,132,132,130,128,126,125,123,121,119,118,116,115,113,112,111,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,136,136,136,136,136,134,132,130,128,126,124,123,121,119,118,116,115,113,112,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,140,140,140,140,140,138,136,133,131,129,128,126,124,122,120,119,117,116,115,114,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,144,144,144,144,144,141,139,137,135,133,131,129,127,125,123,122,120,119,117,116,115,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,147,147,147,147,147,145,142,140,138,136,134,132,130,128,126,124,123,121,120,118,117,116,"","","","","","","","","","","","","","","","","","","","","",""]
[38,151,151,151,151,151,148,146,143,141,139,137,135,133,131,129,127,125,124,122,121,120,119,118,"","","","","","","","","","","","","","","","","","","","",""]
[39,155,155,155,155,155,152,149,147,144,142,140,138,136,134,132,130,128,126,125,124,122,121,120,120,"","","","","","","","","","","","","","","","","","","",""]
[40,156,156,156,156,156,155,153,150,148,145,143,141,139,137,135,133,131,129,128,126,125,124,123,122,123,"","","","","","","","","","","","","","","","","","",""]
[41,156,156,156,156,156,157,156,154,151,149,146,144,142,140,138,136,134,132,130,129,128,127,126,125,126,126,"","","","","","","","","","","","","","","","","",""]
[42,158,158,158,158,158,157,157,157,155,152,150,147,145,143,141,139,137,135,133,132,130,129,128,128,128,128,128,"","","","","","","","","","","","","","","","",""]
[43,160,160,160,160,160,159,157,158,158,156,153,151,148,146,144,142,140,138,136,135,133,132,131,130,131,131,131,131,"","","","","","","","","","","","","","","",""]
[44,162,162,162,162,162,160,159,158,159,159,157,154,152,149,147,145,143,141,139,138,136,135,134,133,134,134,134,134,134,"","","","","","","","","","","","","","",""]
[45,164,164,164,164,164,162,161,160,159,160,160,158,155,153,150,148,146,144,142,141,139,138,137,136,137,137,137,137,137,137,"","","","","","","","","","","","","",""]
[46,166,166,166,166,166,164,163,162,161,160,161,161,159,156,154,151,149,147,146,144,142,141,140,139,140,140,140,140,140,140,140,"","","","","","","","","","","","",""]
[47,167,167,167,167,167,166,165,164,163,162,161,162,162,160,157,155,153,151,149,147,146,144,143,142,143,143,143,143,143,143,143,143,"","","","","","","","","","","",""]
[48,169,169,169,169,169,168,167,166,165,164,163,162,163,164,161,159,156,154,152,150,149,147,146,145,146,146,146,146,146,146,146,146,146,"","","","","","","","","","",""]
[49,171,171,171,171,171,170,169,168,167,166,165,164,163,164,165,162,160,158,156,154,152,151,150,149,150,150,150,150,150,150,150,150,150,150,"","","","","","","","","",""]
[50,173,173,173,173,173,171,170,169,168,167,166,166,165,164,166,166,164,161,159,157,156,154,153,152,153,153,153,153,153,153,153,153,153,153,153,"","","","","","","","",""]
[51,174,174,174,174,174,173,172,171,170,169,169,168,167,166,166,167,168,165,163,161,159,158,157,156,157,157,157,157,157,157,157,157,157,157,157,157,"","","","","","","",""]
[52,175,175,175,175,175,175,174,173,172,171,171,170,169,168,168,167,169,169,167,165,163,162,160,159,160,160,160,160,160,160,160,160,160,160,160,160,160,"","","","","","",""]
[53,177,177,177,177,177,176,176,175,174,173,172,172,171,171,170,170,169,171,171,169,167,165,164,163,164,164,164,164,164,164,164,164,164,164,164,164,164,164,"","","","","",""]
[54,178,178,178,178,178,178,177,177,176,175,175,174,174,173,173,172,172,171,173,173,171,169,168,167,168,168,168,168,168,168,168,168,168,168,168,168,168,168,168,"","","","",""]
[55,180,180,180,180,180,179,179,179,178,178,177,176,176,176,175,175,175,174,174,175,175,174,172,171,172,172,172,172,172,172,172,172,172,172,172,172,172,172,172,172,"","","",""]
[56,181,181,181,181,181,181,181,181,180,180,180,179,179,178,178,178,178,177,177,177,178,178,176,175,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,"","",""]
[57,184,184,184,184,184,183,183,183,183,183,182,182,182,181,181,181,181,181,181,181,181,181,181,180,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,"",""]
[58,186,186,186,186,186,186,186,186,186,186,186,186,185,185,185,185,185,185,185,185,185,185,185,184,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,""]
[59,190,190,190,190,190,190,190,190,190,190,190,189,189,189,189,189,189,189,189,189,189,189,189,189,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190]
[60,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194]
[61,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200]
[62,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206]
[63,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212]
[64,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218]
[65,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224]
[66,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231]
[67,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239]
[68,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246]
[69,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255]
[70,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263]
[71,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273]
[72,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283]
[73,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294]
[74,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306]
[75,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]
[]
["4.    Where a member wishes to use monthly payments part-way through a scheme year, they may do so only for the remainder of that scheme year; a new contract would need to be taken out in subsequent scheme years to purchase further Added Pension. In this instance, the required premium to purchase £X of Added Pension can be found by following the steps in point 2 and then multiplying by 12 and dividing by the number of monthly payments available to be made during the remainder of the scheme year (e.g. x 12 ÷ 6 if election is made half-way through the scheme year). Similarly the Added Pension purchased by £P of monthly premiums that begin part-way through a scheme year can be calculated by following the steps in point 3 and then dividing by 12 and multiplying by the number of monthly payments available to be made during the remainder of the scheme year (e.g. ÷ 12 x 6 if election is made half-way through the scheme year)."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1305"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1305"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Single Premium, Unisex Member Only, SPA 66"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1305]
["Table Reference",1305]
["Table Reference in Guidance","Table 1305"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Single premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
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[17,903,903,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,925,925,925,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,947,947,947,947,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,970,970,970,970,970,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,993,993,993,993,993,982,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,1017,1017,1017,1017,1017,1006,996,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
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[27,1174,1174,1174,1174,1174,1158,1145,1131,1118,1105,1093,1081,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,1209,1209,1209,1209,1209,1192,1178,1163,1149,1135,1122,1109,1096,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,1246,1246,1246,1246,1246,1228,1212,1197,1181,1167,1152,1138,1124,1112,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,1284,1284,1284,1284,1284,1265,1248,1231,1214,1198,1183,1168,1153,1139,1126,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,1328,1328,1328,1328,1328,1307,1288,1270,1252,1234,1217,1201,1185,1170,1155,1141,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,1375,1375,1375,1375,1375,1351,1331,1311,1291,1272,1254,1236,1218,1202,1186,1171,1157,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,1419,1419,1419,1419,1419,1393,1372,1350,1329,1308,1288,1269,1250,1232,1215,1199,1184,1170,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,1461,1461,1461,1461,1461,1435,1411,1388,1366,1344,1323,1302,1282,1263,1245,1228,1211,1196,1182,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,1503,1503,1503,1503,1503,1474,1450,1425,1402,1379,1356,1334,1313,1293,1274,1256,1239,1223,1208,1195,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,1543,1543,1543,1543,1543,1513,1487,1462,1437,1413,1389,1366,1344,1323,1303,1284,1266,1249,1234,1220,1208,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,1581,1581,1581,1581,1581,1550,1523,1497,1471,1446,1421,1397,1375,1353,1332,1312,1293,1276,1260,1246,1233,1222,"","","","","","","","","","","","","","","","","","","","","",""]
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[39,1657,1657,1657,1657,1657,1624,1595,1567,1539,1512,1486,1461,1436,1413,1390,1369,1349,1331,1314,1298,1284,1273,1263,1256,"","","","","","","","","","","","","","","","","","","",""]
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[43,1707,1707,1707,1707,1707,1692,1678,1686,1685,1655,1625,1596,1568,1542,1517,1493,1470,1449,1430,1412,1397,1383,1373,1365,1380,1380,1380,1380,"","","","","","","","","","","","","","","",""]
[44,1726,1726,1726,1726,1726,1711,1697,1683,1692,1692,1662,1632,1603,1576,1550,1525,1502,1480,1461,1443,1427,1413,1402,1394,1410,1410,1410,1410,1410,"","","","","","","","","","","","","","",""]
[45,1746,1746,1746,1746,1746,1730,1715,1702,1689,1698,1699,1669,1640,1612,1585,1559,1535,1513,1493,1474,1458,1444,1432,1424,1440,1440,1440,1440,1440,1440,"","","","","","","","","","","","","",""]
[46,1764,1764,1764,1764,1764,1750,1734,1720,1707,1695,1705,1707,1677,1648,1620,1594,1569,1547,1526,1506,1490,1475,1463,1455,1472,1472,1472,1472,1472,1472,1472,"","","","","","","","","","","","",""]
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[53,1866,1866,1866,1866,1866,1860,1855,1845,1833,1823,1814,1807,1799,1792,1785,1779,1774,1787,1788,1764,1743,1726,1711,1701,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,"","","","","",""]
[54,1878,1878,1878,1878,1878,1873,1868,1863,1854,1844,1835,1828,1822,1817,1810,1804,1800,1796,1808,1807,1785,1767,1752,1741,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,"","","","",""]
[55,1892,1892,1892,1892,1892,1887,1883,1879,1875,1867,1858,1851,1846,1843,1838,1833,1828,1825,1822,1832,1828,1809,1794,1783,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,"","","",""]
[56,1909,1909,1909,1909,1909,1905,1902,1899,1895,1892,1886,1879,1874,1871,1869,1865,1861,1858,1856,1854,1860,1853,1838,1826,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,"","",""]
[57,1931,1931,1931,1931,1931,1928,1926,1923,1921,1918,1915,1911,1907,1905,1903,1901,1898,1896,1895,1893,1891,1893,1883,1871,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,"",""]
[58,1959,1959,1959,1959,1959,1957,1956,1954,1952,1951,1949,1948,1945,1944,1943,1941,1940,1939,1938,1937,1936,1935,1933,1918,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,""]
[59,1996,1996,1996,1996,1996,1995,1995,1994,1993,1993,1992,1992,1991,1991,1990,1990,1990,1989,1989,1989,1989,1988,1988,1979,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991]
[60,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045]
[61,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103]
[62,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163]
[63,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226]
[64,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292]
[65,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361]
[66,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434]
[67,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510]
[68,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591]
[69,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678]
[70,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771]
[71,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870]
[72,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978]
[73,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094]
[74,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221]
[75,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]

{"sheet":"x-1306","index":60,"n_rows":97,"n_cols":45,"rows_kept":97,"cut":false,"hidden":false,"merged":[[24,1,24,44],[90,0,90,14],[92,0,92,14],[94,0,94,14],[96,0,96,14]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1306"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1306"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Monthly Premium, Unisex Member Only, SPA 66"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1306]
["Table Reference",1306]
["Table Reference in Guidance","Table 1306"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Monthly premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,75,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,77,77,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,79,79,79,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,81,81,81,81,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,82,82,82,82,82,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,84,84,84,84,84,83,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,86,86,86,86,86,86,85,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,89,89,89,89,89,88,87,86,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,91,91,91,91,91,90,89,88,88,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,94,94,94,94,94,93,92,91,90,89,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,97,97,97,97,97,96,95,94,93,92,91,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,100,100,100,100,100,99,97,96,95,94,93,92,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,103,103,103,103,103,102,100,99,98,97,96,94,93,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,106,106,106,106,106,105,103,102,101,99,98,97,96,95,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,109,109,109,109,109,108,106,105,103,102,101,99,98,97,96,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,113,113,113,113,113,111,110,108,107,105,104,102,101,100,98,97,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,117,117,117,117,117,115,113,112,110,108,107,105,104,102,101,100,99,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,121,121,121,121,121,119,117,115,113,111,110,108,106,105,103,102,101,100,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,124,124,124,124,124,122,120,118,116,114,113,111,109,108,106,105,103,102,101,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,128,128,128,128,128,125,123,121,119,117,115,114,112,110,108,107,105,104,103,102,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,131,131,131,131,131,129,127,124,122,120,118,116,114,113,111,109,108,106,105,104,103,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,135,135,135,135,135,132,130,127,125,123,121,119,117,115,113,112,110,109,107,106,105,104,"","","","","","","","","","","","","","","","","","","","","",""]
[38,138,138,138,138,138,135,133,130,128,126,124,122,120,118,116,114,112,111,110,108,107,106,105,"","","","","","","","","","","","","","","","","","","","",""]
[39,141,141,141,141,141,138,136,133,131,129,127,124,122,120,118,117,115,113,112,111,109,108,108,107,"","","","","","","","","","","","","","","","","","","",""]
[40,142,142,142,142,142,142,139,137,134,132,129,127,125,123,121,119,117,116,114,113,112,111,110,109,110,"","","","","","","","","","","","","","","","","","",""]
[41,142,142,142,142,142,142,142,140,137,135,132,130,128,126,124,122,120,118,117,115,114,113,112,112,113,113,"","","","","","","","","","","","","","","","","",""]
[42,144,144,144,144,144,142,143,143,140,138,135,133,131,128,126,124,123,121,119,118,117,115,115,114,115,115,115,"","","","","","","","","","","","","","","","",""]
[43,145,145,145,145,145,144,143,143,143,141,138,136,134,131,129,127,125,123,122,120,119,118,117,116,118,118,118,118,"","","","","","","","","","","","","","","",""]
[44,147,147,147,147,147,146,144,143,144,144,141,139,137,134,132,130,128,126,124,123,122,120,119,119,120,120,120,120,120,"","","","","","","","","","","","","","",""]
[45,148,148,148,148,148,147,146,145,144,145,145,142,140,137,135,133,131,129,127,126,124,123,122,121,123,123,123,123,123,123,"","","","","","","","","","","","","",""]
[46,150,150,150,150,150,149,147,146,145,144,145,145,143,140,138,136,134,132,130,128,127,126,125,124,125,125,125,125,125,125,125,"","","","","","","","","","","","",""]
[47,151,151,151,151,151,150,149,148,147,146,145,146,146,144,141,139,137,135,133,131,130,129,128,127,128,128,128,128,128,128,128,128,"","","","","","","","","","","",""]
[48,153,153,153,153,153,152,151,149,148,147,146,145,147,147,144,142,140,138,136,134,133,131,130,130,131,131,131,131,131,131,131,131,131,"","","","","","","","","","",""]
[49,154,154,154,154,154,153,152,151,150,149,148,147,146,147,148,145,143,141,139,137,136,134,133,132,134,134,134,134,134,134,134,134,134,134,"","","","","","","","","",""]
[50,156,156,156,156,156,154,153,152,151,150,149,149,148,147,148,149,146,144,142,140,139,137,136,135,137,137,137,137,137,137,137,137,137,137,137,"","","","","","","","",""]
[51,157,157,157,157,157,156,155,154,153,152,151,150,149,149,148,150,150,148,146,144,142,141,139,139,140,140,140,140,140,140,140,140,140,140,140,140,"","","","","","","",""]
[52,158,158,158,158,158,157,156,155,154,153,153,152,151,151,150,149,151,151,149,147,145,144,143,142,144,144,144,144,144,144,144,144,144,144,144,144,144,"","","","","","",""]
[53,159,159,159,159,159,158,158,157,156,155,154,154,153,152,152,151,151,152,153,151,149,147,146,145,147,147,147,147,147,147,147,147,147,147,147,147,147,147,"","","","","",""]
[54,160,160,160,160,160,159,159,158,158,157,156,155,155,155,154,154,153,153,154,154,152,151,149,149,150,150,150,150,150,150,150,150,150,150,150,150,150,150,150,"","","","",""]
[55,161,161,161,161,161,160,160,160,159,159,158,157,157,157,156,156,156,155,155,156,156,154,153,152,154,154,154,154,154,154,154,154,154,154,154,154,154,154,154,154,"","","",""]
[56,162,162,162,162,162,162,162,161,161,161,160,160,159,159,159,159,158,158,158,158,159,158,157,156,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,"","",""]
[57,164,164,164,164,164,164,164,163,163,163,163,162,162,162,162,162,161,161,161,161,161,161,161,160,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,"",""]
[58,167,167,167,167,167,166,166,166,166,166,166,166,165,165,165,165,165,165,165,165,165,165,165,164,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,""]
[59,170,170,170,170,170,170,170,170,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170]
[60,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174]
[61,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179]
[62,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184]
[63,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189]
[64,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195]
[65,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201]
[66,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207]
[67,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213]
[68,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220]
[69,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228]
[70,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236]
[71,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244]
[72,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253]
[73,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263]
[74,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274]
[75,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]
[]
["4.    Where a member wishes to use monthly payments part-way through a scheme year, they may do so only for the remainder of that scheme year; a new contract would need to be taken out in subsequent scheme years to purchase further Added Pension. In this instance, the required premium to purchase £X of Added Pension can be found by following the steps in point 2 and then multiplying by 12 and dividing by the number of monthly payments available to be made during the remainder of the scheme year (e.g. x 12 ÷ 6 if election is made half-way through the scheme year). Similarly the Added Pension purchased by £P of monthly premiums that begin part-way through a scheme year can be calculated by following the steps in point 3 and then dividing by 12 and multiplying by the number of monthly payments available to be made during the remainder of the scheme year (e.g. ÷ 12 x 6 if election is made half-way through the scheme year)."]

{"sheet":"x-1307","index":61,"n_rows":95,"n_cols":45,"rows_kept":95,"cut":false,"hidden":false,"merged":[[24,1,24,44],[90,0,90,14],[92,0,92,14],[94,0,94,14]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1307"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1307"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Single Premium, Unisex Member and Dependant, SPA 66"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1307]
["Table Reference",1307]
["Table Reference in Guidance","Table 1307"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Single premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,961,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,984,984,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,1008,1008,1008,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,1032,1032,1032,1032,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,1057,1057,1057,1057,1057,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,1082,1082,1082,1082,1082,1072,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,1108,1108,1108,1108,1108,1097,1088,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,1135,1135,1135,1135,1135,1124,1114,1104,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,1167,1167,1167,1167,1167,1155,1144,1134,1124,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,1203,1203,1203,1203,1203,1190,1179,1167,1156,1145,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,1239,1239,1239,1239,1239,1225,1213,1200,1188,1176,1165,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,1275,1275,1275,1275,1275,1260,1246,1233,1220,1207,1195,1183,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,1313,1313,1313,1313,1313,1296,1281,1267,1253,1239,1226,1213,1200,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,1352,1352,1352,1352,1352,1334,1318,1302,1287,1272,1258,1244,1230,1218,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,1392,1392,1392,1392,1392,1372,1355,1338,1322,1306,1290,1275,1261,1247,1234,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,1437,1437,1437,1437,1437,1416,1397,1379,1361,1344,1327,1310,1295,1280,1266,1252,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,1486,1486,1486,1486,1486,1462,1442,1422,1403,1384,1365,1347,1330,1314,1298,1283,1269,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,1532,1532,1532,1532,1532,1507,1485,1463,1442,1422,1402,1383,1364,1347,1330,1314,1299,1285,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,1577,1577,1577,1577,1577,1550,1527,1504,1481,1459,1438,1418,1398,1379,1362,1345,1329,1314,1301,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,1620,1620,1620,1620,1620,1592,1567,1543,1520,1497,1474,1453,1432,1412,1393,1375,1358,1343,1329,1316,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,1663,1663,1663,1663,1663,1633,1607,1582,1557,1533,1510,1487,1465,1445,1425,1406,1388,1372,1358,1344,1333,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,1704,1704,1704,1704,1704,1673,1646,1620,1594,1569,1545,1521,1498,1477,1456,1437,1419,1402,1387,1373,1360,1350,"","","","","","","","","","","","","","","","","","","","","",""]
[38,1744,1744,1744,1744,1744,1713,1685,1657,1631,1605,1580,1555,1532,1510,1488,1468,1449,1432,1416,1402,1389,1379,1370,"","","","","","","","","","","","","","","","","","","","",""]
[39,1786,1786,1786,1786,1786,1753,1724,1696,1668,1641,1615,1590,1566,1543,1521,1500,1480,1462,1446,1431,1418,1407,1399,1393,"","","","","","","","","","","","","","","","","","","",""]
[40,1799,1799,1799,1799,1799,1795,1765,1736,1707,1679,1652,1626,1601,1577,1555,1533,1513,1494,1477,1462,1448,1437,1429,1423,1443,"","","","","","","","","","","","","","","","","","",""]
[41,1803,1803,1803,1803,1803,1808,1806,1776,1747,1718,1690,1663,1637,1613,1589,1567,1546,1527,1509,1493,1479,1468,1459,1453,1474,1474,"","","","","","","","","","","","","","","","","",""]
[42,1825,1825,1825,1825,1825,1811,1818,1816,1786,1756,1728,1700,1673,1648,1624,1601,1579,1560,1542,1525,1511,1499,1490,1484,1506,1506,1506,"","","","","","","","","","","","","","","","",""]
[43,1848,1848,1848,1848,1848,1833,1820,1827,1827,1796,1767,1738,1711,1685,1660,1636,1614,1594,1575,1559,1544,1532,1522,1516,1538,1538,1538,1538,"","","","","","","","","","","","","","","",""]
[44,1871,1871,1871,1871,1871,1856,1842,1829,1837,1837,1807,1778,1749,1723,1697,1673,1650,1629,1610,1593,1577,1565,1555,1548,1572,1572,1572,1572,1572,"","","","","","","","","","","","","","",""]
[45,1894,1894,1894,1894,1894,1879,1864,1850,1838,1847,1848,1818,1789,1761,1735,1710,1687,1665,1645,1628,1612,1599,1589,1582,1606,1606,1606,1606,1606,1606,"","","","","","","","","","","","","",""]
[46,1916,1916,1916,1916,1916,1902,1887,1872,1859,1847,1858,1860,1830,1802,1774,1749,1724,1702,1682,1664,1648,1634,1624,1617,1642,1642,1642,1642,1642,1642,1642,"","","","","","","","","","","","",""]
[47,1936,1936,1936,1936,1936,1923,1910,1895,1882,1869,1858,1870,1872,1843,1815,1788,1764,1741,1720,1701,1685,1671,1660,1653,1678,1678,1678,1678,1678,1678,1678,1678,"","","","","","","","","","","",""]
[48,1956,1956,1956,1956,1956,1943,1931,1918,1904,1892,1880,1870,1883,1886,1857,1829,1804,1780,1759,1739,1722,1708,1697,1690,1716,1716,1716,1716,1716,1716,1716,1716,1716,"","","","","","","","","","",""]
[49,1977,1977,1977,1977,1977,1964,1951,1940,1928,1914,1903,1892,1883,1897,1900,1872,1845,1821,1799,1779,1761,1747,1735,1728,1755,1755,1755,1755,1755,1755,1755,1755,1755,1755,"","","","","","","","","",""]
[50,2000,2000,2000,2000,2000,1985,1972,1960,1950,1938,1926,1916,1907,1899,1913,1915,1888,1863,1840,1820,1802,1787,1775,1767,1795,1795,1795,1795,1795,1795,1795,1795,1795,1795,1795,"","","","","","","","",""]
[51,2018,2018,2018,2018,2018,2007,1994,1981,1971,1961,1951,1940,1931,1924,1917,1931,1933,1907,1883,1862,1843,1828,1816,1807,1836,1836,1836,1836,1836,1836,1836,1836,1836,1836,1836,1836,"","","","","","","",""]
[52,2034,2034,2034,2034,2034,2027,2017,2004,1993,1983,1975,1966,1957,1950,1944,1938,1951,1952,1928,1906,1887,1871,1858,1849,1879,1879,1879,1879,1879,1879,1879,1879,1879,1879,1879,1879,1879,"","","","","","",""]
[53,2050,2050,2050,2050,2050,2044,2038,2029,2017,2008,1999,1993,1986,1979,1972,1966,1962,1974,1974,1951,1931,1915,1902,1893,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,1924,"","","","","",""]
[54,2068,2068,2068,2068,2068,2063,2058,2053,2044,2034,2026,2019,2015,2010,2003,1998,1994,1990,2001,1998,1978,1961,1947,1938,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,1970,"","","","",""]
[55,2088,2088,2088,2088,2088,2084,2080,2076,2071,2064,2056,2049,2045,2042,2038,2033,2029,2026,2024,2031,2026,2008,1994,1985,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,2018,"","","",""]
[56,2113,2113,2113,2113,2113,2109,2106,2103,2099,2096,2090,2084,2080,2078,2075,2072,2068,2066,2065,2062,2066,2057,2043,2033,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,2067,"","",""]
[57,2143,2143,2143,2143,2143,2140,2138,2135,2133,2130,2128,2124,2120,2119,2117,2115,2113,2111,2111,2109,2107,2107,2094,2084,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,2119,"",""]
[58,2181,2181,2181,2181,2181,2179,2177,2176,2174,2173,2171,2169,2167,2168,2166,2165,2164,2163,2163,2162,2161,2160,2154,2136,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,""]
[59,2228,2228,2228,2228,2228,2228,2227,2227,2226,2226,2225,2225,2224,2224,2224,2224,2223,2223,2223,2223,2222,2222,2222,2209,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227]
[60,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287]
[61,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352]
[62,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420]
[63,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490]
[64,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564]
[65,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641]
[66,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722]
[67,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807]
[68,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898]
[69,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995]
[70,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099]
[71,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210]
[72,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330]
[73,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461]
[74,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602]
[75,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]

{"sheet":"x-1308","index":62,"n_rows":97,"n_cols":45,"rows_kept":97,"cut":false,"hidden":false,"merged":[[24,1,24,44],[90,0,90,14],[92,0,92,14],[94,0,94,14],[96,0,96,14]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1308"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1308"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Monthly Premium, Unisex Member and Dependant, SPA 66"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1308]
["Table Reference",1308]
["Table Reference in Guidance","Table 1308"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Monthly premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,82,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,84,84,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,86,86,86,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,88,88,88,88,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,90,90,90,90,90,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,92,92,92,92,92,91,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,94,94,94,94,94,93,92,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,97,97,97,97,97,96,95,94,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,99,99,99,99,99,98,97,97,96,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,102,102,102,102,102,101,100,99,98,98,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,106,106,106,106,106,104,103,102,101,100,99,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,109,109,109,109,109,107,106,105,104,103,102,101,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,112,112,112,112,112,110,109,108,107,105,104,103,102,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,115,115,115,115,115,114,112,111,110,108,107,106,105,104,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,118,118,118,118,118,117,115,114,113,111,110,109,107,106,105,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,122,122,122,122,122,121,119,117,116,114,113,112,110,109,108,107,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,126,126,126,126,126,124,123,121,119,118,116,115,113,112,111,109,108,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,130,130,130,130,130,128,126,125,123,121,119,118,116,115,113,112,111,109,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,134,134,134,134,134,132,130,128,126,124,122,121,119,117,116,115,113,112,111,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,138,138,138,138,138,135,133,131,129,127,125,124,122,120,119,117,116,114,113,112,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,142,142,142,142,142,139,137,135,133,130,128,127,125,123,121,120,118,117,116,115,114,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,145,145,145,145,145,142,140,138,136,134,131,129,128,126,124,122,121,119,118,117,116,115,"","","","","","","","","","","","","","","","","","","","","",""]
[38,148,148,148,148,148,146,143,141,139,137,134,132,130,129,127,125,123,122,121,119,118,117,117,"","","","","","","","","","","","","","","","","","","","",""]
[39,152,152,152,152,152,149,147,144,142,140,137,135,133,131,129,128,126,125,123,122,121,120,119,119,"","","","","","","","","","","","","","","","","","","",""]
[40,153,153,153,153,153,153,150,148,145,143,141,138,136,134,132,131,129,127,126,125,123,122,122,121,123,"","","","","","","","","","","","","","","","","","",""]
[41,153,153,153,153,153,154,154,151,149,146,144,142,139,137,135,133,132,130,129,127,126,125,124,124,126,126,"","","","","","","","","","","","","","","","","",""]
[42,155,155,155,155,155,154,155,155,152,150,147,145,142,140,138,136,135,133,131,130,129,128,127,126,128,128,128,"","","","","","","","","","","","","","","","",""]
[43,157,157,157,157,157,156,155,155,155,153,150,148,146,143,141,139,137,136,134,133,132,131,130,129,131,131,131,131,"","","","","","","","","","","","","","","",""]
[44,159,159,159,159,159,158,157,156,156,156,154,151,149,147,145,142,141,139,137,136,134,133,133,132,134,134,134,134,134,"","","","","","","","","","","","","","",""]
[45,161,161,161,161,161,160,159,157,156,157,157,155,152,150,148,146,144,142,140,139,137,136,135,135,137,137,137,137,137,137,"","","","","","","","","","","","","",""]
[46,163,163,163,163,163,162,160,159,158,157,158,158,156,153,151,149,147,145,143,142,140,139,138,138,140,140,140,140,140,140,140,"","","","","","","","","","","","",""]
[47,165,165,165,165,165,164,162,161,160,159,158,159,159,157,155,152,150,148,147,145,144,142,142,141,143,143,143,143,143,143,143,143,"","","","","","","","","","","",""]
[48,166,166,166,166,166,165,164,163,162,161,160,159,160,161,158,156,154,152,150,148,147,146,145,144,146,146,146,146,146,146,146,146,146,"","","","","","","","","","",""]
[49,168,168,168,168,168,167,166,165,164,163,162,161,160,162,162,160,157,155,153,152,150,149,148,147,150,150,150,150,150,150,150,150,150,150,"","","","","","","","","",""]
[50,170,170,170,170,170,169,168,167,166,165,164,163,162,162,163,163,161,159,157,155,154,152,151,151,153,153,153,153,153,153,153,153,153,153,153,"","","","","","","","",""]
[51,172,172,172,172,172,171,170,168,168,167,166,165,164,164,163,164,165,163,161,159,157,156,155,154,157,157,157,157,157,157,157,157,157,157,157,157,"","","","","","","",""]
[52,173,173,173,173,173,172,172,170,169,169,168,167,167,166,165,165,166,166,164,163,161,160,159,158,160,160,160,160,160,160,160,160,160,160,160,160,160,"","","","","","",""]
[53,174,174,174,174,174,174,173,173,172,171,170,170,169,168,168,167,167,168,168,166,165,163,162,162,164,164,164,164,164,164,164,164,164,164,164,164,164,164,"","","","","",""]
[54,176,176,176,176,176,175,175,175,174,173,172,172,171,171,170,170,170,169,171,170,169,167,166,165,168,168,168,168,168,168,168,168,168,168,168,168,168,168,168,"","","","",""]
[55,178,178,178,178,178,177,177,176,176,176,175,174,174,174,173,173,173,172,172,173,173,171,170,169,172,172,172,172,172,172,172,172,172,172,172,172,172,172,172,172,"","","",""]
[56,180,180,180,180,180,179,179,179,178,178,178,177,177,177,177,176,176,176,176,176,176,176,174,174,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,"","",""]
[57,182,182,182,182,182,182,182,182,181,181,181,181,180,180,180,180,180,180,180,180,180,180,179,178,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,"",""]
[58,185,185,185,185,185,185,185,185,185,185,185,184,184,184,184,184,184,184,184,184,184,184,184,182,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,""]
[59,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,188,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190]
[60,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194]
[61,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200]
[62,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206]
[63,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212]
[64,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218]
[65,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224]
[66,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231]
[67,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239]
[68,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246]
[69,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255]
[70,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263]
[71,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273]
[72,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283]
[73,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294]
[74,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306]
[75,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]
[]
["4.    Where a member wishes to use monthly payments part-way through a scheme year, they may do so only for the remainder of that scheme year; a new contract would need to be taken out in subsequent scheme years to purchase further Added Pension. In this instance, the required premium to purchase £X of Added Pension can be found by following the steps in point 2 and then multiplying by 12 and dividing by the number of monthly payments available to be made during the remainder of the scheme year (e.g. x 12 ÷ 6 if election is made half-way through the scheme year). Similarly the Added Pension purchased by £P of monthly premiums that begin part-way through a scheme year can be calculated by following the steps in point 3 and then dividing by 12 and multiplying by the number of monthly payments available to be made during the remainder of the scheme year (e.g. ÷ 12 x 6 if election is made half-way through the scheme year)."]

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["Government Actuary's Department"]
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[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1309"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Single Premium, Unisex Member Only, SPA 67"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1309]
["Table Reference",1309]
["Table Reference in Guidance","Table 1309"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Single premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
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[17,895,895,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,916,916,916,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,938,938,938,938,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,961,961,961,961,961,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,984,984,984,984,984,973,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,1008,1008,1008,1008,1008,997,987,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,1032,1032,1032,1032,1032,1021,1011,1001,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,1061,1061,1061,1061,1061,1049,1039,1028,1019,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,1095,1095,1095,1095,1095,1082,1070,1059,1048,1037,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,1128,1128,1128,1128,1128,1114,1101,1089,1077,1065,1054,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,1161,1161,1161,1161,1161,1145,1132,1119,1106,1093,1081,1069,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,1195,1195,1195,1195,1195,1178,1164,1150,1136,1122,1109,1096,1084,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,1231,1231,1231,1231,1231,1213,1197,1182,1167,1152,1138,1124,1111,1099,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,1268,1268,1268,1268,1268,1248,1231,1215,1199,1183,1167,1153,1138,1125,1112,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,1310,1310,1310,1310,1310,1289,1270,1252,1235,1217,1201,1184,1169,1154,1140,1127,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,1355,1355,1355,1355,1355,1332,1312,1292,1272,1254,1235,1218,1201,1185,1170,1155,1142,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,1397,1397,1397,1397,1397,1373,1351,1329,1309,1288,1269,1250,1232,1214,1198,1182,1168,1155,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,1439,1439,1439,1439,1439,1412,1389,1366,1344,1323,1302,1281,1262,1244,1226,1210,1194,1180,1167,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,1479,1479,1479,1479,1479,1451,1426,1402,1379,1356,1334,1313,1292,1273,1254,1237,1221,1206,1192,1180,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,1518,1518,1518,1518,1518,1488,1463,1438,1413,1389,1366,1344,1322,1302,1282,1264,1247,1231,1217,1204,1193,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,1555,1555,1555,1555,1555,1525,1498,1472,1446,1421,1397,1374,1352,1331,1310,1291,1274,1257,1243,1229,1218,1208,"","","","","","","","","","","","","","","","","","","","","",""]
[38,1592,1592,1592,1592,1592,1560,1533,1506,1479,1454,1429,1404,1381,1360,1339,1319,1301,1284,1269,1255,1243,1233,1226,"","","","","","","","","","","","","","","","","","","","",""]
[39,1629,1629,1629,1629,1629,1597,1568,1540,1513,1486,1460,1436,1412,1389,1368,1347,1328,1311,1295,1281,1268,1258,1251,1246,"","","","","","","","","","","","","","","","","","","",""]
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[42,1660,1660,1660,1660,1660,1645,1651,1649,1619,1589,1561,1534,1507,1483,1459,1436,1415,1396,1379,1363,1350,1339,1330,1325,1352,1352,1352,"","","","","","","","","","","","","","","","",""]
[43,1679,1679,1679,1679,1679,1664,1650,1656,1655,1625,1596,1568,1541,1515,1491,1468,1446,1426,1409,1392,1379,1367,1358,1353,1380,1380,1380,1380,"","","","","","","","","","","","","","","",""]
[44,1698,1698,1698,1698,1698,1683,1668,1655,1662,1662,1632,1603,1575,1549,1524,1500,1478,1457,1439,1422,1408,1396,1387,1382,1410,1410,1410,1410,1410,"","","","","","","","","","","","","","",""]
[45,1718,1718,1718,1718,1718,1702,1687,1673,1660,1669,1669,1639,1610,1583,1557,1533,1510,1489,1470,1453,1438,1426,1417,1411,1440,1440,1440,1440,1440,1440,"","","","","","","","","","","","","",""]
[46,1736,1736,1736,1736,1736,1721,1706,1691,1678,1666,1675,1676,1647,1619,1592,1567,1543,1522,1503,1485,1470,1457,1448,1442,1472,1472,1472,1472,1472,1472,1472,"","","","","","","","","","","","",""]
[47,1752,1752,1752,1752,1752,1739,1725,1710,1696,1684,1672,1683,1684,1656,1628,1602,1578,1556,1536,1518,1502,1489,1480,1473,1504,1504,1504,1504,1504,1504,1504,1504,"","","","","","","","","","","",""]
[48,1768,1768,1768,1768,1768,1755,1743,1729,1715,1702,1690,1680,1692,1694,1665,1638,1614,1591,1570,1551,1535,1522,1512,1506,1538,1538,1538,1538,1538,1538,1538,1538,1538,"","","","","","","","","","",""]
[49,1785,1785,1785,1785,1785,1771,1759,1747,1734,1721,1709,1699,1689,1702,1703,1676,1650,1627,1605,1586,1570,1556,1546,1539,1572,1572,1572,1572,1572,1572,1572,1572,1572,1572,"","","","","","","","","",""]
[50,1803,1803,1803,1803,1803,1788,1775,1763,1752,1741,1728,1718,1709,1701,1713,1715,1688,1664,1642,1622,1605,1591,1580,1574,1607,1607,1607,1607,1607,1607,1607,1607,1607,1607,1607,"","","","","","","","",""]
[51,1818,1818,1818,1818,1818,1807,1793,1780,1769,1759,1749,1738,1729,1722,1714,1726,1727,1702,1680,1659,1642,1627,1616,1609,1644,1644,1644,1644,1644,1644,1644,1644,1644,1644,1644,1644,"","","","","","","",""]
[52,1829,1829,1829,1829,1829,1822,1812,1799,1787,1777,1769,1760,1751,1744,1737,1730,1742,1742,1719,1698,1680,1665,1653,1646,1682,1682,1682,1682,1682,1682,1682,1682,1682,1682,1682,1682,1682,"","","","","","",""]
[53,1841,1841,1841,1841,1841,1835,1829,1819,1807,1797,1789,1782,1775,1768,1761,1755,1750,1761,1760,1738,1719,1703,1692,1684,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,"","","","","",""]
[54,1855,1855,1855,1855,1855,1849,1844,1838,1830,1819,1811,1804,1799,1794,1788,1782,1778,1774,1783,1779,1760,1744,1732,1724,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,"","","","",""]
[55,1871,1871,1871,1871,1871,1866,1862,1857,1852,1845,1836,1830,1826,1823,1818,1813,1809,1806,1804,1809,1802,1786,1773,1765,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,"","","",""]
[56,1891,1891,1891,1891,1891,1887,1883,1880,1876,1872,1866,1860,1856,1854,1851,1848,1844,1842,1840,1838,1840,1829,1816,1808,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,"","",""]
[57,1916,1916,1916,1916,1916,1913,1911,1908,1905,1902,1899,1895,1892,1891,1889,1887,1884,1883,1882,1880,1879,1876,1861,1853,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,"",""]
[58,1949,1949,1949,1949,1949,1947,1946,1944,1942,1940,1939,1937,1935,1935,1934,1933,1931,1930,1931,1929,1928,1927,1919,1899,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,""]
[59,1992,1992,1992,1992,1992,1992,1991,1990,1990,1989,1988,1988,1987,1988,1987,1987,1986,1986,1986,1986,1986,1985,1985,1969,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991]
[60,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045]
[61,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103]
[62,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163]
[63,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226]
[64,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292]
[65,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361]
[66,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434]
[67,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510]
[68,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591]
[69,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678]
[70,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771]
[71,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870]
[72,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978]
[73,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094]
[74,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221]
[75,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]

{"sheet":"x-1310","index":64,"n_rows":97,"n_cols":45,"rows_kept":97,"cut":false,"hidden":false,"merged":[[24,1,24,44],[90,0,90,14],[92,0,92,14],[94,0,94,14],[96,0,96,14]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1310"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1310"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Monthly Premium, Unisex Member Only, SPA 67"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1310]
["Table Reference",1310]
["Table Reference in Guidance","Table 1310"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Monthly premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,74,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,76,76,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,78,78,78,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,80,80,80,80,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,82,82,82,82,82,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,84,84,84,84,84,83,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,86,86,86,86,86,85,84,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,88,88,88,88,88,87,86,85,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,90,90,90,90,90,89,88,88,87,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,93,93,93,93,93,92,91,90,89,88,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,96,96,96,96,96,95,94,93,92,91,90,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,99,99,99,99,99,98,96,95,94,93,92,91,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,102,102,102,102,102,100,99,98,97,96,94,93,92,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,105,105,105,105,105,103,102,101,99,98,97,96,95,94,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,108,108,108,108,108,106,105,103,102,101,99,98,97,96,95,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,112,112,112,112,112,110,108,107,105,104,102,101,100,98,97,96,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,115,115,115,115,115,113,112,110,108,107,105,104,102,101,100,98,97,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,119,119,119,119,119,117,115,113,111,110,108,106,105,103,102,101,99,98,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,122,122,122,122,122,120,118,116,114,113,111,109,107,106,104,103,102,101,99,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,126,126,126,126,126,123,121,119,117,115,114,112,110,108,107,105,104,103,102,101,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,129,129,129,129,129,127,124,122,120,118,116,114,113,111,109,108,106,105,104,103,102,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,132,132,132,132,132,130,127,125,123,121,119,117,115,113,112,110,108,107,106,105,104,103,"","","","","","","","","","","","","","","","","","","","","",""]
[38,135,135,135,135,135,133,130,128,126,124,122,120,118,116,114,112,111,109,108,107,106,105,104,"","","","","","","","","","","","","","","","","","","","",""]
[39,139,139,139,139,139,136,133,131,129,127,124,122,120,118,116,115,113,112,110,109,108,107,107,106,"","","","","","","","","","","","","","","","","","","",""]
[40,140,140,140,140,140,139,137,134,132,129,127,125,123,121,119,117,116,114,113,111,110,109,109,108,110,"","","","","","","","","","","","","","","","","","",""]
[41,140,140,140,140,140,140,140,137,135,132,130,128,126,124,122,120,118,116,115,114,113,112,111,111,113,113,"","","","","","","","","","","","","","","","","",""]
[42,141,141,141,141,141,140,140,140,138,135,133,131,128,126,124,122,121,119,117,116,115,114,113,113,115,115,115,"","","","","","","","","","","","","","","","",""]
[43,143,143,143,143,143,142,140,141,141,138,136,133,131,129,127,125,123,122,120,119,117,116,116,115,118,118,118,118,"","","","","","","","","","","","","","","",""]
[44,144,144,144,144,144,143,142,141,141,141,139,136,134,132,130,128,126,124,123,121,120,119,118,118,120,120,120,120,120,"","","","","","","","","","","","","","",""]
[45,146,146,146,146,146,145,143,142,141,142,142,140,137,135,133,131,129,127,125,124,123,122,121,120,123,123,123,123,123,123,"","","","","","","","","","","","","",""]
[46,148,148,148,148,148,146,145,144,143,142,143,143,140,138,136,133,132,130,128,127,125,124,123,123,125,125,125,125,125,125,125,"","","","","","","","","","","","",""]
[47,149,149,149,149,149,148,147,145,144,143,142,143,143,141,139,137,134,133,131,129,128,127,126,126,128,128,128,128,128,128,128,128,"","","","","","","","","","","",""]
[48,150,150,150,150,150,149,148,147,146,145,144,143,144,144,142,140,138,136,134,132,131,130,129,128,131,131,131,131,131,131,131,131,131,"","","","","","","","","","",""]
[49,152,152,152,152,152,151,150,149,148,146,145,145,144,145,145,143,141,139,137,135,134,133,132,131,134,134,134,134,134,134,134,134,134,134,"","","","","","","","","",""]
[50,153,153,153,153,153,152,151,150,149,148,147,146,145,145,146,146,144,142,140,138,137,136,135,134,137,137,137,137,137,137,137,137,137,137,137,"","","","","","","","",""]
[51,155,155,155,155,155,154,152,151,150,150,149,148,147,147,146,147,147,145,143,142,140,139,138,137,140,140,140,140,140,140,140,140,140,140,140,140,"","","","","","","",""]
[52,156,156,156,156,156,155,154,153,152,151,150,150,149,148,148,147,148,149,147,145,143,142,141,140,144,144,144,144,144,144,144,144,144,144,144,144,144,"","","","","","",""]
[53,157,157,157,157,157,156,155,155,154,153,152,152,151,150,150,149,149,150,150,148,147,145,144,144,147,147,147,147,147,147,147,147,147,147,147,147,147,147,"","","","","",""]
[54,158,158,158,158,158,157,157,156,156,155,154,153,153,153,152,152,151,151,152,152,150,149,148,147,150,150,150,150,150,150,150,150,150,150,150,150,150,150,150,"","","","",""]
[55,159,159,159,159,159,159,158,158,157,157,156,156,155,155,155,154,154,154,154,154,154,152,151,151,154,154,154,154,154,154,154,154,154,154,154,154,154,154,154,154,"","","",""]
[56,161,161,161,161,161,160,160,160,159,159,159,158,158,158,158,157,157,157,157,157,157,156,155,154,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,"","",""]
[57,163,163,163,163,163,163,162,162,162,162,161,161,161,161,161,161,160,160,160,160,160,160,159,158,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,"",""]
[58,166,166,166,166,166,166,165,165,165,165,165,165,165,165,164,164,164,164,164,164,164,164,164,162,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,""]
[59,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,168,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170]
[60,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174]
[61,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179]
[62,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184]
[63,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189]
[64,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195]
[65,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201]
[66,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207]
[67,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213]
[68,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220]
[69,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228]
[70,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236]
[71,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244]
[72,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253]
[73,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263]
[74,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274]
[75,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]
[]
["4.    Where a member wishes to use monthly payments part-way through a scheme year, they may do so only for the remainder of that scheme year; a new contract would need to be taken out in subsequent scheme years to purchase further Added Pension. In this instance, the required premium to purchase £X of Added Pension can be found by following the steps in point 2 and then multiplying by 12 and dividing by the number of monthly payments available to be made during the remainder of the scheme year (e.g. x 12 ÷ 6 if election is made half-way through the scheme year). Similarly the Added Pension purchased by £P of monthly premiums that begin part-way through a scheme year can be calculated by following the steps in point 3 and then dividing by 12 and multiplying by the number of monthly payments available to be made during the remainder of the scheme year (e.g. ÷ 12 x 6 if election is made half-way through the scheme year)."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1311"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1311"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Single Premium, Unisex Member and Dependant, SPA 67"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1311]
["Table Reference",1311]
["Table Reference in Guidance","Table 1311"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Single premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
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[17,976,976,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,999,999,999,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,1023,1023,1023,1023,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,1048,1048,1048,1048,1048,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,1073,1073,1073,1073,1073,1062,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,1098,1098,1098,1098,1098,1088,1078,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,1125,1125,1125,1125,1125,1114,1104,1095,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,1156,1156,1156,1156,1156,1144,1134,1124,1114,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,1191,1191,1191,1191,1191,1178,1167,1156,1145,1134,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,1226,1226,1226,1226,1226,1212,1200,1188,1176,1164,1153,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,1261,1261,1261,1261,1261,1246,1232,1219,1206,1194,1182,1170,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,1297,1297,1297,1297,1297,1281,1266,1252,1238,1225,1212,1199,1187,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,1335,1335,1335,1335,1335,1317,1302,1286,1271,1257,1243,1229,1216,1204,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,1374,1374,1374,1374,1374,1355,1338,1321,1305,1289,1274,1259,1245,1232,1220,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,1418,1418,1418,1418,1418,1397,1378,1360,1343,1326,1309,1293,1278,1263,1250,1237,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,1465,1465,1465,1465,1465,1442,1421,1402,1382,1364,1346,1328,1312,1296,1281,1267,1253,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,1509,1509,1509,1509,1509,1484,1462,1441,1421,1400,1381,1362,1344,1327,1311,1296,1282,1269,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,1552,1552,1552,1552,1552,1526,1503,1480,1458,1437,1416,1396,1377,1359,1342,1325,1310,1297,1285,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,1595,1595,1595,1595,1595,1567,1542,1519,1495,1473,1451,1430,1409,1390,1372,1355,1339,1325,1312,1300,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,1636,1636,1636,1636,1636,1607,1581,1556,1532,1508,1485,1463,1442,1422,1403,1385,1368,1353,1340,1328,1317,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,1676,1676,1676,1676,1676,1646,1619,1593,1568,1543,1519,1496,1474,1453,1433,1415,1398,1382,1368,1355,1344,1336,"","","","","","","","","","","","","","","","","","","","","",""]
[38,1715,1715,1715,1715,1715,1684,1657,1630,1603,1578,1553,1529,1507,1485,1465,1445,1427,1411,1397,1384,1372,1364,1357,"","","","","","","","","","","","","","","","","","","","",""]
[39,1756,1756,1756,1756,1756,1723,1695,1667,1640,1613,1588,1563,1540,1518,1496,1476,1458,1441,1426,1413,1401,1392,1386,1382,"","","","","","","","","","","","","","","","","","","",""]
[40,1769,1769,1769,1769,1769,1764,1735,1706,1678,1650,1624,1599,1574,1551,1529,1509,1489,1472,1457,1443,1431,1421,1415,1411,1443,"","","","","","","","","","","","","","","","","","",""]
[41,1773,1773,1773,1773,1773,1778,1775,1745,1716,1688,1661,1634,1609,1586,1563,1542,1522,1504,1488,1473,1461,1451,1444,1441,1474,1474,"","","","","","","","","","","","","","","","","",""]
[42,1796,1796,1796,1796,1796,1781,1787,1785,1755,1726,1698,1671,1645,1620,1597,1575,1555,1536,1520,1505,1492,1482,1475,1471,1506,1506,1506,"","","","","","","","","","","","","","","","",""]
[43,1818,1818,1818,1818,1818,1803,1789,1796,1795,1765,1736,1708,1681,1656,1632,1610,1589,1570,1553,1537,1524,1514,1507,1503,1538,1538,1538,1538,"","","","","","","","","","","","","","","",""]
[44,1841,1841,1841,1841,1841,1826,1811,1798,1805,1805,1775,1746,1719,1693,1668,1645,1624,1604,1587,1571,1558,1547,1539,1535,1572,1572,1572,1572,1572,"","","","","","","","","","","","","","",""]
[45,1864,1864,1864,1864,1864,1848,1833,1820,1807,1815,1815,1786,1758,1731,1706,1682,1660,1639,1622,1605,1592,1581,1573,1569,1606,1606,1606,1606,1606,1606,"","","","","","","","","","","","","",""]
[46,1886,1886,1886,1886,1886,1871,1856,1842,1829,1817,1826,1827,1798,1770,1744,1720,1697,1676,1658,1641,1627,1615,1607,1603,1642,1642,1642,1642,1642,1642,1642,"","","","","","","","","","","","",""]
[47,1906,1906,1906,1906,1906,1893,1879,1864,1851,1839,1827,1838,1839,1811,1784,1758,1735,1714,1695,1677,1663,1651,1643,1638,1678,1678,1678,1678,1678,1678,1678,1678,"","","","","","","","","","","",""]
[48,1926,1926,1926,1926,1926,1913,1901,1888,1874,1861,1850,1839,1851,1853,1825,1799,1774,1752,1733,1715,1700,1688,1680,1675,1716,1716,1716,1716,1716,1716,1716,1716,1716,"","","","","","","","","","",""]
[49,1947,1947,1947,1947,1947,1934,1921,1909,1897,1884,1872,1862,1853,1866,1867,1840,1815,1792,1772,1754,1738,1726,1717,1712,1755,1755,1755,1755,1755,1755,1755,1755,1755,1755,"","","","","","","","","",""]
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[58,2170,2170,2170,2170,2170,2168,2167,2165,2163,2161,2159,2158,2156,2158,2157,2155,2154,2153,2155,2154,2152,2151,2139,2116,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,""]
[59,2225,2225,2225,2225,2225,2224,2223,2223,2222,2222,2221,2220,2220,2221,2221,2220,2220,2219,2220,2220,2219,2219,2219,2199,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227,2227]
[60,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287]
[61,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352,2352]
[62,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420]
[63,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490]
[64,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564]
[65,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641]
[66,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722]
[67,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807]
[68,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898]
[69,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995]
[70,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099]
[71,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210]
[72,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330]
[73,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461]
[74,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602]
[75,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1312"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1312"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Monthly Premium, Unisex Member and Dependant, SPA 67"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1312]
["Table Reference",1312]
["Table Reference in Guidance","Table 1312"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Monthly premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,81,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,83,83,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,85,85,85,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,87,87,87,87,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,89,89,89,89,89,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,91,91,91,91,91,90,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,93,93,93,93,93,92,92,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,96,96,96,96,96,95,94,93,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,98,98,98,98,98,97,97,96,95,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,101,101,101,101,101,100,99,98,97,97,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,104,104,104,104,104,103,102,101,100,99,98,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,107,107,107,107,107,106,105,104,103,102,101,100,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,110,110,110,110,110,109,108,107,105,104,103,102,101,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,114,114,114,114,114,112,111,110,108,107,106,105,104,103,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,117,117,117,117,117,115,114,112,111,110,108,107,106,105,104,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,121,121,121,121,121,119,117,116,114,113,111,110,109,108,106,105,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,125,125,125,125,125,123,121,119,118,116,115,113,112,110,109,108,107,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,128,128,128,128,128,126,124,123,121,119,118,116,114,113,112,110,109,108,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,132,132,132,132,132,130,128,126,124,122,121,119,117,116,114,113,112,110,109,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,136,136,136,136,136,133,131,129,127,125,123,122,120,118,117,115,114,113,112,111,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,139,139,139,139,139,137,135,132,130,128,126,125,123,121,119,118,117,115,114,113,112,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,143,143,143,143,143,140,138,136,133,131,129,127,125,124,122,120,119,118,117,115,115,114,"","","","","","","","","","","","","","","","","","","","","",""]
[38,146,146,146,146,146,143,141,139,136,134,132,130,128,126,125,123,122,120,119,118,117,116,116,"","","","","","","","","","","","","","","","","","","","",""]
[39,149,149,149,149,149,147,144,142,140,137,135,133,131,129,127,126,124,123,121,120,119,119,118,118,"","","","","","","","","","","","","","","","","","","",""]
[40,151,151,151,151,151,150,148,145,143,140,138,136,134,132,130,128,127,125,124,123,122,121,121,120,123,"","","","","","","","","","","","","","","","","","",""]
[41,151,151,151,151,151,151,151,149,146,144,141,139,137,135,133,131,130,128,127,126,124,124,123,123,126,126,"","","","","","","","","","","","","","","","","",""]
[42,153,153,153,153,153,152,152,152,149,147,145,142,140,138,136,134,132,131,129,128,127,126,126,125,128,128,128,"","","","","","","","","","","","","","","","",""]
[43,155,155,155,155,155,153,152,153,153,150,148,145,143,141,139,137,135,134,132,131,130,129,128,128,131,131,131,131,"","","","","","","","","","","","","","","",""]
[44,157,157,157,157,157,155,154,153,154,154,151,149,146,144,142,140,138,137,135,134,133,132,131,131,134,134,134,134,134,"","","","","","","","","","","","","","",""]
[45,159,159,159,159,159,157,156,155,154,155,155,152,150,147,145,143,141,140,138,137,136,135,134,134,137,137,137,137,137,137,"","","","","","","","","","","","","",""]
[46,160,160,160,160,160,159,158,157,156,155,155,156,153,151,149,146,145,143,141,140,139,138,137,137,140,140,140,140,140,140,140,"","","","","","","","","","","","",""]
[47,162,162,162,162,162,161,160,159,157,156,155,156,157,154,152,150,148,146,144,143,142,141,140,140,143,143,143,143,143,143,143,143,"","","","","","","","","","","",""]
[48,164,164,164,164,164,163,162,161,159,158,157,157,158,158,155,153,151,149,148,146,145,144,143,143,146,146,146,146,146,146,146,146,146,"","","","","","","","","","",""]
[49,166,166,166,166,166,164,163,162,161,160,159,158,158,159,159,157,155,153,151,150,148,147,146,146,150,150,150,150,150,150,150,150,150,150,"","","","","","","","","",""]
[50,167,167,167,167,167,166,165,164,163,162,161,160,160,159,160,160,158,156,155,153,152,151,150,149,153,153,153,153,153,153,153,153,153,153,153,"","","","","","","","",""]
[51,169,169,169,169,169,168,167,166,165,164,163,163,162,161,161,162,162,160,158,157,155,154,153,153,157,157,157,157,157,157,157,157,157,157,157,157,"","","","","","","",""]
[52,171,171,171,171,171,170,169,168,167,166,166,165,164,164,163,163,164,164,162,160,159,158,157,156,160,160,160,160,160,160,160,160,160,160,160,160,160,"","","","","","",""]
[53,172,172,172,172,172,171,171,170,169,168,168,167,167,166,166,165,165,166,166,164,163,161,161,160,164,164,164,164,164,164,164,164,164,164,164,164,164,164,"","","","","",""]
[54,174,174,174,174,174,173,173,172,172,171,170,170,169,169,168,168,168,168,168,168,166,165,164,164,168,168,168,168,168,168,168,168,168,168,168,168,168,168,168,"","","","",""]
[55,176,176,176,176,176,175,175,174,174,173,173,172,172,172,172,171,171,171,171,171,170,169,168,168,172,172,172,172,172,172,172,172,172,172,172,172,172,172,172,172,"","","",""]
[56,178,178,178,178,178,178,177,177,177,176,176,175,175,175,175,175,174,174,174,174,174,173,172,172,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,"","",""]
[57,181,181,181,181,181,181,180,180,180,180,179,179,179,179,179,179,179,179,179,178,178,178,177,176,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,"",""]
[58,184,184,184,184,184,184,184,184,184,184,184,183,183,184,183,183,183,183,183,183,183,183,182,181,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,""]
[59,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,187,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190]
[60,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194]
[61,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200]
[62,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206]
[63,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212]
[64,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218]
[65,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224]
[66,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231]
[67,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239]
[68,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246]
[69,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255]
[70,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263]
[71,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273]
[72,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283]
[73,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294]
[74,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306]
[75,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]
[]
["4.    Where a member wishes to use monthly payments part-way through a scheme year, they may do so only for the remainder of that scheme year; a new contract would need to be taken out in subsequent scheme years to purchase further Added Pension. In this instance, the required premium to purchase £X of Added Pension can be found by following the steps in point 2 and then multiplying by 12 and dividing by the number of monthly payments available to be made during the remainder of the scheme year (e.g. x 12 ÷ 6 if election is made half-way through the scheme year). Similarly the Added Pension purchased by £P of monthly premiums that begin part-way through a scheme year can be calculated by following the steps in point 3 and then dividing by 12 and multiplying by the number of monthly payments available to be made during the remainder of the scheme year (e.g. ÷ 12 x 6 if election is made half-way through the scheme year)."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1313"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Single Premium, Unisex Member Only, SPA 68"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1313]
["Table Reference",1313]
["Table Reference in Guidance","Table 1313"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Single premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,866,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,887,887,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,908,908,908,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,930,930,930,930,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,952,952,952,952,952,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,975,975,975,975,975,965,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,998,998,998,998,998,988,978,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,1022,1022,1022,1022,1022,1012,1002,992,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,1051,1051,1051,1051,1051,1039,1029,1019,1009,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,1084,1084,1084,1084,1084,1071,1060,1048,1038,1027,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,1116,1116,1116,1116,1116,1102,1090,1078,1066,1054,1043,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,1148,1148,1148,1148,1148,1133,1119,1106,1094,1081,1069,1058,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,1181,1181,1181,1181,1181,1165,1150,1136,1123,1109,1096,1084,1072,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,1216,1216,1216,1216,1216,1198,1183,1167,1153,1138,1124,1111,1098,1086,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,1252,1252,1252,1252,1252,1233,1216,1199,1183,1168,1153,1138,1124,1111,1099,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,1292,1292,1292,1292,1292,1272,1253,1235,1218,1201,1184,1169,1154,1140,1126,1113,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,1336,1336,1336,1336,1336,1313,1293,1273,1254,1236,1218,1201,1184,1169,1154,1140,1127,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,1377,1377,1377,1377,1377,1352,1331,1310,1289,1269,1250,1231,1214,1197,1181,1166,1152,1140,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,1417,1417,1417,1417,1417,1391,1368,1345,1323,1302,1282,1262,1243,1225,1208,1192,1178,1164,1153,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,1455,1455,1455,1455,1455,1428,1404,1380,1357,1334,1313,1292,1272,1253,1235,1219,1203,1189,1177,1165,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,1493,1493,1493,1493,1493,1464,1439,1414,1390,1366,1344,1322,1301,1281,1263,1245,1229,1214,1201,1189,1179,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,1530,1530,1530,1530,1530,1500,1473,1447,1422,1398,1374,1351,1330,1309,1290,1271,1255,1239,1226,1214,1203,1195,"","","","","","","","","","","","","","","","","","","","","",""]
[38,1566,1566,1566,1566,1566,1535,1507,1480,1454,1429,1405,1381,1359,1338,1317,1298,1281,1265,1251,1238,1228,1219,1214,"","","","","","","","","","","","","","","","","","","","",""]
[39,1602,1602,1602,1602,1602,1570,1542,1514,1487,1461,1436,1411,1388,1366,1345,1326,1308,1291,1277,1264,1253,1244,1239,1236,"","","","","","","","","","","","","","","","","","","",""]
[40,1613,1613,1613,1613,1613,1607,1578,1549,1521,1494,1468,1443,1419,1396,1375,1354,1336,1319,1304,1290,1279,1270,1264,1261,1297,"","","","","","","","","","","","","","","","","","",""]
[41,1614,1614,1614,1614,1614,1617,1614,1585,1556,1528,1501,1475,1450,1427,1404,1383,1364,1346,1331,1317,1305,1296,1290,1287,1324,1324,"","","","","","","","","","","","","","","","","",""]
[42,1633,1633,1633,1633,1633,1618,1623,1620,1590,1562,1534,1507,1481,1458,1435,1413,1393,1375,1359,1345,1333,1323,1317,1314,1352,1352,1352,"","","","","","","","","","","","","","","","",""]
[43,1652,1652,1652,1652,1652,1637,1623,1628,1626,1596,1568,1540,1514,1489,1466,1443,1423,1404,1388,1373,1361,1351,1345,1341,1380,1380,1380,1380,"","","","","","","","","","","","","","","",""]
[44,1671,1671,1671,1671,1671,1656,1641,1627,1634,1632,1603,1574,1547,1522,1498,1475,1454,1435,1418,1403,1390,1380,1373,1370,1410,1410,1410,1410,1410,"","","","","","","","","","","","","","",""]
[45,1691,1691,1691,1691,1691,1675,1659,1645,1632,1640,1639,1610,1582,1556,1531,1507,1486,1466,1449,1433,1420,1410,1403,1399,1440,1440,1440,1440,1440,1440,"","","","","","","","","","","","","",""]
[46,1709,1709,1709,1709,1709,1694,1678,1664,1650,1638,1646,1646,1618,1591,1565,1541,1518,1498,1480,1464,1451,1440,1433,1429,1472,1472,1472,1472,1472,1472,1472,"","","","","","","","","","","","",""]
[47,1725,1725,1725,1725,1725,1712,1697,1682,1669,1656,1644,1654,1654,1627,1600,1575,1552,1531,1513,1496,1482,1471,1464,1460,1504,1504,1504,1504,1504,1504,1504,1504,"","","","","","","","","","","",""]
[48,1741,1741,1741,1741,1741,1728,1715,1702,1687,1674,1663,1652,1663,1664,1636,1611,1587,1565,1546,1529,1515,1504,1496,1492,1538,1538,1538,1538,1538,1538,1538,1538,1538,"","","","","","","","","","",""]
[49,1759,1759,1759,1759,1759,1744,1731,1720,1707,1694,1682,1671,1662,1673,1674,1647,1623,1601,1581,1563,1549,1537,1529,1525,1572,1572,1572,1572,1572,1572,1572,1572,1572,1572,"","","","","","","","","",""]
[50,1777,1777,1777,1777,1777,1762,1748,1736,1725,1714,1701,1691,1682,1675,1685,1685,1660,1637,1617,1599,1583,1571,1563,1559,1607,1607,1607,1607,1607,1607,1607,1607,1607,1607,1607,"","","","","","","","",""]
[51,1792,1792,1792,1792,1792,1780,1766,1754,1743,1733,1723,1712,1703,1696,1689,1699,1698,1674,1654,1635,1619,1607,1599,1594,1644,1644,1644,1644,1644,1644,1644,1644,1644,1644,1644,1644,"","","","","","","",""]
[52,1804,1804,1804,1804,1804,1797,1786,1773,1761,1752,1743,1735,1726,1719,1712,1706,1715,1713,1692,1673,1657,1644,1635,1631,1682,1682,1682,1682,1682,1682,1682,1682,1682,1682,1682,1682,1682,"","","","","","",""]
[53,1817,1817,1817,1817,1817,1811,1804,1794,1782,1773,1764,1758,1751,1745,1738,1732,1727,1735,1732,1712,1695,1682,1673,1669,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,1721,"","","","","",""]
[54,1832,1832,1832,1832,1832,1826,1821,1815,1806,1796,1788,1782,1777,1773,1767,1761,1757,1753,1760,1753,1735,1722,1713,1708,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,1762,"","","","",""]
[55,1851,1851,1851,1851,1851,1846,1841,1836,1831,1823,1815,1809,1806,1804,1799,1794,1790,1787,1785,1787,1777,1763,1753,1749,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,1805,"","","",""]
[56,1873,1873,1873,1873,1873,1869,1865,1861,1857,1853,1847,1842,1839,1838,1835,1831,1828,1826,1825,1822,1820,1806,1796,1791,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,1849,"","",""]
[57,1902,1902,1902,1902,1902,1899,1896,1893,1890,1887,1884,1880,1878,1879,1876,1874,1871,1870,1871,1868,1866,1859,1840,1835,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,1895,"",""]
[58,1940,1940,1940,1940,1940,1938,1936,1934,1932,1930,1928,1926,1925,1927,1925,1924,1922,1922,1923,1922,1920,1919,1905,1881,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,1942,""]
[59,1989,1989,1989,1989,1989,1988,1987,1987,1986,1985,1985,1984,1983,1985,1984,1984,1983,1983,1984,1983,1983,1982,1982,1960,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991,1991]
[60,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045,2045]
[61,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103,2103]
[62,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163,2163]
[63,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226,2226]
[64,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292,2292]
[65,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361,2361]
[66,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434,2434]
[67,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510,2510]
[68,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591,2591]
[69,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678,2678]
[70,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771,2771]
[71,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870,2870]
[72,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978,2978]
[73,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094,3094]
[74,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221,3221]
[75,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360,3360]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]

{"sheet":"x-1314","index":68,"n_rows":97,"n_cols":45,"rows_kept":97,"cut":false,"hidden":false,"merged":[[24,1,24,44],[90,0,90,14],[92,0,92,14],[94,0,94,14],[96,0,96,14]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1314"}]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\oconnorj126\\AppData\\Local\\Microsoft\\Windows\\INetCache\\Content.Outlook\\XLGUCRLC\\[AFPS Consolidated Factors 2023-01.xlsm]x-1314"}]
[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Monthly Premium, Unisex Member Only, SPA 68"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1314]
["Table Reference",1314]
["Table Reference in Guidance","Table 1314"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Monthly premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,74,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,75,75,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,77,77,77,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,79,79,79,79,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,81,81,81,81,81,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,83,83,83,83,83,82,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,85,85,85,85,85,84,83,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,87,87,87,87,87,86,85,84,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,90,90,90,90,90,89,88,87,86,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,92,92,92,92,92,91,90,89,88,87,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,95,95,95,95,95,94,93,92,91,90,89,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,98,98,98,98,98,96,95,94,93,92,91,90,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,101,101,101,101,101,99,98,97,96,94,93,92,91,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,104,104,104,104,104,102,101,99,98,97,96,95,94,92,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,107,107,107,107,107,105,103,102,101,99,98,97,96,95,94,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,110,110,110,110,110,108,107,105,104,102,101,100,98,97,96,95,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,114,114,114,114,114,112,110,108,107,105,104,102,101,100,98,97,96,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,117,117,117,117,117,115,113,111,110,108,106,105,103,102,101,99,98,97,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,121,121,121,121,121,118,116,114,113,111,109,107,106,104,103,102,100,99,98,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,124,124,124,124,124,122,119,117,115,114,112,110,108,107,105,104,102,101,100,99,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,127,127,127,127,127,125,122,120,118,116,114,113,111,109,107,106,105,103,102,101,100,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,130,130,130,130,130,128,125,123,121,119,117,115,113,111,110,108,107,106,104,103,103,102,"","","","","","","","","","","","","","","","","","","","","",""]
[38,133,133,133,133,133,131,128,126,124,122,120,118,116,114,112,111,109,108,107,105,105,104,103,"","","","","","","","","","","","","","","","","","","","",""]
[39,136,136,136,136,136,134,131,129,127,124,122,120,118,116,115,113,111,110,109,108,107,106,106,105,"","","","","","","","","","","","","","","","","","","",""]
[40,137,137,137,137,137,137,134,132,129,127,125,123,121,119,117,115,114,112,111,110,109,108,108,107,110,"","","","","","","","","","","","","","","","","","",""]
[41,137,137,137,137,137,138,137,135,132,130,128,126,123,121,120,118,116,115,113,112,111,110,110,110,113,113,"","","","","","","","","","","","","","","","","",""]
[42,139,139,139,139,139,138,138,138,135,133,131,128,126,124,122,120,119,117,116,115,114,113,112,112,115,115,115,"","","","","","","","","","","","","","","","",""]
[43,141,141,141,141,141,139,138,139,138,136,133,131,129,127,125,123,121,120,118,117,116,115,115,114,118,118,118,118,"","","","","","","","","","","","","","","",""]
[44,142,142,142,142,142,141,140,138,139,139,136,134,132,130,128,126,124,122,121,120,118,118,117,117,120,120,120,120,120,"","","","","","","","","","","","","","",""]
[45,144,144,144,144,144,142,141,140,139,140,140,137,135,133,130,128,127,125,123,122,121,120,120,119,123,123,123,123,123,123,"","","","","","","","","","","","","",""]
[46,145,145,145,145,145,144,143,142,140,139,140,140,138,135,133,131,129,128,126,125,124,123,122,122,125,125,125,125,125,125,125,"","","","","","","","","","","","",""]
[47,147,147,147,147,147,146,144,143,142,141,140,141,141,139,136,134,132,131,129,128,126,125,125,125,128,128,128,128,128,128,128,128,"","","","","","","","","","","",""]
[48,148,148,148,148,148,147,146,145,144,142,141,141,142,142,139,137,135,133,132,130,129,128,128,127,131,131,131,131,131,131,131,131,131,"","","","","","","","","","",""]
[49,150,150,150,150,150,148,147,146,145,144,143,142,141,143,143,140,138,136,135,133,132,131,130,130,134,134,134,134,134,134,134,134,134,134,"","","","","","","","","",""]
[50,151,151,151,151,151,150,149,148,147,146,145,144,143,143,144,144,141,140,138,136,135,134,133,133,137,137,137,137,137,137,137,137,137,137,137,"","","","","","","","",""]
[51,152,152,152,152,152,151,150,149,148,147,147,146,145,144,144,145,145,143,141,139,138,137,136,136,140,140,140,140,140,140,140,140,140,140,140,140,"","","","","","","",""]
[52,153,153,153,153,153,153,152,151,150,149,148,148,147,146,146,145,146,146,144,143,141,140,140,139,144,144,144,144,144,144,144,144,144,144,144,144,144,"","","","","","",""]
[53,154,154,154,154,154,154,153,153,152,151,150,150,149,148,148,147,147,148,148,146,145,144,143,142,147,147,147,147,147,147,147,147,147,147,147,147,147,147,"","","","","",""]
[54,156,156,156,156,156,155,155,154,154,153,152,152,151,151,150,150,150,149,150,150,148,147,146,146,150,150,150,150,150,150,150,150,150,150,150,150,150,150,150,"","","","",""]
[55,157,157,157,157,157,157,156,156,156,155,154,154,154,153,153,153,152,152,152,152,152,150,150,149,154,154,154,154,154,154,154,154,154,154,154,154,154,154,154,154,"","","",""]
[56,159,159,159,159,159,159,159,158,158,158,157,157,156,156,156,156,156,155,155,155,155,154,153,153,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,158,"","",""]
[57,162,162,162,162,162,161,161,161,161,160,160,160,160,160,160,159,159,159,159,159,159,158,157,157,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,162,"",""]
[58,165,165,165,165,165,165,165,164,164,164,164,164,164,164,164,164,164,164,164,164,164,163,162,160,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,166,""]
[59,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,169,167,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170,170]
[60,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174,174]
[61,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179,179]
[62,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184,184]
[63,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189,189]
[64,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195,195]
[65,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201,201]
[66,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207,207]
[67,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213,213]
[68,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220,220]
[69,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228,228]
[70,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236,236]
[71,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244,244]
[72,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253,253]
[73,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263]
[74,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274,274]
[75,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286,286]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]
[]
["4.    Where a member wishes to use monthly payments part-way through a scheme year, they may do so only for the remainder of that scheme year; a new contract would need to be taken out in subsequent scheme years to purchase further Added Pension. In this instance, the required premium to purchase £X of Added Pension can be found by following the steps in point 2 and then multiplying by 12 and dividing by the number of monthly payments available to be made during the remainder of the scheme year (e.g. x 12 ÷ 6 if election is made half-way through the scheme year). Similarly the Added Pension purchased by £P of monthly premiums that begin part-way through a scheme year can be calculated by following the steps in point 3 and then dividing by 12 and multiplying by the number of monthly payments available to be made during the remainder of the scheme year (e.g. ÷ 12 x 6 if election is made half-way through the scheme year)."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1315"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Single Premium, Unisex Member and Dependant, SPA 68"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1315]
["Table Reference",1315]
["Table Reference in Guidance","Table 1315"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Single premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
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[17,967,967,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,990,990,990,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,1014,1014,1014,1014,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
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[21,1063,1063,1063,1063,1063,1053,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,1089,1089,1089,1089,1089,1078,1069,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,1115,1115,1115,1115,1115,1104,1094,1085,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
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[25,1180,1180,1180,1180,1180,1167,1156,1145,1134,1123,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,1214,1214,1214,1214,1214,1200,1187,1175,1164,1152,1141,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,1247,1247,1247,1247,1247,1232,1219,1206,1193,1181,1169,1158,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,1282,1282,1282,1282,1282,1266,1252,1238,1224,1211,1198,1186,1174,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,1319,1319,1319,1319,1319,1302,1286,1271,1256,1242,1228,1215,1202,1190,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,1356,1356,1356,1356,1356,1338,1321,1304,1289,1273,1258,1244,1230,1218,1206,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,1399,1399,1399,1399,1399,1378,1360,1342,1325,1308,1292,1276,1261,1248,1234,1222,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,1444,1444,1444,1444,1444,1421,1401,1382,1363,1344,1327,1310,1294,1278,1264,1250,1238,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,1487,1487,1487,1487,1487,1462,1441,1420,1400,1380,1361,1342,1325,1309,1293,1279,1265,1253,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,1529,1529,1529,1529,1529,1503,1480,1458,1436,1415,1394,1375,1356,1339,1322,1307,1293,1280,1269,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,1570,1570,1570,1570,1570,1542,1518,1495,1472,1449,1428,1407,1388,1369,1352,1335,1320,1307,1295,1285,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,1610,1610,1610,1610,1610,1581,1556,1531,1507,1484,1461,1439,1419,1400,1381,1364,1349,1334,1322,1311,1302,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,1649,1649,1649,1649,1649,1619,1593,1567,1542,1518,1494,1472,1450,1430,1411,1393,1377,1362,1350,1338,1329,1322,"","","","","","","","","","","","","","","","","","","","","",""]
[38,1687,1687,1687,1687,1687,1656,1629,1603,1577,1552,1527,1504,1482,1461,1442,1423,1406,1391,1378,1366,1356,1349,1345,"","","","","","","","","","","","","","","","","","","","",""]
[39,1727,1727,1727,1727,1727,1695,1667,1639,1612,1586,1561,1537,1514,1493,1473,1454,1436,1420,1407,1395,1385,1377,1372,1371,"","","","","","","","","","","","","","","","","","","",""]
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[42,1767,1767,1767,1767,1767,1752,1757,1754,1724,1696,1668,1642,1617,1593,1571,1550,1531,1513,1499,1485,1474,1466,1461,1459,1506,1506,1506,"","","","","","","","","","","","","","","","",""]
[43,1789,1789,1789,1789,1789,1774,1760,1765,1763,1734,1706,1678,1653,1629,1605,1584,1564,1546,1531,1517,1506,1497,1492,1490,1538,1538,1538,1538,"","","","","","","","","","","","","","","",""]
[44,1812,1812,1812,1812,1812,1796,1782,1768,1775,1773,1744,1716,1689,1665,1641,1619,1598,1580,1564,1550,1538,1529,1524,1522,1572,1572,1572,1572,1572,"","","","","","","","","","","","","","",""]
[45,1835,1835,1835,1835,1835,1819,1804,1790,1777,1784,1783,1755,1727,1702,1677,1654,1633,1615,1598,1584,1572,1563,1557,1555,1606,1606,1606,1606,1606,1606,"","","","","","","","","","","","","",""]
[46,1857,1857,1857,1857,1857,1842,1826,1812,1799,1786,1795,1795,1766,1740,1715,1691,1670,1650,1634,1618,1606,1597,1591,1589,1642,1642,1642,1642,1642,1642,1642,"","","","","","","","","","","","",""]
[47,1877,1877,1877,1877,1877,1863,1849,1834,1821,1809,1797,1807,1807,1780,1754,1729,1707,1687,1670,1654,1642,1632,1626,1624,1678,1678,1678,1678,1678,1678,1678,1678,"","","","","","","","","","","",""]
[48,1897,1897,1897,1897,1897,1884,1871,1858,1844,1831,1820,1810,1820,1820,1794,1769,1746,1725,1707,1691,1678,1668,1662,1661,1716,1716,1716,1716,1716,1716,1716,1716,1716,"","","","","","","","","","",""]
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[58,2160,2160,2160,2160,2160,2158,2156,2154,2152,2150,2148,2146,2145,2149,2148,2146,2145,2144,2146,2145,2144,2143,2124,2096,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,2172,""]
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[60,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287,2287]
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[62,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420,2420]
[63,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490,2490]
[64,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564,2564]
[65,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641,2641]
[66,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722,2722]
[67,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807,2807]
[68,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898,2898]
[69,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995,2995]
[70,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099,3099]
[71,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210,3210]
[72,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330,3330]
[73,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461,3461]
[74,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602,3602]
[75,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757,3757]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"Added pension - x-1316"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","Added pension"]
["Description","Added Pension AVCs - Monthly Premium, Unisex Member and Dependant, SPA 68"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age when notice of election given"]
["Section Number",0]
["Series Number",1316]
["Table Reference",1316]
["Table Reference in Guidance","Table 1316"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2019-01-15"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
[null,"Monthly premium to purchase £100 of AP at date of election, £ (assumed to be payable from age 60 - If election occurs beyond age 60, entitlement to the AP will be assumed to have begun at age 60)"]
["Age of joining",16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59]
["Age when notice of election given"]
[16,80,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[17,82,82,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[18,84,84,84,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[19,86,86,86,86,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[20,88,88,88,88,88,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[21,90,90,90,90,90,90,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[22,93,93,93,93,93,92,91,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[23,95,95,95,95,95,94,93,92,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[24,98,98,98,98,98,97,96,95,94,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[25,100,100,100,100,100,99,98,97,97,96,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[26,103,103,103,103,103,102,101,100,99,98,97,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[27,106,106,106,106,106,105,104,103,102,101,100,99,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[28,109,109,109,109,109,108,107,105,104,103,102,101,100,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[29,112,112,112,112,112,111,109,108,107,106,105,103,102,101,"","","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[30,115,115,115,115,115,114,112,111,110,108,107,106,105,104,103,"","","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[31,119,119,119,119,119,117,116,114,113,111,110,109,107,106,105,104,"","","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[32,123,123,123,123,123,121,119,118,116,114,113,112,110,109,108,106,105,"","","","","","","","","","","","","","","","","","","","","","","","","","",""]
[33,127,127,127,127,127,124,123,121,119,117,116,114,113,111,110,109,108,107,"","","","","","","","","","","","","","","","","","","","","","","","","",""]
[34,130,130,130,130,130,128,126,124,122,120,119,117,115,114,113,111,110,109,108,"","","","","","","","","","","","","","","","","","","","","","","","",""]
[35,134,134,134,134,134,131,129,127,125,123,122,120,118,117,115,114,112,111,110,109,"","","","","","","","","","","","","","","","","","","","","","","",""]
[36,137,137,137,137,137,135,132,130,128,126,124,123,121,119,118,116,115,114,113,112,111,"","","","","","","","","","","","","","","","","","","","","","",""]
[37,140,140,140,140,140,138,136,133,131,129,127,125,123,122,120,119,117,116,115,114,113,113,"","","","","","","","","","","","","","","","","","","","","",""]
[38,144,144,144,144,144,141,139,136,134,132,130,128,126,124,123,121,120,118,117,116,116,115,115,"","","","","","","","","","","","","","","","","","","","",""]
[39,147,147,147,147,147,144,142,139,137,135,133,131,129,127,125,124,122,121,120,119,118,117,117,117,"","","","","","","","","","","","","","","","","","","",""]
[40,148,148,148,148,148,148,145,143,140,138,136,134,132,130,128,126,125,124,122,121,120,120,119,119,123,"","","","","","","","","","","","","","","","","","",""]
[41,148,148,148,148,148,149,148,146,144,141,139,137,135,133,131,129,128,126,125,124,123,122,122,122,126,126,"","","","","","","","","","","","","","","","","",""]
[42,150,150,150,150,150,149,149,149,147,144,142,140,138,136,134,132,130,129,128,127,126,125,124,124,128,128,128,"","","","","","","","","","","","","","","","",""]
[43,152,152,152,152,152,151,150,150,150,148,145,143,141,139,137,135,133,132,130,129,128,128,127,127,131,131,131,131,"","","","","","","","","","","","","","","",""]
[44,154,154,154,154,154,153,152,150,151,151,148,146,144,142,140,138,136,135,133,132,131,130,130,130,134,134,134,134,134,"","","","","","","","","","","","","","",""]
[45,156,156,156,156,156,155,153,152,151,152,152,149,147,145,143,141,139,138,136,135,134,133,133,133,137,137,137,137,137,137,"","","","","","","","","","","","","",""]
[46,158,158,158,158,158,157,155,154,153,152,153,153,150,148,146,144,142,141,139,138,137,136,136,135,140,140,140,140,140,140,140,"","","","","","","","","","","","",""]
[47,160,160,160,160,160,158,157,156,155,154,153,154,154,152,149,147,145,144,142,141,140,139,139,138,143,143,143,143,143,143,143,143,"","","","","","","","","","","",""]
[48,161,161,161,161,161,160,159,158,157,156,155,154,155,155,153,151,149,147,146,144,143,142,142,142,146,146,146,146,146,146,146,146,146,"","","","","","","","","","",""]
[49,163,163,163,163,163,162,161,160,159,158,157,156,155,156,156,154,152,150,149,147,146,145,145,145,150,150,150,150,150,150,150,150,150,150,"","","","","","","","","",""]
[50,165,165,165,165,165,164,163,162,161,160,159,158,157,157,158,158,156,154,152,151,150,149,148,148,153,153,153,153,153,153,153,153,153,153,153,"","","","","","","","",""]
[51,167,167,167,167,167,166,165,164,163,162,161,160,160,159,158,159,159,157,156,154,153,152,152,151,157,157,157,157,157,157,157,157,157,157,157,157,"","","","","","","",""]
[52,168,168,168,168,168,168,167,166,165,164,163,163,162,161,161,160,161,161,159,158,157,156,155,155,160,160,160,160,160,160,160,160,160,160,160,160,160,"","","","","","",""]
[53,170,170,170,170,170,169,169,168,167,166,165,165,164,164,164,163,163,163,163,162,160,159,159,159,164,164,164,164,164,164,164,164,164,164,164,164,164,164,"","","","","",""]
[54,172,172,172,172,172,171,171,170,169,169,168,168,167,167,166,166,166,166,166,166,164,163,163,162,168,168,168,168,168,168,168,168,168,168,168,168,168,168,168,"","","","",""]
[55,174,174,174,174,174,173,173,172,172,171,171,170,170,170,170,169,169,169,169,169,168,167,166,166,172,172,172,172,172,172,172,172,172,172,172,172,172,172,172,172,"","","",""]
[56,176,176,176,176,176,176,176,175,175,175,174,174,174,174,173,173,173,173,173,173,172,171,171,170,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,176,"","",""]
[57,180,180,180,180,180,179,179,179,179,178,178,178,178,178,178,177,177,177,177,177,177,176,175,175,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,181,"",""]
[58,184,184,184,184,184,183,183,183,183,183,183,182,182,183,183,183,182,182,183,183,183,183,181,179,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,185,""]
[59,189,189,189,189,189,189,189,189,189,189,188,188,188,189,189,189,188,188,189,189,189,189,189,186,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190,190]
[60,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194,194]
[61,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200,200]
[62,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206,206]
[63,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212,212]
[64,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218,218]
[65,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224,224]
[66,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231,231]
[67,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239,239]
[68,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246,246]
[69,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255,255]
[70,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263,263]
[71,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273,273]
[72,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283,283]
[73,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294,294]
[74,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306,306]
[75,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319,319]
[]
["Notes:"]
[]
["1.    Ages are expressed as age last birthday."]
[]
["2.    To find the premium to purchase £X of Added Pension, divide £X by 100 and multiply by the relevant factor."]
[]
["3.    To find the Added Pension purchased by £P of premium, divide £P by the relevant factor and multiply by 100."]
[]
["4.    Where a member wishes to use monthly payments part-way through a scheme year, they may do so only for the remainder of that scheme year; a new contract would need to be taken out in subsequent scheme years to purchase further Added Pension. In this instance, the required premium to purchase £X of Added Pension can be found by following the steps in point 2 and then multiplying by 12 and dividing by the number of monthly payments available to be made during the remainder of the scheme year (e.g. x 12 ÷ 6 if election is made half-way through the scheme year). Similarly the Added Pension purchased by £P of monthly premiums that begin part-way through a scheme year can be calculated by following the steps in point 3 and then dividing by 12 and multiplying by the number of monthly payments available to be made during the remainder of the scheme year (e.g. ÷ 12 x 6 if election is made half-way through the scheme year)."]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"AFPS - Consolidated Factor Spreadsheet"}]
[{"$f":"TABLE_FACTOR_TYPE&\" - x-\"&TABLE_SERIES_NUMBER","v":"EDP - x-1401"}]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","EDP"]
["Description","EDP lump sum conversion factors"]
["Gender","Unisex"]
["Factor Age/Period Definition","Age last birthday at retirement"]
["Section Number",0]
["Series Number",1401]
["Table Reference",1401]
["Table Reference in Guidance","Table 0-1401"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-12"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Age","SPA 65 £","SPA 66 £","SPA 67 £","SPA 68 £"]
[40,5.91,5.74,5.58,5.43]
[41,6.05,5.86,5.69,5.53]
[42,6.19,5.99,5.81,5.65]
[43,6.36,6.14,5.95,5.77]
[44,6.54,6.31,6.1,5.9]
[45,6.74,6.49,6.26,6.05]
[46,6.97,6.69,6.45,6.22]
[47,7.23,6.92,6.65,6.41]
[48,7.52,7.18,6.88,6.61]
[49,7.85,7.47,7.14,6.85]
[50,8.23,7.81,7.44,7.11]
[51,8.67,8.19,7.77,7.41]
[52,9.18,8.64,8.16,7.75]
[53,9.8000000000000007,9.16,8.6199999999999992,8.15]
[54,10.53,9.7899999999999991,9.16,8.6199999999999992]
[55,11.44,10.54,9.8000000000000007,9.17]
[56,12.56,11.46,10.56,9.82]
[57,13.96,12.58,11.48,10.58]
[58,15.75,13.98,12.6,11.5]
[59,18.14,15.77,14,12.62]
[]
["1.    To calculate the amount of additional pension divide the amount of lump sum being given up by 100 and then multiply by the relevant factor."]

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["Government Actuary's Department"]
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[]
["Data Item","Factor Table Information"]
["Client","AFPS"]
["Section","AFPS 15"]
["Factor Type","EDP"]
["Description","Repayment of EDP lump sum upon rejoining factors"]
["Gender","Unisex"]
["Factor Age/Period Definition","Period of time between leaving service with EDP benefits and rejoining/repaying EDP lump sum (years/months)"]
["Section Number",0]
["Series Number",1501]
["Table Reference",1501]
["Table Reference in Guidance","Table 0-1501"]
["Related Factor Table Reference (where the factor uses the same table as another factor in this spreadsheet)"]
["Date Factors Issued to Client","2018-12-12"]
["Date Factors Implemented (if known)","2019-04-01"]
["Factor Status","In force"]
[]
["Return to factor list"]
[]
[]
["Years",0,1,2,3,4,5]
["Months"]
[0,1,1.024,1.048576,1.0737418240000001,1.099511627776,1.1258999068426241]
[1,1.0019783315388433,1.0260258114957757,1.0506504309716742,1.0758660413149945,1.1016868263065545]
[2,1.0039605768733644,1.0280556307183251,1.052728965855565,1.0779944610360985,1.1038663281009649]
[3,1.0059467437463483,1.0300894655962607,1.0548116127705709,1.0801270914770646,1.1060501416725144]
[4,1.0079368399158986,1.0321273240738802,1.0568983798516534,1.082263940968093,1.1082382755513271]
[5,1.0099308731554664,1.0341692141111976,1.0589892752498662,1.0844050178558631,1.1104307382844039]
[6,1.0119288512538813,1.0362151436839746,1.0610843071323899,1.0865503305035673,1.112627538435653]
[7,1.0139307820153824,1.0382651207837517,1.0631834836825618,1.0886998872909432,1.1148286845859259]
[8,1.0159366732596478,1.0403191534178793,1.0652868130999085,1.0908536966143061,1.1170341853330497]
[9,1.0179465328218249,1.0423772496095487,1.0673943036001778,1.0930117668865822,1.1192440492918603]
[10,1.0199603685525627,1.044439417397824,1.0695059634153719,1.0951741065373408,1.121458285094237]
[11,1.0219781883180403,1.0465056648376734,1.0716218007937777,1.0973407240128283,1.1236769013891361]
[]
["Notes:"]
[]
["1. The EDP lump sum that a member received will be paid back, with interest, immediately upon the member rejoining."]
[]
["2. To find the amount that needs repaying, multiply the original EDP lump sum value by the relevant factor from the table above. Then, multiply by the value of CPI at the time of repayment and divide by the value of CPI at the time the EDP lump sum was originally paid."]
[]
["3. The relevant factor is found by rounding to the nearest number of months."]
[]
["4. These factors should not be used for any other purpose."]
[]
["Formula method:"]
["Rather than use the above table, the factors can be produced manually using the formula 1.03^(Y+M/12+D/365) where Y is the number of complete years, M is the number of complete months and D is the number of complete days between leaving service and rejoining. \"^\" represents \"to the power of\". Note that the CPI adjustment in step 2 above would still need to be performed after the original EDP lump sum value has been multiplied by the factor produced using the formula approach."]